Ndzhaka The Financial Advisor

Life insurance policies and income protection plans are both designed to protect you and your loved ones financially in the event of unforeseen circumstances. Here are some advantages of each:

Advantages of life insurance policies:
1. Provides financial security for your loved ones in the event of your death.
2. Pays out a lump sum to your beneficiaries, which can be used to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses.
3. Offers peace of mind knowing that your loved ones will be taken care of financially if something happens to you.
4. Can be used as an estate planning tool to help your beneficiaries pay any estate taxes that may be owed.

Advantages of income protection plans:
1. Provides a monthly income if you're unable to work due to illness or injury, helping you maintain your standard of living.
2. Covers a wide range of illnesses and injuries, including mental health conditions, which may not be covered by workers' compensation or other insurance policies.
3. Can be customized to suit your specific needs and circumstances, such as the level of income you want to protect and the waiting period before payments begin.
4. Offers peace of mind knowing that if you're unable to work due to illness or injury, you'll still have a regular income to rely on.

What I offer as an financial advisor:

1. Expertise: I have specialized knowledge and training in areas such as investments, taxes, and retirement planning, which I use to help clients make informed decisions and avoid common financial pitfalls.

2. Objective advice: I provide objective advice that is tailored to a client's unique financial situation and goals, without being influenced by emotions or biases.

3. Time savings: Managing one's finances can be a time-consuming and complex process, but I can take on much of the heavy lifting, saving clients time and stress.

4. Portfolio management:I help clients manage their investment portfolios, selecting appropriate investments based on their risk tolerance, time horizon, and other factors.

5. Planning for the future:I help clients create a financial plan that takes into account their long-term goals, such as retirement, and helps them stay on track to achieve those goals.

Friendship check

1.Are the people your surrounded by good for you?
2.Are you able to run to them when you need urgent help?
3.Will they be good connections for you and your childrens future?
4.Do you trust them to do right by your kids when you pass?
5.have you learned anything valuable from the in the last 3 months?

Yea by now you realize you probably need a new circle of people you call friends and they is non wrong with making new friendships at any given age... Someone you meet today can be true to you than someone you have know your whole life.

Most people want to be financially free and wealthy, but don't have a road map with goals on how to get there 😕 listen my brothers and sisters it's very easy to become rich if only you plan and set realistic goals based on the assessment given to you by your financial advisor...

This week I'll be going into details on how to asses your your current financial situation and improving it in just 7 easy steps...

Most people dismiss many of the best and most profitable investment ideas simply because they probably won't work. These investors never stop to consider how much they could make if unlikely outcomes actually occur

want to learn how to be financially free??

💸💵here are 9 levels to help you reach the ultimate goal 💵💸

Level 1: Paycheck to paycheck
Level 2: Learning to budget
Level 3: Paying off bad debt
Level 4: Saving some money
Level 5: 6-month savings
Level 6: Investing some money
Level 7: Earning more money
Level 8: Investing 50%+ of income
Level 9: Financial freedom
Money is just a game learn how to play 💰
It’s levels to getting to that final destination

follow me for a detailed plan on how we can fight poverty