CSCG

Is now a good time to refinance?

RBA Governor Michele Bullock says a near-term cash rate cut isn’t on the cards. So, is it a good time to refinance? Here are a few key considerations.

Finance Focus » Is now a good time to refinance? The decision as to whether to refinance depends largely on your individual situation and goals. Here are a few key considerations to think about when deciding whether or not to refinance.

Get the most out of Xero with the help of CSCG’s specialists.

As Xero Gold Champion Partners, we offer tailored training services to make financial management easier and more efficient, reducing time spent on bookkeeping.

Get in touch with our Xero expert Roza Josevska on 9974 8333, email [email protected] or visit www.cscg.com.au for more information.

Rentvesting: an option for first-time buyers

If you’re hoping to get a leg up on the property ladder and buying a home feels out of reach, rentvesting could be a solution. Find out what’s involved.

Finance Focus » Rentvesting: an option for first-time buyers However, it’s important to remember there’s no one-size-fits-all approach to buying your first property. For some, it could be a home to live in. For others, rentvesting makes more sense as it can offer a great alternative to get a foot up on the property ladder.

Refinance your home loan with the specialists at CSCG.

If your current home loan no longer fits your lifestyle, we can help you find a better solution. Whether your fixed loan term is ending or you need a different interest rate, we're here to assist.

Contact us for an obligation-free conversation at [email protected] or call us on 9974 8333.

Spring is just around the corner, and that means it’s almost the peak purchasing time for home buyers.
Property values continue to creep up nationally, but the rate of growth is easing. In July, we saw national home values rise 0.5% – the 18th consecutive monthly increase.

Reserve Bank of Australia (RBA) Governor Michele Bullock has indicated no cash rate cuts were expected in the near-term after the RBA left the cash rate on hold at its latest meeting.

If you’re planning a spring property purchase, chat to us early about getting your finance pre-approved, so that you can jump on any bargains.

We are dependable partners in handling company tax, personal tax, self-managed superannuation funds, and the expertise and dedication of our specialists ensures you receive the best financial advice and support.

Enquire today on 9974 8333 or visit www.cscg.com.au to learn more about our services.

There’s still time for Xero clients to enter themselves for the Xero Beautiful Business Fund which offers more than AU$700,000 in funding to Xero small business customers.

There will be four winners from Australia, each receiving AU$20,000. Winners will also have the chance to become a global winner to receive an additional AU$50,000! Applications close 27 August 2024, so we encourage you to submit your entry now.

Here’s how your clients can apply
- Select the most suitable funding category or enter them all!
- Create and upload a 90-second pitch video - here's a handy guide you can share with your clients
- Complete a short online application form, name you as the referrer and they’re all set

Apply now:

Xero Beautiful Business Fund We use cookies to personalise your account, to provide social media features, to analyse traffic, and so you can stay logged in. For more information, see our cookie policy.

CSCG’s Xero specialists support your business’s bookkeeping needs, from initial setup to advanced customisation.

Our services include integrating bank feeds and creating a personalised chart of accounts, tailored to your business.

Contact our Xero expert Roza Josevska today on 9974 8333, via [email protected], or explore more at www.cscg.com.au.

Protect and grow your wealth with CSCG's tailored Investment Strategies.

Our experts design investment plans to match your unique goals and risk profile, diversify your portfolio, and monitor market trends to ensure optimal returns.

Start your journey to wealth growth by calling CSCG on 9974 8333 or visiting www.cscg.com.au.

Stay ahead in the superannuation landscape with CSCG's specialised services.

We keep up with the latest regulations to provide accurate advice, helping you make informed decisions. Our services include SMSF setup, borrowing, retirement planning, and more.

Organise a consultation with one of our specialists on 9974 8333 or visit www.cscg.com.au.

Need help with tax planning? The specialists at CSCG have you covered!

Our experts offer proactive tax planning strategies to help you minimise tax liabilities and optimise your tax position. We analyse your financial situation, identify potential tax-saving opportunities, and ensure your tax returns are accurate and timely.

For more information visit www.cscg.com.au or call 9974 8333 for an obligation-free consultation.

We’re thrilled to receive such positive feedback from amazing clients like the Werribee Football Club.

The CSCG specialists are dedicated to understanding and meeting the unique needs of our clients' businesses, driving success and growth no matter the industry.

Enquire today on 9974 8333 or visit www.cscg.com.au to learn more about our services.

🎉 Celebrating 11 years with CSCG! 🎉

Kaylee, your sense of humor and laughter have brightened our days!! You are dedicated, loyal, and such a valuable team member to us all at CSCG. Thank you for an amazing 11 years 🙏

The Reserve Bank of Australia (RBA) kept the cash rate on hold at 4.35 per cent at its latest meeting.

Read today’s official statement on the RBA’s website. The board meets next on 23-24 September.

If it’s been a while since you’ve reviewed your home loan, now is the time to give it a health check.

We can compare the different loan options available to you and research whether you could be getting a more competitive interest rate elsewhere.

