Mortgages with Tamara

It's MONDAY! Love or hate it, there is no denying that today is a gift 😊

All the mortgage info you need in one place!
Rates, payment calculator, closing costs, income required, affordability and you can even submit your application inside the APP!
It's completely FREE, just follow the link in my bio 👆

Are you considering accessing equity from your current home? Have you heard the term refinance but aren't completely sure what it involves or if it's the right option for you?
Let's chat! We can discuss the pro's and con's so you can decide if this is the right option for you. 🏡

Lest we Forget.
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Life is full of surprises 🎉
If your mortgage is due for renewal in the next 6 months, now is a great time to reassess current and future plans to ensure the next term of your mortgage aligns with your needs and goals.

This is a must have APP if you own a home or are considering a house purchase! You can do your own pre-qualification, see interest rates, closing costs, mortgage payment amounts and so much more 🏠
Did I mention it's completely FREE
Link in bio 👆
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Benefits of refinancing!? Using equity to invest, buy a second home, consolidate debt, reduce monthly payment amount, renovate your house & the list goes on!
Let's chat to see if refinancing makes sense for your plans 🏡

If you are planning to purchase your first home you'll want to ensure you've thought about all the details. It can feel like a lot at first but once you've had a chance to discuss your plans with a mortgage broker you'll be sure to walk away feeling more confident and excited about the process!

Happy Halloween 🎃
Be safe and save me a chocolate bar 🍫😉

Thinking of buying a home? Already own a home? Check out my FREE mortgage app. You can pre qualify yourself, find interest rates, estimate closing costs, determine payment amounts, compare different products and soooo much more!
link in bio ☝️

Happy Thanksgiving 😄 I hope your day is filled with family, friends, yummy food, laughter and love!

That 3 day weekend feeling 🙌

There are a lot of things to consider when buying your first home but it doesn't need to be stressful if you have the right team of experts to help you through the entire process 🏠

Happy Monday - This is going to be a great week!

There are many reason's to consider refinancing your home such as, debt consolidation, lowering monthly payments, accessing equity for reno's, investments and more!
If this is an option you've consider please reach out and we can discuss all the details to determine if this is beneficial to you and your future plans 🏠

Is your mortgage due for renewal this year? If so, it's not to early to chat with your mortgage broker about options!
We can lock in your renewal rate up to 120 days prior to your renewal to ensure you get the best rate available 🏠

A pre-approval is when your income & down payment documents along with your credit score have been reviewed and verified by a mortgage professional.
A pre-qualification is based solely on the information you provide without your documents being verified.

A pre-approval is a VERY important step in the home buying process 🏡

Autumn shows us how beautiful it is to let things go 🍂🌳🍁

👇 These are a few ideas on how you can help reduce your mortgage costs.
It's important when making a purchase that you personally consider how much you are comfortable paying each month.
The amount you can get approved for and what you are comfortable with might be very different 🏡

It's Monday 😃 A new week of possibilities awaits you, make it count!

Just because you can get approved for a certain amount doesn't mean you have to purchase for that amount. We can go over your monthly costs including mortgage payments, property taxes, insurance, utilities etc to ensure that you are comfortable with the amount you will be paying and it is sustainable moving forward 🏡

There are 3 main items a lender will look at when you apply for a mortgage. Income, Credit & Debt. Lenders can vary on how each of these items affect the application so it's important to chat with a mortgage broker you trust to ensure all the details have been covered and you are provided with the best options.

Are you considering a move but don't want to lose your current interest rate? We might be able to port your current mortgage with the rate to your new house!
DM me to discuss

Check out my FREE app for all things mortgages! This is great if you're considering buying, selling, refinancing or investing 🏠

This is also a must have tool for all Real Estate Agents - you can save time and money by having access to mortgage information for your clients!

link in bio 👆

Benefits of a mortgage broker:

Get all your mortgage questions answered from the comfort of your own home! 🏡

I always find it amazing how tangible the changing of seasons can be. Time for a bit of a reset, new routines and schedules!

Happy Back to School 🥳

Is your mortgage up for renewal in the coming months? Let's chat NOW to determine all options available and get the best rate possible 🏡

A conversation with a mortgage broker is a great way to ensure you are in a position to purchase a home. We can discuss things like down payment, employment, income, credit scores and other ongoing costs associated with owning a home.
If you need more time we can also provide you with ideas on steps to take to get yourself into a position to purchase a home 🏡

Make sure you get pre approved prior to house shopping. This important step will help the process run smoother, hold an interest rate for you and put you in a better position when making offers on a home 🏡