John Rego - Business Development Manager
Peace of Mind. | Wealth. | Security.
Why personal life insurance? The reality... its for everyone who has the ability to earn income and have others that depend on you. Families with children depend on you and your spouse to keep them safe, housed, feed and secure.
Life insurance is a financial tool that lets you meet your financial obligations in the event of your death. Among other things, it will:
Cover your funeral expenses
Cover your current mortgage debt owing to your bank
Cover your income taxes and debts after your death
Help maintain your beneficiaries’ standard of living
Leave an inheritance for your loved ones
Allow you to save money, because the insurance amount and savings accumulated are tax-free
Provide you with more income during retirement
Terminal Illness clause* - if diagnosed and you have 24 months left to live, your policy can release up to 50% of your death benefit to you. (if you qualify)
* Supported by your doctor
Other financial tools should include:
Critical Illness Protection ( Covers 26 covered illness with a lump sun tax free payout if diagnosed and survive.)
Income (Disability) Protection in case of injury 24 hrs. 7 days per week
Individual Health, Drugs and Dental ( Unlimited with no yearly cap ) Including unlimited root canals
Long Term Care
Lets have a conversation.
John Rego - Sr. Insurance & Investment Consultant
Cell: 416-821-8050
Confused about life insurance? And why it's important you should apply.
If you or your spouse passes away, will you have enough money to last to retirement?
Have you built a financial plan that proves this to be the case?
Please see video below, like and share.
John Rego
Sr. Insurance & Investment Consultant
Cell: 416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
The correct answer is "False"
Life insurance is more than paying out in case of death, life insurance can come with living benefits, terminal illness payout if you have less than 24 months left to live, it can includes funds you can use while you're alive to do things like to buy a home, supplement your retirement income, cover an emergency expense and more.
So life insurance you can say is for everyone who lives or passes a way unexpectedly.
Please call me at 416-821-8050 or visit my website at www.JohnRego.ca/life-insurance and request a free quote or review..
Please like and share this video. Have a super awesome day.
https://wix.to/2MQei2a
True or False.
Life insurance is only useful after you die.
Add in comments True or False
Check back tomorrow and I will post the results with explanation.
John Rego
Sr. Insurance & Investment Consultant
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
Confused about life insurance? And why it's important you should apply.
Please see video below, like and share.
John Rego
Sr. Insurance & Investment Consultant
Cell: 416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
https://wix.to/GMXEXQP
Confused about life insurance? And why it's important you should apply.
Please see video below, like and share.
John Rego
Sr. Insurance & Investment Consultant
Cell: 416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
Confused about life insurance? And why it's important you should apply.
The reality... its for everyone who has the ability to earn income and have others that depend on you. Families with children depend on you and your spouse to keep them safe, housed, feed and secure.
Have you ever given much thought on what would happen to them if you or your spouse passes away unexpectedly? Of course you have, everyone does.
The only thing stopping you is procrastination and not knowing what's involved.
What would happen to your spouse and children, could they continue living comfortably without you? In our current economy, probably not.
This is often the question that arises when one passes away unexpectedly. They soon realize that they could no longer afford and struggle with the mortgage or rent payments, everyday living essentials, final expenses, outstanding debt, now add daycare into the mix if your kids are not of age to take care of themselves while you're at work.
As you can see everyone who works and have families need life insurance, but what's the cost and can I afford it?
The answer is "Yes" no matter your budget big or small there is a life insurance policy that everyone can afford to have.
You just can't afford Not to have one.
All I ask is stop and give me a call and let me give you some quotes based on your needs and budget. You owe it to you and your family to be financially secure for the unexpected.
Please share and like this article.
John Rego - Sr. Insurance & Investment Advisor
Cell: 416-821-8050 or request an online free quote on my website.
www.JohnRego.ca/life-insurance
Peace of Mind. | Wealth. | Security.
Now Vs. Later.
What can happen in-between your busy lives.
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
Do yourself a favour, if you are paying more than shown, visit www.JohnRego.ca and request a FREE Quote.
John Rego
416-821-8050
Chances are you are paying too much for mortgage insurance to pay off your mortgage upon premature or accidental death.
To save up to 50% or more it starts with a conversation.
Call me at (416) 821-8050 and let me design a free no obligation quote for you.
www.JohnRego.ca/mortgage-insurance
Peace of Mind. | Wealth. | Security.
I have noticed there is an amount of individuals who have a Go Fund Me account out there on social media for funeral arrangements.
Life insurance for final expenses are very reasonable, even for the hard to insure.
