Thrive Lending Group

Ready to enhance your mortgage or embark on the journey of property ownership? 🏡✨ Book a complimentary consultation with our specialists at Thrive Lending! Your dreams, our knowledge – together, let's turn them into reality. 💼🔑

🏡💡 Unlock the secrets of your mortgage! Understanding key features like interest rates, terms, and payment options can save you money and make homeownership smoother. Whether you're buying your first home or refinancing, knowing your mortgage inside out is crucial.

At Thrive Mortgage Group, we're here to break it all down for you and find the best fit for your needs. Reach out for a free consult today and take the first step toward a brighter financial future! 🌟✨

🌟 Happy Client Spotlight 🌟

At Thrive Lending Group, our mission is to be with you every step of the way. From understanding your unique needs to guiding you through the entire refinancing process and beyond, we’re here to ensure you’re supported long after your loan settles. Your journey is our priority, and we’re committed to your success. 💪🏡

📞 1800 THRIVE
🌐 thrivelending.net.au/appointments
✉️ [email protected]

Refinancing your mortgage can be a great way to save money on your monthly payments, but it's not always the right choice.⁠
⁠
With multiple different products on the market, deciding which home loan is right for you can be overwhelming… That’s where we can help 🤝🏽⁠
⁠
As mortgage brokers, we can play a crucial role in providing you with choices tailored to your needs.⁠
⁠
📲Contact us today to explore your options...⁠
→ [email protected] ⁠
→ 1800 THRIVE

An offset account is a transaction account linked to your home loan.💵 Every dollar in this account reduces your loan balance for interest calculations, which lowers your monthly payments and helps you save on interest.

➡️ For example, with a $1 million loan at 6% interest and $50,000 in your offset account, you'll only pay interest on $950,000 instead of the full amount. Over a 30-year term, this can save you approximately $100,000 in interest. Plus, it can help you pay off your loan faster—just by keeping that extra $50,000 in the right account.
However, if you need the funds, you can access your extra funds at any time, although you'll reduce the amount of interest you're saving if you do.

For more information DM or email us and we'll be in touch ↴
📧[email protected]

After another RBA board meeting, the August 2024 cash rate remains on hold for August 2024 ⏸️💸

What will the Reserve Bank decide tomorrow for the August cash rate?

The Reserve Bank of Australia has maintained the cash rate at its initial three gatherings of 2024, and all four major banks are predicting cash rates to remain on hold AGAIN in August 2024 (predicted to remain at 4.35%) 🤔

📣Turn our post notifications on and hear it here first!

MORTGAGE BROKER VS DIRECT LENDER 💼🏦

A mortgage broker and a direct lender are both involved in the process of obtaining a mortgage, but they play different roles

Let us take away the stress and connect you with a range of options!
Head to our website or contact us today!

📧 [email protected]
📞1800THRIVE
🌐 thrivelending.net.au/appointments

Are you a first-time home buyer feeling overwhelmed by all the information out there? You’re not alone. 🤯 Many first-time buyers encounter common myths that can be both costly and time-consuming 💸

Getting in touch with a Thrive Mortgage Lender and doing your research is the key! Our experts will guide you through the process, ensuring you get the most competitive rates and terms tailored to your needs. Don't settle for less – reach out today and take the first step towards your dream home ⭐️

Here at Thrive, we pride ourselves on achieving the best results for our clients. Whatever your goal may be, we're the place to be! ⭐️⁠
⁠
Feel free to reach out today!⁠
📞 1800 THRIVE⁠
🌐 thrivelending.net.au/appointments⁠
✉️ [email protected]⁠
⁠

Understanding the potential monthly mortgage repayments is essential when navigating the home buying process. It enables you to establish a realistic budget and plan effectively for future financial commitments. These calculations are typically derived from a standard owner-occupier mortgage, where repayments are based on a principal and interest basis.

For instance, using a variable interest rate of 6.44% per annum over a 30-year term provides a clearer picture of your financial obligations over the long term, as shown above ⬆️

Don't settle for less – reach out today and take the first step towards your dream home ⭐️

For many Australians, a significant chunk of their monthly budget is allocated to home loan repayments. Given the high property prices nationwide, these repayments can be substantial. Therefore, finding strategies to lower the cost of home loan repayments is crucial.

One effective method to decrease your home loan repayments is to minimise the amount of interest you are charged.

Get in touch with us today and find out what option is best for you:⁠
📞 1800 THRIVE⁠
🌐 thrivelending.net.au/appointments⁠
✉️ [email protected]⁠

Recent industry data reveals that an increasing 74.1% of homebuyers seek assistance from mortgage brokers for their home loan needs. 📈

Swipe right to discover three ways you can leverage the expertise of a
Thrive Lending mortgage broker in your next property purchase!

Get in touch with us today:⁠
📞 1800 THRIVE⁠
🌐 thrivelending.net.au/appointments⁠
✉️ [email protected]⁠
⁠

Staying informed about housing market trends isn't just about keeping up; it's about making smart decisions for your future. Whether you're buying, selling, or investing, understanding the latest trends ensures you're ahead of the curve and ready to seize opportunities.

The real estate and mortgage market in Australia is constantly evolving, and staying up-to-date on the latest trends is crucial for anyone looking to buy a home or refinance their mortgage 🏡

Our team of expert mortgage brokers will work with you to find the best mortgage solution for your individual needs, taking into consideration the latest market trends and your unique financial situation. 💸

For more information on some significant trends in the market, head to our website or DM us today!

