Home Loans With Vanessa
Vanessa is awaiting your call, text, email, smoke signal…to assist with your mortgage needs! Loan products are subject to availability and credit approval.
www.nmlsconsumeraccess.org | Terms, conditions, and restrictions may apply. Not a commitment to extend credit. Equal Housing Lender.
It's Simple! Apply Now >>> www.HomeLoansWithVanessa.com/apply
Curious how the LTO program works? See below! Apply Now: www.HomeLoansWithVanessa.com/apply
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Interested in Down Payment Assistance? Apply Now: www.HomeLoansWithVanessa.com/apply
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😂😂😂 Not a unicorn? It’s ok! We still have options for you. Credit options down to 500. Lease to own financing. Let us help you today.
www.HomeLoansWithVanessa.com
Every single time, but I’m here for it. 😂 We make it easy for you.
Let’s make this easier for everyone! Quick call and short application process to see what you qualify for. www.HomeLoansWithVanessa.com
Looking for creative lending options? I’m here to help! www.HomeLoansWithVanessa.com
The struggle is real, but you’re not alone! We are here to help. www.HomeLoansWithVanessa.com
If it were only 220 emails 🫣
I’m your unicorn. Where there is a will, there is a way.
www.HomeLoansWithVanessa.com
Want to know more? Let's chat.
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Not sure what you qualify for? Let’s chat.
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I’m here for it! 😂
HomeLoansWithVanessa.com
We have some really amazing loan options to help!
https://www.homeloanswithvanessa.com/programs
Home Loans With Vanessa Vanessa is awaiting your call, text, email, smoke signal…to assist with your mortgage needs!
Happy Mothers Day!
www.HomeLoansWithVanessa.com
*We have an LO that can assist you TODAY!
Home Loans With Vanessa Home Loans With Vanessa - Unlock Your Home Dreams with Vanessa. Expertise, Integrity, and Personal Touch in Mortgage Lending.
Credit Challenged?
We can do FHA with 550 FICO 15% down
OR Min 580 FICO for 3.5% down.
We have some super exciting news and updates on available loan products, with even more coming soon.
We have released our Niche Products In House. No product overlays. Simple.
Let's talk and help your buyers with their next purchase. Here are some general guidelines.
Portfolio:
No tax returns needed
96.5% LTV, Max DTI 46, Min FICO 620
Sole Proprietors, Corporations, LLC's, Partnerships. 2-year history and current YTD P&L, with current year balance sheet. CPA/or CTEC letter explaining length and success.
Portfolio Plus:
No pay stubs needed
96.5% LTV, DTI 46, 620 FICO
2 year history at same employer and salary key from web needed.
Conventional Portfolio
1yr employment history and pay stubs
95% LTV DTI 32 680 FICO
Non-QM P&L
No bank statements
80% LTV, 660 FICO, $150k-$3M
Non-QM WVOE
80% LTV 660 FICO, DTI 45, $150-$3M
DSCR
80% LTV, 660 FICO $2M Max 3-6mo reserves. NO DTI
Jumbo
80% LTV, 680 FICO, DTI 45 $500k cash out max $2.5M Max Loan
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14201 RR 12, Suite 3
Wimberley, TX
78676
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