Divine Mortgage Group - Alberta
Welcome to Divine Mortgage Group where we think outside the branch. With over 40 lenders to choose fr
12/18/2021
03/03/2021
When things are good, it’s always good to reflect on times where we can learn from. Right now the rates being at an all time low, take the opportunity while it lasts!
03/03/2021
Lenders look at the 5 C’s:
1. Credit
2. Capital (your income)
3. Capacity (your income to debt ratio)
4. Character ( based on credit history, work experience, credentials)
5. Collateral (condition of the property, location, characteristics of the real estate that will secure the mortgage)
Let us look at your 5 C’s before an application is submitted!
03/02/2021
For those needing financing this spring, here’s some advice:
1. If your home purchase closes in the next four months and you don’t have a mortgage pre-approval yet, get a rate guarantee, pronto. Get one this week or this weekend at the latest.
2. Pre-approval rates are seldom as low as the lowest rates you see online. Get it locked in.
3. If you’re refinancing a closed mortgage with a penalty, get a rate hold immediately, but don’t rush to close. With any luck, short-term interest rates will rise in the next month or two, which can lower prepayment penalties. (The smaller the gap between your fixed rate and the rate a lender can lend at today for a similar time frame, the smaller the interest rate differential penalty.)
03/01/2021
More than ever, with the world on lockdown, we experienced first hand the importance of our homes. Let us get you into your home, whether its your first home, your stepping stone house, or your forever home, we are experienced, dedicated, and committed to getting you in that dream home.
Click here to claim your Sponsored Listing.
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Website
Address
1230-91 Street SW
Edmonton, AB
T6X0P2
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