Keep up to date with the Latest Finance and Housing Market Trends 📈The real estate and mortgage market in Australia is constantly evolving, and staying up-to-date on the latest trends is crucial for anyone looking to buy a home or refinance their mortgage.💸

For more information DM or email us and we'll be in touch! ↴⁠
📧[email protected]⁠
⁠

At Thrive Lending Group, our greatest joy comes from seeing our clients fulfilled and securing their dream home. We thrive on the satisfaction of knowing that we've played a significant role in making dreams come true ⭐️⁠
⁠
Let us be a part of your journey toward a brighter financial future. Get in touch with Thrive Lending Group today at:⁠
📞 1800 THRIVE ⁠
🌐 thrivelending.net.au/appointments⁠
📧 [email protected].⁠
⁠

When comparing home loans, one of the first things you'll likely consider is the interest rate. While the rate is undoubtedly crucial, other features can significantly impact your loan and save you money over time. Here are a few features that can distinguish a good home loan from a great one:

1. An Offset account 💸
An offset account is a transaction account connected to your home loan where you can deposit funds and use them for daily expenses. Unlike a regular transaction account, any money held in the offset account is subtracted from your home loan balance, reducing the interest you pay on your home loan while still providing easy access to your funds.

2. Flexible repayments 💸
Would you like to control how frequently you make repayments? The ability to choose between weekly, fortnightly, or monthly repayments allows you to align them with your pay cycle, giving you greater control over your finances.

3. Repayment holiday 💸
A repayment holiday allows you to pause your home loan direct debit request (DDR) repayments for a period of three to twelve months. This can be useful in situations where you need to allocate your cash elsewhere, such as when your partner goes on parental leave and your household income temporarily reduces from double to single. Eligibility conditions apply.

4. Redraw facility 💸
Certain home loans allow you to make extra repayments and later withdraw these funds if needed. This dual benefit can reduce your interest payments (since a lower outstanding debt means less interest) while also providing you with a reserve of funds for future use.

5. Additional repayments 💸
During the life of your home loan, you might receive some unexpected money. Applying these funds to your home loan, in addition to your regular scheduled payments, can help you save on interest and ultimately pay off your loan faster.

Now is the time to reach out to our team and take the first step toward unlocking the doors to your new home!🏠

⭐️ Save Time and Effort: At Thrive, we will do the legwork and find you the best mortgage options, saving you time and helping you secure the most cost-effective solutions.
⭐️ Access to 35+ Lenders at Thrive: Gain access to an extensive network of lenders, giving you a wide range of choices to find the perfect fit for your financial needs and goals.
⭐️ Negotiations & Best Rates:
When applying for a new mortgage or negotiating with a different lender, various fees like application fees and appraisal fees may arise. A broker can assist in convincing the lender to reduce or eliminate these fees, ultimately minimising your home loan costs and potentially saving you hundreds or even thousands of dollars.
⭐️ Convenience & Expert Advice: Our experienced team is here to offer valuable guidance, ensuring you make informed decisions during your mortgage journey. Choose the convenience of a Thrive Mortgage Broker—we manage paperwork, liaise with lenders, and streamline the entire process for you.

Book in your free consultation today ⤵️
📞 1800 THRIVE
🌐 thrivelending.net.au/appointments
✉️ [email protected]

💸 Setting financial goals is crucial when planning for a home loan and mortgage. It helps you budget wisely, save effectively, and ensure you're prepared for this significant investment. By defining clear objectives, you can navigate the home-buying process with confidence and secure your dream home without compromising your financial stability 🏠

At Thrive Lending Group, we know that commercial real estate financing can be complex and challenging. That's why we offer a variety of commercial loan options to meet your needs. Our experienced team of brokers has the expertise to guide you through the intricacies of commercial lending, ensuring you get the best possible financing solutions ✅

Get in touch today:
📞 1800 THRIVE
🌐 thrivelending.net.au/appointments
✉️ [email protected]

Australian homebuyers are turning to mortgage brokers in record numbers! 📈 *74.1% of all new home loans between January to March 2024 were written by mortgage brokers – the highest market share on record! ✅

With a wide range of loan options we can help you find the perfect financing solution for your needs - You’ve got a plan, we’ll make it happen 🏡 Reach out to Thrive today to get started 📞

* According According to the latest data from the Mortgage & Finance Association of Australia (MFAA)

A split loan is when you divide your home loan into multiple parts. This allows you to nominate part of your rate to be fixed and the remainder to be a variable.

Swipe 👉 to consider your options or reach out to our team to see if it’s right for you!

📞 1800 THRIVE
🌐 thrivelending.net.au/appointments
✉️ [email protected]

The Reserve Bank of Australia (RBA) has maintained the cash rate at its initial three gatherings of 2024, and though the latest quarterly inflation figures indicate another hold at the June session, certainty remains elusive. 🤔 All major bank economic teams have all cast their predictions for the next series of cash rate movements:⁠
⁠
➡️ CBA: Peak of 4.35% in November 2023, then dropping to 3.10% by December 2025.⁠
➡️ Westpac: Peak of 4.35% in November 2023, then dropping to 3.10% by December 2025.⁠
➡️ NAB: Peak of 4.35% in November 2023, then dropping to 3.10% by November 2025.⁠
➡️ ANZ: Peak of 4.35% in November 2023, then dropping to 3.60% by June 2025.⁠
⁠
⁠
⁠
🌐 Source: https://www.ratecity.com.au/home-loans/mortgage-news/expect-rba-june-2024

Looking to buy an investment property? A Thrive mortgage broker can help you find the perfect loan to match your investment goals and budget. Let us guide you through the process and secure the right financing for your future. 🏡✨

📞 1800 THRIVE
🌐 thrivelending.net.au/appointments
✉️ [email protected]