Platinum Global

The What, Where, When, How, and Why of House hunting.

No mater what you are lookin for when looking for a new home to buy there are some basics that you should follow.

I am sure that you would soon get tired of looking at houses that you dont actually like. A good estate agent wll spend some time with you, getting to know you and making sure that he selects the right properties to show you.

1. What. What are you really looking for? Without getting to know you and showing you some examples how can your estate agents really know what you are looking for.
2. Where. You may be new to a town and not have a proper idea of the different suburbs. Working with your estate agent will help them select suitable properties in the right suburbs.
3. When. Are you looking to buy a home now or are you looking for later? What is on the market now is not what will be on the market when you are ready to look. Don't be suprise if your estate agent will be happy to spend some time with you at his or her office but may not be happy to take you to see any properties. Their job is to sell you properties not take you around to show you houses that you cannot or wont buy!
4. How. A good estate agent will be constantly talking to you about how you are going to pay for your new home. They will be talking to you about the various finance options. A good tip is to remember that cash is King and a 20% deposit will mean that you will get a lower interest rate on your bond - as much as 2% less or a 25% cheaper bond (and final cost of your home).
5. Why. You agent needs to know why you are buying. Are you transferred, a new buyer? Are you buying to be close to schools. Whatever is important to you, letting your estate agent know will help your agent to help you. Don't hold anything back as anything that you can tell your estate agent will help him to find just the right place for you.

Mike Spencer Platinum Global [email protected]

When looking for a house, flat or townhouse to buy a few simple steps will help you to get the best price on the home you want to buy.

1. Get yourself pre-qualified. Talk to your estate agent and ask them to contact a bank or bond originator who will take your details about income and expenses and check just how much the banks are likely to lend you.
2. With this information your estate agent and you can look at homes that are in this price range or slightly above (remember you can always make an off er on the asking price).
3. When you have found a property you like get your agent to draw up an Offer to Purchase and get the Seller to agree to your offer and sign it.
4. Give a copy of the signed offer to the bond originator or bank and your bond should be approved.

Doing it this way saves a lot of dissappointment and makes the viewing process far quicker and easier as you will only be looking at properties that you can actually afford.

Platinum Global always interviews potential buyers before they look at properties so that your estate agent knows exactly what your needs are and only shows you the best properties in the price range you can afford.

Contact Platinum Global at 051 447 4711 for all your property needs.