Snyman & Associates

This week we've explored various aspects of wealth management for South Africa's agricultural sector. Snyman & Associates understands the unique challenges and opportunities you face. We offer comprehensive financial planning services tailored to your specific farm's needs.

Schedule a consultation today to discuss your financial goals and let our team of agricultural wealth management specialists help you cultivate a secure and prosperous future for your farm.

https://oldmutual.profileme.app/om312/



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

Understanding tax regulations can be complex. Snyman & Associates helps you navigate them strategically. We'll explore tax benefits available to South African farmers, allowing you to minimise your tax burden and maximise your after-tax income. This frees up valuable resources to reinvest in your farm and achieve your financial goals.



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

Cultivating a Sustainable Future: Financial Solutions for Eco-Friendly Farms

Sustainable agriculture isn't just about protecting the planet, it's about securing your farm's financial future. We understand the growing importance of eco-friendly practices in South African agriculture. Aligned with Old Mutual's commitment to the UN Sustainable Development Goals, we're here to help you navigate the world of sustainable farming and connect you with the resources you need to thrive.

As your Integrated Wealth Management partner, we believe in a future where environmental responsibility and financial prosperity go hand in hand. We'll connect you with the financial resources and expertise you need to cultivate a thriving and sustainable agricultural business.

Contact us today and let's discuss how to invest in eco-friendly practices that benefit your farm, the environment, and your financial future.
https://oldmutual.profileme.app/om312/



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

South African agriculture is embracing innovation, and we are here to help you navigate the exciting world of data-driven decision-making. We understand the importance of translating complex farm data into clear financial insights that can boost your profitability. We're not here to delve into the specifics of technology, but to be your bridge between the vast amount of information and the financial implications it holds.

As an Integrated Wealth Management service provider, we believe in a holistic approach. We don't just manage your finances; we empower you to make data-driven decisions that unlock the full potential of your farm.

Contact us today and let's turn your farm data into a powerful financial tool.

https://oldmutual.profileme.app/om312/



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

Growth is essential for any business. Snyman & Associates connects you with the right financial resources. We'll help you explore funding options like loans, investments, and alternative financing solutions tailored to your specific needs. Invest in your business's future and unlock its full potential for sustainable growth.

https://oldmutual.profileme.app/om312/



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

Be Ready, Not Reactive: Financial Strategies to Mitigate Droughts! Droughts are a constant threat to South African agriculture. Snyman & Associates helps you prepare. We'll explore financial strategies to mitigate the impact of droughts on your farm. This could include crop insurance options, exploring drought-resistant crops, or establishing water conservation practices.

Financial Planning for Dry Days:
We'll work with you to assess your farm's financial health and develop a drought mitigation plan. This might involve building an emergency cash reserve to cover unexpected expenses during dry periods.

Crop Insurance as a Safety Net:
Explore drought-specific crop insurance options tailored to your region and crops. This financial safety net can help you recoup losses and maintain operational stability.

Get creative and Invest in Drought-Resistant Crops:
Research and invest in drought-resistant crops like sorghum or certain legumes. These crops require less water and offer a better chance of yield even during dry spells.

Financial Diversification for Added Security:
Spreading your income streams can provide a buffer during droughts. We can analyze your financial situation and suggest diversification strategies that fit your farm.

Snyman & Associates: Your Partner Through Thick and Thin

By planning ahead financially, you can significantly reduce the impact of droughts on your farm. We go beyond just numbers – we become your trusted advisors, helping you build financial resilience and navigate the challenges of South African agriculture.

https://oldmutual.profileme.app/om312/



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

South African farmers are RESILIENT. You face the elements head-on, nurturing life from the soil. But even the most experienced grower knows – a bountiful harvest requires more than just sunshine and rain. Financial planning is the fertilizer that fuels your farm's long-term success.

Don't let financial uncertainty stunt your farm's growth. Contact Snyman & Associates today. Let's work together to cultivate a secure and prosperous future for your agricultural legacy.

https://oldmutual.profileme.app/om312/

Happy Father's Day to All the Dads Out There! Today, we celebrate the amazing men who hold the title of "Dad." Dads come in all shapes and sizes, but they all share a common bond: their unwavering love and dedication to their families.

