Educated Finance

Looking to upgrade your ride? Perhaps you need a vehicle for your business?

Drive away in your new car without the hassle with solutions tailored to your needs. And with a range of lenders to choose from, we'll get you the most competitive rate possible.

Get in touch today and let’s get you moving.

“Starting with a blank page is really hard. We’ll get to the point where we’ll be able to do a majority of that data collection work and then the brokers can really just focus on high quality conversations, advice, things like that. That path of integrating more data providers and improving efficiencies for the brokers in the end just makes a better experience for the clients.”

We’re all for technology and disruption so long as it’s focused on IMPROVING the borrower experience. We’re all about efficiencies – just not when they negatively impact on clients.

Did you know that replacing your monthly repayments with weekly or fortnightly payments gives you extra payments over the year? So - stop scrolling and log in to your bank to change your repayment frequency now. And if it takes you more than 120 seconds, we’ll wear our PJs to work.

Are you saving to invest in a forever home or paralysed by debt stress?

Homeownership in Australia is more than a dream; it's a strategic move. And one place to start is with your psychology of money.

A financially fit future begins with flipping your financial headspace from reactive to proactive. We’re here to help – no obligation, and no cost.

Have you ever used a mortgage broker?

It’s incredible just how many people come to us after never seriously considering using a broker until a friend recommends us. It stumps us as to why – do you think it’s a lack of understanding or are there myths out there that we don’t know about?

Please share - we’d love to learn!

In honour of Friday the 13th... financial superstitions, common money myths, and what they could be costing you!

Digital Loans & Borrower Risk | Best Broker Penrith Australia Do you know just how much common money myths and superstitions are costing you? Educated Finance 1300 338 228

Walk under ladders, cross a black cat... Friday the 13th means different things to different people. If you haven't thrown any salt over your shoulder don't fear - drop in or give us a call! We'll help ensure your Friday 13th is a financially fortuitous one...

Thinking of making sustainable upgrades to your home?

There are specific loans to encourage owner-occupiers and investors to install new features or technology in their property to improve energy efficiency or climate resilience.

So… considering adding solar? Or perhaps a solar battery to your panel array? Before you do, let’s see what incentives are available!

ANZ and Microsoft will be developing an ‘AI Immersion Centre’ at the bank’s headquarters in Melbourne, with 3,000 staff expected to go through it over the next 12 months.

With ANZ partnering with Microsoft to introduce ‘AI literacy’ across the business, it got us thinking.

What kind of influence is AI having in your industry?

Source:

Starting or expanding a business can be both exciting and overwhelming.

Whether you're looking for start-up capital or need a check-up on your current finance situation, we're here to help you navigate the financial landscape.

Talk to us for a cost- AND obligation-free consultation today.

The recent financial results of the major lenders reveal one consistency – arrears rates are on the rise.

If you’re having trouble with your repayments, talk to us – we’re here to help with debt management, too.

Don’t suffer in silence – we’re only a phone call or DM away.

More big changes for BoQ customers.

Read: https://www.brokerdaily.au/lender/19397-boq-announces-job-losses-blames-digital-channels?utm_source=Broker+Daily&utm_campaign=22_08_2024&utm_medium=email&utm_content=Newsflash&utm_emailID=8360011bc91f9595ec31e62b43a885faf1eafa0a222bfcea9d99d4312a101f21

Our thoughts EXACTLY when we hear the experiences some people are having with digital loans. Read more in our blog…
https://educated.com.au/digi-loans-introduced-in-australia-the-benefits-risks-and-professional-insights/

Don’t you know it.

…teach your finances to stay ahead of the game with our handy online budget calculator.
https://educated.com.au/calculators/budget-planner

VERY interesting for the market right now...

Westpac slashes rates Major bank announces aggressive reductions in fixed rates

Want to ask a question – and that’s it? We’ve got your back.

Ask away; no persuasion, pressure, or sales tactics.

There’s never a right time – there’s only now. Call us on 1300 338 228 (or shoot us a DM) and see just how much you could be saving every month.

"Having a good or bad credit score can impact on the type of loan you’re eligible to apply for. For example..."

Happy to share that our own Matthew Townley-Jones is quoted in Benjamin Locke's latest article, 'How Much Is a Mortgage on a $300k House?' on SuperMoney

https://www.supermoney.com/how-much-is-a-mortgage-on-a-300k-house

Customer: "Hello, I’d like to apply for a mortgage."

Bank employee: "Yeah, whatever."
💸😂

Trust us – there are far better ways to get relationship closure than this!

We know finance isn’t exactly a riveting topic of dinner conversation. And while there are many things you can do to pay off your home loan faster, our reluctance to talk numbers means that most homeowners don’t have a game plan for implementing them.

That’s where we come in. Think of us as the Coach Cleary to your Penrith Panthers… wise, strategic, and as un-boring as they come.

Whether you want to regain control of your finances or pay off your mortgage in half the time, we can help.

For the sixth consecutive meeting, the Reserve Bank of Australia (RBA) held the cash rate steady at 4.35%. 👏👏👏

RBA leaves cash rate unchanged at 4.35%

Aside from a celebratory bevvie at the local, what’s your strategy for managing annual bonuses or tax refunds?

It’s funny how we see bonuses and tax refunds as a justifiable reason to ‘reward’ ourselves. But the truth is, lump sum payments are the secret sauce to every home loan.

With everything going up, it’s getting harder and harder to tighten the belt. But with over 30 lenders under ours, let’s see how we can get you a better deal.

💸😂

Chairperson of the Federal Reserve, Jerome Powell, said yesterday that a reduction in the policy rate “could be on the table as soon as the next meeting in September… we’re getting closer to the point at which it’ll be appropriate to reduce our policy rate, but we’re not quite at that point".

What does your instinct say?