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Big changes for electric fences in South Africa The South African Bureau of Standards published amendments to the safety requirements of electric fence installations.

Please be alert when driving

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Happy New Year for 2024
Remember to please update your policy with any new gifts, electronic items that you have bought over the festive season

Be safe this Festive Season and Holidays

https://everythingproperty.co.za/power-surge-protection-or-no-claims-say-insurers-how-to-ensure-youre-covered/

Power Surge Protection or No Claims Say Insurers: How to ensure you’re covered - Everything Property Last year, South African short-term insurers reported a 60% increase in claims for destruction to people’s property due to power surge

TOYOTA SOUTH AFRICA ISSUES NOTICE OF UPGRADES TO VEHICLE SECURITY SYSTEMS ON SELECTED MODELS
Dear Intermediary

We confirm Toyota South Africa has advised us they have developed upgrades to the vehicle security system on certain key models. These upgrades can be conducted by any authorised Toyota Dealer at no cost to the customer. The upgrades will be performed automatically when presented for routine service and maintenance, alternatively, customers can decide with their nearest Toyota Dealer to have the upgrade performed at their convenience. All applicable new vehicles will be delivered with the upgrade included.

All vehicle brands equipped with a Keyless Entry system continue to be vulnerable to a mode of theft referred to as a “Relay Attack”. This is where high tech equipment is used to amplify and remotely transmit the key code to the parked vehicle. Toyota vehicles with Smart Entry have an inherent feature to prevent a “Relay Attack” from being executed.

This feature can be activated by the customer as follows:
With all doors shut, press the “Lock” button on the remote.
Immediately press the “Lock” button on the remote for the second time and hold it depressed.
While holding the “Lock” button depressed, simultaneously press the “Unlock” button on the remote twice.
The keyless entry system will be temporarily disabled.
Confirm that the feature is set by either operating the driver door handle/’’Unlock’’ button on the door handle as applicable. The vehicle should not unlock.
To unlock the vehicle press, the “Unlock” button on the remote. This reactivates the keyless entry function.
The above procedure must be followed each time the keyless entry system is required to be disabled.
Consult your Toyota Dealer should you require further clarity on the use of this feature.
In addition to the above, Toyota South Africa has recommended that customers take additional measures to reduce the risk of vehicle theft, including the use of aftermarket devices such as steering locks, gear locks and additional aftermarket immobilisers. Installation of these devices will not void the vehicles warranty, provided the installation is undertaken by an insurance approved installer. To view the full communication from Toyota South Africa, please click here.

To all our intermediaries and clients who have received requests from us to install tracking devices, thank you for your support with this initiative. Over 5 000 devices have been installed to date, offering our clients greater peace of mind, zero theft excesses and discounted premiums. The actions by Toyota South Africa are welcomed, but do not change the requirements for tracking devices where same have been requested. As a caution, please also warn clients that this is not a recall by Toyota.

Historically criminals have used recalls offering a service on behalf of Toyota to collect a vehicle from the client’s house. They will provide personal detail to convince the client they are legitimate. Toyota will not be performing any such action.

What is the legal blood alcohol limit this festive season? | Carletonville Herald South Africans are warned that intensified operations to clamp down on drunk drivers will see a ‘no excuses accepted’ policy adopted over the festive season. Here is the legal blood alcohol limit:

Load shedding

Please make sure your electronic items are unplugged during load shedding to avoid power surge damage and general wear on these items.
Make sure Alarm systems, Gate motors back up batteries are all in working order during load shedding to still protect you.
Failure during these times could cause a claim to be repudiated. Check and test regularly.
To increase or add power surge to your policies please contact me. Power surge cover is no longer automatically added on.

South Africa to look at tying driving licences to ID cards Government is considering several changes to its driving licence cards in an effort to grapple with a growing backlog, says Transport minister Fikile Mbalula.