Call me and let me design an affordable plan that can help you and your family plan for the unexpected.
John Rego
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
New article "Which is Better: Term Life or Banks Mortgage Insurance?" on LinkedIn I just posted.
Please take a moment and see if you can save upto 50% or more on your current mortgage insurance premiums.
STOP paying and START saving in these tough times.
John Rego
416-821-8050
www.JohnRego.ca/mortgage-insurance
Peace of Mind. | Wealth. | Security.
Click link below to read Toronto Star Article.
https://www.linkedin.com/pulse/which-better-term-life-banks-mortgage-insurance-john-6gave
Mortgage Insurance – JohnRego servicing the surrounding GTA Reduce your mortgage insurance premium with help from JohnRego.ca servicing the surrounding GTA, ON. Contact us for details.
Mortgage Insurance vs. Term Mortgage life insurance.
Read my article on LinkedIn. And you can save up to 50% or more on your monthly premiums.
John Rego - Business Development Manager
www.JohnRego.ca/mortgage-insurance
Having Bank mortgage insurance.
Female 61 years old non smoker, mortgage of $365,000 her monthly mortgage insurance premium with the bank will be $256.64.
Male 35 years old non smoker, mortgage of $ 715,000 his monthly mortgage insurance premium with the bank will be $ 89.18.
On their mortgage renewal in 5 years even though they will owe less on their mortgage, their premium for mortgage insurance will increased due to them being 5 years older and will have to answer medical questions and requalify again.
You do not own the policy and the beneficiary will be the bank upon death for only the amount outstanding, but your premiums get higher with age.
Having your own personal mortgage Life insurance:
Female 61 years old non smoker, mortgage of $365,000 her monthly mortgage insurance premium with her own individual insurance policy will be $116.76 for the next 10 years.
More than 50% in premium savings.
Male 35 years old non smoker, mortgage of $ 715,000 his monthly mortgage insurance premium with his own individual insurance policy will be $ 36.98 for the next 10 years.
More than 50% in premium savings.
When you renew your mortgage in 5 years or move lenders you do not have to requalify and your monthly premium will stay the same for the duration of the 10 year term regardless of the outstanding balance.
You will also be in control of your insurance policy and you can designate anyone as the beneficiary upon death. With this in mind the beneficiary can pay off the balance owing and use the rest of the money for their family. All death benefits are tax free.
I have inserted a slide below for you to see if you're paying too much.
John Rego
www.JohnRego.ca/mortgage-insurance
Peace of Mind. | Wealth. | Security.
Capital Gains June 2024 increase.
Don't leave a tax debt to your kids, upon death on the properties you currently own.
Lets talk, and let me set up a solution for you to pay off CRA upon death.
John Rego
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
A,B,C or D? Which would you choose?
Share in comments your answer.
www.JohnRego.ca/critical-illness
Peace of Mind. | Wealth. | Security.
Dying is inevitable, and no one can stop it. We have only one life to live, and the material things we invest in will be left behind. Memories are therefore crucial for your family and loved ones.
Let me review your current Life policy so you can keep your promise to them, that they can continue life with dignity and have financial freedom even after you’re gone.
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
Today is the best time to PURCHASE Life & Critical Illness Coverage. Because YESTERDAY is gone,
TOMORROW we dont know,
TODAY is all WE HAVE.
www.JohnRego.ca/life-insurance
Peace of Mind. | Wealth. | Security.
Life Insurance | Critical Illness | Long Term Care JohnRego.ca offers critical illness, long-term care, and life insurance coverage. Servicing the surrounding GTA, ON. Contact us learn more.
Join me on Saturday, April 20th, 2024, from 10:00 am to 12:00 noon at our office for a free financial literacy event titled....
"Steps to Financial Confidence".
This upcoming seminar is designed to help you build a solid foundation of financial literacy, which can help you achieve your various life goals such as saving for education, retirement, buying a home, or using debt responsibly.
Register your attendance now at www.FinancialPlanning101.ca and take the first step towards financial confidence.
Don't miss this opportunity to enhance your financial knowledge and skills. Plus, refreshments and a light lunch will be served.
See you there!
www.JohnRego.ca
Peace of Mind. | Wealth. | Security. |
416-821-8050
Join me on Saturday, April 20th, 2024, from 10:00 am to 12:00 noon at our office for a free financial literacy event titled "Steps to Financial Confidence".
This upcoming seminar is designed to help you build a solid foundation of financial literacy, which can help you achieve your various life goals such as saving for education, retirement, buying a home, or using debt responsibly.
