SPM Financial

Why do we take client centricity so seriously?

The answer is simple: Without our clients, we wouldn’t have a business.

The needs of our clients are at the heart of our financial planning approach. An approach based on 5 core principles:

1. Client focus 🔍
Identifying the needs of our clients is always top priority in every decision made, without exception.

2. Quality relationships 🤝
We pride ourselves on strong client relationships built on trust and dependability.

3. Integrity and service ⚖️
Consistency and reliability are the staples of the service we guarantee, to meet our client’s needs, with unwavering honesty and professionalism.

4. Teamwork 🤜🤛
Through collaboration, we know that the value we add to our clients far surpasses the work of one. By implementing our “Sharing of Knowledge” philosophy, we provide a superior service by combining individual’s skills and expertise.

5. Efficiency ⏲️
Through the use of proven systemized and standardized processes, we get the results that meet our clients’ needs.

We want to partner with our clients for the long-term and help them achieve their individual financial or business goals. That takes a commitment from both sides.

Our clients put their trust in us, and it’s imperative that we work to prove they’ve put their trust in the right firm every day.

So to our clients – thank you! You’re the reason we’re here, working hard to help you achieve your goals.

It’s true! Life insurance policies should be regularly reviewed and updated so they continue to meet your needs at every stage of life.

We typically advise our clients to update them at least once every 2-3 years and after major life events, such as:

✅ Marriage
✅ Divorce
✅ Children and
✅ Changes to your financial situation

If you have any questions about your existing policy or want to explore your options, please get in touch and we would love to help!

💻 [email protected]
📱 519-432-6199

Good morning, London and Happy Friday! ☀️☕

Have a question for one of our financial advisors? Reach out anytime and we’d love to help!

💻 [email protected]
📱 519-432-6199

We always love reading your feedback! 🖤 Thanks so much for the kind review!😊

When it comes to family financial planning, it pays to plan for the future! We’re here to help you navigate things like:

🛡️ Disability and life insurance
🚨 Building an emergency fund
🏫 Education funding
🏖️ Retirement planning
🙂 And more!

Ready to get started? Reach out anytime to book a complimentary discovery meeting!

💻 [email protected]
📱 519-432-6199

Ready to take control of your financial future?

We can help!

Get in touch today to book your free discovery call with one of our friendly financial advisors. 🖤💸

💻 [email protected]
📱 519-432-6199

Statistic Source: FP Canada 2024 Financial Stress Index

Nobody loves crunching the numbers and budgeting more than we do! With our free budget planner, you can:

✅ Personalize your budget to meet your needs
✅ Make budgeting easier with tips, guidelines, and alerts
✅ See charts and comparison to your average Canadian
✅ Get next steps with suggestions and useful links

Check it out on our website! 👇

💻 www.spmfinancial.ca/budget-planner

In a recent article published by the Morning Star, SPM Advisor Lewis Kent shared a few practical tips for managing debt in 2024.

Here is a brief snippet - and you can still read the full article on the Morning Star website! 💻

At SPM Financial, we understand that each of our clients are unique. That’s why we conduct comprehensive assessments to determine how you can:

💸 Actualize your financial goals and
📈 Maximize your wealth

Feel free to reach out anytime for an initial consultation 👇

💻 [email protected]
📱 519-432-6199

Happy Canada Day from all of us at SPM Financial and SPM Benefits! Enjoy your day! 🍁❤️

Meet Shayna Bow - Senior Group Benefits Specialist at SPM Benefits! Here are a few fun facts about her:

😊 What is your favourite part about your role? “Client service is the core of what I do, and it’s a great way to connect with people! I love collaborating with clients; getting their employees engaged, and building their confidence in saving for their future is my ultimate goal. I believe in building trust and confidence with clients, so they know they can come to me for help, and guidance when navigating the ever-changing retirement landscapes.”

📝 What is your top bucket list item? “I am currently working towards my Retirement Plans Associate (RPA) designation, as I wish to become an expert in my field.”

💸 What is the best financial advice you’ve ever received? “Trust the experts or become one yourself!”

Today marks the first day of summer - the perfect opportunity to have a mid-year check-in with your budget and financial goals! ☀️✅

Need some help? Get in touch to book a free discovery call today!

💻 [email protected]
📱 519-432-6199

When it comes to life insurance, your needs will probably change over the lifetime of your policy. This is especially true each time you experience a major life event - such as marriage, divorce, or the birth of a child.

