Jenwil BlueStar Bloemfontein

Important message from the Fiduciary Institute of Southern Africa (FISA).

An estate plan should be able to meet the short-term income needs of your beneficiaries since it can take years for an estate to be wound up.

Remember, it's always sensible to consult with a financial adviser or an experienced estate planner when developing and reviewing your estate plan.

This will ensure that it is tailored to your specific needs and goals.

Jenwil BlueStar
📞 051 447 0463 (Bloemfontein) 0181750140 (Potchefstroom)
📧 [email protected]

https://www.sanlamadvice.co.za/bluestar/jenwil/contact-us/

The useful role of life policies in estate planning Remain mindful of the benefits and drawbacks.

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INTEREST RATE CUT

As expected, the SA Reserve Bank’s monetary policy committee (MPC) lowered interest rates by 25 basis points.

Following the cut, SA’s repo rate will now be 8%, and the prime rate 11.50%.

Read more here:

Statement of the Monetary Policy Committee September 2024 Statement of the Monetary Policy Committee September 2024

Kontak Andries Fourie hierdie September -

https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/plan-carefully-for-your-childs-inheritance/86110895080691



🤳 https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/andries-fourie/86110895080691

Commercial property for sale in Westdene - Bloemfontein - Property24 This modern and pristine 107-square-meter office space offers the perfect combination of functionality and comfort for your business. Ideally located in a prime area, this ground-floor property features a total of five spacious offices, a fully air-conditioned boardroom, a welcoming reception area,....

We get an expert to shed light on the importance of wills and how Sanlam is empowering clients to live with confidence.

Read more below or get in touch with Estelle Loubser-Marais to update or draft a will.

https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/wills-building-financial-confidence-for-generations-to-come

📳 0842556376
📧 [email protected]
🤳 https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/estelle-loubser-marais/86987445450947

Are you a multi-tasking powerhouse who thrives in fast-paced environments? Do you have a natural talent for organising, planning, and executing tasks with efficiency and precision?

Jenwil BlueStar is looking for a unique individual who would like to be a sales support assistant for financial advisors, with a specific focus on the administration of long-term insurance and investments, based in its Bloemfontein office. Skills, knowledge, experience, and talent, are each factored into our final hiring decision. Previous experience within the Financial Services Industry will be beneficial. Advanced computer skills will be an advantage.

We are looking for an individual that needs the following from a job:
- a goal to work towards establishing priorities
- freedom to take ownership of your tasks to ensure that everything is executed with care and diligence
- juggling multiple tasks simultaneously while maintaining a high level of attention to detail
- less discussion, more action
- freedom and flexibility to work at your own pace and deliver results
- being able to tackle challenges proactively
- freedom to experience the joy and drama of life
- an opportunity to also be a people-person, skilled at building relationships and winning people over

We are seeking someone who can:
- collect facts and information, read with clarity of understanding, and solve problems with great precision
- build trusting relationships because of their level of commitment and dependability
- make things happen
- reach goals with a tremendous amount of motivation and drive
- quickly generate multiple alternatives to sidestep obstacles
with energy and enthusiasm organise environments so that people can become what they are best capable of being
- connect with people

At Jenwil BlueStar you will experience a unique opportunity:
- You don’t just work for a paycheck; you work for an organisation with a mission and purpose
- You don’t work for an old-style boss; you work for a manager and mentor who can coach you
- You will not find annual reviews; you will find ongoing conversations
- We don’t want to fix your weaknesses; we want to develop your strengths

Minimum requirements:
- Preferably have financial services administration experience
- Language proficient in Afrikaans and English
- Advanced computer knowledge
- Advanced knowledge of MS Office365
- Valid driver’s license and own vehicle

Salary, including benefits, will be negotiated with the successful candidate.

Would you like to be part of our team?
You have a unique mix of talents. Gallup's BP10 assessment is scientifically designed to reveal your builder profile. Go and do the 30-minute Gallup Builder Profile 10 assessment (BP10). This is for your own cost of approx. R380.00. Visit https://lnkd.in/eQgBU9er to purchase the assessment.

