Capitalwise

Deeming freeze a win for Age Pensioners

Deeming freeze a win for Age Pensioners - Capitalwise Why the decision to keep deeming rates on hold may be a window for interest rates.

Downsizer contributions can be time critical

Downsizer contributions can be time critical - Capitalwise With the expansion of the downsizer contribution, the timing of when it is used can affect how to use non-concessional contributions.

The superannuation changes from 1 July

The superannuation changes from 1 July - Capitalwise The super changes on the way from the start of the 2024-25 financial year.

The Deadliest pandemics in History

The Deadliest pandemics in History - Capitalwise Check out the Deadliest pandemics in History

Winners & Losers

Winners & Losers - Capitalwise Jim Chalmers has handed down the government's third budget, with a $300 power bill boon for every Australian household, but the purse strings kept tight on other measures.

Budget breakdown – Federal Government Analysis

Budget breakdown – Federal Government Analysis - Capitalwise The 2024 Federal Budget is broken down into these five PDFs. Click on each to read more.

Federal Budget 2024

Federal Budget 2024 - Capitalwise Four main components of this year's Federal Budget can be seen by using the following links.

Getting to a higher level of financial literacy in Australia

Getting to a higher level of financial literacy in Australia - Capitalwise The practical benefits of improving financial literacy.

What is the future of advice and how far off is superannuation 2.0?

What is the future of advice and how far off is superannuation 2.0? - Capitalwise Financial advice can make a massive difference in people’s lives. We know this because we see every day in our data just how much better off people are when they follow the advice. But up until now, the majority of Australians haven’t been able to afford it. As a consequence, most Aussies are un...

Investment and economic outlook, April 2024

Investment and economic outlook, April 2024 - Capitalwise Our region-by-region economic outlook and latest forecasts for investment returns.

Australia’s debt service ratio ‘extraordinary’: CBA

Australia’s debt service ratio ‘extraordinary’: CBA - Capitalwise The change in the debt service ratio has been ‘extraordinary’, according to the major bank.

Connecting an adviser with your children

Connecting an adviser with your children - Capitalwise How parents and advisers can work together to manage intergenerational wealth transfers.

ACCC scam report

ACCC scam report - Capitalwise Australians made more than 600,000 reports about scams in 2023 — about 18 per cent more than in 2022.(ABC News: Evan Young/Canva)

The Shortest-reigning Monarchs in History

The Shortest-reigning Monarchs in History - Capitalwise Check out the Shortest-reigning Monarchs in History

ATO warns trustees about increasing crypto scams

ATO warns trustees about increasing crypto scams - Capitalwise SMSF trustees are being warned to be on the lookout for crypto investment scams.

Aged care report goes to the heart of Australia’s tax debate

Aged care report goes to the heart of Australia’s tax debate - Capitalwise The Aged Care Taskforce was asked to report on how to fund aged care around the country. In so doing, it took a side in Australia’s national tax ‘tragedy.’

Removed super no longer protected from creditors: court

Removed super no longer protected from creditors: court - Capitalwise A recent Federal Court ruling has found that the transfer of super from a husband to his wife’s superannuation account is no longer protected as an interest of the bankrupt in a regulated super fund under the Bankruptcy Act 1966.

ATO investigating 16.5k SMSFs over valuation compliance

ATO investigating 16.5k SMSFs over valuation compliance - Capitalwise More than 16,500 SMSFs are being scrutinised by the ATO as they allegedly reported certain classes of assets at the same value for at least three income years.

The 2025 Financial Year Tax & Super Changes You Need to Know!

The 2025 Financial Year Tax & Super Changes You Need to Know! - Capitalwise The new financial year is fast approaching and so are a number of changes to superannuation contribution amounts and the individual tax rates. These changes are outlined below, as is some information on how you may be able to work with these changes when managing your tax affairs during 2024-25.

Investment and economic outlook, March 2024

Investment and economic outlook, March 2024 - Capitalwise Region-by-region economic outlook and latest forecasts for investment returns.

The compounding benefits from reinvesting dividends

The compounding benefits from reinvesting dividends - Capitalwise Using income distributions to purchase additional ETF units can significantly compound capital growth and income returns over time.

Three things to consider when switching your super

Three things to consider when switching your super - Capitalwise Understanding how your super works and ensuring you get the most from your fund are essential to achieve the retirement lifestyle you envision.

Oldest Buildings in the World.

Oldest Buildings in the World. - Capitalwise Check out the oldest Buildings in the World.

Illegal access nets $637 million

Illegal access nets $637 million - Capitalwise The ATO has found $637 million of superannuation savings has left the system due to illegal early access carried out through SMSFs.

Trustee decisions are at their own discretion: expert

Trustee decisions are at their own discretion: expert - Capitalwise A trustee doesn’t need to show reasons why they made a decision, they will only need to show they followed a proper decision-making process, says a specialist legal adviser.

Regular reviews and safekeeping of documents vital: expert

Regular reviews and safekeeping of documents vital: expert - Capitalwise Keeping track of all documents relating to an SMSF trust deed is important if an estate planning issue arises, says an industry expert.

Latest stats back up research into SMSF longevity and returns: educator

Latest stats back up research into SMSF longevity and returns: educator - Capitalwise There was a dramatic decrease in the number of SMSF wind-ups from 2018 to 2023, indicating that the SMSF sector is outperforming APRA funds in both returns and customer satisfaction, says a leading educator.

Investment and economic outlook, February 2024

Investment and economic outlook, February 2024 - Capitalwise Region-by-region economic outlook and latest forecasts for investment returns.

Planning financially for a career break

Planning financially for a career break - Capitalwise A pause in super contributions can have long-lasting effects. Here's how to plan ahead for super breaks.

Could your SMSF do with more diversification?

Could your SMSF do with more diversification? - Capitalwise Australian Tax Office Office data shows a high percentage of SMSFs are lacking portfolio diversification.