Mrobertson Insured Services

Terrica Smith's journey from homelessness to real estate mogul is an inspiration. Now, as CEO of Cachet Real Estate, she's giving back with the Madeline Cove project, providing affordable housing to families in need. Her resilience and determination show that dreams can become reality, even in the face of adversity.

Are you prepared for retirement? 🏡

✨One important question to consider: 👉🏽What happens to your life insurance when you retire❓

If your life insurance was through your job, you might lose that coverage once you retire. However, many group plans offer the option to convert your policy into an individual plan. Be aware that the cost could be higher than what you paid as an employee.

🔍 It’s crucial to review your options now to ensure your loved ones are protected later. Need guidance? Let’s chat! 💬

Cancer treatment can cost over $150,000 on average. 😲 But with a cancer insurance plan, you can focus on your recovery without worrying about financial stress.
💲 Can be as low as $10 a month ❗️❗️
🌟 Protect your future today! Get a free quote today❗️

🔒 As an entrepreneur, ensuring proper insurance coverage is paramount for safeguarding your income in case of illness or injury. Here's a breakdown of key insurance types:

1. Disability Insurance: Provides income replacement if you're unable to work.
2. Health Insurance: Mitigates medical expenses and financial strain.
3. Business Overhead Expense Insurance: Covers essential business costs like rent and salaries.
4. Critical Illness Insurance: Offers a lump-sum payment upon diagnosis of a severe illness.

Prioritize your business's financial security with comprehensive insurance solutions.

📲 Get A quote today at no cost or want more information.
Protect Your Income, Secure Your Future - Get Insured Now
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Ever wonder what happens when your primary insurance says, “We’ve covered this much, and no more”? 🤔 That’s where Supplemental Insurance Plans swoop in! 🦸‍♀️🦸‍♂️

✨ What Are They?
Supplemental insurance acts like a financial safety net, designed to fill the gaps your main insurance might leave. Think of it as your backup plan for the unexpected. 🛡️

🔍 Who Needs It?

• Families with High Medical Expenses: If you or your loved ones frequently visit doctors or hospitals, these plans can ease the burden on your wallet. 👨‍👩‍👧‍👦

• People with Specific Health Concerns: Got a history of specific health issues in the family?🎯

• Those Seeking Peace of Mind: 🤗

💡 How Does It Work?

1. Unexpected Event 😱

2. Primary Insurance Kicks In: Your main health or accident insurance covers what it can. 👍

3. Supplemental Plan Takes Over: It covers additional costs or provides cash benefits, easing your financial worries. 💸

🎉 Benefits:

• Helps with out-of-pocket expenses like deductibles, copayments, and non-covered treatments.
• 👉🏽Direct payments to you! Use the cash benefits however you see fit—be it for bills, groceries, or recovery aids. 🛍️

👉 Interested in learning more? Drop us a DM or leave a comment below!

Feeling secure in your job❓ Confident in your health and age❓🤔 Remember, life can throw unexpected curves your way—job loss, health changes, unforeseen circumstances.

🚨 Don’t let ‘later’ become ‘too late.’ 💡 Secure your future today.
👉🏽Get personal life insurance today, your employer insurance is not promised❗️
📲336-450-6141
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👉🏽 Do you need help finding affordable insurance or have any questions…… message me or call me @ 336-450-6141

[email protected]

Do you only have group life insurance through work❓
📊 It’s a great start, but it might not be enough.
Individual life insurance provides additional coverage and stays with you even if you switch jobs. DM me for a free consultation and find out how you can better protect your family.

✨It is essential to understand how your employer-provided benefits. It's crucial to review your policy details and consider securing individual life insurance to ensure you have continued coverage regardless of your employment status.
Get a quote today at NO cost❗️

🔍 Life insurance comes in various types to suit your needs:

1️⃣ Term Life: Coverage for a specific period.

2️⃣ Whole Life: Lifelong coverage with a cash value component.

3️⃣ Universal Life: Flexibility in premium payments and coverage.

4️⃣ Variable Life: Death benefit + investment options.

Understanding these options helps you make an informed decision. 💡💼 "
Get a free quote today!

Having insurance that pays cash 🤑benefits directly to you, giving you peace of mind and financial support during unexpected situations. It's definitely worth considering! Reach out to me today!

✨When deciding if group or individual life insurance is better for you, consider factors like your health, financial needs, employment stability, and whether you need coverage that extends beyond just providing a death benefit.
👉🏽Contact me today
➡️Free quote

Are you looking for affordable Health insurance?
Check this Out👇

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Having insurance that pays cash 🤑benefits directly to you, giving you peace of mind and financial support during unexpected situations. It's definitely worth considering! Reach out to me today!

🛡️ Self-Employed Income Protection 101 🛡️

Being your own boss means securing your income is key! 🌟 Here’s a quick breakdown:

🔹 What is Income Protection Insurance?
It’s like a safety net that catches you financially if illness or injury stops you from working, covering expenses from mortgages to groceries.

🔹 Disability vs. Critical Illness Insurance:
Disability insurance has you covered for a wide range of issues—from anxiety to injuries—keeping you afloat no matter what. Critical illness insurance, while helpful, only pays out for major health events like cancer or heart disease.

🔹 What’s Covered?
Your policy can support you through anxiety, bone injuries, muscle spasms, chronic fatigue, and more. Remember, exclusions apply, like injuries from illegal activities.

Protect your hard-earned income because peace of mind is priceless! 💼💪
Get a free quote today!

゚Employed Everyone

As an entrepreneur, Everyone it's crucial to have insurance coverage that can provide financial security if you're unable to work.
Here are some types of insurance that can help:

1. Disability insurance: Protects your income if you become disabled and unable to work.

2. Business interruption insurance: Covers lost income and expenses if your business is temporarily shut down due to unexpected events like fire or natural disasters.

3. Key person insurance: Provides financial protection if a key employee or business partner becomes unable to work or passes away.

4. Health insurance: Helps cover medical expenses and ensures you have access to healthcare services.

5. Life insurance: Offers financial protection to your loved ones in the event of your passing.

Remember, having the right insurance can provide peace of mind and help you navigate unexpected challenges. Let me know if you have any more questions! 🛡️💼

Prospecting for business opportunities with these ladies 🤑🤑
Do you believe your job provides excellent benefits? ゚

When it comes to employer-provided life insurance, it's important to consider the potential drawbacks. 👉🏽If you leave the group, you may lose the insurance coverage and have to seek individual coverage based on your current age and health.

"Secure 🔒your own coverage! Don't leave your future to chance!" 💼💡📲 ゚