Lumaire Wealth

Hey there! Feeling a bit jittery about investing in the current climate? Don't worry, you're not alone! With all the scary news about banks failing and economic downturns, it's no wonder people are feeling a bit hesitant about the share market.

But, fear not my friend, there is a strategy that can help you weather the storm: quality investing. Basically, this means looking for companies that are stable, have low debt, attractive cash flow, and high return on equity. Think of it as finding the diamonds in the rough.

And the good news is, evidence shows that these quality companies can actually give you some pretty sweet returns over time. So, why not give it a try? It might just be the key to investing success.

If you need some extra support reach out

PSSSSST: Have you been wondering this too? 👇

I get this question almost daily:
- How do we start investing?

So today, I am dishing the deets so you don't have to wonder anymore. And maybe the best part? The answer is much simpler than you think!

In fact, I’m even going to break it down into 5 easy to follow steps for investing newbies to resolve their questions

⭐Define your goals
⭐Understand your investor profile
⭐Seek Professional Help
⭐Open an investment account
⭐Monitor and review

Does this help to answer your question?
Is there anything else you wonder about when it comes to investing?



Don't forget, this is general information only as I haven't taken into account your personal situation or needs. Always read the product disclosure statements and financial services guide before considering if this is right for you!

What if you FINALLY had a solution for being time-poor to retain control of your everyday money stresses?

The kind that has you happy dancing and celebrating as you no longer need to feel like you are constantly dipping into what you have attempted to save.

Well, if you’re ready to turn that “what if” into your sweet, sweet reality, then I’ve got something for you.

Your new favorite solution: Our Lumaire Wealth Spending Plan tool.

Our spending plans have been built to help you get a fast, easy-to-follow solution to highlight your cashflow position, systemise your spending (and saving) automatically, whilst still getting to spend money on the things you value most.

Think:
✔️No more even having to THINK about if you have put enough money aside for
your bills
✔️No more regret for not saving enough money or dipping into what you had
attempted to save
✔️ More clarity on where your money is going
✔️Track your goal progression in easy to read graphs (we love the visuals)
✔️Get a visual of how you are tracking
✔️ Money for spending how you like when you like ( guilt-free of course)

If you to find out more about how our REVAMPED Spending Plan works DM me the words REVAMP ME! And we can discuss how a personal Revamped Spending Plan can work for you.

Can I be real with you for a second?
Not having a spending plan is like trying to find your way through a jungle blindfolded. It can leave you feeling stuck, lost, and totally out of control. I know you want to get ahead financially and breathe easy when it comes to money, but without a plan, it can be tough to achieve that.

So, here's the tea - if you want to stop feeling like you're drowning in debt, I find the best way to get financially stable is to create a spending plan. It's how I've gone from struggling to make ends meet to having a solid grip on my money.

And don't worry, you don't have to be a math whiz to do it! Just take a look at your income and expenses, figure out where you can cut back, and set a realistic budget for yourself. Trust me, it's a game-changer.

If you're feeling overwhelmed or just want to hear more about of Revamped Spending Plan Tool, comment 'REVAMP' in the comments section below. Helping people get on top financially is my passion and the reason why I started Lumaire.

Let's tackle this jungle of finances together!

Can we get a drum roll, please!

Ladies and gentlemen hold on to your wallets! The Reserve Bank of Australia has just announced that cash rates and interest rates are on hold. That's right, the cost of borrowing and lending money will remain steady for the time being. So, if you were hoping for a rollercoaster ride in the world of finance, you might have to wait a little longer. In the meantime, enjoy the stability, and let's see what the future holds (pun intended).

🔥We spend a lot of time speaking to our clients about their 'WHY'. It’s so nice to be able to reflect on the WHY behind Lumaire Wealth and WHY we love what we do for our clients.

Our WHY is simple:
👉We were sick and tired of badass women struggling to take control of their finances while juggling everything else life throws their way - careers, family, social life, you name it. And honestly, if you do choose to seek professional advice, who wants to take it from middle-aged men 🧓 with old-school values anyway?

👉We were fed up with hearing stories of women not being acknowledged in the room when seeking advice with their partners, and we saw a gap in the market that we knew we had to fill.

👉Female advisers are still in the minority despite often being the ones calling the (financial) shots at home, and we knew we had to change that. Fast forward to today, and we're killing it, helping people take charge of their finances and live their best lives.

When was the last time you checked in with your unique why?

Whether it's to be financially free or to have options around lifestyle choices, don't forget why you started and what it means to you on a deeper level. Keeping that in mind can help you stay motivated and connected to your badass purpose.

If you need a little support to get more badass about money, reach out! We would love to help you get on track!

Shout out to every mum out there (myself included)😅

Starting to feel like you’re going bananas🍌every time interest rates rise?

