Boden and Associates

It’s back-to-school time! 🎒📚 As our kids head back to the classroom, let’s not forget to teach them lessons that will last a lifetime—like the importance of money management. From saving their allowance to understanding the basics of budgeting, every stage of childhood is a chance to build strong financial habits. Let’s equip them with the knowledge they need to succeed, both in school and in life! 💰💡

Why wait to make your dreams a reality? 💡 Secure your future for the things that matter most: retirement, a new business, your dream car, globe-trotting adventures, a magical wedding, higher education, a cozy home, or expanding your family.

Contact us and start saving today! Let's unlock a future full of possibilities! 🌟💰

Don’t be misled! Relying solely on work coverage isn't enough! 🛡️ Protect your loved ones with a personalized plan that secures your future. 💼💡

🌿✨ Embrace the No-Spend Weekend! Take a break with these budget-friendly activities.

Recharge without breaking the bank - because relaxation shouldn't come with a price tag! 💸💡

What to do when YOU get paid! 🧾💰

Unlocking financial freedom, one dollar at a time! 💰 At Boden and Associates, we understand the power of saving. It’s not just about stashing away money; it’s about securing your future, fulfilling your dreams, and enjoying peace of mind. Let’s navigate your financial journey together, because every penny saved is a step closer to your goals!

**These figures mentioned in the above post are an estimate. Your investment growth is dependent on various factors such as your individual goals, risk tolerance, the markets performance, and so much more.**

💡💰 Ready for anything! 💰💡

Life is full of surprises, and not all of them come with a gift receipt. That’s why having an Emergency Fund is crucial. It’s your financial safety net, there to catch you when unexpected expenses come your way.

🌟 Set aside money regularly.

🌟 Aim for 3-6 months of living expenses.

🌟 Sleep easier knowing you’re prepared for whatever life throws at you.

Start small, stay consistent, and watch your peace of mind grow. Your future self will thank you! 🙌✨

Critical Illnesses can happen to anyone at anytime. There is no way of knowing of what might happen to you or a family member today or in the future. It can be a burden on you and your family, especially due to of the high expenditure involved in treatment. 💵

A Critical Illness Insurance policy covers the insured against life-threatening critical diseases such as cancer, heart attack, renal failure etc. - the things that disability insurance does not cover. 🏥

If you don’t would like to assess your need for critical illness insurance, call our office today (705)-749-6776!

Should I Buy It?🛍️

✨Please note this only pertains to items that are wants & not needs.✨

From career milestones to family planning, life’s journey is full of stages that remind us of the importance of protecting our future. 🏡

Discover the key moments that signal it’s time to consider disability insurance. ✨

Connect with one of our advisors today! 💼 📞

Mastering the art of financial balance can be hard. ⚖

With the 50-30-20 rule you can easily budget smart, spend wisely, and save for your future! 💰

✨Happy Administrative Professionals Day to our assistants!✨

Today and every day, your contributions and care for our clients is truly appreciated. Thank you for your hard work, attention to detail, and tireless effort. 🤍

Happy National Financial Advisor Day! 📊🫶🏻

Are you planning your next trip? ✈️ Don’t forget about travel insurance!

Call us today for a quote! 📲 (705)-749-6776

Start investing in your children’s future education, one contribution at a time! 🎓✨

Please join us in welcoming Kendall to our firm. 🌟

We are excited to have her on board and look forward to the positive impact she will have on our team and for our clients.

❗ Announcement ❗

We are happy to service several provinces across Canada!

📢Chat with us today about how we can help you.

When it comes to finances, everyone’s priorities are different.

💡 Learning what is most important to you is the best place to start on your financial journey.

Whether you are just starting to learn about money or preparing for your long-term goals, we are here to help.

📞✉
Speak with one of our advisors today to discuss your financial priorities!

Happy International Women’s Day to all of YOU incredible women! 💛🫶🏻

Make your spending this March Break S.M.A.R.T. 💸

Wishing everyone a happy and safe March Break!

A final reminder to top up your RRSP for 2023! 📣Tomorrow is your last chance! ⏰

📣Calling all Nova Scotians!

We are now servicing the province of Nova Scotia.

📞Reach out today to see how we can best help you!

❗️Mark your Calendar❗️
RRSP Contribution deadline is February 29th 2024!

⏰ Have you started contributing to your TFSA? It’s never too late!

✔️If you are a Canadian resident & are 18 years or older, you are eligible to open your own TFSA. ✔️

☎️ Contact us to get your TFSA set-up today!

RRSP Contributions💰

✅ Are you taking advantage of this account ?

💵 RRSP contributions are tax deductible and a great account for your retirement savings.

🗒️ Please check your NOA - to confirm your RRSP contribution room.

💭 Its never too late to start thinking about your budget.

✨Budgeting can seem overwhelming but we have a solution for you!

▶ Visit the link below to start your 2024 Budget Plan!

📋 https://itools-ioutils.fcac-acfc.gc.ca/BP-PB/budget-planner

It's that time of the year again!

Lets implement our 2024 goals and start thinking about your TFSA.

Don't have a TFSA?

Speak with one of our advisors and start contributing to your TFSA as its never too late! 📈

Can’t believe it’s 2024 already!

Don’t worry you still have until March 1st to put in your 2023 RRSP contributions.

Don’t have an RRSP yet? Not a problem! We’re here to help☺️

HOW are we almost at the end of 2023? Crazy!!

If you haven’t had a chance to open up your FHSA yet, now is the time!

What is so great about an FHSA:

💸 Funds grow tax free
💸 Contributions are tax deductible
💸 No repayment required upon withdrawal for a qualifying home purchase (vs RRSP Home Buyers’ Plan)

Reach out to open an FHSA today and take advantage of your 2023 room ❤️

✨It’s the most wonderful time of the year✨

It’s easy to blow the budget around the holidays! Here are a few little ways to make it through without putting your finances on the naughty list:

🎄Make lists
Write out each person you have to buy for & plan your budget for each gift.

🎄 Get creative
Not every gift has to be store bought! Consider baking something or plan an experience.

🎄Cut costs where you can
Consider cutting back on streaming services, eating out or personal shopping to make room for your holiday expenses.