Carlos C Guevara - The Mortgage Factory

As your local broker, you can count on me to support you. Let's start the search today for your dream home!

The holiday season is here, and borrowers who use an independent mortgage broker can save thousands. Call us today to see how much!

Calling all landlords! Did you know that you can use the rental income you're currently accruing for future investment properties? Contact us today and we'll show you how.

The homebuying process doesn't have to be stressful. We can provide a speedy pre-approval just for you!

If you have an entrepreneurial spirit, you could be a fit for our team. Take the leap and call us today.

If you’re looking to change things up but don’t want to move, you should consider renovating. Reach out to see how we can help turn your home equity into cash for home improvements.

If high-priced homes are in your budget, give us a call and talk to an expert who can get you into your dream home.

No one likes searching for old tax returns, pay stubs or bank statements. With our innovative technology, we can securely and automatically verify your income and assets during the homebuying process. Contact us to learn more!

Missed a payment? Owe too much? No problem. You don’t need perfect credit to get a great rate. With FHA loans, you can qualify for a mortgage with a credit score of just 580. Reach out to learn more!

Leaves aren't the only things falling this November. With a temporary rate buydown, you can buy down the rate of your house for the first 12–36 months. Give us a call to see how low you can go.

Looking to own a dream home of your own? Reach out today to see if you qualify for this no-down-payment-required loan.

Want to be pre-approved for a mortgage in as little as 15 minutes? By utilizing state-of-the-art technology we can make that happen. Reach out to us today to get pre-approved in no time at all!

There’s a misconception out there that you need 20% down to purchase a new home — that is simply not true! In fact, you may need as little as just 3% down. Call me today and let’s discuss your options.

FHA loans let you make homeownership dreams come true for even more borrowers. Call today to talk to one of our experts — we'll light the way for you and your clients!

Don't want to leave the comfort of your home? Whatever your preference is, we can work together remotely on your next purchase. Call us today to get started!

Prioritize your time and apply for a home loan from anywhere, anytime with our online application!

Ready to take the next step and start shopping for a home? Make sure by getting pre-approved! Call today to learn how much home you can afford.

Saving up for a deposit? Consider a down payment instead! Owning a home is more affordable than you might think, and our expert team can help you find the right mortgage options for you. Call today to learn more.

Buying a home doesn't take as long as you think. Working with a mortgage broker like me can help you get to the closing table in less than 18 days! Call me when you're ready!

Independent mortgage brokers work with your best interest at heart. We shop multiple lenders to help you save money and get you a great deal! Message me and experience the broker difference.

Ready for your next move? Good credit? Ask us today about our Elite rates!