ARA Consultants Limited

Why is super the best game in town? The last great, legitimate, tax break? Here’s how it works…..

Why Super is Tax Effective | Retirement Planning Why is super the best game in town? The last great, legitimate, tax break? Here’s how it works…..If you’d like to understand your retirement position try our...

How much does retirement planning cost?

A lot of people ask us this question, for obvious reasons.

This video provides our answer…

How much does retirement planning cost? A lot of people ask us this question, for obvious reasons. If anything in here strikes a chord with you, please click on this link to contact us:https://www....

Investment volatility – it needn’t be scary.

This video explains - just give me 5 minutes...

Volatility? Give me 5 minutes | Retirement Planning Investment volatility – it needn’t be scary.If you’d like to understand your retirement position try our Retirement Income Projector. It’s free and in just a...

Super pensions are the cornerstone of most retirees’ plans. But the leap from employment to pension income can seem like a mystery.

This might help…..

How do pensions work? | Retirement Planning Super pensions are the cornerstone of most retirees’ plans. But the leap from employment to pension income can seem like a mystery.If you’d like to understan...

Some years back I was listening to the finance report on the news, and was informed that “the market” (aka the Australian share market index) had passed through the 5400 point mark.

Something about this sounded familiar. Maybe it was a slow day, but I decided to investigate because I was pretty sure I’d heard that one before.

You can read what I found here:
https://www.araconsultants.com.au/5400-2/

Alan Rimmer.

5400 - ARA Consultants | Financial Guidance Some years back I was listening to the finance report on the news, and was informed that “the market” (aka the Australian share market index) had passed through the 5400 point mark. Something about this sounded familiar. Maybe it was a slow day, but I decided to investigate because I was pretty ...

I’d love a dollar for every time I’ve heard the question "What's the market gonna do?" in my 36 years in the business.

My answer in the article below might surprise you.

https://www.araconsultants.com.au/whats-the-market-gonna-do/

What's the right portfolio mix for retirees or those contemplating retirement?

Now that’s a big question.

We get asked this all the time so I wrote an article dedicated to the topic (click the link)

If you are contemplating retirement I strongly recommend you read it.

I'd be keen to hear your thoughts on this matter - post a comment if you'd like to let me know.
https://www.araconsultants.com.au/how-do-retirees-work-out-the-right-portfolio-mix/

Alan.

How Do Retirees Work Out the Right Portfolio Mix? - ARA Consultants | Financial Guidance Now that’s a big question. In a nutshell, here’s the challenge: If things have gone to plan you now have the largest lump of investible funds of your life so far; It has to see you through and fund the lifestyle to which you aspire; Maybe leave something for the kids or help them out …

As financial advisers we deal daily in ways to make a positive difference for people, and that is a great way to make a living. I highly recommend it.

It really is very satisfying to unearth a financial benefit that the person didn’t know they were entitled to, like a Centrelink payment or a tax saving. And it’s true that we can nearly always find some immediate benefit for people.

But this isn't the best thing we do for our clients. To find out click this article:

What’s the best thing we do for clients? - ARA Consultants | Financial Guidance As financial advisers we deal daily in ways to make a positive difference for people, and that is a great way to make a living. I highly recommend it. It really is very satisfying to unearth a financial benefit that the person didn’t know they were entitled to, like a Centrelink payment or a tax ....

I’ve been in the financial advice business for 36 years. More than half my life. It’s fair to say I’ve learned a few things along the way.

But if I had to nominate the single best piece of advice that I learned, one which I’m very happy to share in this article, it’s this, from my first boss in the industry...

Alan Rimmer
Founder, ARA Consultants.

The best financial advice I ever received - ARA Consultants | Financial Guidance I’ve been in the financial advice business for 36 years. More than half my life. It’s fair to say I’ve learned a few things along the way. I started two months before the 1987 share market crash – the largest one-day fall in the history of the Aussie stock market. Much of my first year …

Investing for retirees is different. This article shares our perspective that you might find helpful as you develop retirement plans.

The Simple Truth About Investment Risk For Retirees – and how to manage it - ARA Consultants | Financial Guidance The dilemma is this: Finding the right investment mix to provide us with enough money for a comfortable retirement, now that the employment income tap has been turned off Without taking risks that might completely derail our plans. So we read the papers, listen to the news and watch the talking head...

Here is an article that may be of interest for retirees or those thinking about their retirement.

The Simple Truth About Investment Risk For Retirees – and how to manage it The problem Investment risk for retirees is without question a big deal, and rightly so. The dilemma is: the right investment mix to provide us with enough money for the journey in some style witho…