Izzy Mawson - Mortgage & Protection Adviser

Letting your fixed rate end and go on to your lender’s Standard Variable Rate could cost you! 💷

Don’t do nothing, when we could make it easier to do something! ✅

We can search the market, make comparisons, sort the application and see it through to end with you. 🤩

Give me a call, drop me a message or book in through my calendar link and let's discuss the options available to you.🏡

📞 01535 280 738
➡ https://calendly.com/mortgageswithizzy

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We like to make the complicated, simple.✅

So if you’ve been told no by your bank or you're putting off applying for a mortgage because you think your situation is too complex, think again.💭

We could surprise you with how simple we can make mortgages.🤩

If you'd like to find out how lenders would view your income, or your credit history, or, if you just need help with your mortgage journey, get in touch and I'd love to help explore your options.🏡

📞 01535 280 738
➡ https://calendly.com/mortgageswithizzy

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

If your current mortgage deal is coming to an end within the next 6 months, keep reading👀

A mortgage product transfer means switching from your current mortgage deal to a new one with the same lender. This can be handy if your current deal is ending or if you want to borrow more money and use your home as security. For example, switching from a Standard Variable Rate mortgage to a fixed rate, or you might want to renovate your house. 💡

Remortgaging is a bigger financial commitment than a product transfer, so it's important to think it through. The benefits include, lower interest rates if your home's value has gone up, you could find a more flexible mortgage, and potentially being able to borrow more money. You might also extend or reduce the term of your loan, or change how you pay it back. You won't be stuck with your current lender's mortgage products either. 😮

A mortgage product transfer and remortgaging have many similarities, but there are also significant distinctions to take into account before selecting which is best for you. 👇

A mortgage product transfer might be a better option if you need to move quickly because there is less documentation involved, and because you aren't switching lenders, the transaction is typically completed more quickly. ⏰

Many of the costs associated with a new mortgage (such as property valuation, legal fees, and conveyancer fees) may also be associated with remortgaging. Remortgaging might not be the best option for you because of these additional costs. 💷

Remortgaging and changing lenders may be a more suitable alternative for you if your present provider is unable to offer the mortgage you need. ✅

Give me a call, drop me a message or book in through my calendar link and we can discuss the options available to you🏡

📞 01535 280 738
🔗 https://calendly.com/mortgageswithizzy

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

📢ATTENTION FIRST-TIME BUYERS 📢

This one's for you!

When deciding how much you can borrow for a mortgage, lenders consider a few things.

However, their top priority is your ability to repay the loan, so your income is usually the most important factor 🏆

To figure out how much they're comfortable lending you, most lenders use a multiple of your income based on their affordability assessment. They'll also have a look at your expenses and compare them to what you earn, as well as looking at your credit file and for some mortgages your renting history👀

Typically, borrowers can expect to be offered between 4 and 4.5 times their salary. However, some lenders might be willing to offer more than that.

In special situations, you might even be able to borrow up to 5 or 6 times your income.

💡Don't let uncertainty hold you back. Take that first step towards your homeownership journey with confidence. Drop me a message, or give me a call, and let's get started! Your dream home awaits🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

It’s Friday 13th so we thought we would bring about a little bit of luck with…

🎉 THE MORTGAGES WITH HANNIE & CO BIG GIVEAWAY! 🎉

We're celebrating YOU our amazing followers with a fantastic giveaway. 🥳

Enter for a chance to win just in time for christmas:

🥇Prize - Amazon Fire HD Tablet
🥈Prize - £100 Cash
🥉Prize - Amazon Alexa Echo Dot
+ MWH&CO merch with each! 🩵

To enter follow steps 1-3! You won’t be entered if you don’t do all 3!

Winner will be announced just in time for Christmas 🎄

This giveaway is not affiliated with Instagram/Facebook. UK only. 🌎 Competition running across Instagram/Facebook. 🏃‍♂️ WE WILL NOT ASK YOU TO CLICK ON ANY LINKS OR ASK FOR YOUR DETAILS



Mortgages with Hannie & Co
instagram.com/mortgageswithhannie

I'm so excited to share that I am working for Mortgages With Hannie & Co as a Whole Of Market Mortgage & Protection Adviser and my calendar is open!🗓

Whether you’re wanting to buy and don't know where to start, or you're a home owner wanting to explore your options, I'm here to help! Drop me a message, give me a call or book an appointment and I'll be happy to have a chat.

Book here ⬇️
https://calendly.com/mortgageswithizzy

📧 [email protected]
📞 01535 280 738
🔗 https://linktr.ee/mortgageswithhannie