David Wilson - DW Insurance

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Stock and Work in Progress Insurance
Items classed as work in progress (WIP) typically hold higher vale than raw materials, but less value than the finished product. http://www.dwinsurance.co.uk/Services/stock-and-work-in-progress-insurance

Stock and Work in Progress Insurance Items classed as work in progress (WIP) typically hold higher vale than raw materials, but less value than the finished product. It still counts as stock, though, with a number of businesses including WIP products in their inventories.

Pollution and Financial loss
Contractors have to be especially careful that they minimise the risk of pollution every time they work on a site. http://www.dwinsurance.co.uk/Services/pollution-and-financial-loss

Pollution and Financial loss Contractors have to be especially careful that they minimise the risk of pollution every time they work on a site. Soil disposals, for instance, could become contaminated. Fuel could be deposited due to broken pipes, tanks, and other utilities.

Employee Rehabilitation
Valued employees may have had to take time off work for any number of reasons, including serious illness or injury.

Employee Rehabilitation Valued employees may have had to take time off work for any number of reasons, including serious illness or injury. While this may have been through no fault of your own, an employee rehabilitation policy in your workplace can help get them back to work with the support they need.

A motor trade road risks insurance policy is essential for full- and part-time motor traders that run their own business from their home or a commercial premises.

Motor Trade Road Risks Insurance

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Customers Goods Insurance
Though you may have a business insurance policy it may not stretch to cover customer goods that you have in your care.

Customers Goods Insurance Though you may have a business insurance policy it may not stretch to cover customer goods that you have in your care. If something were to happen to your customers’ goods while in your possession then you could be liable for negligence.

Legal expenses insurance is there to protect you or your company if an individual or other organisation decides to launch legal action against you. http://www.dwinsurance.co.uk/Services/legal-expenses-insurance

Legal Expenses Insurance Legal expenses insurance is there to protect you or your company if an individual or other organisation decides to launch legal action against you.

Statutory Inspection
Having machinery and other work equipment at the mercy of the elements means they’re likely to deteriorate quickly. http://www.dwinsurance.co.uk/Services/statutory-inspection

Marine Transit Insurance
For items sent in bulk across the sea it’s important to consider marine transit insurance to cover your items in the event of damage, theft, loss, or other circumstance beyond your control. http://www.dwinsurance.co.uk/Services/marine-transit-insurance

Marine Transit Insurance For items sent in bulk across the sea it’s important to consider marine transit insurance to cover your items in the event of damage, theft, loss, or other circumstance beyond your control.

Goods in transit insurance protects your assets when they’re being transported, protecting you and your business against loss should an accident or unforeseen situation occur.

Goods in Transit Insurance

A product recall can be a PR and logistical nightmare for any business and manufacturer. http://www.dwinsurance.co.uk/Services/product-recall

Product Recall A product recall can be a PR and logistical nightmare for any business and manufacturer. Despite the problems an actual recall can present product recall insurance can help by reimbursing the costs associated with recalling a product and replacing it on the market with a new version.

Machinery and plant insurance is crucial for businesses that operate in industrial services, from large corporations that take on huge building projects to smaller family-run builders that need to protect the equipment at their disposal.

Machinery and Plant Insurance

Unoccupied Property Insurance
Most insurers consider a property to be unoccupied if it has been vacated for more than 30 consecutive days. http://www.dwinsurance.co.uk/Services/unoccupied-property-insurance

Unoccupied Property Insurance The increased risk of damage from squatters, vandalism, fire and escape of water (not being detected for several days) means that insurers charge a higher rate and frequently restrict cover.

Contractors Plant and Equipment Insurance covers construction equipment found at building sites and road works... http://www.dwinsurance.co.uk/Services/plant-and-equipment-insurance

Plant and Equipment Insurance Contractors Plant and Equipment Insurance covers construction equipment found at building sites and road works. The term “plant” covers a wide range of equipment from portable tools to large earth moving equipment and mobile cranes, both fixed and mobile. It provides cover against accidental damage…

Contract Works Insurance covers the property being worked on.

Contract Works Insurance Contract Works Insurance covers the property being worked on, i.e the works. (With new builds that would be the building in the course of construction. With extensions to an existing structure, it would cover the extension in the course of construction, but not the existing structure).