Please send your Curriculum Vitae and BP10 results to [email protected]. Applications will not be considered without the BP10 results.

2 Perfectly Located Commercial Spaces “FOR SALE”.

If visibility is important for your business, don’t miss out on this opportunity. Can be used for offices, appointment rooms, beauty salon etc.
Unit 1 = R849 000
Unit 2 = R1 195 000

Please see below listings for more information

Contact: Grant Pannell (082 826 6112)

Unit 1
I found this Commercial Property. Check it out: https://www.property24.com/for-sale/westdene/bloemfontein/free-state/9707/114911429

Unit2
I found this Commercial Property. Check it out: https://www.property24.com/for-sale/westdene/bloemfontein/free-state/9707/114911424

Commercial property for sale in Westdene - Bloemfontein - Property24 This modern and pristine 107-square-meter office space offers the perfect combination of functionality and comfort for your business. Ideally located in a prime area, this ground-floor property features a total of five spacious offices, a fully air-conditioned boardroom, a welcoming reception area,....

Advokaat Sankie Morata, Uitvoerende Hoof van Sanlam Fidusiêre Dienste, werp lig op die belangrikheid van testamente en hoe sy afdeling kliënte bemagtig om met sekerheid te lewe.

Wills Building Financial Confidence for Generations to Come | Jenwil BlueStar | Sanlam Financial Planners Bloemfontein Advocate Sankie Morata, Chief Executive of Sanlam Fiduciary Services, sheds light on the importance of wills and how his departments are empowering clients to live with confidence

Building your lasting legacy and living with confidence starts with your will

Your legacy is as important to us as it is to you, and a key aspect of that is having your last will and testament in place. Sanlam Legacy will help draft your will, allow you to make unlimited amendments, before collecting your will for safekeeping, all at no cost to you.

Draft your will today

Visit the link to contact me: https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/Jean-Van%20Biljon/12938927839731

Click here to read more on Sanlam Legacy and wills:
https://www.sanlamadvice.co.za/bluestar/jenwil/campaigns/introducing-the-sanlam-legacy-plan/12938927839731

Introducing the Sanlam Legacy Plan | Jenwil BlueStar | Sanlam Financial Planners Bloemfontein Your legacy is as important to us as it is to you, and a key aspect of that is having your last will and testament in place. Sanlam Legacy will help draft your will, allow you to make unlimited amendments, before collecting your will for safekeeping, all at no cost to you.

Proper estate planning, especially drafting a valid will, is essential for safeguarding your assets and ensuring your loved ones are taken care of after you’re gone.

Yet, more than 70% of South Africans don’t have a will, often due to misconceptions that it’s costly, complex, or only necessary later in life.

Learn why you need a will, what the benefits are and how easy it is to draft a will - see article below:

https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/secure-your-legacy-with-a-will/87429292437974

Need my help? Make contact on my digital business card here -
https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/desmond-phuthi/87429292437974

Building your lasting legacy and living with confidence starts with your will

Your legacy is as important to us as it is to you, and a key aspect of that is having your last will and testament in place. Sanlam Legacy will help draft your will, allow you to make unlimited amendments, before collecting your will for safekeeping, all at no cost to you.

Introducing the Sanlam Legacy Plan | Jenwil BlueStar | Sanlam Financial Planners Bloemfontein Your legacy is as important to us as it is to you, and a key aspect of that is having your last will and testament in place. Sanlam Legacy will help draft your will, allow you to make unlimited amendments, before collecting your will for safekeeping, all at no cost to you.

Help us to LIKE & SHARE Services - 🚕🏠💍📺🖥

Get in touch by clicking the link to my Digital Business Card below 👇

https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/diaan-mclean/87220451025532

Help us to LIKE & SHARE Services - 🚕🏠💍📺🖥

Get in touch by clicking the link to my Digital Business Card below 👇

https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/carin-van-biljon/87041525550122

We took part in the Bloemnuus charity bowls day. Lots of fun and laughter!

