Rawson Finance

Not sure what you can afford or simply want to give yourself the best chance of securing your dream home when you find it?

A Rawson Finance pre-qualification certificate will detail the value of the home loan you’re likely to qualify for, giving you an advantage over other buyers in a competitive market. Best of all, it’s absolutely free of charge!

Contact us to get pre-qualified: https://rawson.co.za/finance | 021 658 7100 | [email protected]

Some things don’t need a new home 😉

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What is Surety?

Signing surety means taking responsibility for repaying a home loan if a bond-holder defaults for any reason. It’s quite common for parents to sign surety for a purchase made by their child. What many people don’t realise, however, is that unless you specifically limit your surety to a certain percentage, you’ll be responsible for the full outstanding amount of the bond.

If you have any questions, feel free to contact our Rawson Finance team: 021 658 7100 | [email protected]

Calculate the precise amount you will be paying on a monthly basis with our Bond Repayment Calculator: https://rawson.co.za/bond-repayment-calculator

Contact us to get pre-qualified: 021 658 7100 | [email protected]

Time to move? www.rawson.co.za

A wonderful testimonial received from a Rawson sales partner:

"Wow! Final bond grant in one day! Thank you Rawson Finance and the excellent team I always work with - you guys are gold. Efficient is not the word... AMAZING is! Thank you all so much. This is teamwork in action!" - John D Weston

Let us do the same for your home loan. Contact us: https://rawson.co.za/finance

What a game. Well done to the !

Time to move? Contact us for information about getting a home loan: https://rawson.co.za/finance

Today’s a big day! You focus on bringing home the gold, we’ll focus on bringing people home.

Happy World Migratory Bird Day.

Time to move?

Lenders have started launching some very innovative collective home buying schemes to market... Is collective buying the key to a more inclusive property market?

Read more here: https://blog.rawson.co.za/is-collective-buying-the-key-to-a-more-inclusive-property-market

We’re with the all the way.

The Reserve Bank's decision to keep the interest rate unchanged is a step in the right direction for the property market. Market conditions strongly favour buyers – and are likely to do so for some time to come! Read more about it here: https://blog.rawson.co.za/is-there-light-at-the-end-of-the-tunnel-for-sas-property-market

Thinking of making a move? If you’re interested in buying, selling or renting get in touch with us - Your Neighbourhood Experts for the last 40 years.

What is Consolidation of Debt?

Consolidation of debt is a service generally only available to existing bond holders, and is typically used in situations where someone has gotten in over their head with numerous accounts or loans.

The idea is to pay off all your outstanding debts using money from your bond (with the permission of your bank, of course) and then repay that money as part of your monthly bond instalment at the lower interest rate of your home loan. This can significantly reduce your monthly expenses, but can be difficult to do under the regulations stipulated by the National Credit Act.

For more information, contact us: 021 658 7100 | [email protected]

Some things don’t need a new home 😉

What is a Suspensive Condition?

A suspensive condition is something that has to occur before a signed offer to purchase is considered final. If a suspensive condition is not met, the offer to purchase falls through, so it has to be clearly stated and agreed upon by both the buyer and seller.

Typical suspensive conditions requested by buyers include successful bond approval, the sale of an existing home, or a positive home inspection or structural report. Sellers can also request suspensive conditions, such as a 72-hour clause allowing them to accept equal or higher cash offers.

If you have any questions, reach out to our team: 021 658 7100 | [email protected]

It's the final countdown!

Happy Spring Day from Your Neighbourhood Experts🌻

To see a detailed breakdown of your transfer costs, try our Transfer Cost Calculator: https://rawson.co.za/transfer-cost-calculator

Contact us for a bond pre-qualification: 021 658 7100 / [email protected]

Check out our complete guide to the costs of buying property in SA: https://blog.rawson.co.za/a-complete-guide-to-the-costs-of-buying-property-in-sa

Time to move? Apply for a bond pre-qualification: https://rawson.co.za/finance

Happy Women's Day to all of the wonderful women of South Africa!

What is AIP?

AIP means “Answer in Principle” and is usually the bank’s way of saying that they are satisfied that you can afford a particular property – they just need to make sure the property itself is worth what you’re paying. Final approval will be received after an official bank valuation has been completed.

There’s no reason your documentation should be a source of stress or confusion. Contact Rawson Finance for your home loan needs: 021 658 7100 | [email protected]

News just in! SARB's monetary policy committee, has elected to keep the repo rate unchanged at 8.25% and the Prime lending rate at 11.75%.

It's still a great time to own property, find out more here: https://blog.rawson.co.za/reserve-bank-keeps-repo-rate-unchanged-at-8.25

Thinking of making a move? If you’re interested in buying, selling or renting get in touch with us - Your Neighbourhood Experts for the last 40 years.

"It always seems impossible until it's done" - Nelson Mandela

How are you using your 67 minutes to make a difference today?

Buying property isn’t something to do on a whim, but you also don’t want to get stuck sitting on the fence forever. If you’re wondering how to tell when it’s the right time to get into the market, these could be the signs you’re looking for… https://blog.rawson.co.za/5-signs-for-buyers-that-its-time-to-move

Find out how much of a good thing you can afford and boost your chances of bagging the bargain – get prequalified today: https://rawson.co.za/finance | [email protected] | 021 658 7100

What is Equity?

People often get confused between equity in a bond, and equity in a property.

Equity in a bond is the amount of additional money you’ve put in, above and beyond your minimum repayments. This can be withdrawn if you have an access facility.

Equity in a property, however, is the amount by which your home’s value has increased since your loan was granted. If this amount is significant, you could potentially convince your bank to increase your bond accordingly.

For more information, contact our Rawson Finance team: 021 658 7100 | [email protected]

Happy Father’s Day to all the awesome fathers and father figures out there! 💛

What is a Bond Guarantee?

Guarantees are typically required when you’re buying a property. The seller needs some kind of guarantee that you’ll be able to afford the property, and the simplest way to do that is to provide bond approval documentation, or hand over a hefty deposit if you plan on paying in cash.

Even cash buyers often choose to use bond approval as their guarantee. This costs nothing, allows them to avoid paying upfront, and doesn’t prevent them from still paying cash down the line if they choose.

If you have any questions, feel free to reach out to us: https://rawson.co.za/finance | 021 658 7100

If you're in the market to buy property, the current Buyers' Market is the perfect time to do so. Our Bond Repayment Calculator makes it easy for you to find out how much you can afford. Do all your sums here: https://www.rawson.co.za/bond-repayment-calculator

Here’s a look at how the recently adjusted interest rates will affect your monthly bond repayments.

Market conditions remain favourable with plenty of well-priced properties on offer for qualified buyers. Read more here: https://blog.rawson.co.za/interest-rates-rise-again?fbclid=IwAR3n2crCvor2vNlgAgiSzNEoKtYEmjUxg1MjNmKlfPv0QmRaC3ClmR0EbIw

Time to move? Contact us to get pre-qualified: https://rawson.co.za/finance?_ga=2.202144849.1934016681.1682319421-487657202.1663143871&fbclid=IwAR2iHXxNWLiOAP5qgD5B70Mbhwcztf31omzW6nJME-PfTQJ99IjSyM-OiF4 -qualify