KuwalTalino
If you want to strengthen your financial literacy, then this page will be of help to you!
Tipid Friday
Another handy tip for us, ka-KuwalTalino!
To all the parents out there... your sacrifices and hardwork are not in vain.
I know you always want the best for your children.
Message us to book a FREE consultation regarding your child's educational plan. :)
Wacky Wednesday: Relate ka ba?
Tricky Tuesday
You need this for the rest of your life...what is it?
Mindful Monday: Which one are you? :)
Simple yet a handy tip for us this FRIDAY TIPID day, especially for those who will do their groceries today because it's payday!
Look! This is your sign! Send us a message to book an appointment for FREE.
Hanggang saan nga ba? Uhmmm next cut off ba? haha Share your thoughts!
Tipid Tip Friday
Malapit na naman ang 11.11--kaya naman we are dropping this online shopping tips we can all benefit from!
Wohooo-- add to cart pa more!
Throwback Thursday
What is your biggest regret in life?
If only we can turn back time no?
Kaso hindi na puwede e... kaya naman, while you still can-- do it, get it! :)
Benjamin Franklin once said that "If you fail to plan, you are planning to fail".
I know that you are not bound to fail, ka-kuwalTalino-- be it in career, finances, social life, etc.
Need help with financial planning?
We got you there. Book a consultation now FOR FREE!
The Mighty Creator enabled us and blessed us with so much things, talents, capabilities to enjoy our life according to His purpose. Go and move--- you deserve to be happy, ka-KuwalTalino!
Let's start this month right!
We still have 2 months to achieve our 2021 goals.
You got this----We got this!
**THIS IS NOT A PAID ADVERTISEMENT*
Kung gusto mong magkaroon ng bank account (18+ yrs old ka at may valid ID) nang hindi pumupunta physically sa bank, then download mo itong mga 'to!
KOMO, ING, CIMB, TONIKS
So far ang mga gamit kong online banks ay ING, KOMO, at CIMB. Yung Toniks pinagaaralan ko pa ngayon.
Yung ING, KOMO, and CIMB may mga debit cards na ibibigay sayo. Ipapadeliver nila sa address mo as long as nakapag provide ka ng requirement (valid ID and other authentication process). Free lang ito! π
Sobrang dali nilang gamitin. At kahit online sila, mabilis sumagot customer service nila based sa experience ko.
At no need to worry kung legit ba kasi sila ay regulated by Bangko Sental ng Pilipinas. Gaya ng ibang banko (BPI, metrobank, BDO, etc), insured ang mga online banks na 'to.
Kaya ko sila shinishare sainyo ay dahil mas mataas ang kanilang interest rate kumpara sa iba. Ibih sabihin pag dineposit mo yung pera mo dito, mas mag gogrow siya compared sa ibang banks.
At isa pa, hindi mo kailangan ng maintaining balance dito unlike sa ibang banks!
Pero syempre, ibayong pagiingat pa rin lalo na online ang mga ito. Don't share your passwords, account details and such to others. Keep your information updated din.
Learn more by contacting us here. Let us be KUWALTALINO! π
BRIGHT TIP: Look for ways to maximize cashbacks, rebates, etc when paying your bills.
Personally, I use different ways to pay my bills. One of these is through Shopee Pay.
Every month, I pay our utility bills and my postpaid bills here. Whenever I do that, I make sure to use vouchers such as "15% cashback" and such. When I do that, I gain COINS.
1 coin= 1 peso. That means If I get 100 coins, I got 100 pesos by paying my bill.
Now the question is, what do I do with the coins I get?
Well, everybody loves shopping! Haha So to treat myself from paying our bills ON TIME: I usually use the coins for my shopping. Sometimes, I even keep the coins until the time I have to pay my bills again and then use the coins to lessen my bills.
Example: If I need to pay 1,300 for my internet bill, and I got 100 coins from my last payment, then now... I only have to pay 1200!
Where on earth will I get 100 pesos off from paying my bills, right?
So what are my main points?
1. Pay your bills on time (as much as possible)
2. Look for bright ways to maximize discounts and rebates in payng your bills.
3. Follow us for more bright tips.
Share this now! βοΈ
If someone depends on your income, get a life insurance!
This is the sign you've been looking for.
Send us a message so we can help you look for the insurance that will fit your needs and current financial situation.