To the providers: We see you working tirelessly to ensure your family has everything they need. You may not wear a cape, but the way you provide for your loved ones makes you a superhero in our eyes.

To the protectors: You're our safe haven, the shoulder to cry on, and the voice that reassures us when things get tough. Thank you for keeping us safe and feeling secure.

To the pillars of our homes: Your strength, guidance, and unwavering support are the foundation upon which our families are built. You teach us life lessons, celebrate our victories, and pick us up when we fall.

Dads, you are loved and appreciated more than words can express.

Tax Time Made Easy: Get Your Old Mutual Tax Certificates on WhatsApp! It's that time of year again – tax season! Old Mutual is here to make things a little simpler for you. Starting mid-June, you can easily access your tax certificates directly through WhatsApp.

Here's how:

1️⃣ Save the number:
Add 0860 933 333 as a contact on your phone and name it "Old Mutual Tax".

2️⃣ Say "Hi":
Open a WhatsApp chat with your new Old Mutual Tax contact and simply type "Hi".

3️⃣ Follow the prompts:
You'll receive easy-to-follow instructions to download your tax certificates directly to your phone.

No more searching or waiting! This quick and convenient method saves you time and ensures you have the documents you need to file your taxes smoothly.

Spread the word! Share this post with your friends and family who are Old Mutual policyholders. Let's make tax season a breeze for everyone.

The new "Two-Pot" Retirement System impacts all people saving for retirement. Understand how the changes will affect your retirement fund​. Find out more: https://bit.ly/3RlLhA2

Old Mutual weighs in on the economic outlook following South Africa's 2024 election results. Find out more - https://bit.ly/3ySSUHU

Short-term travel insurance from Old Mutual provides peace of mind with comprehensive coverage for a stress-free and enjoyable June holiday. Whether you're exploring South Africa's cities or venturing abroad, unexpected events can disrupt your travel plans. Don't let trip cancellations, medical emergencies, or lost luggage ruin your family's well-deserved winter holiday break. Get a quote today from our Snyman & Associates team and ensure your memories are filled with laughter, not travel woes!

Old Mutual, 7 Retief Street, Potchefstroom, South Africa
+27 82 091 4796
[email protected]
http://oldmutual.profileme.app/om312/



Old Mutual Insure Limited is a licensed FSP and Non-Life Insurer
Old Mutual Life Assurance Company (SA) Ltd is a licenced FSP and life insurer.

June holidays often mean empty homes as families head out for summer fun. But worries shouldn't cloud your sunshine, that’s what household insurance is for. Rest assured, knowing your home is protected against unforeseen events like unexpected fire damage, or theft, allowing you to fully relax and enjoy your quality time with loved ones.

Old Mutual, 7 Retief Street, Potchefstroom, South Africa
+27 82 091 4796
[email protected]
http://oldmutual.profileme.app/om312/



Old Mutual Insure Limited is a licensed FSP and Non-Life Insurer

South African agriculture is a powerhouse, but even the most seasoned farmer faces unique challenges. Just like you wouldn't plant a single crop year after year, a one-size-fits-all financial plan won't do. We'll work with you to create a customized strategy that reflects your specific needs and risk tolerance.

Mitigating Risk, Maximizing Profit:

🌱 Know Your Enemy: Drought is a constant threat. Explore government drought assistance programs and discuss livestock drought insurance options with us.

🌱 Embrace the Rand: Hedging with maize and wheat futures contracts can protect you from volatile Rand fluctuations, helping with a more predictable income.

🌱 Think Beyond the Farm Gate: Consider contract farming with established wineries or fruit processors for stable income and reduced marketing risks.

🌱 Water is Wealth: Invest in water-saving irrigation systems like drip irrigation. This not only conserves this precious resource but also reduces operational costs.

🌱 Embrace Innovation: Utilize government grants to invest in precision agriculture technologies. Sensors and data analysis can optimize fertilizer use, maximizing yields and minimizing waste.

Financial planning goes beyond just the next harvest. We'll help you develop a strategy that considers:

Tax Optimization
Succession Planning
Retirement Security

Contact us today and let's discuss how we can help your farm flourish, even in the face of South Africa's unique challenges. Together, we can turn uncertainty into opportunity.

https://oldmutual.profileme.app/om312/



T&C's Apply. This post is informational in nature and is not provided as advise. Please contact a qualified Financial Advisor, like Snyman & Associates, before implementing any personal or business financial solutions.

