Retirement Planning Simplified

Don’t let complexity derail your investments!

We discuss the dangers of overcomplicating your portfolio. The Canada Pension Plan learned the hard way that adding layers of complexity can cost.

Stick with proven principles like smart diversification and trusting market pricing. Get the full breakdown in our latest episode!

❓ Are complex investments costing you more than they’re worth? 📉💸 In Episode 103 of "Your Retirement Planning Simplified," Joe Curry and Lindsay Wilson explain why simpler investment strategies often work better. They break down how avoiding common mistakes and sticking to straightforward, evidence-based approaches can help you get better returns. 📈🔍 Find out how to cut through the complexity and make your investments work smarter.
🎥💡Watch now: https://youtu.be/FEdoot3dUTc

"Listening to financial experts on TV actually shuts off critical thinking."

Don’t let market noise cloud your judgment. Discover the science behind why we crave predictions and how to stay focused on your long-term goals.

Ep #102 – What to Do When Markets Get Scary

📉 Confused by market forecasts? In Episode 102 of "Your Retirement Planning Simplified," Joe Curry and Lindsay Wilson explain why relying on predictions can be risky. Discover why sticking to a solid investment plan is smarter and get tips on staying calm during market ups and downs.
Tune in for practical advice on achieving long-term financial success! 🎧💼
https://youtu.be/VPUCROe6qLw

We are excited to announce that the Peterborough and Kawartha Chamber of Commerce has awarded Joe the 4-Under-40 award.

This award recognizes individuals in our community who are under the age of 40 and who are making their mark in the Peterborough area. Their achievements are recognized through business success, community involvement, and contributions to the not-for-profit sector.

Congratulations Joe!

Are you, your children, or your grandchildren dreaming of owning your first home in Canada?

The First Home Savings Account (FHSA) might be the right tool to help you achieve that dream. This innovative savings account offers first-time home buyers significant tax advantages and flexibility.

Learn more in our comprehensive blog at Retirement Planning Simplified.

https://www.retirementplanningsimplified.ca/blog/a-comprehensive-guide-to-the-first-home-savings-account-fhsa-everything-you-need-to-know

Not Sure When to Start Your CPP for Maximum Benefits? 🤔
Our latest video from "Your Retirement Planning Simplified" has you covered! 🤔 We break down everything you need to know about optimizing your CPP to ensure you get the most out of your retirement plan. 📈💡
Whether you're thinking about retiring early or planning to work a bit longer, this video will guide you in making smart, informed decisions to maximize your CPP benefits.
👉 Watch Now and take a step towards securing a brighter financial future!
https://youtu.be/B4uNnGPqAcE

Why settle for less?

Ensure your advisor offers comprehensive planning – from cash flow to tax strategies, get the full picture for your financial future. Learn more on the Your Retirement Planning Simplified podcast.

Choosing the right financial advisor can be a game-changer for your retirement! 🎯 In Episode 101 of "Your Retirement Planning Simplified," Joe Curry breaks down how to find an advisor who truly fits your needs. Move beyond the "financial advisor near me" searches and dive into what really matters: their skills, specialization, and transparency. Catch the episode for insights that could transform your retirement planning! 💡🔍
Watch now!👉https://youtu.be/mC6bz5WuNog

🔍 Is $1 Million Really Enough to Retire Comfortably? 💰

In Episode 16 of "Fireside Financial," Joe Curry and Regan Schiller tackle retirement planning myths and discuss why a one-size-fits-all approach doesn't work. 🚫💡 They examine the misconceptions surrounding retirement spending, the limits of relying solely on RRSPs, and why personalized financial planning is key. 🎯✨

Learn how a clear understanding of your retirement goals and expenses can make all the difference and discover strategies for a secure and comfortable retirement. 🔥📈

Catch the full episode here: https://youtu.be/OwjMmQCqv7Q

Are you making decisions that your future self will thank you for?

Our latest podcast with Dr. Hal Hershfield, author of "Your Future Self: How to Make Tomorrow Better Today" dives into how building a relationship with your future self can lead to smarter choices for retirement today. Don't miss out!

🚀 Ready to transform your retirement? 🎉 In Episode 100 of "Your Retirement Planning Simplified," Joe Curry and guest Hal Hershfield dive into the power of connecting with your future self to make smarter financial decisions today. 🌟 Don't miss this essential guide to a secure and fulfilling future! Watch now and start planning for your best retirement yet! 🎥👨‍💼
https://youtu.be/JcE3NLjsyCA

Retirement planning just got more exciting! Delve into our latest episode where we unpack the 4% rule for retirement with the expert, Bill Bengen. Learn about adjusting withdrawal rates for inflation, strategic asset allocation, and the value of professional advice in securing your retirement. Enhance your financial knowledge and make informed decisions.

Have you ever wondered if the 4% rule remains relevant for your retirement? 📊🔍
In Episode 99 of "Your Retirement Planning Simplified," Joe Curry discusses with Bill Bengen, the creator of the 4% rule, to explore its history and current validity. Dive into how this strategy was developed and whether it's still a safe bet for today's retirees. Plus, discover alternative withdrawal strategies and key factors for securing your retirement.
Watch now and get the expert insights you need! 🎥
https://youtu.be/8AGhL3It54Y

Choosing the right executor for your will is crucial.

