UCapital.com.au

Are you a dedicated who has unfortunately fallen behind on repayments due to circumstances out of your control?

This is for you!

www.ucapital.com.au
1300 123 455

https://www.linkedin.com/feed/update/urn:li:activity:7124600610150105088

UCapital International on LinkedIn: Get out of distress with UCapital Breathing Finance. With no repayments for up to 36 months; isn't it time to give your business a breather?

At UCapital we have streamlined processes, allowing for quicker approval and funding compared to traditional banks.

This speed can be crucial when you need funds urgently.

We can get you $100,000 – $5,000,000+ (in as little as 2 weeks). ⚡

Call us on 1300 123 455 to speak to one of our friendly staff members ☎

🔋 Supercharge your business growth.

Many UCapital clients have harnessed the power of private loans to fuel their business growth and amplify their profits.
📈 If you're wondering how to make the most of those additional funds sitting in your account... Here are a few ways private loans can leverage your business:

💼 Acquire a lucrative rent roll
👥 Expand your team for unmatched productivity
📣 Boost your brand visibility through strategic advertising
🏗️ Dive into exciting new ventures and projects

Contact us on 1300 123 455 to learn more about how we can get you funds, fast.

Latest article: https://bit.ly/45LlhCU

Many private funders in Australia are often reluctant to work with vacant land. However, UCapital have solutions that cater to such situations.

Our private funder offers financing options for vacant land in metropolitan areas, with a loan-to-value ratio (LVR) of up to 60%. For non-metropolitan vacant land areas, the LVR can go up to 55%.

This allows borrowers to access funds while maximising their investment potential in vacant land.

https://youtu.be/TQbVdnyu4Cc

Secure your future with stronger returns | UCapital Why private lending?The majority of Australian borrow from big banks, and if they do not meet the criteria that fits inside the banks box... it can be frustr...

🏢📈 Unlocking Greater Investment Potential...
🔍 When it comes to commercial property investments in non-metro locations, securing adequate funding can be a crucial factor in realising your business objectives. While some funders may limit their Loan-to-Value Ratio (LVR) to a conservative 50% LVR, we take pride in offering a more progressive approach - up to 62% LVR.

Our decision to extend the LVR up to 62% for non-metro commercial properties is founded on our commitment to empowering investors and entrepreneurs. We firmly believe that by offering a higher LVR, we enable our clients to leverage their capital more efficiently and achieve their business goals.

https://youtu.be/O0YsP-8Zp08

Unlocking wealth with Private Loans | UCapital Sydney How you can leverage wealth when taking out a private loan.

https://www.linkedin.com/feed/update/urn:li:activity:7091641691215986688

UCapital International on LinkedIn: Secured Business Loan - The Underrated Cashflow Solution Why a secured business loan is a serious contender for your business financing needs. The article explains.

Are you aware of hidden fees?

When dealing with private funders, it's important to carefully review all the terms and conditions.

Some private funders offer a low rate but sneak in a 0.1 or 0.1% monthly fee.

To understand the implications of such fees, it's necessary to consider their compounding effect over time. When a monthly fee is applied, it compounds each month, which means that the actual cost of borrowing gradually increases.

Over the course of a loan or investment term, this seemingly small monthly fee can accumulate into a substantial sum, making the overall cost much higher than expected.

Let UCapital help you navigate the private lending space and get you the best deal!

1300 123 455
www.ucapital.com.au

https://www.linkedin.com/feed/update/urn:li:activity:7084373355482542081

In the turbulent seas of business finance, tax bills can often emerge like hidden icebergs, threatening to sink even the most seaworthy of ships. These are the moments when businesses need a financial lifeboat the most - something that can provide instant relief, and the opportunity to rebuild and continue the journey without disruption.

UCapital International on LinkedIn: UCapital: A Lifeline for a Big Tax Bill In the turbulent seas of business finance, tax bills can often emerge like hidden icebergs, threatening to sink even the most seaworthy of ships. These are the…

https://www.linkedin.com/feed/update/urn:li:activity:7064403288858775552

UCapital International on LinkedIn: Unleash Your Business Potential With Private Funding! Private funding is a highly beneficial alternative to conventional bank loans, offering unique advantages that can catapult your business to new heights…

https://www.linkedin.com/feed/update/urn:li:activity:7062221978878787585

UCapital International on LinkedIn: Why Brokers Offer a Competitive Edge with Non-Bank Lenders In this article, we discuss the advantages of using a and the potential pitfalls of dealing directly with non-bank .

https://www.linkedin.com/feed/update/urn:li:activity:7056121496007569408

UCapital International on LinkedIn: Unlocking Commercial Lending in Australia: A Guide to the Three Tiers of… Unlocking Commercial Lending in Australia: A Guide to the Three Tiers of Lending.

https://www.linkedin.com/feed/update/urn:li:activity:7054987629884297216

UCapital International on LinkedIn: Unlocking the Benefits of a Secured Business Loan for Tax Season Unlocking the Benefits of a Secured Business Loan for Tax Season

ATTENTION: BUSINESS OWNERS!

