Edward Jones - Financial Advisor, CIM, CEPA, CEA: Hwan Young Kim

On September 15th, Edward Jones home office associates and branch teams across Canada will be participating in the Terry Fox Run. Together, as Team Edward Jones, we can help support Terry's dream of a world without cancer.

If you or your family would like to join us for the run and support this cause, you can learn more here.



Contributing to a cause and participating in or volunteering for a charitable event is a personal decision and completely voluntary

run.terryfox.ca

Today is National Mahjong Day!

August 1 is not only the first day of the month, it's also National Mahjong Day, in recognition of the traditional Chinese tile-based Mahjong game, which has become a popular past-time played around the world. If you plan to meet with friends and family to play, Edward Jones hopes you have a fun game!

August 12 is International Youth Day celebrating the role of young people in helping make a positive difference to the future of the world. The focus this year is childhood education and poverty. There will be activities and events held around the world. Edward Jones is proud to support International Youth Day.

August 8 is National Cat Day!

The debate about whether cats or dogs make the most loyal companions sometimes gets heated. What’s certain though is cats are more independent, so if they stick around, it’s not just for a free meal, it’s because they really love you. Everyone has a funny story about their pet cat. What’s yours?

August 26 marks the beginning of the monthly Janmashtami Hindu festival. To all our clients, employees and partners who are celebrating, as well as other Canadians and Hindus around the world, Edward Jones wishes you Happy Janmashtami!

It’s National Relaxation Day!

Today is a day to remind yourself to not sweat the small stuff in life. It’s National Relaxation Day! Try to find time to unwind and de-stress. There are many activities to help you relax, such as meditating, yoga, or a trip to the spa. Alternatively, just put your feet up and enjoy a good book and a cup of tea.

Investors are often spooked and tempted to sell when there’s bad news. If this sounds like you, first ask yourself: do these ever-changing headlines really affect my long-term goals? You’re better off staying focused on your personal financial strategy than guessing when to successfully exit and then re-enter the market. Contact me so we can review your financial goals together.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

The decision to pay down debt or invest is more about you as an individual than the math. This decision depends on multiple factors including your relationship with risk, the type of debt you have and the amount you hold relative to your income. Learn more about reducing debt vs. investing here. Contact me if you have questions or want to review your financial strategy.

Should I pay down debt or invest? The decision to pay down debt or invest is more about you as an individual than it is about the math. Your decision may depend on multiple factors

Broad-based ETFs can be used as the building blocks of your portfolio or you can incorporate ETFs of various investment styles to complement investments you already own, providing further diversification. Edward Jones has put together the essentials about ETFs. Learn more here. If you’d like to discuss ETFs further, please contact me.

Do ETFs Have a Place in Your Portfolio? ETFs can be used as the building blocks of your portfolio or to diversify your portfolio.

If you're looking for a way to get exposure to a specific area of the market that your current mix of mutual funds doesn't allow for, you could consider an ETF. What’s more, ETFs tend to have low management expense ratios and can be bought and sold throughout the day, just like a stock. Learn more about ETFs here.

Do ETFs Have a Place in Your Portfolio? ETFs can be used as the building blocks of your portfolio or to diversify your portfolio.

It’s often our own emotions and not market volatility or performance that is the biggest roadblock to achieving our financial goals. We've highlighted three top mistakes we’ve seen investors make when they let their emotions drive their decisions, and compiled some tips on how to avoid making the same errors. View them here.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

A short-term market decline doesn’t change your long-term goals. I can guide you on your progress toward your goals and help you avoid making emotional investment decisions. We've highlighted three top mistakes we’ve seen investors make when they react emotionally to volatility. View them here.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

Too much debt is debt you can’t maintain based on your income. This varies from person to person. Two metrics used to calculate debt affordability are the gross debt service ratio (GDSR) and total debt service ratio (TDSR). Learn more about these ratios and see tips for paying down debt here. Reach out if you’d like to review this together.

Should I pay down debt or invest? The decision to pay down debt or invest is more about you as an individual than it is about the math. Your decision may depend on multiple factors

Paying down debt can help mitigate money-related stress. It can also improve your cash flow and financial flexibility as you’ll allocate less money to interest, leaving you more for other goals. I can help you determine which debt you should pay off first.

Should I pay down debt or invest? The decision to pay down debt or invest is more about you as an individual than it is about the math. Your decision may depend on multiple factors

Recently, our executive leadership team had the privilege of visiting the Lunenfeld-Tanenbaum Research Institute at Mount Sinai Hospital in Toronto, where they witnessed firsthand the remarkable progress fueled by The Terry Fox Foundation.

