AAAFinancialGroup

Here's what you've been waiting for,
It's P.O.W.E.R. Podcast episode four!

In this ep AAA Managing Director (and recent MFAA Excellence Award nominee) Melissa Ashcroft sits down with the newest AAA team member, broker Dale Walsh.

Learn what Dale loves about working in the mortgage industry, why he's excited about joining AAA Mortgages, and how he plans to bring his previous years of experience to his new role.

Make sure you're following us on your preferred streaming platform so that you don't miss an episode! Click on the links below to hear it on your favourite listening platform.

🎧 Listen Here on Apple:
https://podcasts.apple.com/au/podcast/episode-4-meet-dale/id1740660686?i=1000659491644

🎧 Listen Here on Spotify:
https://open.spotify.com/episode/6KHJvZTh328e2h2Df7xTPG

There are some great deals out there at the moment with both bank and non bank lenders.

Here's Monique to talk you through one that we're excited about at AAA Mortgages, highlighting our access to excellent rates and fixed/variable options. And the only way you'll get expert advice like this is by getting in touch with us - we're ready to help you on the next step of your property journey!

Book an obligation free chat with us via our website.

https://www.aaamortgages.com.au/online

We've unpacked our key takeaways from the 2024/2025 budget for you!

From tax cuts to housing affordability, there have been a number of changes that will impact homeowners, small businesses, and developers.

Here is a quick snapshot of the changes that AAA Mortgages Managing Director John Macalyk thinks are of note, but if you'd like his full thoughts on this year's federal budget, then you'll need to sign up to our newsletter via the link below. Just head to the home page and scroll to the bottom to enter your email:

https://www.aaamortgages.com.au/

You'll receive interesting tidbits from the mortgage industry, and updates on the AAA team. It's a great read!

Monique has continually impressed us since joining AAA Mortgages a year ago. She is an incredibly hard worker with natural talent, and it is so exciting to see all of her commitment and dedicated now being recognised by her clients.

Well done Monique, you are one to watch!

If you'd like to work with Monique and experience for yourself her exceptional customer service backed by the expertise and experience of the AAA team, click on the link below to make an appointment today.

https://www.aaamortgages.com.au/online

Are you a first home buyer keen to make sure you've explored every possible option available to help you enter the property market?

Our latest blog post explores and explains lending niches tailored specifically for first-time buyers. Whether you're navigating low deposits or seeking alternative financing options, our insights and brokers will guide you every step of the way.

Click on the link below to read it in full, and then get in touch with our expert team of brokers to find out how these options can work for you.

https://brnw.ch/21wKa79

Since joining the AAA team of brokers, Monique is absolutely thriving in the world of finance and lending.

A hard worker with a keen interest in helping first home buyers, she has already developed a strong reputation for providing thoughtful and personalised customer service to all of our clients.

If you're a first home buyer we'd love for you to get in touch with Monique. Her modern approach to finding the best loan option for her clients, backed by the expertise and experience of the AAA team brings the best of both worlds.

Click on the link below to make an appointment today.

https://www.aaamortgages.com.au/online

It's time for episode three of the P.O.W.E.R. Podcast with AAA Managing Director Melissa Ashcroft!

In this ep she chats with up-and-coming broker Monique Henderson, who has a keen interest in helping first home buyers enter the market. Listen to them chat about starting your property journey, how to find out how much you can borrow, and why you should use an independent broker.

Make sure you're following us on your preferred streaming platform to make sure you don't miss an episode!

🎧 Listen Here on Apple:
https://podcasts.apple.com/au/podcast/episode-3-first-home-owners/id1740660686?i=1000654879653

🎧 Listen Here on Spotify:
https://open.spotify.com/episode/1985pCMV2qyedGkNw6oVEu

AAA Debt Advisory, a subsidiary of the AAA Financial Group headed by Melissa Ashcroft, has recently achieved something huge!

Melissa and the team are proud to provide a Debt and Equity facility to experienced developer Andrew James of James Place. This will assist the delivery of 182 luxury residential apartments in Penrith.

The Penrith East Side Quarter development (https://esqpenrith.com.au/) aims to drive luxury residences in Penrith as part of revamped thriving retail precinct and modern neighbourhood. Watch this space!

