The Gary Kelemen Team

-You may be torn between buying a home now or waiting. But don’t forget to factor in the equity you’ll gain as prices rise.
-Experts forecast prices will climb over the next 5 years – and based on those forecasts, you could gain about $90k in equity in that time.
-So, you could wait, but you’ll miss out on a lot of equity if you do. If you’re ready and able to buy, let’s connect so you can start growing your wealth now.

Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment.
Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up.
This may be your opportunity to forget renting for good. If you want to see which option makes the most sense in your area, connect with a local agent.

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First Generation Home Buyer Assistance is available now. Have you considered being the First in your immediate family to become a homeowner? 🏠

Would $35000 (or up to $53,000 when combining programs) in 💲💲💲down payment and closing cost assistance 💲💲💲make your dream 🤩 come true??? YES!!!
💥 If you, or someone you know, has considered escaping the rent trap 🪤( as in 100% interest 😭, no equity), we need to Talk TODAY!
Call or Text me NOW.
📱 651-900-1642 📲.

61% of the funds have been allocated, so grab your share now!

-on a $300K home, could reduce monthly payment by about 10% 🙀
-can be $1000 per month LESS than renting a similar, nearby home 🙀
-and the best part ….. if you stay, it goes away (see lender for details) 🤩🤩🤩

-stay 10 yrs, $17,500 can be forgiven
-stay 20 years… the whole $35K is forgivable.
-and the 💰equity💰 is yours.
-At 4% per annum (50 year avg). 💥That’s $140K of increased personal wealth after 10 years💥

Let’s Connect to get started today! 📱651-900-1642

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Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead.

Mortgage rates will come down slightly. More homes will sell. And prices will rise more moderately.
Connect with a local agent to discuss what these forecasts mean for your move and what to expect from your local market in 2025.

Some Highlights
Thinking about making a move in 2025 and wondering what you can expect? Here’s what expert forecasts say lies ahead.

Mortgage rates will come down slightly. More homes will sell. And prices will rise more moderately.
Connect with a local agent to discuss what these forecasts mean for your move and what to expect from your local market in 2025.

-Back in 2008, there was an oversupply of homes for sale. Today, there’s an undersupply. The three main sources of inventory show this isn’t like the last time.
Existing homes, new homes, and foreclosures are all way below the levels we saw during the housing crash.

-Inventory data shows there just aren’t enough homes available to have a repeat of what happened back in 2008.

What Every Homeowner Should Know About Their Equity Curious about selling your home?

Home prices have gone up, which means your equity probably has too. Let’s Connect so you can find out how much equity you have in your home and move forward confidently when you sell.

What Every Homeowner Should Know About Their Equity Curious about selling your home?

https://www.keepingcurrentmatters.com/2024/07/23/why-a-foreclosure-wave-isnt-on-the-horizon/

Why a Foreclosure Wave Isn’t on the Horizon Even though data shows inflation is cooling, a lot of people are still feeling the pinch on their wallets.

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Homeowners Gained $28K in Equity over the Past Year

If you own a home, your net worth has probably gone up a lot over the past year. Home prices have been rising, which means you're building equity much faster than you might think. Here’s how it works.

Equity is the current value of your home minus what you owe on the loan.
Over the past year, there have still been more people wanting to buy than there are homes available for sale, and that’s pushed prices up. That rise in prices has translated directly into increasing equity for homeowners.
How Much Equity Have You Earned over the Past 12 Months?

According to the latest Homeowner Equity Insights from CoreLogic, the average homeowner's equity has grown by $28,000 in the last year alone.

What If You Bought Your House Before the Pandemic?

If you bought your house before the pandemic, the equity news is even better. According to data from Realtor.com, home prices...

Homeowners Gained $28K in Equity over the Past Year If you own a home, your net worth has probably gone up a lot over the past year.

What To Do When Your House Didn’t Sell

If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment. And as you’re working through that, you’re probably also wondering what went wrong and what you should do next.

Was It Priced for Today’s Market?

Setting the right price from the start is key. While it might be tempting to try shooting high with your price, that can slow down the selling process big time. If your house was priced higher than others similar to it, it may have turned away buyers. And that’s likely why it sat on the market.

Was It Easy for Buyers To Tour?

One of the biggest mistakes you can make when selling your house is overly restricting the days and times when potential buyers can tour it.

Was It Set Up To Make the Best Impression on Buyers?

If buyers weren’t interested in your house, it’s worth taking another look at your home through their...

What To Do When Your House Didn’t Sell If your listing expired and your house didn’t sell, it’s totally natural to feel a mix of frustration and disappointment.

Wondering what will happen with the housing market in the second half of the year?

According to the experts, home prices are set to climb moderately, mortgage rates might dip a little, and home sales are expected to stay steady.

Have questions about what this means for you? Let's chat about your plans.

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC]

Wondering what the second half of the year holds for the housing market? Here’s what expert forecasts say. Home prices are expected to climb moderately. Mortgage rates are forecast to come down slightly. And, home sales are projected to hold steady. If you have questions about what to expect for the rest of the year, DM me so we can have a conversation about what it means for you and your plans.

Housing Market Forecast for the 2nd Half of 2024 [INFOGRAPHIC] Wondering what the second half of the year holds for the housing market? Here’s what expert forecasts say.