RCS Group
RCS's purpose is to improve people’s lifestyles by being innovative in offering accessible credit. Today we are owned by BNP Paribas. NCRCP 38/ FSP 44481.
RCS is a home-grown, consumer finance company, founded in 1999. We are South Africa’s top provider of retail credit and proudly offer our customers store cards, loans and insurance products. We care about our customers and we take fraud very seriously. RCS does not request upfront deposits for loans and we offer interest rates aligned to the NCA regulations. Beware of fraudsters posing as RCS and
Congratulations to our Olympic Shopper Competition winners!
1. Ida Khosa [Facebook]
2. [Instagram]
3. Jack Selepe [Facebook]
4. [Instagram]
5. Graycion Kedibe [Facebook]
6. [Instagram]
7. Chait Singh [Facebook]
8. Thato Matsane [Facebook]
9. Nonhlanhla Ngqulunga [Facebook]
10. [Instagram]
Thank you to everyone who participated and shared their favourite brand in the RCS Shopping Network. Stay tuned for more exciting competitions and chances to win even more awesome prizes!
Please email [email protected] to claim your prize.
We are proud to have reached the milestone of 25 years in business, and we are grateful for the opportunity to have made a positive impact on our customers throughout this time. Our dedication to providing exceptional products and services has been the cornerstone of our success, and we look forward to continuing to serve our customers for many more years to come.
Thank you for being a part of our journey.
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What's the best way to keep your accounts safe when you use your RCS Credit Card and RCS Store Card?
Start by checking your account statements often, keeping a lookout for any unusual or unlawful transactions. Next, set your spend limit with your credit limit that's appropriate for your requirements. Here's another useful tip: beware of schemers and scammers, and only use reputable websites for online shopping.
Also, if you receive a transaction notification SMS and you haven't transacted, contact the RCS Fraud Division (0861 775 522 or [email protected]) immediately to report it.
No matter how comfortable the rest of your house might be, everyone loves to meet in the kitchen! A pretty, well-organised kitchen is hard to resist, so go ahead, spoil yourself.
You'll find all the DIY equipment and materials you need for your project at hardware stores across the RCS Shopping Network.
And remember: when you use your RCS Store Card, you get up to 55 days interest-free* on your purchases.
No card? No problem. Apply for an RCS Store Card today, and you'll get a R250 shopping voucher! Tap the link in bio to find out more.
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
We extend our gratitude to Colin Geldenhuys for his steadfast loyalty as an RCS customer for 23 years. His reliance on the RCS Store Card for both automotive and household purchases exemplifies our commitment to providing essential financial support to our customers.
As we commemorate our 25th anniversary, Colin's patronage serves as a testament to our dedication to customer satisfaction and well-being.
Protect the life you’re making for your family and help them to keep moving forward financially if you die or can’t earn an income. The RCS Comprehensive Protection Plan includes death cover and your choice of more benefits, including Severe Illness cover, Permanent Disability cover and an Income Booster, with a daily monetary benefit for when you are in hospital.
Find out more. Tap here for full benefit information, terms & conditions: https://rcs.co.za/our-products/insurance/comprehensive-protection-plan/
Administered by RCS Cards (Pty) Limited (FSP44481) and underwritten by Guardrisk Life Limited (FSP76) a licensed life insurer – both authorised financial services providers.
First day at the new job tomorrow and I’m ready! But if I had the money I’d arrive in a brand-new suit to make an impression! Bazo ncwala baba!
Apply* for your RCS Store Card today, for the life you’re making: https://bit.ly/3YYW30R
*Ts&Cs. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481
The South African fashion landscape is a kaleidoscope of colour and creativity, rooted in its rich history and cultural diversity. Local designers are making waves in SA and internationally, so it just makes sense to support them!
You'll find loads of local fashion at stores across the RCS Shopping Network. Use your RCS Store Card when you shop, and you'll get up to 55 days interest-free* on all purchases. Lekker.