Register your attendance now at https://lnkd.in/gE76KBgs and take the first step towards financial confidence.
Don't miss this opportunity to enhance your financial knowledge and skills. Plus, refreshments and a light lunch will be served. See you there!
www.JohnRego.ca
416-821-8050
If you don't have a life insurance policy in place, I urge you to at least discuss it with me, every day that goes by your insurability might be at risk of not getting approved. Health can change at any time.
Taking care of your family’s future is your number one priority like scholarships, support, ongoing expenses, funerals, final expenses, rent, mortgage payments etc.
You can still be there for them even after you are gone.
Let me put a plan in place that will assist them through life with the peace of mind and financial security that they deserve. Be a hero to your family even after you're gone.
Call me today at 416-821-8050 and let’s set up an appointment to plan for the unexpected. It's the smart thing to do.
John Rego
Sr. insurance & Investment Consultant
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
I would like to share that 14 of the 18 policies reviewed were outdated and would not meet their current needs. WOW!!!
This means that if an unexpected premature or accidental death occurred today the family could not have the means to move forward and would be in a financial downfall and hardship.
When was the last time you had your current life insurance policy reviewed?
The smart thing to do is for me to review your current plan free of charge and with no obligation.
If you don't have a life insurance policy in place, I urge you to at least discuss it with me, every day that goes by your insurability might be at risk of not getting approved. Health can change at any time.
Taking care of your family’s future is your number one priority like scholarships, support, ongoing expenses, funerals, final expenses, rent, mortgage payments etc.
You can still be there for them even after you are gone.
Let me put a plan in place that will assist them through life with the peace of mind and financial security that they deserve. Be a hero to your family even after you're gone.
Call me today and let’s set up an appointment to plan for the unexpected.
It's the smart thing to do.
John Rego- Sr. Insurance & Investment Consultant
416-821-8040
www.JohnRego.ca
Peace of Mind.|Wealth.|Security.
If you don't have a life insurance policy in place, I urge you to at least discuss it with me, every day that goes by your insurability might be at risk of not getting approved. Health can change at any time.
Taking care of your family’s future is your number one priority like scholarships, support, ongoing expenses, funerals, final expenses, rent, mortgage payments etc.
You can still be there for them even after you are gone.
Let me put a plan in place that will assist them through life with the peace of mind and financial security that they deserve. Be a hero to your family even after you're gone.
Call me today and let’s set up an appointment to plan for the unexpected.
It's the smart thing to do.
John Rego
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security
👉www.JohnRego.ca/mortgage-insurance
John Rego 416-821-8050
Are you currently protected with a life insurance policy?
And if so… is your existing life insurance policy still relevant?
Could it be outdated?
Chances are your current policy could be stuck in the past.
Let me help you review and update it for free, with no obligations. It’s a smart thing to do.
Call John Rego @ 416-821-8050
www.JohnRego.ca
Are you currently protected with a life insurance policy?
And if so … Is your existing life insurance policy still relevant?
Could it be outdated?
Chances are your current life insurance policy might be stuck in the past? I can help you review and update it for free, with no obligations! Again, it's the smart thing to do.
John Rego- Sr. Insurance & Investment Consultant
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
Are you currently protected with a life insurance policy?
And if so … Is your existing life insurance policy still relevant?
Could it be outdated?
Chances are your current life insurance policy might be stuck in the past? I can help you review and update it for free, with no obligations! Again, it's the smart thing to do.
John Rego- Sr. Insurance & Investment Consultant
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
Currently have life insurance? It could be outdated, as life moves on your current policy could be stuck in the past.
I can review your current plan with you and advise if it should be revised free of charge and with no obligation.
Again, it's the smart thing to do.
John Rego- Sr. Insurance & Investment Consultant
416-821-8050
www.JohnRego.ca
Peace of Mind. | Wealth. | Security.
https://www.youtube.com/watch?v=IWWJnuqp8S4
Looking to take care of your family well after your gone?
Taking care of their future is your number one priority like scholarship, support, ongoing expenses, rent, mortgage payments etc.
Call me at 416-821-8050 and lets set up an appointment to plan for the unexpected. It's the smart thing to do.
Currently have life insurance? It could be outdated as life moves on your current policy could be stuck in the past. I can review your current plan with you and advise if it should be revised free of charge and with no obligation. Again, it's the smart thing to do.
John Rego - Sr. Insurance & Investment Consultant
416-821-8050
www.JohnRego.ca
Peace of Mind.| Wealth.| Security.
https://www.youtube.com/watch?v=IWWJnuqp8S4
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