Lola Gentile - Halifax/HRM Mortgage Broker

Looking to purchase a home, saved for the down-payment and closing costs, but don’t have any extra money for new furniture or appliances?

I am here to help!

I have access to various mortgage solutions that will give you as much as 5% cash back of the mortgage amount!

Contact me today to learn more!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

In the pre-approval process, I will sit down with you and go over your budget and your credit history while educating you on all of the factors that lenders are looking at when reviewing your application.

Ready to get started? Call me today!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

No change to the overnight rate!

The overnight lending rate remains at 0.25%, where it’s been since March 2020, and the Bank’s bond-buying program was left at $2 billion per week.

🌐 www.lolagentilemortgages.ca

Bank of Canada Keeps Status Quo, Rate Hikes Still on the Table for Next Year - Mortgage Rates & Mortgage Broker News in Canada The Bank of Canada delivered a status quo rate decision today, keeping its target rate and bond purchases unchanged.

Thank you, Joey! I appreciate your review. It was a pleasure working with you!

🌐 www.lolagentilemortgages.ca

Thank you for all your support! I'm thrilled to have made not only the Top 20 but the Top 10 for the month of August!

I appreciate each and every one of my clients!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

Brush up on Paint Choices 🖌

The volatile organic compounds (VOCs) and other solvents in latex household paints have been recognized as a potential health hazard.

Look for paints labelled as low-VOC or no-VOC, or consider natural sources such as milk paints. Recycled house paints also tend to have lower VOCs; look for paints labelled as “recycled,” “reblended,” or “reprocessed” (which typically contain some new paint).

🌐 www.lolagentilemortgages.ca

Summary of Housing Promises from Canada’s Main Political Parties

"Canada’s main political parties have been unveiling housing promises over the past couple of weeks, each outlining how they plan to tackle the predominant housing issue of affordability."

Read more:
https://bit.ly/3nfXkAz

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

Summary of Housing Promises from Canada's Main Political Parties - Mortgage Rates & Mortgage Broker News in Canada Canada’s main political parties have been unveiling housing promises over the past couple of weeks, each outlining how they plan to tackle the predominant housing issue of affordability. The policies include everything from tweaks to the mortgage stress test and crack-downs on foreign purchases to...

Happy Labour Day Weekend!
I hope you have as much fun as Willow and her friends!

Choosing the right mortgage for you!

There are many options to choose from when you get a mortgage, from the term to the amortization period.

I am here to help you with this decision!
https://bit.ly/3Colv52

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

Choosing the Right Mortgage for You - Premiere Mortgage CHOOSING THE RIGHT MORTGAGE FOR YOU There are many options to choose from when you get a mortgage, from the term (this is the length of time that the agreed-upon mortgage contract conditions, including interest rate, will be fixed. It can vary from six months to 10 years) to the amortization period....

“Mondays are the start of the work week which offer new beginnings 52 times a year!“

– David Dweck

Thank you to Mary for the great review!

"Lola is the most knowledgeable person there is when it comes to mortgages. I wouldn't go to anyone else."

-Mary A.

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

I think Ruby has done enough work for the day. 🐶
But don't worry, I am still here to help you! 😉

🌐 www.lolagentilemortgages.ca

10 New Downtown Halifax Patios Everyone Should Experience This Summer!
https://bit.ly/2W0YB3r

10 New Downtown Halifax Patios Everyone Should Experience This Summer Plan your Halifax patio-palooza starting with these 10 new Downtown Halifax patios that everyone should experience this summer.

Are you one of the thousands of Canadians who are self-employed and wish to purchase a new home or refinance your current property and the income you declare is not reflective of your gross business income?

I am here to help! Contact me today to get started!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

Willow and her friends just wanted to stop and say Hi!

Happy Friday!!

4. Turn down the Dial!

Either get into the habit of manually adjusting the temperature by a few degrees at night or when you leave the house, or install a timed thermostat to automatically regulate heat and cooling to use less energy. This will also save you money!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

Do you love to go for walks like me?

Check out the ultimate guide to Downtown Halifax, Downtown Dartmouth and North End Halifax!

Download it here! ➡️ https://bit.ly/2VQHIYV

Thank you, Nick! I really appreciate your kind words! I absolutely LOVE what I do!

There are many reasons to refinance your current home, vacation, or rental property: debt consolidation, home renovation, investment purposes including adding to your real-estate portfolio, paying for your children’s education and financing your dream vacation.

The possibilities through a mortgage refinance are endless!

I am here to help you tailor a customized borrowing solution for your current and future borrowing needs.

Contact me today!
🌐 www.lolagentilemortgages.ca

Happy Natal Day!
Ruby is ready for a swim!

What about you?

A Renovation can add to the value of your home! As your Premiere Mortgage Professional, I can help you determine the best way to finance your plans – whether the renovations are small or large.

I can help:

-Review your budget
-Review refinancing options for your renovation
-Maximize your cash flow
-Tap into your home equity

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

“The person who moves a mountain begins by carrying away small stones.”

– Confucius

🌐 www.lolagentilemortgages.ca

3. Dry up and drips!

Check for and repair leaky faucets to avoid wasting water.
A tap leaking one drop per second wastes enough water to fill a bathtub every week, which could add up to 9,000 litres each year that you could save by simply replacing the old washer!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

Bank of Canada Rate Announcement

“The Bank of Canada held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent.

This is reinforced and supplemented by the Bank’s quantitative easing (QE) program, which is being adjusted to a target pace of $2 billion per week.

This adjustment reflects continued progress towards recovery and the Bank’s increased confidence in the strength of the Canadian economic outlook.”

Read More:
https://bit.ly/3BubLWe

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

So excited to help raise funds and awareness for Premiere's new initiative, Premiere Cares!

We are looking to help raise money for the Canadian Mental Health Association in Atlantic Canada!

Feeling generous? Please help support by donating below! Every little bit helps!

www.premierecares.ca

Willow and Ruby love to have summer-time naps!

Let's share by posting a pic of your doggie! 🐶

- Thank you, Heather!

Are you ready to purchase your first home? I am here to help you every step of the way!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca

A Pre-Approval Does Not Guarantee a Mortgage Approval!

Many Canadians are under the assumption their mortgage is as good as done once they have a mortgage pre-approval.

But the truth is a buyer cannot expect a mortgage pre-approval will automatically translate into a mortgage. The lender now needs to consider the property itself, approve all the terms and review the documentation before you transition from pre-approved to approved.

Have questions? That's what I'm here for!

🌐 www.lolagentilemortgages.ca

Which beach in Nova Scotia is your favourite? Comment Below! 👇

https://bit.ly/3veLQO7

10 Halifax Beaches You NEED to Visit From warm waters and white sand, to big waves and killer surf, we're sharing some of the best beaches in the Halifax Region!

There are many mortgage products and solutions available in today’s marketplace to help realize your financial goal of owning an income property!

Contact me today to learn how I can help you achieve your goals!

📲 902.880.4539
🌐 www.lolagentilemortgages.ca