We may even be able to line you up with a mortgage with interest-saving features like an offset account or redraw facility that could reduce the amount of interest paid over the course of your loan.
To explore your options, get in touch today.

Revolutionise your bookkeeping with MYOB and the experts at CSCG!

Our team tailors MYOB to suit your business needs, facilitating easy handling of invoices, quotes, and transactions, ensuring smooth interactions with customers and suppliers.

Contact Roza Josevska our MYOB Specialist on 9974 8333, email [email protected] or explore more at www.cscg.com.au.

Plan your retirement confidently with CSCG’s expert services.⁣
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Our specialists create personalised retirement plans by evaluating your goals and financial situation. We consider income sources, investment strategies, and potential risks to help you achieve the retirement lifestyle you envision.⁣
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Organise an obligation-free consultation with CSCG today on 9974 8333 or visit www.cscg.com.au for more information.

Trust CSCG and Xero to manage your business’s financial security and accuracy.⁣
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Using Xero’s assurance dashboard and comprehensive reporting tools, we ensure precise financial tracking, and Xero’s advanced security measures and immediate alerts for unusual activity keep your business protected at all times.⁣
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Get in touch with Roza Josevska for a quote on 9974 8333, email [email protected] or find out more at www.cscg.com.au.

Shining a spotlight on scams:
Australians lost $2.7 billion to scams last year. Protect yourself and your family today by keeping an eye out for the scams people are currently falling for.

Finance Focus » Shining a spotlight on scams Some scams are easier to spot than others. But scammers can be very clever at tricking people into giving out personal information. With generative AI technologies now thrown into the mix, it’s more important than ever to be vigilant about your cyber security.

🎉🎂 Happy Birthday, Jonathan! 🎂🎉

Join us in celebrating Jono's birthday. Enjoy your special day! 🎈🎉

Why choose CSCG? Because we deliver the support you need, precisely when you need it.

To read more of our testimonials and to learn how we can support your business visit www.cscg.com.au or call us on 9974 8333 for more information.

5 things to look for in an investment property.
Looking to buy an investment property? Go you! From capital growth potential to rental yield, here’s what savvy property investors take into consideration before making an offer or bidding on an investment property.

Finance Focus » 5 things to look for in an investment property At the end of the day, the aim of buying an investment property is to make a solid financial return – whether that’s through rental income or capital growth. That’s why it’s so important to be savvy about what and where you buy.

Unlock the full potential of MYOB with CSCG’s expert assistance!

MYOB, trusted by many small businesses throughout Australia and New Zealand, simplifies the management of cash flow, payroll, and daily accounting, significantly reducing manual effort and costs.

Contact Roza Josevska our MYOB Specialist on 9974 8333, email [email protected] or find out more at www.cscg.com.au.

Facing an audit? CSCG is here to offer expert guidance and support throughout the process.

We help with audit preparation, document gathering, and liaising with auditors to ensure a seamless outcome.

For more information visit www.cscg.com.au or call 9974 8333 for an obligation-free consultation.

What’s a guarantor loan and how does it work?
A guarantor loan is where a relative, usually a parent, uses the equity in their property as additional security for your property purchase. For those struggling to save for a deposit, a guarantor loan may be the solution. Here’s what you need to know:

Finance Focus » What’s a guarantor loan and how does it work? If you’re an aspiring homeowner who is struggling to save a deposit, there may be other options to get you over the line and into your first home sooner. A guarantor loan is one of them.

Strategic financial planning is the key to achieving your long-term financial goals.

Our Financial Planning Services are designed to provide you with personalised strategies and guidance whether you're planning for retirement, saving for a major life milestone, or seeking wealth management solutions.

Reach us online for an obligation-free consultation at www.cscg.com.au or call us on 9974 8333 to chat with one of our friendly staff members.

Let CSCG turn your vision for your business into reality.

With our deep industry knowledge and expertise, we can guide you through complex challenges, help you leverage the latest trends, and keep your business ahead of your competition.

Reach out for an obligation-free conversation at [email protected] or call us on 9974 8333.

Budget initiatives to help aspiring homeowners:
Last month, the Federal Government delivered the 2024-25 budget, which includes several measures to support aspiring homeowners and potentially improve borrowing capacity. Get up to speed with all the latest announcements that may help you.

Finance Focus » Budget initiatives to help aspiring homeowners Let’s take a look at some of the government initiatives that may help you get a leg up on the property ladder sooner rather than later.

Whether you're new to Xero or looking to refine your bookkeeping, CSCG's experts are ready to assist.

We offer complete setup services, from integrating bank feeds to customising accounts, to streamline your business operations.

Contact us on 9974 8333, email Roza Josevska at [email protected], or visit www.cscg.com.au for further information.

If your current home loan no longer fits your lifestyle, it's time to refinance with the specialists at CSCG.

Whether your fixed loan term is ending or you want a different interest rate, we can help you find a home loan that better suits your needs.

Reach out for an obligation-free conversation at [email protected] or call us on 9974 8333.