KTO Digital

Our growth through the Samsung partnership:

The story of KTO Digital | Samsung Both globally and locally, there is clear consensus that investment in a country’s technological advancement is intrinsically linked to economic growth. Sams...

J-cred's capabilities allow your organisation to have an organised approach to GRC (Governance, Risk & Compliance) requirements. Ensure improved governance and visibility into threats and vulnerabilities with an in-house audit partner. Contact our team to learn more on [email protected]

Know a software developer in need of cheering up? As in other professions, software developers take pride in their accomplishments - Living in agony over errors, bugs or crashing programs among other things. Our team can help you elevate your transformation journey and align your business needs with reliable digital enablement solutions. Contact us on [email protected]

A connected world is here to stay. Digital enablement presents multiple opportunities for organisations to realise various transformation solutions that are unique to each business - All made possible through technology. Reach out to our team on [email protected]

Today, every registered company must meet certain requirements to operate. "The November 2022 amendments to the Financial Intelligence Centre Act (F**A) added new accountable institutions. With these changes to fundamental laws regarding how business is conducted, FIC said that it would ensure that these regulations are abided by." Follow the link below to learn more


"These businesses in South Africa need to fall in line with regulation changes - or face massive fines and jail time", BusinessTech, 2023,

These businesses in South Africa need to fall in line with regulation changes – or face massive fines and jail time South African businesses that sell over R100,000 will now be treated like banks by the F**A.

Implementing KYC (know your customer/clients) operations was made mandatory for financial institutions and various businesses regarding a variety if financial activities. Join our J-cred community to learn more about our holistic approach to your KYC obligations on the link below

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KYC (Know Your Customer) provides insight and assurance that the risks to your organisation are identified and managed appropriately - subsequently serving as an in-house compliance guide on various interests of the business. Let us know how we can help with your due diligence needs on [email protected]

KYC (Know Your Customer) operations encompass descriptive objectives because fraud is a threat to different industries worldwide. Read more about the "global fraud pandemic" and why CDD (Customer Due Diligence) matters on the link below


"Report: Trust and collaboration as foundations to fight fraud", ITWeb, 2023,

Report: Trust and collaboration as foundations to fight fraud Multiple, machine learning optimised detection models are required, running in real-time and targeting different methods of attack.

KYC (Know Your Customer) verification is the key to protecting your business and industry from a host of chancy individuals and associations. Contact us for a demo on [email protected]

Hit your Caps Lock button and celebrate with us. Derek Arnold was a software developer when he created the Caps Lock key back in the year 2000. It is said that he wanted people to take it seriously given its implications in written communication and language. The day is celebrated twice a year as an unofficial international holiday to remind us not to use the tool unnecessarily.

As different organisations have distinct needs, the benefits of agile methodologies in software development vary from case to case. Our Dev team prioritises ongoing communication, much of which involves face-to-face and daily interactions to ensure a consistent focus on tailor-made deliverables for our clients. Contact our team on [email protected]

When it comes to business, trust is indispensable. The KYC (know your customer/client) due diligence is the key to protecting your business and industry from unsafe individuals and associations. Read more about the various forms and dangers of rising fraudulent activities on the link below


"Alarming rise in identity theft in South Africa", BusinessTech,2023,

Alarming rise in identity theft in South Africa The South African Fraud Prevention Service has reported a major increase in impersonation fraud among others – threatening everyday South Africans.

While the public aspect relies on basic data available within public records, the private aspect considers other layers of confidential data that can only be authenticated based on the information provided by a customer or client. Learn more about J-cred's due diligence services on [email protected]

What is the goal of identity proofing when it comes to your business? Whether it's a combination of risk prevention efforts or meeting compliance regulations, J-cred's KYC solutions go beyond simply verifying customer or client details. To learn more, contact our team directly on [email protected]

Every site on the internet was designed by an individual called a web designer. It takes a real person working hard in an effort to assist businesses transform and communicate with customers through meaningful digital experiences. Thanks to Web Designer Day for the observance of this day which enables us to acknowledge the role of web designers in our modern world