Edit:

Photo taken by: Maricelle Botha

Please help inform your family and work colleagues by liking & sharing this on your Facebook profile.

The much-talked about Two-pot Retirement system came in to effect on 1 September 2024 and there are many questions circling about what this really means to you.

Read more in this article on our blog or reach out to Desmond on the details below.

https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/are-you-two-pot-ready

Desmond Phuthi
📳 0761403584
📧 [email protected]
🤳 https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/desmond-phuthi/87429292437974

- 💼💰 A study conducted by the Association for Savings and Investments in South Africa (ASISA) revealed that only 6% of economically active South Africans will retire comfortably. This in turn means that a whopping 94% of economically active South Africans are at a risk of not maintaining their pre-retirement standard of living post-retirement. This echoes the importance of proper retirement planning.

👍***Help us to Like & Share this post so your Facebook friends & family are made aware of the importance of Retirement Planning***👍

💡
WHAT is Retirement Planning?
💡
Planning for retirement is saving enough money today to enable you to live comfortably post-retirement. Adequate retirement planning will ensure that you are able to provide for your day-to-day needs post-retirement, for example, maintaining your current lifestyle, medical expenses, hobbies, travel, and any other day-to-day expenses that may arise when you retire.

💡
WHEN can you retire?
💡
While there is no employment retirement age which is prescribed by law, many employers have set retirement ages for their employees. An employee’s retirement age may be agreed upon in the employment contract or contained in a policy document or retirement fund rules. The retirement age may vary between the ages of 55 to 65.

📲👀 Keep following our page for more BlueStar

We cover the following topics in a following post:

1.WHY should you plan for retirement?

2.What are the different retirement funds you may invest in?

Example: Pension Fund & Provident Funds | Government Employees Pension Fund (GEPF) | Retirement Annuities | Preservation Funds

3.What happens to your savings if you pass away before your retirement?

4.The new two-pot system – how does it work and affect me?

Sources:
www.sars.gov.za
www.gepf.co.za
Pension Funds Act 24 of 1956
www.asisa.org.za

Contact Estelle Loubser-Marais to draft your will.

📳 0842556376
📧 [email protected]
🤳 https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/estelle-loubser-marais/86987445450947

WOMEN & FINANCIAL PLANNING 👩👩‍🚀👩‍🔬🤱🇿🇦

Empowered mothers, sisters, wives, daughters of South Africa, have you taken control of your financial security?

Or do you fall into the category of many of your counterparts that delegate their financial security to a spouse or significant other, allowing divorce or death to plunge you into unwanted circumstances?

TAKE CONTROL

The most important starting point is not relying on someone else to drive your financial future, be proactive and educate yourself about investing and managing your money from saving for retirement to saving for a specific need.

Be involved in the day-to-day management of the family's finances to prepare yourself to fulfill the full magnitude of the task should your spouse pass away.

When reviewing your 🚀 assets and liabilities 🚀 and drafting your will, have your financial planner conduct an estate liquidity analysis to ensure the estate has sufficient liquid assets to cover the liabilities.

Having done this and covered any shortfalls in the analysis with appropriate life cover, you ensure that your hard-earned assets will not be sold off cheaply to cover liabilities. Thus providing your family with peace of mind. 💙💙


Follow for more info or leave a question or message below
https://www.sanlamadvice.co.za/bluestar/jenwil/contact-us/

💡 Smart Money Moves After a Lump Sum Payout... 🚀


Are you expecting and planning for a big payout?

Whether it’s from a pension, retrenchment, severance, inheritance or even the lottery, here’s how to turn it into a wealth-building opportunity instead of a spending spree!

🔍 #1: Get professional tax advice – Tax is the first thing to eat your wealth before everything else. A tax consultant will help you lessen that burden.

📊 #2: Diversify, diversify, diversify – Don’t risk it all in one place.

⚠️ #3: Avoid the lottery effect – Don’t get scammed by too-good-to-be-true deals that make you believe you can triple your lump sum.

💸 #4: Pay off debt – Freedom starts with financial responsibility.

