Zambia Insurance Advisor

Professional Insurance is open at Twikatane Mall on Easter Holiday. Twikatane Mall is at the corner of Mungwi and Twikatane road.

Professional Insurance Corporation is now at Twikatane Mall, avoid un necessary congestions and come to Twikatane Mall along off Mungwi Road for an exemplary Service.

You will leave our premises with both your Insurance and Road Tax all under the same roof.

We are in thefinal hour of the end of the quarter before your Insurance expires.

JOB OPPORTUNITY:

A reputable Insurance Organisation hereby wishes to inform Zambia Insurance Advisor followers that we seek the Services of Sales Consultants.

Number of Positions: Two

Minimum requirements;

Certificate in Insurance or any relevant field
Computer Literate
Excellent selling skills
Ability to develop and maintain customer relationships.
Good interpersonal & Communication Skills
Honest and trust Worthy.
Valid driver's licence will be an added advantage

Please note that no relevant work experience is required, we'll provide the training. We also encourage grade 12 school leavers to apply.

If you meet the above criteria, please send your CV to [email protected] on or not later than Friday 17/03/2023.

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"Zambia Insurance Advisor provides independent, expert advice to help you make the right decisions on insurance. Get customized coverage recommendations tailored to your unique needs and get the peace of mind of knowing you're making smart insurance choices. Talk to us and feel secure!"

Mission Statement:
Our mission as insurance advisors is to help clients understand their insurance options and make informed decisions about the coverage they need to protect themselves, their families, and their assets. We strive to build long-term relationships with our clients by providing them with personalized service and expert advice.

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At Government complex right now, lets avoid parking next to objects that may pose a threat to our vehicles.

Insurance Company: “you hit a what? "
😳

FREE INSURANCE TIPS: DID YOU KNOW ?

With Third Party Insurance, damage to your Motor Vehicle is not Covered but that Chicken crossing the road is covered!

When buying Insurance make sure you know the terms and conditions of the cover you are getting. What are the benefits? What are the exclusions?

Free Insurance Tips
( Picture Credit : Onoganii )

THE FOUR BASIC PARTS OF AN INSURANCE CONTRACT TO LOOKOUT FOR WHEN BUYING INSURANCE

An insurance policy is a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured). Reading your policy helps you verify that the policy meets your needs and that you understand your and the insurance company’s responsibilities if a loss occurs. Many insureds purchase a policy without understanding what is covered, the exclusions that take away coverage, and the conditions that must be met in order for coverage to apply when a loss occurs. We the Zambia Insurance Advisors would like to remind consumers that reading and understanding your entire policy can help you avoid problems and disagreements with your insurance company in the event of a loss.

The Basics of an Insurance Contract

There are four basic parts to an insurance contract:

1).Declaration Page
2).Insuring Agreement
3).Exclusions
4).Conditions

It is important to understand that multi-peril policies may have specific exclusions and conditions for each type of coverage, such as collision coverage, medical payment coverage, liability coverage, and so on. You will need to make sure that you read the language for the specific coverage that applies to your loss.

The Declaration Page

This page is usually the first part of an insurance policy. It identifies who is the insured, what risks or property are covered, the policy limits, and the policy period (i.e. time the policy is in force).

For example, the Declarations Page of an automobile policy will include the description of the vehicle covered (e.g. make/model, VIN number), the name of the person covered, the premium amount, and the deductible (the amount you will have to pay for a claim before an insurer pays its portion of a covered claim).

Similarly, the Declarations Page of a life insurance policy will include the name of the person insured and the face amount of the life insurance policy (e.g. K75,000, K130,000, etc.).

The Insuring Agreement

This is a summary of the major promises of the insurance company and states what is covered. In the Insuring Agreement, the insurer agrees to do certain things such as paying losses for covered perils, providing certain services, or agreeing to defend the insured in a liability lawsuit. There are two basic forms of an insuring agreement:

Named–perils coverage, under which only those perils specifically listed in the policy are covered. If the peril is not listed, it is not covered.All–risk coverage, under which all losses are covered except those losses specifically excluded. If the loss is not excluded, then it is covered. Life insurance policies are typically all-risk policies.The Exclusions

Exclusions take coverage away from the Insuring Agreement. The three major types of Exclusions are:

Excluded perils or causes of loss Excluded losses Excluded property

Typical examples of excluded perils under a homeowners policy are flood, earthquake, and nuclear radiation. A typical example of an excluded loss under an automobile policy is damage due to wear and tear. Examples of excluded property under a homeowners policy are personal property such as an automobile, a pet, or an airplane.

The Conditions

Conditions are provisions inserted in the policy that qualify or place limitations on the insurer’s promise to pay or perform. If the policy conditions are not met, the insurer can deny the claim. Common conditions in a policy include the requirement to file a proof of loss with the company, to protect property after a loss, and to cooperate during the company’s investigation or defense of a liability lawsuit.

Definitions

Most policies have a Definitions section, which defines specific terms used in the policy. It may be a stand-alone section or part of another section. In order to understand the terms used in the policy, it is important to read this section.

Endorsements and Riders

An insurer may change the language or coverage of a policy at the time of the policy renewal. Endorsements and Riders are written provisions that add to, delete, or modify the provisions in the original insurance contract. In most states, the insurer is required to send you a copy of the changes to your policy. It is important that you read all Endorsements or Riders so you understand how your policy has changed and if the policy is still adequate to meet your needs.

We apologise for a lengthy article but it's worthy the reading for We have faced a number of challenges for people's failure to understand what their buying at a time of loss. .

Don't be left out, u could be the next winner.

Congratulations to our 56 winners of Muendo Bwino travel policies to celebrate Zambia's 56th Independence Day! We will be in touch with you with further details of how to access your policy

As insurance advisors, we do a number of things such as inter-mediation, sales and other services for various transactions, compliance management, consulting or advisory role, and more.

We are Zambia insurance advisors or Insurance consultants.

We provide specialized guidance and advice for investment in various insurance schemes.

Zambia Insurance Advisor updated their business hours.

Zambia Insurance Advisor updated their phone number.

For those who are accepting the Bugatti Challenge, we are to advise you about the best insurance in Zambia as you plan to buy your Bugatti.

Our client is letting go of their two immaculate executive saloon cars. Please contact us for details.

Looking for a quote? Are your Premiums too high? Look no further just contact us on Facebook or gives us a call/message us for a quote that you won't be able to compare against!

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Avoid the long queues and order your third-party insurance disk with AfriDelivery !!!

Insurance is Good. It serves you headache. Please make use of these services offered by our insurance companies in Zambia.

Sending your children to a foreign University. Visit us today for your Overseas Travel Insurance cover.

We wish to pass our greetings to all our esteemed Customers and followers. We are drawing closer to a critical period where most of us are required to renew/ Insure their valuable properties. Please don't be left out we are here to assist you in any way. Tell us where you are we will endeavor to deliver your cover to your door step at no fee.

For information please get intouch with us on;
+26 0955/ 0978 - 000 188 or 0977672585
or email; [email protected]

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