Yuma Investment Group Wealth Management

The Fed cut interest rates for the first time since March 2020. And they went big, with a 0.5% cut. As a result, stocks soared. But what are the long-term ramifications? https://www.yumainvestmentgroup.com/insights/blog/market-commentary-sp-500-makes-new-all-time-high-as-fed-goes-big/

Choosing the right Medicare plan is one of the most important decisions seniors are faced with. It’s also one of the most difficult. Learn how you can decide what’s best for you. https://www.yumainvestmentgroup.com/insights/blog/which-medicare-plan-is-best-for-you/

📣Get Ready for the Ultimate Yuma Catholic Tailgate Party!📣

Hey Yuma, it's time to show your school spirit and join us for the most exciting event of the season—our Yuma Catholic Tailgate! 🏈

Whether you're a proud alum, a dedicated parent, or a passionate fan, this is your chance to come together, enjoy great food, co****le, cold beverages and cheer on our Shamrocks!

Get your tickets here: https://yumacatholichighschool.factsmgtadmin.com/form/uNskYfVYx?authToken=__token__

High-yield corporate bonds continue to hit multi-year highs—not something you typically see ahead of a recession. Learn why: https://www.yumainvestmentgroup.com/insights/blog/category/market-investments/

Medicare Enrollment is right around the corner. Make sure you get the coverage you need by following these helpful tips. https://www.yumainvestmentgroup.com/insights/blog/medicare-time-now-what-things-to-know-as-you-start-out/

Today, we are excited to celebrate a fantastic milestone for Rodrigo Parra—one year with Yuma Investment Group!
In just 12 months, Rodrigo has not only excelled in his role but also made a significant impact on our team and clients. His dedication, hard work, and strategic thinking have been key drivers in his rapid growth within the firm. From tackling complex projects to building strong client relationships, Rodrigo has proven himself to be a rising star.
Here's to Rodrigo’s incredible achievements so far and to the many more successes that lie ahead as he continues to climb the ladder at Yuma Investment Group!

Today, we are thrilled to celebrate a special milestone—Kay Pallack’s 1-year anniversary with Yuma Investment Group! Over the past year, Kay has consistently gone above and beyond in her dedication to our clients. Her commitment to excellence has made a significant impact. And Kay’s contributions don’t stop there. She is also deeply passionate about giving back to our community. Kay’s generosity and heart for service truly shine, making Yuma a better place for everyone. Thank you, Kay, for your hard work and positive energy you bring to our team. Here’s to many more successful years together!

Did you know that if you miss your Medicare enrollment window you may have to wait longer to sign up and you could be charged penalty fees? Check out our handy flowchart to determine when you should sign up for Medicare. https://ow.ly/L5kw50ToxFb..

Most countries are limited by their natural resources and ability to produce certain goods and services. They trade with other countries to get what their population needs and demands. However, trade isn't always conducted in an amenable manner between trading partners. Policies, geopolitics, competition, and many other factors can make trading partners unhappy.

Stocks bounced back last week, with the S&P 500 up 4.1%. September and October are historically rocky months for investors. Could this year buck the trend? https://www.yumainvestmentgroup.com/insights/blog/market-commentary-stocks-rise-ahead-of-big-fed-decision/

Your health is arguably your most important asset in retirement. Download our free guide to help you manage your health care costs: https://ow.ly/6ktH50Tji4P..

Final call! Join us this afternoon for our webinar, “Managing Your Wealth (and Sanity) in an Election Year.” Register now: https://attendee.gotowebinar.com/register/7856715808620956504?source=Yuma+Investment+Group

Medicare Enrollment is right around the corner. Make sure you get the coverage you need by following these helpful tips. https://www.yumainvestmentgroup.com/insights/blog/5-tips-for-getting-the-right-medicare-coverage-this-open-enrollment-season/

September 11, 2001, is a day in history we will never forget. It’s a day when 2,977 people tragically perished because of hatred. Yet, in the face of this darkness, countless strangers came together to help and protect one another. Our company, Yuma Investment Group, had just opened its doors on September 1st, 2001, and even in those early days, we felt the profound impact of this national tragedy. We are forever grateful to the first responders, whose sacrifice and heroism during those harrowing moments stand as a testament to the power of courage and compassion.

Life insurance is a crucial safety net that provides financial security for your loved ones in the face of life's uncertainties. By getting a policy, you ensure that your family is protected from potential financial hardships such as mortgage payments, education costs, or everyday expenses in the event of your unexpected passing. It’s not just about peace of mind; it’s about safeguarding your family’s future and ensuring they have the means to continue living comfortably even when you're no longer there to provide for them. Don’t wait until it’s too late—invest in a life insurance policy today to protect what matters most.

