Beard Insurance & Associates

There is no cost for having life insurance…. only a cost for not having it…

Beard-Insurance.com

Why Consider Cancer Insurance?
The total financial impact of cancer includes direct and indirect costs. The American Cancer Society estimates that one in five insured persons diagnosed with cancer uses all or most of their savings because of the financial cost of dealing with cancer. (American Cancer Society, Cancer Facts & Figures 2008, page 38) The problems are significantly worse for those without insurance.

No one wants to experience a cancer diagnosis, but the fact is that the risk of getting cancer is great. In the United States, men have slightly less than a one in two lifetime risk of developing cancer; for women, the risk is a little more than one in three. (American Cancer Society, Cancer Facts & Figures 2013, page 1) A cancer/specified-disease insurance policy is designed to provide you with cash benefits during covered cancer treatments.

Cancer can occur at any time regardless of lifestyle, yet too many people lack cancer insurance coverage to help pay for additional costs associated with treatment.

Beard Insurance & Assoc. (512)847-9394

Guidance for Vaccinating Older Adults and People with Disabilities: Ensuring Equitable COVID-19 Vaccine Access

https://www.cdc.gov/vaccines/covid-19/clinical-considerations/older-adults-and-disability/access.html

6 Herbs to Plant on Your Balcony or Small Garden

https://sixtyandme.com/plant-herbs-balcony-small-garden/ If you're looking to plant some fresh, organic herbs on your balcony or small garden, here are 6 great choices to start with.

Go green if you wanna party like it’s 2019

https://www.businessinsurance.com/article/20210608/NEWS06/912342386/Go-green-if-you-wanna-party-like-it%E2%80%99s-2019-COVID-19-coronavirus-virus-pandemic-S The new COVID-19 safety wearable is no longer just a mask; it’s a color-coded plastic bracelet that borrows from the colors of traffic signals. Red means no touching. Yellow means elbows touch only. And green means “Hugs Welcome.”

Summer Fun for Seniors

https://www.sageminder.com/Caregiving/CaregivingBasics/ActivitiesforSeniors/SummerActivities.aspx

The Hidden Value Of Life Insurance

https://insurancenewsnet.com/innarticle/the-hidden-value-of-life-insurance With competing financial priorities and new concerns around health and wellness, consumers desire more flexibility in their insurance products. Life insurance can provide it.

Knowing Which Federal Agency Will Answer Your Medicare Question

https://www.dummies.com/personal-finance/insurance/health-insurance/knowing-which-federal-agency-will-answer-your-medicare-question/#tab0 Copyright © 2015 AARP. All rights reserved. The bureaucratic division between Social Security and Medicare, which consumers often find confusing, has its roots in history. When Medicare began in 1966, the whole program was run by the Social Security Administration (SSA). Later, the federal governme...

The Importance of Good Reflexes and Reaction Times as We Get Older

https://sixtyandme.com/reflexes-reaction-times/ As we get older, our reflexes and reaction times slow down. The good news is, we can improve on both with some simple exercises.

What You Don’t Know About Senior Fitness

What You Don’t Know About Senior Fitness Are you one of the 75% of American seniors who do not exercise regularly? For many seniors, there are several perceived barriers preventing them from staying physically active. The most common reasons seniors may be sitting on the sidelines include:

Top 10 Frequently Asked Questions About MEDICARE

https://sixtyandme.com/10-medicare-faqs/ There are many questions about Medicare that concern interested seniors. Here is a list of the top 10 that are among the first to ask.

Graduation Season and Health Insurance

https://www.thinkadvisor.com/2021/06/14/graduation-season-and-health-insurance/ ’Tis the time for parents to ask about keeping their young adult children covered.

Colorectal cancer screening recommended at age 45 instead of 50 – it’s no fun, but it’s worth it

https://theconversation.com/colorectal-cancer-screening-recommended-at-age-45-instead-of-50-its-no-fun-but-its-worth-it-155214 Screening for colorectal cancer should begin at 45, not 50. A colorectal cancer expert explains how that could save lives, and why the age was lowered.

Bringing joy back to the classroom and supporting stressed kids – what summer school looks like in 2021

https://theconversation.com/bringing-joy-back-to-the-classroom-and-supporting-stressed-kids-what-summer-school-looks-like-in-2021-161150 This year summer schools will have to figure out how to tend to the emotional and academic needs of students coming out of remote learning.

Is It Time For a Good Ol' Nap?

https://sixtyandme.com/midday-nap-healthy-or-not/ If you have ever wondered whether taking a good ol' midday nap is healthy, then read on. You'll be surprised to learn that it is!

Turning 65 and still working? Be sure to avoid costly Medicare mistakes

https://www.cnbc.com/2021/06/03/turning-65-and-still-working-be-sure-to-avoid-medicare-mistakes.html The biggest blunder is not signing up for Medicare when you're supposed to, says one expert. Here's what to know.

The Last Guide to Chair Yoga You’ll Ever Need

The Last Guide to Chair Yoga You’ll Ever Need No matter what age or skill level you are, yoga can provide both physical and mental benefits. Chair yoga simply modifies traditional yoga movement. This method is perfect for individuals who may be physically limited either by their personal fitness or location.

‘Social Security doesn’t even cover my entire rent.’ How retirees say Congress should change benefits

https://www.cnbc.com/2021/06/17/struggling-on-social-security-how-retirees-say-benefits-should-change.html The average retired worker receives just $18,500 per year in Social Security benefits. For many, that income is not enough. How Congress may change that.

Stay Healthy with Regular Medicare Glaucoma Screenings

https://sixtyandme.com/regular-glaucoma-screenings/ Glaucoma is a serious eye condition that can cause blindness. Now is the right time to get screened for this condition.

Van Mueller: It’s The ‘Greatest Time Ever’ For Cash-Value Life Insurance

https://insurancenewsnet.com/innarticle/7708975 Insurance News Net is the source for breaking news and relevant information on the Life insurance, Health insurance, Property and Casualty Insurance,

How Much do We Owe Our Aging Parents?

https://sixtyandme.com/caregiving-aging-parents/ Caregiving for our aging parents requires a lot of sacrifices. But how far should we go in our care, and should we think of ourselves first?

When Term Life Policyholders Leave the Level-Premium Bubble

https://www.thinkadvisor.com/2021/06/04/term-life-shock-lapse-leaves-high-risk-pool-of-insureds-actuaries/ Consumers who face a huge premium increase turn out to be good at judging their health.

How to ‘build back better’ health habits after the pandemic year

https://theconversation.com/how-to-build-back-better-health-habits-after-the-pandemic-year-161403 A doctor offers tips on how to safely get exercise, sleep and drinking habits back into shape as the pandemic wanes.

The COVID-19 Vaccine: A Medicare Customer Question

https://www.thinkadvisor.com/2021/06/07/the-covid-19-vaccine-a-medicare-customer-question/ The shots are supposed to be free, but there are wrinkles.

How Resilience can Help with Aging in Place

https://sixtyandme.com/resilience-aging-in-place/ When you wish to age in place, resilience is your number one friend. You can't age in place unless you can face challenges straight ahead.

Sleep Care is the New Self-Care

Sleep Care is the New Self-Care Everywhere you turn there is a new self-care trend. A new cream to smooth wrinkles, dietary supplements to improve digestion, workout regiments to lose weight, and the list goes on.