South Africa's agricultural sector is the lifeblood of our nation. You, the farmers, are the backbone that keeps us fed and our economy thriving. Snyman & Associates understands the complexities of agricultural businesses. From volatile weather patterns to fluctuating commodity prices, we'll explore the specific challenges you face and how our wealth management solutions can help you navigate them for a more secure financial future.

Here's what keeps you up at night:

✔ Unpredictable weather:
Droughts, floods, and extreme heat can devastate crops and livestock, throwing your entire financial plan into flux.

✔ Volatile commodity prices:
The global market can be a rollercoaster, leaving you wondering if you'll even turn a profit after harvest.

✔ Access to capital:
Getting the financing you need to invest in new equipment, technology, or sustainable practices can feel like an uphill battle.

✔ Succession planning:
Ensuring a smooth transition to the next generation is crucial, but it can be complex with land ownership and financial security.

We know these aren't just financial issues – they're deeply personal concerns about your livelihood and your family's future. That's where we come in. Snyman & Associates is your partner in navigating these challenges. Our wealth management solutions are specifically designed for the agricultural sector. We can work with you to:

✔ Develop a financial plan with built-in flexibility:
We can help you weather the storms – literally and figuratively.

✔ Manage risk and protect your income:
From crop insurance to strategic investments, we can create a safety net for your business.

✔ Secure financing for growth:
We'll connect you with the right financial partners to invest in your future.

✔ Plan for a smooth succession:
We'll help you navigate the complexities of land transfer and ensure a secure future for the next generation.

Let's work together to position you for success. Contact us today for a no-obligation consultation.

It's tax time....

It’s time to give Sars some attention Tax filing season is fast approaching.

The tale of two pots: A cautionary fable Your retirement preparation is a long-term effort, and those who don’t save up for the winter will be hardest hit.

Just in: Nvidia has overtaken Apple as its market capitalisation surpasses $3tn, with the chipmaker riding an AI-fuelled rally that has contributed to broader S&P 500 gains. https://on.ft.com/3yXu6OI

🌪️🚨 Facing the aftermath of severe storms in Eastern Cape and Kwa-Zulu Natal? We're here to help! Our catastrophe management team is on standby to guide you through. Extra resources are deployed, with dedicated Catastrophe Managers at your service. For emergencies or claim registrations, reach out to our Call Centre at 0860 247 365 or connect with your broker. 🌊🆘

Looking to lower your insurance premiums on this ? Check out these essential tips to keep your cover affordable and effective!

It's Election Day in South Africa, a pivotal moment for our democracy and our collective future. If you haven't been to the voting station yet, just remember that your vote is more than a right — it's a powerful tool that shapes our nation's path. Just as we carefully plan our financial investments to secure our futures, we must also invest in our country's future by voting.

We believe in the power of informed decisions. As you head to the polls, consider the impact your vote will have on economic stability, social progress, and the prosperity of our nation. Each vote contributes to building a South Africa that supports growth, opportunity, and a thriving financial landscape.

Remember, a strong and stable government lays the foundation for a robust economy, directly influencing our financial well-being. Let's work together to ensure a prosperous future for all South Africans.

Every vote counts. Make yours matter today.

Here is a quick link to the Podcast where they give their insights into the topic of Bitcoin reserves in companies.

"Should companies be holding bitcoin as part of their reserves? Rob Price of Sound Money Capital explains why NYSE-listed data analytics company MicroStrategy has bet massively on bitcoin, and offers a few ways to value an asset that has no earnings, dividends or revenue. By Ciaran Ryan"

As a high-earning entrepreneur, business owner, or executive of your company, what do you think about investing in Crypto? Let us know in the comments.

Should companies be holding bitcoin as part of their reserves? Rob Price of Sound Money Capital explains why NYSE-listed data analytics company MicroStrategy has bet massively on bitcoin, and offers a few ways to value an asset that has no earnings, dividends or revenue.

Building blocks to a lasting living annuity Discover how to maximise your living annuity's longevity through offshore investing, sustainable drawdowns, and fee minimisation in our exclusive webinar with 10X Investments.