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Planning for retirement is a daunting task but it’s too important not to think about, especially for women. There are small steps women can take today to protect and grow their finances for the future.

How women can future proof their wealth - Ashley Collins Planning for retirement is a daunting task but it’s too important not to think about – especially for women. Fortunately, there are some small steps women can

Cyber criminals are targeting people based on personal details and preferences and reeling them in with professional looking follow ups. Find out how to protect yourself.

Social media scams: Who’s really following you? - Ashley Collins Cyber criminals are targeting people based on personal details and preferences – and reeling them in with professional looking follow ups. Find out how to

Balancing the responsibility of helping your parents financially while saving for your own retirement, is no doubt challenging. Effective financial planning can help you provide for your parents while still securing your own financial future.

Helping your parents financially while saving for retirement - Ashley Collins Many people are finding themselves in a situation where they need to provide financial support to their aging parents.

Breaking up is hard to do. It can be an emotional rollercoaster, with lots to consider – Do you have to move? Who’ll get the furniture? What are the kids going to do? Where will your pets end up? But what about financial matters – including splitting your super?

A breakup is super hard – and can be hard on your super - Ashley Collins Love song dedications are out the window and you’re wondering how you’ll move forward, not to mention divide your money, possessions and debts. But what about

It can take time and stress to figure out what type of insurance cover is best for you and how much of it you need. And the thought of making a decision that could have a major impact on your life can feel daunting. The good news is, we’ve got some great pointers for you.

Getting your insurance cover right - Ashley Collins Let's run through some things to keep in mind to decide what level and type of cover you need.

In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or reducing expenses.

Navigating the high cost of living in Australia - Ashley Collins In this article we look at some of the ways you can better manage the high cost of living by investing, increasing your income or reducing expenses.

The risk of outliving your savings is known as longevity risk. With Australians living for longer it is more important than ever to make sure your savings will go the distance.

Outliving your savings - Ashley Collins While living a long and healthy life is a goal for most of us, it does raise a valid question. Is there a chance that you could outlive your savings?

No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money management that can help build a solid foundation for financial wellbeing.

Five rules of money management - Ashley Collins No matter your income level or financial goals, everyone can benefit from developing strong money management skills. Here are five rules of money management

Did you know, you could take advantage of potential tax benefits inside super to save for your first home? It’s been called the Australian Dream owning a home but saving for a deposit can be challenging. Learn about the FHSS Scheme and how it might work for you.

How first home buyers accessed $415m under the First Home Super Saver Scheme - Ashley Collins Did you know, you could take advantage of potential tax benefits inside super to save for your first home?

Maximising super contributions for your spouse is a smart financial move that can benefit both your partner and your family's long-term financial security. However, it's essential to understand the eligibility criteria, contribution limits, and potential implications on your retirement plan and estate planning.

Maximising wealth together: Super contributions for your spouse - Ashley Collins Maximising super contributions for your spouse is a smart financial move that can benefit both your partner and your family's long-term financial security. By

When it comes to your retirement there are four main risks that can impact your income: longevity risk, inflation risk, market risk and sequencing risk.

Reducing risk in retirement - Ashley Collins We all think things will turn out better for ‘us’ than ‘them’. Such optimism can serve us well in life, but when it comes to money, balancing bias with facts

Although it can feel uncomfortable, talking about money is a good thing. Seek help from the experts to start positive conversations and keep things on track.

The top five lessons we learned in 2023 were that interest rate cycles can be different; consumers incomes are not the only source of support for spending; soft and hard data don’t necessarily move in line with one another; Government policies have important economic outcomes; and geopolitics matter.

Five lessons learned in 2023 - Ashley Collins Students of economics are taught that monetary policy works with long and variable lags, up to 12-18 months. We had assumed that in the current cycle, the

Retirement planning is one of those things that often gets pushed to the back burner. Here we'll outline some steps you can take to secure your financial future.

What to do if you're 55 and have no retirement plan - Ashley Collins Key takeaways

If there’s one rule of thumb for investors to bear in mind, it’s that “if it looks too good to be true, it probably is”. Here are the top pitfalls to avoid.

Make your money work harder – pitfalls to avoid - Ashley Collins If there’s one rule of thumb for investors to bear in mind, it’s that “if it looks too good to be true, it probably is”.

Want to invest but don’t know where to start? Follow these 5 basic steps to be on your way. Reach out to us if you need advice.