🏠 #5: Live within your means – It’s not about looking rich, but being financially secure.

🔢 #6: Always consider the total cost – Small monthly expenses add up e.g. If you are planning on buying a car or renovating your home calculate how much is expected from you in total. Get comparable quotes and use referrals from trusted sources.

When you step away from thinking it’s a few rands a month to the total value, you are able to assess if it is worth to buy it right now or later.

True happiness, amongst other things comes from knowing that you have created a stable financial foundation for your family. If you do win the lottery don’t quit your job to just take longer holidays.

The goal isn’t just to look wealthy, but to actually build wealth that lasts. 🌟

Follow, Like & Share for more

- Women can secure a robust financial future that makes the most of their income earned and ensures preparedness for retirement. We've listed 5 good starting points in this blog article. https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/five-great-money-moves-for-women

I would really appreciate it if you liked & shared this with other mothers on your Facebook friends list.

Andries Fourie
📳 0835572331
📧 [email protected]
🤳 https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/andries-fourie/86110895080691

Well done to Santam! Jenwil BlueStar are proud to be associated with Santam. Congrats on being named Best Personal & Best Corporate Insurer at the FIA Intermediary Experience Awards!

Superior service indeed!
💛
Jenwil BlueStar
📞051 447 0463 (Bloemfontein) 0181750140 (Potchefstroom)
📧[email protected]
🏠Bloemfontein Office - Suite 2, Westdene Centre, 47 First Ave, Westdene, Bloemfontein, 9301 | Potchefstroom Office - 127 Hoffman Street, Potchefstroom, 2520

Whether you're single, divorced, or widowed, planning for a future when you've closed the chapter on employment, may be even more important than when you’re in a dual-income or two-person household, with unique considerations before and after you retire.

Read more in this blog on our website -
https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/single-and-about-to-retire

Speak to Andries Fourie for sound retirement advice - click the digital business card link below to make contact.

https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/andries-fourie/86110895080691

Help Carin to LIKE & SHARE Services offered - 🚕🏠💍📺🖥

Get in touch by clicking the link to my Digital Business Card below 👇

https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/carin-van-biljon/87041525550122

This women's month, Lee Hancox - Head of Channel and Segment Marketing at Sanlam, shares some of the money lessons she has learned from motherhood.
https://www.sanlamadvice.co.za/bluestar/jenwil/blogs/9-money-lessons-motherhood-teaches-us

I would really appreciate it if you liked & shared this with other mothers on your Facebook friends list

Senne Bogatsu
📳 0833801336
📧 [email protected]
🤳 https://www.sanlamadvice.co.za/bluestar/jenwil/adviser/senne-bogatsu/87147438699390

- Here are 3 things some of SA’s favourite "momfluencers" shared about winning at mom life.

Finding Balance:

Struggling to juggle life's demands? Discover the key to a fulfilling life by balancing body and mind. Embrace mindfulness practices like breathing, spending time in nature, and journaling to nurture your mental and spiritual well-being. 🌿🧘‍♀️

Prioritizing Health:

In today's fast-paced world, taking care of your health is essential. Make fitness a habit and practice self-kindness to achieve overall wellness. Remember, every small step counts on your journey to a healthier you! 💪🍏

Mastering Money:

Ready to take control of your finances? Learn practical tips to manage your money wisely. From envisioning a debt-free life to seeking support from your community, discover how to build a brighter financial future. Start your journey to financial freedom today! 💰📈

adm.sanlamreality.co.za

INFOGRAPHIC: Explore the transfers permitted under the new Two-Pot Retirement System.

This visual guide showcases the inter and intra-fund transfer options available within preservation and retirement funds.

Discover how these changes could impact your retirement planning.

To find out more speak to a financial planner at Jenwil BlueStar or leave a message to be contacted here: https://www.sanlamadvice.co.za/bluestar/jenwil/contact-us/

Source: https://www.glacierinsights.co.za/retirement-fund-member-information

Unpacking the two-pot retirement system

Video by Sanlam

Sanlam Corporate | Unpacking the Two-Pot Retirement System