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
It is customers like Lutchmee Chetty who make celebrating our 25th anniversary so memorable. Lutchmee has been a valued RCS Store Cardholder for the past 21 years. We are dedicated to being a reliable source of assistance for as long as she needs us. We understand the importance of prioritising her family's needs, and we are proud to play a part in her journey.
RCS is committed to providing credit solutions that change lives.
We are honoured to celebrate our 25th anniversary alongside our loyal customers, like Keith Meder who has been with us for 23 years.
Keith utilised the RCS Store Card to pursue his plumbing passion, and we are proud to have played a role in empowering him to achieve his dreams.
This Women's Month take any excuse to spoil yourself (or, if you're a guy, to delight the woman in your life).
Swipe for 25 amazing gift ideas, from accessories to beauty products, fashion spoils, health gadgets, goodies and more!
Use your RCS Store Card to pay for your purchases, and you'll get up to 55 days interest-free*.
No card? No problem. Apply for an RCS Store Card today, and you'll get a R250 shopping voucher! Tap the link to find out more: https://bit.ly/3YYW30R
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
You're so good at shopping, you could make it an Olympic sport! So let's do that. While the Games are under way in Paris, RCS and Checkers are giving away 10 shopping vouchers, valued at R250 each.
To enter, simply name your favourite brand within the RCS Shopping Network in the comments below and tag your shopping team aka besties.
The competition runs (see what we did there?) from 7 to 25 August 2024. Winners will be announced on 30 August 2024.
Please remember that RCS will never request any information or payment for entry. Be aware of fraudulent accounts. We will contact the winners directly.
RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
Skip the crowds (while preserving your budget) and celebrate Women's Month in style with a delicious home-cooked family lunch! So, let them relax while you whip up a delicious spread from our lunch ideas, designed to be easy yet scrumptious, perfect for the most important women in your life!
Swipe through the images for ideas and inspiration, and shop for goodies and ingredients at stores in the RCS Shopping Network. You'll get up to 55 days interest-free* on all purchases made with your RCS Store Card.
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
Fraudsters want to rip you off... and some are using RCS’s good name to do it!
Know how to spot scammers, and help us to keep you safe from scammers.
RCS will never ask you for any passwords, PINs, CVVs, OTPs or secret information. Never, ever, share
those details with anybody. RCS also does not require up-front fees for loan applications.
Other tell-tale signs of a scam include insecure websites (you should always use https://), and phony
social media accounts.
RCS’s official and authentic Facebook, Instagram and X handle is , while our LinkedIn
handle is . Anything else, even if it looks similar, is a fake.
If you suspect that your RCS Account may have been targeted by scammers, please contact the RCS
Fraud Division at 0861 775 522 or [email protected] immediately to report it.
RCS is a registered Credit and Authorised Financial Services Provider. NCRCP 38/FSP 44481.
In a moment that captivated the world, gold medal victory in the 100m Breaststroke at the 2024 Olympics was a testament to the power of the South African fighting spirit. Her journey is a shining example of what can be accomplished when one dares to push the boundaries of human potential.
Congratulations, Tatjana Smith, on your remarkable achievement. You have truly soared to new heights, and your legacy will inspire generations to come.
Photo Cred: ESPN Africa
Protect the life you’re making with a Personal Accident Plan from RCS. This flexible, insurance solution will keep your loved ones moving forward financially – no matter what happens to you. No waiting periods.
Tap the link in our bio to find out more or get cover today.
Find out more. Click here for full benefit information, terms & conditions: https://rcs.co.za/our-products/insurance/personal-accident-plan/
Administered by RCS Cards (Pty) Limited (FSP44481) and underwritten by Guardrisk Life Limited (FSP76) a licensed life insurer – both authorised Financial Service Providers.
The Olympics start on 26 July, and there’s a ton of exciting sport to look forward to. We’ll be keeping a close eye on South African medal hopefuls like sprinters Akani Simbine and Wayde van Niekerk, swimming stars Tatjana Schoenmaker and Chad le Clos, along with gymnast Caitlin Rooskrantz and surfer Jordy Smith.
Follow them at
… and join RCS in supporting all South African athletes in Paris!
RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481. Ts&Cs apply.
Step out in style this Winter, with the very best in kids' fashion!
The golden rule for dressing your children for the cold season? Layers. Use jackets and jerseys that the kids can take off (and put back on again) as conditions change.
Next? Accessorise. Scarves, gloves and beanies are their ticket to a cosy, sniffle-free season.
Swipe the gallery to find what you're looking for, and use your RCS Store Card to get up to 55 days interest-free* on your purchases.
Tap the link to find out more: https://rcs.co.za/our-products/store-card/
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
It's your life, and you're in charge. RCS's online self-service portal puts you in control, letting you manage your RCS Account conveniently and in your own time via the Self-Service portal on our website, or by downloading the RCS App from the Google Play Store, Huawei App Store or Apple App Store.
It's all in the palm of your hands. Self-Service lets you check your credit, pay your account, update your preferences, access cash from your card, make mobile payments with wiCode, and so much more.
Tap the link get an RCS App: https://rcs.co.za/self-service/
RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481. Ts&Cs apply.
Congratulations to the 5 lucky winners of our Refuel and WIN Shell Competition:
1. Jaenet Mpisi
2. Nomsa Mayeza
3. Tobeka Mxego
4. Brenden Fortuin
5. Dudu Matsebula
Each of you has won a R2000 fuel voucher! 🎉 Drive safe and enjoy your prize!
RCS has been delighting our customers and account holders for the past 25 years! Here's a look at some recent reviews.
What impresses you the most about RCS? Let us know how we've helped you, by leaving a comment below.
RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
Home, sweet home. Whether you’re kitting out a new space or refreshing your current home, you’ll find everything you need in the RCS Shopping Network. It’s all there, from décor and DIY tools to furniture basics, kitchen essentials, bathroom supplies and so much more.
Use your RCS Store Card, and you’ll get up to 55 days interest-free* on your purchases!
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
We apologise for the delays in service delivery. The adverse weather conditions in Cape Town have impacted our operations, and we are working diligently to minimise any inconvenience to all customers.
Your patience and understanding are greatly appreciated.
The mid-year school holidays are over, and learners across South Africa are heading back to class. Do your kids have what they need to succeed in Term 3?
Use your RCS Store Card to stock up on back-to-school gadgets and goodies, from pocket calculators to e-readers, tablets and laptops, and from backpacks and planners to stationery and noise-cancelling headphones.
It's all available in the RCS Shopping Network, and whenever you use your RCS Store Card you'll get up to 55 days interest-free* on payments.
Tap the link in bio to find out more.
*Ts&Cs. When you pay your account balance in full and on time. Service and initiation fees apply. RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.
Shop with your RCS Store Card at Game Stores’ Halfway Day sale
Protect yourself from unauthorised transactions on your RCS Store Card with our Card Protection Plan. It’ll cover you for unauthorised transactions as well as card replacements... all for a monthly premium of just R15. That’s simple, convenient cover that will protect your budget and your credit record.
Tap the link to find out more: https://bit.ly/451vzzs
Ts&Cs Apply: Cover limited to R20,000 and 3 card replacements per annum.
Find out more. Full benefit information, terms & conditions at the link: https://bit.ly/451vzzs
Administered by RCS Cards (Pty) Limited (FSP44481) and underwritten by Guardrisk Insurance Company Limited (FSP75) a licensed non-life insurer – both authorised financial services providers.
Fraudsters want to rip you off... and some are using RCS’s good name to do it!
If you suspect that your RCS Account may have been targeted by scammers, please contact the RCS Fraud Division at 0861 775 522 or [email protected] immediately to report it.
RCS is a registered Credit and Authorised Financial Services Provider. NCRCP 38/FSP 44481.
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Mutualpark, Jan Smuts Drive, Pinelands
Cape Town
7405
Opening Hours
Monday | 09:00 - 17:00 |
Tuesday | 09:00 - 17:00 |
Wednesday | 09:00 - 17:00 |
Thursday | 09:00 - 17:00 |
Friday | 09:00 - 17:00 |
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