We have an exciting new offer available!

Get a no-doc business ,(up to $4M) with an LVR of 80% over a 3-year term.

No income declaration or servicing is needed!

Loan purposes:

Refinancing, debt consolidation, working capital, cash out, debts, credit impairment payments, etc.

Call: 1300 123 455 today!

Conveyancers play a crucial role in the property purchase process.
However, traditional lending options may not always be suitable for their clients. This is where UCapital comes in.

UCapital offers short-term secured against the property being purchased, bridging the gap between securing the property and traditional financing.

Partnering with UCapital provides with the flexibility to offer their clients additional financing options, especially those with poor credit ratings or limited access to traditional lending options.

1300 123 455
www.ucapital.com.au

What is Non-Bank funding? Is it a viable alternative to traditional banking?

Non-bank funding refers to any type of financing that comes from sources other than traditional banks, such as private lenders, venture capitalists, crowdfunding platforms, and other financial institutions.

Non-bank funding can be a good alternative to bank funding because it often provides greater flexibility in terms of loan terms, interest rates, collateral requirements, and creditworthiness standards.

Non-bank funding also offers quicker access to capital and less stringent documentation requirements than bank financing. So if you need money urgently, with minimal red tape, private funding might just be the answer for you.

UCapital specialises in non-bank funding with lending partners nationwide. Let us help you get the best deal tailored to your unique situation.

1300 123 455
www.ucapital.com.au

Loan-to-value ratio (LVR) is a measure used to assess the risk of a loan. It is calculated by dividing the loan amount by the value of the property that is being used as collateral for the loan.

For example, if a person is applying for a to purchase a house that is worth $500,000 and they are borrowing $400,000, their LVR would be 80%. This means that the person has put down a 20% deposit and is borrowing the remaining 80% of the purchase price.

A lower LVR generally indicates a lower-risk loan, as the borrower has a greater stake in the property and is less likely to default on the loan. As a result, loans with lower LVRs typically have lower interest rates.

On the other hand, a high indicates a higher-risk loan, as the borrower has a smaller stake in the property. As a result, loans with high LVRs typically have higher interest rates.
A lot of brokers will try and push the LVR sky-high, meaning that if you have a property development worth a million dollars, they'll try and leverage you all the way to 80 or 85% of the value of your property.

At UCapital, the last thing we want is to put you in financial distress. We're here to give you money straight away and meet your needs, but at the same time not put you over that tipping edge.

We are very conscious of getting you into a solution with a clear exit!

1300 123 455
www.ucapital.com.au

Capitalized interest. What is it? How can borrowers benefit from it?

interest refers to the interest that is added to the principal balance of a loan or debt, rather than being paid out as it accrues. This means that the interest is "capitalized," or added to the loan balance.

One of the main benefits of capitalized interest is that it allows borrowers to postpone paying interest on their loans. This can be particularly beneficial for individuals or businesses who may be experiencing difficulties and are unable to make regular interest payments.

Another benefit of capitalized interest is that it can help to reduce the overall cost of borrowing. This is because capitalized interest is typically at a lower rate than the interest that would have been charged on unpaid interest. This means that borrowers can potentially save money in the long run by capitalizing their interest.

At UCapital we give our clients the opportunity to capitalize their interest to give them the breathing space they need to achieve their goals or get their affairs in order.

What is Secured Bridging Finance?

Secured bridging finance is a type of short-term loan that is typically used to bridge the gap between the purchase of a property and the receipt of long-term financing. The loan is secured against the .

Bridging finance is often used by property and investors to quickly acquire a property and then it with a long-term loan once the development is complete or the investment has been made.

Our private-to-bank solution is designed to do just that.

www.ucapital.com.au
1300 123 455

https://www.linkedin.com/feed/update/urn:li:activity:6960040911032512512

UCapital International on LinkedIn: Managing the Inflation Conversation as a Developer Seeking Finance Timely advice for developers seeking finance in this turbulent market....

Yet another happy client. Call us to see what we can do for you!
$500K - $3mil + in 7 days
1300 123 455
www.ucapital.com.au