At AAA, we have been mandated by some of Australia’s largest real estate funds and private offices, and combined with Major banks are often able to procure up to 95% of TDC. Pricing margin-over-bills.

We can't wait to assist in the construction of this one-of-a-kind community and living experience in one of the fastest growing areas of Sydney - we'll keep you updated!

It's never too early to start thinking about retirement, and setting up a Self-Managed Super Fund (SMSF) can be a game-changer.

With SMSFs, you take control of your retirement savings, unlocking opportunities for growth and security. But don't wait until it's too late, because the key to a secure financial future is planning ahead.

Head to the blog on our website via our link in bio, and while you're there get in touch with the experts at AAA Mortgages to learn more about how SMSFs can help with wealth creation and setting you up for the retirement you deserve.

Here's your friendly reminder that our new P.O.W.E.R. podcast is out, and we're already two episodes in!

Our second ep features AAA Founder and MFAA Life Member John Macalyk, and in more exciting news you can now find us on Apple Podcasts!

We'd love for you to be a part of our listening community, so head to your preferred streaming platform and follow us now.

🎧 Listen Here on Apple:
https://podcasts.apple.com/au/podcast/episode-2-self-managed-super-funds/id1740660686?i=1000652699619

🎧 Listen Here on Spotify:
https://open.spotify.com/episode/5JYGriAZJoXbLjtlahj2tV

This wonderful testimonial from one of John Macalyk's industry colleagues goes to show just how respected and experienced he is.

"John has been a guiding mentor to me and is a specialist in private funding solutions. With an impressive track record of facilitating successful funding strategies, John possesses the expertise and insights that have been invaluable to many in our field.

Given our current endeavours and the potential opportunities on our horizon, I believe John could play a pivotal role in ensuring the success of any prospective deals. His ability to discern viable projects and devise effective funding solutions is unparalleled."

Thank you for these thoughtful and impressive words, and if you'd like to find out why John, and the AAA Financial Group has been successful in this business for so long, get in touch with us today via our website.

Dale is a seasoned finance specialist bringing over a decade of industry expertise. Specialising in all facets of lending including residential, commercial, private, business and SMSF lending.

He is dedicated to providing tailored financial solutions with precision and efficiency, based on your individual goals and needs. Here at AAA we provide tailored loans made easy, so we can't wait to see Dale bring his own expertise to our team philosophy!

'Let's secure your dream property or investment with confidence.

Let’s help take your business to new levels.

Outside of work, you will find me soaking up some sun, training in the gym, finding my next travel destination, and time with family and friends.'

Make a booking with Dale today via our website.

https://www.aaamortgages.com.au/

'I am honoured to be nominated for such a prestigious award. Congrats to everyone nominated, but especially to fellow female Isabella Constantinou.

So grateful and really hoping that 2024 is my year!'

We all are Melissa! It's time your hard work, expertise, and incredible get results get recognised.

The awards will take place in early June, so keep an eye on our socials - we'll let you know how she goes 🤞🏼

The latest ep of the P.O.W.E.R. podcast is out now, and this month Melisssa chatted all things Self Managed Super Funds with MFAA Life Member and AAA Founder John Macalyk.

If you want to know more about how to use SMSFs to set yourself up for your retirement years to be the best of your life, you will want to listen to this. And remember, SMSFs aren't just for those close to retirement, they're a great way to plan ahead!

🎧 Listen Here on Apple:

https://podcasts.apple.com/au/podcast/episode-2-self-managed-super-funds/id1740660686?i=1000652699619

🎧 Listen Here on Spotify
https://open.spotify.com/episode/5JYGriAZJoXbLjtlahj2tV

This wonderful testimonial speaks volumes about our commitment to personalised service for each and every AAA client.

Thank you Michelle for taking the time to leave your review, and for your continuing relationship with us at AAA!

AAA General Manager Melissa Ashcroft has started a podcast!

Called 'P.O.W.E.R. - Property Ownership, Wealth and Everything Related', she uses her knowledge and experience to highlight the opportunities that property ownership can provide, no matter what your goals are, or your financial situation.