Modern estate planning must include provisions for digital assets and online accounts. Keep an updated estate registry and communicate your plans to your family to avoid potential disputes. Tune in to our latest episode for more essential tips!

Check out Episode 98 of "Your Retirement Planning Simplified"!🏡📜
Get expert tips on estate planning from Joe Curry and Lindsay Wilson. From choosing the right executor to handling digital assets and creating secondary wills for business owners, we've got you covered. Ensure your estate plan is comprehensive and up-to-date.
Watch now and secure your legacy!
https://youtu.be/D9R3c2u4MxU

Get ready for retirement with ‘Your Retirement Planning Simplified’! 🚀In our latest 1-minute video, we reveal the 5 essential steps you need to take before retiring.
👇Watch now to make sure you're fully prepared for this exciting next chapter of your life!🌟🔑
https://youtu.be/oL_QFcgUcWw

With cybercriminals becoming more sophisticated, financial advisors must implement robust security measures like multi-factor authentication.

Learn about the risks of lost smartphones and how to protect sensitive information. Balance convenience and security to keep your finances safe!

🔒 Worried about cyber criminals targeting your savings? Join us in Episode 97 with Joe Curry and cybersecurity expert Scott Wright as we discuss essential tips to protect yourself online and safeguard your finances.
Don't miss out on our latest youtube video – watch now
https://youtu.be/LZMODA9RaXs

📈💼📺 Have you watched yet? If not, please do tune in to Episode 96 of "Your Retirement Planning Simplified" with Joe Curry and Lindsay Wilson! They dive into the details of cryptocurrency investing, exploring its risks, rewards, and how it compares to traditional investments like stocks and bonds.

Don't miss out on this valuable discussion!
https://youtu.be/su8U7v4a4ug?si=4aYqxn21e4ephdXV

Are you thinking about adding cryptocurrency to your retirement portfolio?

Joe and Lindsay discuss the pros and cons of investing in cryptocurrency. Find out why they might not be the best fit for retirees seeking stability. Listen now!

An emergency fund is a critical component of a solid financial plan.

It should cover 3-6 months of expenses and be kept in a low-risk, liquid account. This preparation ensures you can handle unexpected costs without jeopardizing your financial stability. Learn more on the latest Fireside Financial podcast with Joe and Regan.

🔥 Join us for Podcast Episode 15 of "Fireside Financial" with Joe Curry and Regan Schiller. They're discussing why having an emergency fund in retirement is important and sharing practical tips to help you build financial security. 🎤💰
Don’t miss out on this important discussion!
https://youtu.be/JC4lCLVeFQM?si=_8_AskzYdZdFHdh5

On the latest Your Retirement Planning Simplified we speak with Mark Hebner about evidence-based investing.

We delve into understanding market efficiency theory, the role of risk in investment portfolios, and the influence of dividends on investment returns.

This episode is a must-listen if you're ready to make informed decisions and enhance your investment knowledge!

In our latest episode of "Your Retirement Planning Simplified," we dive into a crucial topic: building an emergency fund in retirement.

From understanding your financial needs to smart strategies for saving, we've got you covered. Tune in to ensure your peace of mind!

Our latest podcast episode is here! Join Joe Curry and Lindsay Wilson as they dive into
'5 Ways to Build Your Emergency Fund for Retirement.' Are you ready for life's sudden expenses in retirement? Let's ensure your financial future is secure.
Watch now and start planning ahead! 💼💰
https://youtu.be/AOWiW0Pb8fs

A New Face at M+A!

We want to welcome Ben McArthur, our new Client Service Representative.

A little about Ben...

Ben hails from Toronto. With a background in collegiate hockey at Maryville University of St. Louis, he's not just about the game; he also holds a Bachelor's in Business Administration and a minor in finance, followed by a Masters in Business Administration. Beyond the boardroom and the rink, Ben loves fishing.

Did you know?

Contributing to the CPP through your salary can ensure a guaranteed, inflation-adjusted income during retirement.

Find out how it works in our latest podcast with Aravind Sithamparapillai

🤔 Are You Missing Out on Thousands with This CPP Strategy? 💼💰
Ever wondered if there's a hidden CPP strategy that could save business owners thousands? Join Aravind Sithamparapillai and Joe as they uncover the secrets to maximizing savings through the Canada Pension Plan (CPP). Could this be the financial boost your business needs?
Dive into our latest YouTube video to find out!
https://youtu.be/i2Dcx7TVcLc?si=4h2fdqxpoi2_nWHa

What a day! Joe and Lindsay and Joe's family were out to paddle and support the 2024 Peterborough Dragon Boat Festival with the PRHC Foundation team "Seas the Day".

The festival makes a difference for our community. Not only does it bring our community together, but it also serves as a crucial fundraiser for world-class cancer treatment right here at home. Together, we can make a lasting impact on the fight against cancer.