Mortgage West Brokers

If you’re interested in private lending to meet your immediate needs while you build a plan for the future, please connect directly. It would be a pleasure to work with you.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/private-lending

Did you know there’s a government program that allows you to use your RRSP to help come up with your downpayment to buy a home? Learn more about the Home Buyer’s Plan 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/using-your-rrsp-for-a-home-purchase

Do you know the difference between the deposit and downpayment? Learn more about these terms as they relate to the home buying process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/difference-between-deposit-and-downpayment

Let me show you how accessing the equity in your home, as a financial planning strategy, will alleviate stress and enhance your lifestyle.

Learn more 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/older-canadians

If you’re looking to secure mortgage financing, understanding how lenders look at your employment is an important step in understanding mortgage qualification. Learn more about your employment status 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/understanding-your-employment-status

If you're going through a divorce or separation there are special programs that allow you to keep the matrimonial home. Please connect directly; it would be a pleasure to work with you.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/divorce

If you’re going through a separation or divorce, there are proactive steps you can take to protect your credit and avoid significant setbacks as you look towards rebuilding your life.

Learn more 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/protect-your-credit-through-a-divorce

The Bank Of Canada released its most recent rate announcement this week. You can read all about it by clicking the link below:
https://www.brinkworth.ca/bank-of-canada-rate-announcement-jun-7th-2023

If you are an existing homeowner, looking to buy your next home, you've got a lot of options. Please connect directly, it would be a pleasure to work with you.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/next-home

While online calculators are great to run some numbers and estimate mortgage payments, they shouldn’t be relied on for mortgage qualification purposes. Learn more about the mortgage process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/can-you-trust-online-mortgage-calculators

Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living is considerably higher than it has ever been, and as a result, many Canadians are putting off retirement, hoping to make just a bit more money to add to that nest egg.

Learn more about how using home equity can provide financial freedom for you or someone you love 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/mortgage-options-for-older-canadians

If you’re looking to invest in real estate, let's work together to build your portfolio and increase your net worth. Please connect directly; it would be a pleasure to work with you.

Learn more 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/investment

After a bankruptcy or consumer proposal, the key to financial success is getting your finances under control as quickly as possible. You must demonstrate to the potential lenders that what happened in the past won’t happen again in the future. You do this by establishing a new credit history. Learn more about how to qualify for a mortgage post-bankruptcy 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/getting-a-mortgage-after-bankruptcy

If you're self-employed, there are specialized mortgage products and that allow you to qualify for financing, even if your financial situation isn’t straightforward. Connect anytime, it would be a pleasure to work with you.

Learn more 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/self-employed

If you’re looking to sell your existing property to buy something else, and you’d like to take possession of the new property before the sale of your existing property goes through, you need bridge financing. Learn more about bridge financing and deposit loans 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/bridge-financing-and-deposit-lending

If you're looking to buy your first home, please connect directly, it would be a pleasure to walk you through the mortgage process.
You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/first-time-home-buyers

If you’ve thought now is the time to find a new property to accommodate your growing family, but you’re unsure how your parental leave will impact your ability to get a mortgage, learn more about parental leave and mortgage qualification by clicking the link below.
https://www.brinkworth.ca/getting-a-mortgage-while-on-parental-leave

Buying a property might be easier than you think. So, if you have NO desire AT ALL to qualify for a mortgage, here are some great steps you can take to ensure you don't accidentally buy a property:
https://www.brinkworth.ca/how-to-avoid-an-accidental-home-purchase

If you're looking to refinance an existing mortgage, please connect directly, it would be a pleasure to work with you.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/renewal

If you’re looking to buy a property, you’ll be required to come up with at least 5% of the property value for the downpayment. There are several ways you can come up with the funds. Learn more about your downpayment options 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/downpayment-options

If you're looking to refinance an existing mortgage, please connect directly, it would be a pleasure to work with you.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/refinance

The Bank Of Canada released its most recent rate announcement this week. You can read all about it by clicking the link below:
https://www.brinkworth.ca/bank-of-canada-rate-announcement-apr-12th-2023

When purchasing property, in addition to the downpayment, you'll be required to come up with the money to cover closing costs. There’s a lot to consider. Learn more about the costs associated with buying property 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/costs-associated-with-buying-property

Thank you Kevin, it was a pleasure to work with you.

Securing the most favourable mortgage terms depends on your financial situation. If your finances aren't all that straightforward, learn more about how alternative lending might make sense for you 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/alternative-lending-provides-you-with-options

The Bank Of Canada released its most recent rate announcement this week. You can read all about it by clicking the link below:
https://www.brinkworth.ca/bank-of-canada-rate-announcement-mar-8th-2023

If you’re new to Canada and interested in purchasing a home, please connect directly. It would be a pleasure to work with you.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/new-to-canada

A cashback mortgage is similar to a standard mortgage, except that you receive a lump sum of cash upon closing. Learn more about how a cashback mortgage works and if you qualify 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/what-is-a-cashback-mortgage

If your financial situation is complicated because of credit issues, there are options available to you. Let’s work together to find a plan to move forward.

You can learn more about the process 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/credit-issues

Whether you're looking to buy a vacation property, start a rental portfolio, or help accommodate a family member, there are many reasons to buy a second property while keeping your existing property. Learn more 𝗯𝘆 𝗰𝗹𝗶𝗰𝗸𝗶𝗻𝗴 𝘁𝗵𝗲 𝗹𝗶𝗻𝗸 𝗯𝗲𝗹𝗼𝘄.
https://www.brinkworth.ca/buying-a-second-property