21.2.1 Insurance
Where work on a new construction project, or an extension to an existing building involves excavation, piling, demolition or underpinning there may be a significant risk of the contractor or sub-contractor causing damage to surrounding property by subsidence, vibration, weakening of support or lowering of ground water level. http://www.dwinsurance.co.uk/Services/21-2-1-insurance

21.2.1 Insurance Where work on a new construction project, or an extension to an existing building involves excavation, piling, demolition or underpinning there may be a significant risk of the contractor or sub-contractor causing damage to surrounding property by subsidence, vibration, weakening of support or lower...

Products Liability
Companies that manufacture, process or sell any sort of product will have a need for Products Liability insurance which cover’s the legal liability of the business if those products cause injury to a third party or damage to third party property. http://www.dwinsurance.co.uk/Services/products-liability

Products Liability Companies that manufacture, process or sell any sort of product will have a need for Products Liability insurance which cover’s the legal liability of the business if those products cause injury to a third party or damage to third party property.

A business interruption policy insures the business against any loss of earnings that may occur should premises (such as a factory) have to be closed due to a disaster or other unforeseen circumstances.

Business Interruption Insurance

Professional indemnity insurance can help protect against claims from a client you have previously done work for. http://www.dwinsurance.co.uk/Services/professional-indemnity-insurance

Professional Indemnity Insurance Professional indemnity insurance can help protect against claims from a client you have previously done work for. Professional indemnity is handy for companies that regularly provide advice to clients, handle data for others, are responsible for clients’ intellectual property, and more.

Buildings insurance typically covers parts of your property that may not necessarily be at the forefront of your mind such as structural issues, water damage caused by burst pipes, storm damage and afflictions caused by flooding, fire, and other factors. http://www.dwinsurance.co.uk/Services/buildings-insurance

Buildings Insurance Buildings insurance typically covers parts of your property that may not necessarily be at the forefront of your mind such as structural issues, water damage caused by burst pipes, storm damage and afflictions caused by flooding, fire, and other factors.

Property Owners Insurance to cover the buildings, landlord’s contents & loss of rent... http://www.dwinsurance.co.uk/Services/property-owners-insurance

Property Owners Insurance Property Owners Insurance to cover the buildings, landlord’s contents, loss of rent, the cost of alternative accommodation and property owner’s liability is available for owners of a wide range of properties such as:

Motor fleet insurance is essential for businesses of all shapes and sizes that run a fleet of cars, vans, and other vehicles. http://www.dwinsurance.co.uk/Services/motor-fleet-insurance

Motor Fleet Insurance Motor fleet insurance is essential for businesses of all shapes and sizes that run a fleet of cars, vans, and other vehicles. Even if it’s providing an employee with use of a company car it’s still considered part of the company’s commercial fleet.

Directors and Officers Insurance - Also known as D&O, covers the cost of compensation claims made against your company’s directors and managers/officers for alleged wrongful acts. http://www.dwinsurance.co.uk/Services/directors-and-officers-insurance

Directors and Officers Insurance Also known as D&O, Directors and Officers insurance covers the cost of compensation claims made against your company’s directors and managers/officers for alleged wrongful acts. Wrongful acts can range to anything from errors and neglect to matters as serious as wrongful trading.

Public Liability insures the business owner against his potential legal liability in respect of injuries caused to members of the public. http://www.dwinsurance.co.uk/Services/public-liability-insurance

Public Liability Insurance Public Liability insures the business owner against his potential legal liability in respect of injuries caused to members of the public or damage to third party property.

Employers Liability Insurance... It is a statutory requirement for employers to have Employers Liability Insurance with a minimum indemnity limit of £5,000,000. http://www.dwinsurance.co.uk/Services/employers-liability-insurance

Employers Liability Insurance It is a statutory requirement for employers to have Employers Liability Insurance with a minimum indemnity limit of £5,000,000 (although most insurers now provide £10,000,000 as standard). This covers the employer’s legal liability for costs and expenses incurred in respect of any employee who has s...

Over the next month I will be posting information about all the different types of cover we can offer... Feel free to comment with any questions.