Wes Patterson, Mortgage Loan Officer, NMLS 1899214

Want to save money – potentially hundreds – each month? Refinance your current loan into a new conventional loan with NO monthly PMI payment! Call us today to see what you can save.

Wes Patterson
336-478-6806
[email protected]
http://wes-helmsmortgage.com

Tired of being cooped up and penned in? Talk to us about how you can switch from renter to buyer to get the backyard you and your fur baby always wanted!

Wes Patterson
336-478-6806
[email protected]
http://wes-helmsmortgage.com

Put more money in your pocket by refinancing! Let's talk about your options!

Wes Patterson
336-478-6806
[email protected]

It's tax season and your refund could be used as a great investment in a new house! Let us put your refund to work for you!

Wes Patterson
336-478-6806
[email protected]
http://wes-helmsmortgage.com

Ready to set roots? With a VA loan – open to those who served in the Armed Forces – you can get a home loan with a lower interest rate and no closing costs. Call us to learn more about how to take advantage of your benefits!

Wes Patterson
336-478-6806
[email protected]

Happy St. Patrick's Day! You don’t need luck to get into your dream home, you just need an independent mortgage broker like us to help you along the way.

Wes Patterson
336-478-6806
[email protected]

The most common reasons our clients get a cash out refinance: 1) A big home renovation, 2) Pay off debt, 3) Purchase a second home, 4) Start a business. Whatever your reason, give us a shout. We'll do the math to see what funds are available to make your plan a reality!

Wes Patterson
336-478-6806
[email protected]

FHA loans can be perfect for buyers with lower down payments and can sometimes be easier to quality for than conventional loans. To learn more about what kind of loan may be perfect for your unique situation, give us a ring!

Wes Patterson
336-478-6806
[email protected]

Turns out, even with less-than-perfect credit, we can still get you a great loan for your home purchase or refinance! Call us today!

Wes Patterson
336-478-6806
[email protected]

Whether buying, building, or refinancing a home, if you've served in the military, you may qualify for a veteran home loan. Call us to learn more – we'll make the process easy, and make sure you get all the benefits to which you're entitled!

Wes Patterson
336-478-6806
[email protected]

Your debt-to-income ratio (DTI) = your monthly debt payments / by your gross monthly income. Mortgage lenders use this number to measure your ability to pay back a loan. Mortgage brokers (that's us!) use this number to shop multiple lenders to ensure you get the best, least expensive loan.

Wes Patterson
336-478-6806
[email protected]

How easy do we make it to apply for a mortgage? So easy, you simply e-sign and go about the rest of your night! We'll verify your income, assets and tax returns for you! Message us to learn more.

Wes Patterson
336-478-6806
[email protected]

Every homeowner should have these basic tools on hand – even if you're no handyman, they can help you solve small problems in a flash! Learn more here: thespruce.com/basic-household-tool-kit-1976251

Wes Patterson
336-478-6806
[email protected]

Want to get into your dream house before the first flowers of spring? We can help you close your loan in 30 days or less!

Wes Patterson
336-478-6806
[email protected]

It's tax season and your refund could be used as a great investment in a new house! Let us put your refund to work for you!

Wes Patterson
336-478-6806
[email protected]

As independent mortgage brokers, we're focused on just home loans to give you the best service, experience and loan type possible.

Wes Patterson
336-478-6806
[email protected]

Virtual E-Closing gives you the convenience of closing on a purchase or refinance – even when you're a thousand miles away from home.

Wes Patterson
336-478-6806
[email protected]

2020 Spring Housing Market

roberthelms.myhomehq.biz What's the outlook?

Independent mortgage brokers like us do much more than just help you find the right loan with the lowest payment. We guide you through the entire mortgage process to make sure you're happy with one of the biggest financial decisions you'll ever make. Give us a ring to get started today.

Wes Patterson
336-478-6806
[email protected]

What's a cash-out refi? It's taking money you've earned from your home – whether through paying down your mortgage over time or through an increase in your home's value – and using it for whatever you want, like an upcoming vacation, college tuition, or maybe a home renovation! Give us a call to learn more.

Wes Patterson
336-478-6806
[email protected]

Buying a home but don't have the time to chase down the best mortgage? That's where we come in. Just think of us as your personal loan shopper whose sole mission is to find you the best deal across our entire network of lenders. Call us to get started today!

Wes Patterson
336-478-6806
[email protected]

By now you've heard: the better your credit score, the bigger the benefits when it comes to getting a mortgage! Here are three tips to improve your credit by up to 100 points. 1) Fix errors on your credit reports. 2) Stay below your credit limit. 3) Tackle past-due bills.

Wes Patterson
336-478-6806
[email protected]

You don't need perfect credit to get a great rate. Our FHA loans are more forgiving when it comes to your past credit. Call us today to learn more!

Wes Patterson
336-478-6806
[email protected]

Pre-approved home BUYERS can negotiate and make offers with confidence. That’s because home SELLERS prioritize offers from buyers whose creditworthiness have already been vetted and approved by a lender. Give us a ring to get pre-approved today!

Wes Patterson
336-478-6806
[email protected]

To all veterans, do you know you could be eligible for a VA home loan? Low down payment, low interest rates and fast closings. We’re in your neighborhood and ready to serve YOU. Call us today!

Wes Patterson
336-478-6806
[email protected]

We're always looking for ways to save you money when it comes to your purchase or refinance. One of the ways we do this is to check whether your property is eligible for an appraisal waiver – which could save you $500 or more in appraisal fees! Call us today to get started.

Wes Patterson
336-478-6806
[email protected]

Want to close on your first home faster and for less money? We can get you into your home in 30 days or less and get you a lower rate!

Wes Patterson
336-478-6806
[email protected]

3 out of 4 potential first-time homebuyers think that renting is more affordable than purchasing a home. But, did you know that you can often get into your home with less than two-months' rent as a down payment? Call us to learn more!

Wes Patterson
336-478-6806
[email protected]

Why work with an independent mortgage broker? We have hundreds of mortgage options under one roof to help find the perfect one for you! Call us today to learn more.

Wes Patterson
336-478-6806
[email protected]

Unlike the bank you use for your checking account or giant retail lenders, we have access to more loan options that can lead to lower monthly mortgage payments! DM us for more details!

Wes Patterson
336-478-6806
[email protected]

We couldn't agree more! Independent mortgage brokers like us are not limited to the products of a single lender, so they can shop around to find you the best possible loan and a lower monthly payment. PM us to get started!

Wes Patterson
336-478-6806
[email protected]

Dreaming of a life beyond the fast lane? If you have good credit, you could qualify for a rural home with no money down! Call us to learn more!

Wes Patterson
336-478-6806
[email protected]

Wes Patterson, Mortgage Loan Officer, NMLS 1899214's cover photo

Wes Patterson, Mortgage Loan Officer, NMLS 1899214