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Are we talking ourselves into a recession? Could the government’s messaging regarding the economy talk us into a recession? Speaking to InvestorDaily’s sister title, ifa, AMP’s Shane Oliver opined that the government’s recent rema

Whether retirement is looming or may still be some years away, it's important to start planning to be prepared for when the time comes. Obviously the earlier you start the better, but it's never too late either to ensure you have enough income in retirement to enjoy a comfortable lifestyle. Regardless of your stage of life, if you have concerns with your retirement or investment strategy, or don't have one at all, the Team at Stone Wealth are here to help.

3 tips to retire comfortably Whether you’re planning to retire soon or have another 10 years or so before you actually do, you want to be prepared when the time comes. After all, having enough money to live a happy, comfortable retirement is essential. But how much is enough? The Association of Superannuation Funds of Austral...

stonewealth updated their phone number.

A great article by Alan Kohler addressing the real reasons behind inflationary pressures and why raising interest rates may not be the answer.

Alan Kohler: The two great stupidities behind our inflation Here’s a wild idea for economists to smile at condescendingly: How about the Reserve Bank stands back and lets this inflation episode run its course.

Based on their election platform, key economic policy changes under the Labor Government will include the following...

Australia’s new Government – what does it mean for investors? Australia has a new government The ALP won the election and is set to Govern most likely in its in own right or as a minority government. Following its loss in the 2019 election which was partly blamed on a “radical” tax & spend agenda, the ALP adopted a “small target” approach this time, so...

Most superannuation benefits are “preserved”.

That is, they cannot be accessed until certain conditions have been met. These are referred to as “conditions of release”.
The most common conditions of release include:

Retirement, after having reached preservation age (see the following table)
Turning 65 years of age, even if still working
Death, or being diagnosed with a terminal illness

Can I access my super early? Most superannuation benefits are “preserved”. That is, they cannot be accessed until certain conditions have been met. These are referred to as “conditions of release”. The most common conditions of release include: Retirement, after having reached preservation age (see the following table) ...

Some really simple and important questions to ask yourself.
https://news.stonewealth.com.au/why-it-pays-to-review-your-cover/

Why it pays to review your cover Get maximum value from your insurance Your life insurance is flexible and can be adapted to your changing needs. Make sure you have a cover review with your adviser every 12-18 months to ensure you’re covered or when major life events occur, for just the right amount, paying the right amount, and ...

If you’re planning to retire, these are just some of your considerations.
- your age including if you have reached your preservation age
- when you can access your super
- how much tax you will pay on amounts you receive

The article below will help, but if your are considering retirement it's important to understand how this applies to your own unique circumstances.
https://news.stonewealth.com.au/planning-to-retire/

Planning to retire If you’re planning to retire, you need to consider your age including if you have reached your preservation age when you can access your super how much tax you will pay on amounts you receive if good leaver conditions apply if you are part of an Employee Share Scheme if the retirement capital gain...

For the first time since November 2010, the RBA has raised its official cash rate – from 0.1% taking it to 0.35%. This was above market expectations for a 0.15% hike and a bit closer to our expectation for a 0.4% move suggesting that the RBA appears to have partly accepted the argument that it had to do something decisive in order signal its resolve to get inflation back down.

https://news.stonewealth.com.au/the-rba-starts-raising-rates-how-far-and-how-fast-and-what-does-it-mean-for-investors/

The RBA starts raising rates – how far and how fast? And what does it mean for investors? Introduction For the first time since November 2010, the RBA has raised its official cash rate – from 0.1% taking it to 0.35%. This was above market expectations for a 0.15% hike and a bit closer to our expectation for a 0.4% move suggesting that ...

stonewealth updated their business hours.

Planning our estate is a vital part of any wealth management process. Deciding who is entitled to what after we die is not something that can be put off and left until later. It must be clearly and legally defined well ahead of time.

The importance of a will Planning our estate is a vital part of any wealth management process. Deciding who is entitled to what after we die is not something that can be put off and left until later. It must be clearly and legally defined well ahead of time. This article is designed to serve as a guide, answering some of yo...

Most young drivers fail to take regular breaks during long road trips but the curators of a new set of playlists are hoping to change that.Insurer AAMI has teamed up with Spotify to develop a Rest Town Playlist for seven of the country’s most popular driving routes, including Melbourne to Sydney and Brisbane to Airlie Beach. Drivers can choose their trip and playlist and as they approach designated rest towns, they will hear an audio message prompting them to pull over for a break.
https://news.stonewealth.com.au/playlist-guides-young-drivers-to-rest-stop/

Playlist guides young drivers to rest stop Most young drivers fail to take regular breaks during long road trips but the curators of a new set of playlists are hoping to change that. Insurer AAMI has teamed up with Spotify to develop a Rest Town Playlist for seven of the country’s most popular driving routes, including Melbourne to Sydney ...

It is a budget designed to support the economy’s path out of the pandemic. Cost of living and infrastructure are the focus.

https://news.stonewealth.com.au/tax-incentives-support-small-businesses/

Tax incentives support small businesses It is a budget designed to support the economy’s path out of the pandemic. Cost of living and infrastructure are the focus. Businesses and consumers are still struggling after a number of difficult years. The Coalition government has issued a pre-election budget that focuses on infrastructure and ...

Demand for workers remains strong, even as the unemployment rate hits historic lows and is destined to go even lower.
https://news.stonewealth.com.au/demand-for-workers-continues-to-strengthen/

Demand for workers continues to strengthen Demand for workers remains strong, even as the unemployment rate hits historic lows and is destined to go even lower. The National Skills Commission said job advertisements posted on the internet rose by a further 3.6 per cent in February to stand at 269, 700. Job ads are now 36.2 per cent higher th...

When you don’t have a mortgage it’s easy to splash your cash on living it up. But did you know that your spending habits can influence how much lenders are willing to loan you? Read on to find out how your lifestyle can affect your borrowing capacity.
https://news.stonewealth.com.au/is-your-lifestyle-affecting-your-ability-to-borrow/

Is your lifestyle affecting your ability to borrow? When you don’t have a mortgage it’s easy to splash your cash on living it up. But did you know that your spending habits can influence how much lenders are willing to loan you? Read on to find out how your lifestyle can affect your borrowing capacity. We all love a good online shopping splurge, ...