Dynamic Prosperity

Good morning everyone! September does not only bring the new season, but is also the chance for you to get a Last Will and Testament FREE of charge during National Wills Week.

We work on both a face to face and electronic basis, so please feel free to contact us for an appointment or send us an email, Whatsapp or Facebook message for more information.

Offer valid between 12 - 16 September

Reminder : By liking our page, you qualify for a 10% discount on any of our services! Please check out our website www.dynamicprosperity.co.za for more info.

Dynamic Propserity - Home Trust. Growth. Provision

Gym membership and how to cancel

Gym membership/contracts, when not used, can become quite a financial burden and, when not paid, could also impact your credit rating as many gyms are quick to report you to the Credit Bureaus for not paying.

Section 14 of the Consumer Protection Act makes provision for the cancellation of fixed term contracts. This includes all contracts of a definite duration, like gym memberships, cellphone contracts and security service/response contracts.

The act determines that, despite what the contract says, you may, upon the expiry date of the contract, cancel without any penalty or charge. You will have to pay any outstanding fees up to the date of cancellation.

If you wish to cancel your contract before the date of expiry, you may do so by giving 20 business days written notice. You will also have to ensure that all payments up to the date of cancellation are made, and the gym may charge you a REASONABLE penalty. There are certain factors, such as the duration of the contract and any discounts given, that will have to be taken in consideration when determining the penalty, but it may not be so much that it stops you from cancelling the agreement.

If you have paid any money in advance, the gym will have to credit you with any outstanding amounts.

In conclusion, you do not have to stay tied down with a contract you do not want to be a party to anymore. The Consumer Protection Act provides you with a way out that is fair and reasonable to you(the consumer) and the company(gym).

Disclaimer:

The information provided is for general guidance and reference purposes only, and it is not intended to serve as, nor can it be relied upon as, legal advice to address any specific situation

Why every parent should have a Will

As a parent, you only want what is best for your children, yet so many parents neglect making something as simple as a will, that can have a tremendous impact on the rest of your children’s lives.

A last will and testament is more than just something that indicates who gets what when you pass away. It is in this document, that you decide who will take care of your children the day you are no longer around to do so yourself. This can be the single most important decision you make with regards to your children.

Making a will can also give you the opportunity to speak to potential guardians and ensure that they themselves are willing and capable, financially and otherwise, to take care of your children and give them the lives you would have wanted to give them.

Another important aspect to keep in mind is that the appointed guardian will also be in charge of administering and safeguarding any and all property you leave your children. Needless to say, trust is of the utmost importance.

In conclusion, a last will and testament holds many benefits, especially for your children, so make sure they lead the lives you would have wanted them to, and that they are cared for by the people you trust with their future well-being.

As a way of giving back, we would like to offer a basic will, free of charge, to anyone who is terminally ill. So if you know anyone who might benefit from this, please let us know!