What are the steps to investing? - Ashley Collins Want to invest but don’t know where to start? Here are five basic steps for investing.

How healthy are your finances? Isn’t it time you put your own financial wellbeing front and centre? You can take control of your financial future quickly and easily, with a simple financial health check. Here’s how…

How to give your finances a health check - Ashley Collins How healthy are your finances? Isn’t it time you put your own financial wellbeing front and centre? You can take control of your financial future quickly and

Saving money doesn’t come naturally to everyone. Some people are wired to save – for others it takes a bit more discipline. But developing good savings habits can do so much for both your financial wellbeing and your future security. These 7 tips could see you start to change your ways.

Getting smart about savings - Ashley Collins Saving money doesn’t come naturally to everyone. Some people are wired to save – for others it takes a bit more discipline. But developing good savings habits

Your super balance will most likely play a big part in how comfortably you live in retirement. See the average super balance for your age group, so you can get an idea of how your super savings compare. Reach out to us if you need advice.

How much super should you have at your age? - Ashley Collins Your super balance will most likely play a big part in how comfortably you live in retirement. But depending on how far off retirement is for you, it might be

With investment scams being the most common, it’s important to protect yourself from online criminals. Learn about what you should look for.

A real cybercrime story - Ashley Collins Australians lost over $3 billion to scams in 2022 alone. With investment scams being the most common, consider these insights so you can better protect

There is no magic age at which to retire. This is in part because research shows we’re now living longer than ever. But what’s important, is to plan for a longer retirement than youmay expect. This is where we can help.

What's the best age to retire? - Ashley Collins There is no magic age at which to retire. But what’s important is to plan for a longer retirement than you may expect. This is in part because research shows

In a world of ever-changing economic landscapes, achieving financial freedom has become a universal aspiration. Read about the essential strategies and mindset shifts required to pave the way toward financial independence.

Financial freedom: A comprehensive guide to achieving true financial independence - Ashley Collins In a world where financial stability plays a crucial role in our wellbeing and future aspirations, the concept of financial freedom stands out as a beacon of

There are 5 megatrends suggesting higher medium term inflation pressures and lower economic growth than pre-pandemic: a move away from economic rationalist policies; the reversal of globalisation; rising geopolitical tensions; climate change and decarbonisation; and slowing and aging populations. Learn more.

Five constraints on medium term investment returns - Ashley Collins Introduction

Are you thinking about buying a house? Don’t get caught out – here are some tips to avoid being gazumped.

What is gazumping and how to prevent it happening to you - Ashley Collins Picture the scene.

Women are more likely to be Stressed Survivors - struggling to make ends meet, spending time worrying about finances at work and feeling unprepared for the rising cost of living. Here are some ways for everyone to start taking control of their finances.

Stressed but surviving - Aussie women and their finances - Ashley Collins Taking control of your finances starts with your super.

We all want to live a good life with our partner, but does that have to include fine dining every night and travelling to exotic destinations? We bring you five tips for enjoying the best in life without blowing the budget.

Boosting confidence in retirement - Ashley Collins Every retirement is unique. Maybe dining out isn’t your thing, but you couldn’t bear to give up your weekly exercise classes.

Do you know how much you can ‘safely’ spend in retirement? This article introduces a retirement income model that can help you calculate the spending level your savings can safely support with a degree of confidence.

5 ways to do more with less money in your relationship - Ashley Collins We all want to live a good life with our partner, but does that have to include fine dining every night and travelling to exotic destinations? Here are five

Making a commitment to share your life with another person is a significant milestone and there is a lot you can do to manage your money as a couple. Learn more.

Getting married – managing your money as a couple - Ashley Collins Making a commitment to share your life with another person is a significant milestone and there is a lot you can do to manage your money as a couple.

Retirement is a time that many Australians eagerly anticipate. Learn about key strategies to help boost and preserve your retirement savings, to help you achieve longterm financial security throughout your golden years.

Help your retirement funds last the distance - Ashley Collins Retirement is a time that many Australians eagerly anticipate, providing plenty of time to pursue hobbies, do more travelling, or simply kick back and enjoy

If you’d like your money to make a difference to the world as well as your future, responsible investing may be for you. Learn more about ethical, social and governance (ESG) investments.

How to invest responsibly and ethically - Ashley Collins If you’d like your money to make a difference to the world as well as your future, responsible investing may be for you.