Seeing the groundbreaking work of the research labs reaffirmed our firm's unwavering commitment to supporting the fight against cancer. The dedication and innovation displayed by the medical staff and supporters left our team even more inspired. Together, we share Terry Fox's dream of a world without cancer.

And since 2021, Edward Jones has taken pride in honouring Terry's legacy by working to support cancer research.

Opting to reduce debt instead of investing might be a smart decision for your personal situation. But be aware, by not investing today you have less time for your money to grow. Inflation is another factor, as it erodes your purchasing power over time. Learn more about reducing debt vs. investing here. Contact me if you have questions.

Should I pay down debt or invest? The decision to pay down debt or invest is more about you as an individual than it is about the math. Your decision may depend on multiple factors

Reacting emotionally to day-to-day market fluctuations can obscure your judgment. Try to stay focused and disciplined. Remember, a short-term decline or the latest doom and gloom media headline doesn’t change your personal financial goals. While market volatility is unpleasant, it is a normal part of investing. Contact me if you’d like to review your financial goals and portfolio.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

When the media hype the next “hot” stock or dramatic decline, it’s tempting to follow the crowd and chase the winners and sell the losers. But this can lead to buying at market peaks and selling at market lows. Instead, stay invested in a diversified portfolio designed to help you meet your personal financial goals.

3 emotional investing mistakes and how to avoid them Don't let emotions get in the way of your strategy.

There’s good debt and bad debt. A mortgage providing you with both a home and an asset is good debt. Credit card debt with a high-interest rate is bad debt. I can help you determine which debt to pay off first based on your unique circumstances.

Should I pay down debt or invest? The decision to pay down debt or invest is more about you as an individual than it is about the math. Your decision may depend on multiple factors

Congratulations to Moira Klein-Swormink, our GP, Branch Development Canada, who has been appointed to the FP Canada Board of Directors.

Moira is a champion of financial wellness which I believe makes her a perfect fit to serve on the FP Canada board.

Home | FP Canada Advancing Professional Financial Planning

For a family meeting everyone should feel comfortable and focused, so the location matters. Would the family home lead to attendees slotting back into old roles? Would a vacation destination be too costly, or would your advisor’s office work? What about a virtual meeting? View more family meeting tips here.

Family meetings: An empowering platform for family communication Every family in Canada has its own structure, shared circumstances, memories, conflicts, beliefs and values that shape how they work and communicate to get things done. Strong family communication can help address concerns about providing support for loved ones and help establish financial security....

Our recent study reveals those who work with a financial advisor, 55% have a positive outlook on investing, compared to just 38% who do not. Even among Canadians with a negative outlook on investing, those working with a financial advisor are more optimistic about their financial situation (41%) than those who don’t (25%).

Further study results are summarized here.

Survey: Optimistic about your finances? It may depend on where in Canada you live Edward Jones poll finds Canadians’ views split on current economic climate.

In our recent study, Julie Petrera, Senior Strategist, reveals “high inflation and interest rates have made the past years financially challenging for many Canadians. Some are taking a wait-and-see approach while others are seeking investment opportunities in this economy. One contributing factor seems to be whether or not the individuals have goals, plans or work with an advisor. Unsurprisingly, the study showed those partnering with advisors are more optimistic about investing and their financial future.”

Further study results are summarized here.

Contact me so we can build a financial strategy that's right for you.

Survey: Optimistic about your finances? It may depend on where in Canada you live Edward Jones poll finds Canadians’ views split on current economic climate.

This June 8th, take stock of the friends in your life – it’s National Best Friends Day!

There’s a saying “You can choose your friends, but not your family”. Well, today is a day to take stock of the quality friendships in your life - friends who have been with you through good times and bad. Why not make it a priority to call them, arrange to meet for a meal or drink, or just hang out together.

Today is the Dragon Boat Festival, a fun day for the entire family!

The world-famous Chinese dragon boat festival falls on June 10th this year. It’s a fun day out for the entire family. If you’re taking part in races, cheering on friends or family, or just going to sample the cultural experience, I hope you enjoy the festival and have fond memories for years to come.

Bring on the dad bod, dad-dancing and dad jokes!

June 16th is Father’s Day in . We would like to wish all dads, grandpas and father figures a Happy Father’s Day! We hope you will find time to spend with your family and perhaps show-off some dad-dancing moves and crack a few dad jokes.

Did you know June 28th is National Insurance Awareness Day?

The aim of today is to raise awareness about the importance of life insurance. Research shows many Canadians still don’t have life insurance, but the right coverage can help protect you and your loved ones from the unexpected. I can partner with you to determine the coverage best suited to your needs. If this is of interest to you, please give me a call.

Insurance and annuities are offered by Edward Jones Insurance Agency (except in Québec). In Québec, insurance and annuities are offered by Edward Jones Insurance Agency (Québec) Inc.