It's easy to feel overwhelmed and stressed about what is to come. I want you to stop losing sleep at night and feel confident even when the punches keep coming.
⁠⁠Here are 3 simple ways to reduce the impacts rising interest rates have on your cash flow and claim back your sleepless nights. ⁠⁠🌙

Nestled in bed with my little lady love on this International Women’s Day reading my way through my business law text book (yay for uni 🫠) paving the way to show her she is unstoppable and capable of anything.
🤍🤍

If only 😂

WHO SAYS MONEY TALK CAN'T BE FUN?

No uptight grey-haired male advisers are here.

As your financial wing women we’re equally as excited as you are when you achieve what you set out to do and we are quite partial to a little pre-meeting hype-up tune and occasionally a little dance to get those motivational juices flowing.

Checking in on your financial progress doesn’t have to be stale and boring. In Fact, it should be fun and as equally exciting as catching up with friends but a little more beneficial to your pocket. We’ve put together a couple of our fav pre-progress check-in hype tracks we like to listen to before our progress meetings.

Here are a few of our pre-progress session hype tunes we cannot get enough of.

Have you got any hype tunes that we may be MISSING out on?

Let us know in the comment section below 👇

TALK ABOUT 🔥🔥🔥
It's been tough, but these clients have shown committed to our advice and shown the power of resilience!

They have gone from lemons to margaritas and are ready for an extra spicy start to 2023; it's time set the fireworks ablaze and celebrate this win!

We are beyond excited to be able to celebrate their accomplishments together!

This one was extra special to my heart ❤️

If you’re struggling and would love a team of financial wingwoman by your side, reach out!
We know the perfect team to assist 😉

WE'RE BACK AND MORE ENERGISED THAN EVER.
IF 2021 WAS A RIDE-OFF AND 2022 WAS A DRAG WHEN IT CAME TO GETTING ON TOP OF YOUR MONEY. IT'S TIME TO START THE NEW YEAR WITH A BOOM AND END 2023 ON🔥!

OUR BOOKS ARE OPEN FOR 2023!

CLICK THE LINK IN OUR BIO OR HEAD OVER TO OUR WEBSITE TO SCHEDULE A CLARITY CALL!

🤍🤍🤍

Success nowadays is often associated with having a lot of money, a big house, a fast car and designer clothes. However, this is not the only definition of success. For many people, success is about being happy and content with what they have. It's about finding a balance between work and play, and enjoying life to the fullest. It's important to remember that everyone has their own definition of success. And that's okay! As long as you're happy with what you have, you're successful. So don't worry about keeping up with the Joneses. Worry about being the best version of yourself. That's all that really matters in the end.

If you struggle to identify and define your idea of success it might be time to reach out for a clarity call with

💸💸💸 Here is a little snapshot to help you debunk some of the Federal Budget proposals of October 2022

💞 I've been meeting with a growing number of couples lately which has been so rewarding!

Planning your financial future requires a new mindset once you are on the journey together. At the root of every successful marriage or relationship is a strong partnership - and that goes for your money as well!

www.lumaire.co

☕ Don’t let yesterday take up too much of today! If you're struggling with something financially right now, the way forward always starts with a clear head and a good plan.

Book in for a call with me on my website, I'd love to explore how I can help you get in control of your finances.

lumaire.co/clarity-call

🌴 A well thought out budget ensures that you'll always have enough money for the things you need, and be able to save for the things that are important to you.

🍹 Tropical escape?
👷 Renovations?
👪 Growing the family?

Whatever your aspirations, make sure you get your financial foundations in place to make it happen.

lumaire.co/clarity-call

🏠 Whether your aspiring for a carefree lifestyle, saving for a new car, or for the down payment for your dream home, a financial adviser can help set you on the right course. I currently have a couple of spaces left this month for new clients. Let's chat! ☕

lumaire.co/clarity-call

💪 🧠 The mind is just like a muscle - the more you exercise it, the stronger it gets!

Your mindset is such a huge factor to improving your financial situation. When combined with the right strategy, discipline, focus and determination is what will ultimately get you to where you want to be.

📞 All of my biggest client success stories have started with one simple 15 minute call...

Sometimes the hardest thing is just taking that step to get started!

Schedule a call with me today – lumaire.co/clarity-call ✨

⛱️ The season of celebrations is drawing closer

It's important to remember that the most beautiful things aren't always associated with money – they are special memories and moments. If you don't celebrate those, they'll pass you by!

🕊️ Gain control over your money or it will forever control you.

What steps are you taking to get closer to your financial goals? If you're unsure where to start, I'd love to help!

📲 It all starts with a 15 minute clarity call: lumaire.co/clarity-call