Term of the Day: Angel Investor

Let’s not sugar coat it: Labor market risks are rising. Read the Weekly Market Commentary for more: https://www.yumainvestmentgroup.com/insights/blog/market-commentary-slow-start-to-historically-worst-month-of-the-year/

Stocks had their worst week of the year last week, which means seasonal volatility could be upon us. What do investors need to know? Read the Weekly Market Commentary to find out. https://www.yumainvestmentgroup.com/insights/blog/market-commentary-slow-start-to-historically-worst-month-of-the-year/

You may be mentally prepared for retirement, but would you be OK financially if you were to retire today? Find out if you’re ready for retirement by answering these six questions: https://www.yumainvestmentgroup.com/retirement-planning-quiz/

Celebrate National 401(k) Day with a Complimentary Consultation from Yuma Investment Group!
In honor of National 401(k) Day, Yuma Investment Group is pleased to offer a no-obligation consultation for business owners to review their current retirement plan(s). This is an excellent opportunity to ensure your current retirement plans are aligned with your companies’ financial goals.
Why Schedule a Consultation?
• Expert Review: Get a comprehensive review of your current retirement plan situation by our experienced AIF financial advisors.
• Personalized Advice: Receive tailored recommendations to optimize your retirement plans for you and your employees.
• Peace of Mind: Ensure your retirement strategies are on track to meet your long-term objectives.
Who Should Attend?
• Business owners
• HR managers
• Anyone responsible for company retirement plans
How to Schedule:
To book your free consultation, contact us at 928-329-1700 or email us at [email protected]. Don’t miss out on this opportunity to enhance your retirement planning!

Is Social Security taxable? The short answer is yes, but yours doesn’t necessarily need to be. Learn more about tax planning strategies for your Social Security retirement benefits. https://www.yumainvestmentgroup.com/insights/blog/yes-social-security-income-is-taxable-but-yours-doesnt-have-to-be/

You won't want to miss our upcoming Social Security workshop, instructed by George Davis, Senior Wealth Advisor. Join us at Holiday Inn Express in El Centro, California for an event filled with valuable insights and customized strategies to to fit your needs!
Whether you're nearing retirement age or still planning for the future, this workshop is designed to provide you tools and knowledge you need.
📍 Holiday Inn Express
350 Smoketree Drive
El Centro, CA 92243
📆 Thursday, September 19th | 6PM - 7PM (Check in: 5:45PM)
📆 Saturday, September 21st | 10AM - 11AM (Check in: 9:45AM)
RSVP by clicking the link:
https://www.yumainvestmentgroup.com/events/

Learn what to expect from markets before and after the election in our “Managing Your Wealth (and Sanity) in an Election Year” webinar on Sept. 12. Register now to reserve your spot: https://attendee.gotowebinar.com/register/7856715808620956504?source=Yuma+Investment+Group

It’s worth noting that September is indeed the worst month of the year for the S&P 500 since 1950, over the past 20 years, and over the past 10 years. What might this mean for 2024? Find out in the Weekly Market Commentary. https://www.yumainvestmentgroup.com/insights/blog/market-commentary-sp-500-posts-a-positive-august-as-the-election-enters-the-home-stretch/

Poison pills are a defense strategy used by the directors of a public company to prevent activist investors, competitors, or other would-be acquirers from taking control of the company. There are several types of poison pills—the most common type is the flip-in, executed by issuing more shares to all shareholders except the offending acquirer, thus lowering the amount of control they have or could obtain.

In observance of Labor Day, Yuma Investment Group will be closed on Monday, September 2nd. We will reopen for normal business hours on Tuesday, September 3rd.

We hope you have a safe and enjoyable holiday!

Today, we celebrate an incredible milestone—Tom Rush opened the doors to Yuma Investment Group 23 years ago! Tom’s unwavering dedication, vision, work ethic, and leadership have been the driving force behind our firm’s success. His commitment to the Yuma community goes far beyond business, as he continues to give back in countless ways, making a lasting impact on the lives of so many.
Tom, your strength, generosity, and passion for building a thriving business have not only shaped YIG but has also made our community a better place. Here's to many more years of success and community service!

Not sure how required minimum distributions (also known as RMDs) work with inherited retirement accounts? Use our helpful calculator to get a better understanding. https://www.yumainvestmentgroup.com/secure-rmd-calculator/

Historically, September and October tend to be weak for the stock market. What should investors know as we head into fall? Find out in the Weekly Market Commentary. https://www.yumainvestmentgroup.com/insights/blog/market-commentary-sp-500-approaches-all-time-high-as-fed-pivots-at-jackson-hole/