Why your vehicle claim can be repudiated (not paid )

8 reasons why your insurance claim is rejected in South Africa With more people returning to work full-time, understanding your car insurance policy is important.

Understanding vehicle insurance “How do you choose the correct cover and are all types of insurance cover equal? Can you under or over insure your car – and what will that mean for you?”

Driving licence news

Government is looking at scrapping the 5-year driving licence in South Africa Civil society group Outa held meetings with the Department of Transport this week to discuss the introduction of a 10-year driver licence system in South Africa.

Looking to buy a new bakkie?

Best-selling bakkies in South Africa right now – with pricing New data from Naamsa showed how the South African vehicle market is tacking off in 2022 and which bakkies are at the forefront of sales.

Is your Home in order?

Five tips for keeping your house in order Routine mantainance for private residential homes and comprehensive insurance cover must be prioritised.

Big jump in hijackings in South Africa – these are the hotspot areas South Africa’s crime statistics for Q3 2021/2022 show another steep increase in hijackings across the country.

Contact me for an Auto & General quote

House fires – 14 must read safety tips The importance of insurance, and ensuring that your home is equipped with well-maintained and regularly tested fire protection equipment.

How your credit score impacts your insurance – and vice versa | JustMoney Since insurance is paid in advance, it may seem unrelated to your credit score. However, these two are in fact linked to one another.

Vehicle premiums

Why you pay the same price for insurance in South Africa – even if your car depreciates in value When it comes to insurance, there’s one point of confusion or frequently asked question that stands out – how it is that your vehicle, which depreciates in value over time, continues to be insured at the same, or even a higher, premium?

Power Surge

What Load Shedding Does To Devices And Appliances, Plus Tips To Protect Yours Load shedding is a dreaded part of many South Africans’ day, but aside from the inconvenience it causes, there are also concerns about the impact on electric

Most stolen vehicles

Hijackers target these vehicles in South Africa South African police recorded crime statistics point to the types of vehicles targeted by thieves and criminals in the country.

Generators and what you should know:

How your generator could affect your insurance - IT-Online Load shedding is back, and here to stay for a while – but don’t go rushing off to buy your own alternative power supply without first checking how it’ll affect your home insurance. That’s the warning from King Price’s partner of client experience, Wynand van Vuuren, who says it’s vital t...

Avoid Claims to your Home from Storms and Rains...

Protect your house against wind and rain - Jou Gesin | Solidariteit Wêreld By Emsie Martin The coming rainy season could be an expensive one if you do not do the necessary repairs and adjustments in time. According to a statement issued by Virseker the number of claims submitted by house owners during the rainy season – from October to March – could  ... Read more

Gauteng opens new driving licence centres with fantastic operating hours The government has launched two new driving licence testing centres in Midrand and Centurion. Drivers will love the service hours.

How do brokers outperform direct insurers in this risk-rife world? “Intermediaries are perfectly positioned to be risk advisers and help make the cost of insurance sustainable, while creating true peace of mind for clients.”

What financially stressed South Africans are doing to cut monthly costs Insurance group Santam has published its 2020/2021 barometer report on insurance trends, showing that South Africans are cutting back on a number of luxuries to make ends meet at month-end.

The cost of insuring your business: Eight golden rules to follow SPONSORED | The price of your insurance policy will be determined by risk vs likelihood

Why SA's confidence runs deep - MoneyMarketing Reading Time: 4 minutes Sanlam is not only confident about South Africa’s future, electing to invest in the country – but says there are strong signs that growth prospects in South Africa and Africa are imminent and real. At a recent Sanlam Financial Confidence webinar, Sanlam Retail Affluent Ch...

Is your home secure?

8 Security barriers that every household should consider | Insurance Chat According to the South African Police Service’s latest crime stats, robberies at residential premises increased by 7.6% from 4 916 to 5 288 cases in January to March 2021 compared to the previous year. Statistics South Africa says that house break-ins is the most common crime experienced by househ...