A rigorous KYC approach can help drive a lot of valuable decisions within your business. Compare collected KYC information and monitor necessary updates with a central KYC registry powered by J-cred. To learn more, contact us on [email protected]

Without a defined process, it's easy to fall into hiring traps that may be disruptive and difficult to undo. Don't go into a spiral after you've spent time and resources on a candidate with counterfeit information, J-cred is ready to help with your recruitment due diligence. Request a demo today on [email protected]

Certainly, you can't hire anyone just to fill an open role. If you're responsible for onboarding potential candidates, don't leave your organisation vulnerable to risks from an array of recruitment pitfalls. Avoid mis-hires and other consequences by transforming your recruitment methods powered by J-cred. To learn more contact us on [email protected]

If you want to build a competent and trustworthy workforce, you need a competitive advantage to make your recruiting workload less stressful. From discovery, to candidate screening and monitoring, contact our team to find out how J-cred can help with your recruitment needs on [email protected]

Human resource departments and recruitment organisations continue to face significant amounts of disruption. With every pre-employment screening for potential new hires, you hope to settle on a well informed decision. There are plenty of risks you may encounter, but J-cred is digitally ready to help you at each stage of of your onboarding process and beyond. Request your free demo on [email protected]

This month, we had Freddy & Awonke join our KTO family. We're excited to have you onboard as we shape our future, and look forward to achieving our next milestones together. We welcome you to the KTO team.

Every business has its unique challenges, and organisations must strive to be prepared to handle the complexities comprising of various types of risk. When you're equipped with good information, you can fortify your organisation against a host of inherent and material challenges that come with your specific business landscape. Contact our team for a free consultation on [email protected]

Knowledge is power - That's why we know how crucial it is to leverage robust CIP (Customer Identification Program) protocols that offer a wealth of comprehensive sources. This helps to identify risks early in order to safeguard against a host of accidental dealings with any a client, customer or third party entity. Find out how we can help solve your KYC challenges on [email protected]

Poor record keeping may well be an enemy to compliance regulation. Why? Not monitoring enough or using the correct processes for assessments can reflect a customer's risk profile inaccurately. That's why continued monitoring helps to ensure that each customer's risk level accurately reflects them with confidence. If you've missed it, check out our series on the key challenges facing KYC compliance on our LinkedIn and Twitter pages.

Managing compliance responsibilities gets complicated because of the need for quality data at all times. As an essential resource for accurate insight, lack of quality data can result in failure to identify a false positive because the correct level of due diligence was not applied. To learn more about J-cred's compliance solutions, contact our team on [email protected]

From task management to process mobility, every organisation should do more through collaboration. To cement this, businesses adopting technology to collaborate and improve outputs across multiple aspects of the business are seeing the benefits. How equipped is your business to achieve the benefits of collaboration efforts?

In the collaboration era, can we do more with applications? Several major collaboration-capable tools are already in organisations, but with unrealised potential, says Liquid C2.

Based on a methodical project management approach, Sprints in software development projects help to streamline the requirements, timelines as well as backlogs. We work closely with our clients to identify complex business issues and uncover new opportunities to leverage. The Ready to enjoy the advantages of having an efficient software project partner? Contact our team on [email protected]

"The digital horse is well out the box, and it can be daunting in terminologies alone." As a business looking to transform digitally, tech-powered strategies can help to manage diverse complexities in the "digi-world". An argument in semantics? Read the full article to learn more.

Is it digitisation, digitalisation or digital transformation? In the ‘digi-world’, companies are confusing these terms in ways that short-change the power and importance of digital transformation.

As an end-to-end solutions team, we've helped businesses achieve custom software solutions designed for unique business needs. We partner with organisations of any size to reimagine value and carve out competitive opportunities in an increasingly software driven world. Got an idea? Contact us on [email protected]

From peacock struts to make-believe war cries, even our team spirit was as innovative as they come. Thanks to our team for all the fun, falls and the funnies. Check out our day of team building at GZ Adventures

The world continues to change with every transformation driven by technology. Don't miss this year's annual Open Data Day(s) - Follow along the conversations that are underway from leaders and organisations that could change the way you consider technology.