Whether you need help finding a policy or reviewing your existing policy - our advisors are here to support you! 🖤

💻 [email protected]
📱 519-432-6199

Happy Father’s Day to all the dads out there! 🖤 We hope you have the best day!!

Did you know that there are 3 stages of retirement?

🧭 The first stage is exploring… maybe you’ll find yourself travelling, volunteering, or taking up some new hobbies.

🏡 The next stage is nesting… maybe you’ll consider relocating or downsizing, you may find yourself settling into a more slower-paced routine.

💭 The next stage is reflection… maybe you’ll want to think about your legacy, revisit your estate plans, or anticipate any health-related expenses.

At SPM Financial, we’re here to help you make the best decisions for your family at every stage. 🖤

Reach out anytime!

💻 [email protected]
📱 519-432-6199

Did you know that the annual TFSA contribution limit for 2024 has been increased to $7,000? 💸

If you have any questions about setting up a TFSA (or getting the most out of your existing one) - please feel free to reach out and we’d love to help!

💻 [email protected]
📱 519-432-6199

Happy ! 🍩🍩🍩

Who else is excited to celebrate and what are your recommendations for the best doughnuts in London??

When you’re with SPM, you’re in good hands! 🤝

📍 Based in London, Ontario
💸 Wealth and risk management services

Get in touch today to set up an appointment with one of our friendly advisors 🙋🏻‍♀️🙋

💻 [email protected]
📱 519-432-6199

Meet Brian Sabourin - Associate Advisor here at SPM!

Here are a few fun facts about him:

😊 What is your favourite part about your role? Educating and helping clients that feel lost and overwhelmed. Getting them started in the right direction and seeing their progress.

📝 What is your top bucket list item? Visiting Scotland and visiting as many castles as possible. 🏰

💸 What is the best financial advice you’ve ever received? Invest early. Use the magic of compound interest and your savings will grow and grow.

Even if you can’t contribute much right now, every little bit helps when it comes to saving for your child’s education. 🏫🎓

If you have any questions about setting up an RESP - reach out and we’d love to help!

💻 [email protected]
📱 519-432-6199

What does financial success look like to you? When will you feel like you’ve ‘made it’?

We’d love to help you clarify your goals and make them a reality! Our team of advisors can help with:

☑️ Financial planning
☑️ Investment management
☑️ Group benefits
☑️ Estate planning
☑️ Benefits and pension consulting for employers
☑️ Corporate investments
☑️ Insurance and risk management

Whether you’re an individual or a business, we’re here to help you make good decisions for your financial future 💸

Happy Victoria Day! 🍁❤️ We hope you’re having a wonderful long weekend!

The team had a great time at CALU (Conference for Advanced Life Underwriting) this past week! Meeting Canadian Astronaut Chris Hadfield was a highlight! 🚀

Wishing all of the moms out there a very Happy Mother’s Day!! 🌷🤍 We appreciate all that you do!

Good morning, London! Hope everyone has a great day!

Have a question for one of our financial advisors?

Reach out anytime 👇

💻 [email protected]
📱 519-432-6199

Charitable giving - it’s one of the best ways to make a positive impact on the world while also saving on your taxes! 🖤💸

We love this handy calculator from CanadaHelps - designed to help you estimate your Charitable Tax Credit:

💻 www.canadahelps.org/en/tax-time/

Parents - it’s not the easiest thing to think about, but having an estate plan in place is absolutely crucial for protecting your children’s future.

This is one of our key services, and we’d love to walk you through the process and answer any questions! 🖤

Get in touch anytime to book a complimentary discovery meeting with one of our advisors. 👇

💻 [email protected]
📱 519-432-6199

A snippet of advice from our very own ‘Guide to Retirement Success’. You can read the full guide on our website here:

💻 www.spmfinancial.ca/spm-financials-guide-retirement-success

Ready to clarify your retirement goals and needs? Get in touch with one of our friendly advisors today!

💻 [email protected]
📱 519-432-6199

April is - and we know that financial stress is something that keeps a lot of Canadians up at night! 😟

To help, here are a few practical tips for mitigating long-term financial stress:

🚨 Set aside 3-6 months’ expenses in a dedicated emergency fund… and don’t touch it!
📊 Track your income and spending habits in a monthly budget.
🖤 Seek support from a financial planner - we are here to help you stay on track with your financial goals!

Ready to start saving for retirement (and get all the tax advantages) with an RRSP? 💸

Reach out and let’s make it happen - it’s never too early to start saving!

💻 [email protected]
📱 519-432-6199