The very first episode discusses being a female in the industry, as she she chats with 20-year-old, new to the industry Mia about being a woman in the world of finance, her journey to where she is, and everything related

🎧 Listen Here on Apple:
https://podcasts.apple.com/au/podcast/episode-1-meet-melissa/id1740660686?i=1000652090433

🎧 Listen Here on Spotify:
https://open.spotify.com/show/1IqTbX9ondkcwdZYBeXPEB

AAA Founder and Managing Director John Macalyk with an Easter message for you all...

Enjoy your break, and as John always says, make sure you have something to look forward to!

Discover the ins and outs of residential investment loans in our latest blog post.

Whether you're a seasoned investor or dipping your toes into the property market, our blog discusses some key points of note when investing, based on current market offerings. From understanding interest rates to exploring financing options, we've got you covered.

As well as this, AAA Mortgages has competitive range of options that our own experienced brokers can negotiate with a number of bank and non bank lenders.

Head to our website by clicking on the link below to read the blog in full, and then get in touch with us at AAA Mortgages for an obligation free chat with one of our experts - we're here to make 2024 your year!

https://brnw.ch/21wIibf

Are you keen to take the plunge into the world of residential investment?

We’ve been working hard so far this year at AAA Mortgages to negotiate with lenders in order to offer a range of loan products with excellent terms for our clients.

Some of these are:

⭐️ No statements needed to show genuine savings below 90% LVR
⭐️ Unlimited Cash Out up to 90% LVR - Yes, it’s true!
⭐️ If you share a property with some one else, they will only use your portion of the loan for servicing. This is called Common debt reducer and assists servicing the loan
⭐️ Negative gearing on investment properties is not capped, it is calculated on the rate of the loan
⭐️ Essential service workers income and benefits – take 100% of income
⭐️ 100 acres with a dwelling up to 90% LVR
⭐️ Land and construction loans allowed, can go up top 90% with a 30yr loan term
⭐️ Can do a 30 year loan term and 90% LVR just on the land, and there is no need to build within 12 months
⭐️ Some of our products can have a line of credit for 5 or 10 years… that’s right, the LINE OF CREDIT IS BACK!!!
⭐️ Owner occupies rates from 6.18%
⭐️ Investment rates from 6.24%

Book in for your obligation free chat with our expert brokers and make plans with us for your future in property investment!

Click on the link below to head to our website.

https://brnw.ch/21wIdIb

Anyone who has worked with General Manager Melissa Ashcroft knows all of these things to be true.

Thank you, Sam, for sharing your experience with Melissa and AAA Mortgages, and we hope to work with you again in the future!

If you’ve worked with AAA Mortgages, we’d love to hear about your experience too. Please let us know in the comments below or leave us a Google review via the link below!

https://g.page/r/CTeh5LDujXhIEAI/review

AAA Mortgages brokers are independent brokers, not affiliated with any bank or lender.

Over our 35 years in business, we have developed strong relationships with a huge range of bank and non bank lenders, which means that we can scour through multiple options to find the one that is best for you. We fit the loan to you, not the other way around!

If you’re keen to experience the difference that experience, expertise and independence makes when working with a broker, we’d love for you to book an obligation free chat with us via the link below:

https://brnw.ch/21wHKvs

Our latest blog is up, and this one is for those of you trying to enter the property market in 2024.

It's no secret that being a First Home Buyer is tough at the moment, but there may be options available to you that you don't even know about.

Click on the link below to read to read the blog in full, and then get in touch with us at AAA Mortgages for an obligation free chat with one of our experts - we're here to make 2024 your year!

https://www.aaamortgages.com.au/post/buying-a-property-as-a-first-home-buyer-in-2024

If you're looking to buy property in 2024, whether it's buying your first home, first investment property, expanding your portfolio or entering the world of commercial property, there is one clear thing that you need to do first.

Contact a broker.

At AAA Mortgages, we are experts in all things home loans, such as:

🏡 first home purchase
💰 low deposit
📈 refinance for better rate or cash out
🏪 working with SMEs
👫 SMSF purchasing
🤝 debt consolidation

When you work with us, there are always options. We have built an extensive network of both bank and non bank lenders and ensure that we explore the full range of products available for your situation.

Get in touch with us today via our website (link below) or send us a DM to find out more.

https://brnw.ch/21wHcgX