This consultation is for free! Grab it now. β€
I know most of us are brokenhearted everytime we scroll into our fb feed. ππ there are may ways and channels to donate, and here is one....
1. Log in your Gcash Account
2. Click Pay bills
3. Click Others
4. Click
or Click
Any amount coming from the bottom of your heart is A BIG HELP to our brothers and sisters! Also, let us not forget to pray for them, pleaseeee. πππ
MGA MALING AKALA
1. Hindi ko naman mapakikinabangan 'yan
Well, may part ng insurance mo talaga ang hindi mo direktang mapakikinabangan at 'yun ang tinatawag na DEATH BENEFIT. Hindi ikaw, pero ang PAMILYA mo (kung sino man ang gusto mong isulat as beneficiary) ang makakukuha nito once na lumisan ka sa mundong ito. Don't you like that? Kahit wala ka na, may naiwanan ka pa ring tulong sa mga mahal mo sa buhay! Sana all!
Maliban sa death benefit, maraming mga insurance ngayon na may tinatawag na LIVING BENEFIT. Ito yung mga benefits like GUARANTEED CASH VALUE, DIVIDENDS, HOSPITALIZATION REIMBURSEMENT at marami pang iba.
Sa madaling salita, mapakikinabangan mo ito hindi lang lifetime--- hanggang sa deathbed mo pa!
2. Ahy, gastos at mahal yan!
Unahin natin yung gastos. Syempre dahil may babayaran ka, gagastos ka. Pero part naman na ng buhay natin ang gastos hindi ba? Imagine gagastos ka, pero yung gagastusin mo sa insurance mo SOBRANG WORTH IT based nga sa mga benefits na sinabi ko sa'yo sa #1. Pangalawa, hindi totoong mahal ang insurance. May mga insurance na nasa 20 pesos a day lang nga e. Makipag usap ka sa isang trusted advisor, para makakuha ka ng insurance na SWAK NA SWAK sa pangangailangan mo na HINDI NAKAKAWASAK NG BULSA. πͺ
3. Bata ka pa, hindi mo kailangan ng insurance.
Alam mo, ka-KuwalTalino, kung maibabalik ko lang ang panahon, sana pala kumuha na ako ng insurance ko nung 20 yrs old ako. Kasi, mas mababa pa ang risk ko from any sickness habang bata ako, at dahil doon, mas mababa ang premium ko. Also, alam mo bang privilege ang pagkakaroon ng insurance dahil hindi lahat ay p'wedeng magkaroon nito. Habang bata ka pa, habang healthy ka pa, mas mataas ang chance mo na ma approve ang application mo. Kung feeling mo na hindi ka na bata pero wala ka pang insurance, huwag kang mag alala, push mo pa rin! Talk to a financial advisor. π
4. Kapag bumili ako niyan, parang iniexpect kong mamamatay ako o may masamang manyayari sa akin.
Lahat naman tayo darating sa punto na lilisan sa mundong ito. Hindi nga lang natin alam kung kailan, kaya mas maiging ready tayo (hindi lang financially ah, lalong lalo spiritually).
We don't know what the future holds, but the Lord up above gave us the wisdom to PLAN AHEAD. Thus, TODAY IS THE DAY YOU SHOULD START! First step? Talk to us. Book a FREE ONLINE APPOINTMENT.
13th month pay and bonuses are on our way! Yaaay π΅. Thank you, Lord! π
Watch this video to learn how you can maximize these blessings. π
Follow me in TikTok. I will upload more financial literacy videos SOON!
Tiktok: shairylLG
You certainly know how a seesaw works right? Now imagine removing the stack of coins which represents your salary... What will happen? Your loved ones dreams, needs and wants will FALL DOWN! Let us not let that happen. If you want to learn how, then send us a message now. We care for you and your family.
Go reply to that advisor who sent you a message asking for a financial planning appointment with you! Don't let this year passed without talking to a financial advisor. π
11.11 REMINDER π
Don't let the year end without adding these two in your cart (life).
Message us, we can help you!
Relate ba? Hahahahaha
Are you just GETTING STARTED pero gusto mong secured ka and lalo na ang iyong loved ones?
For as low as Php 1,000 per month, you can enjoy these benefits:
βAffordable and GUARANTEED life insurance plan. Get started with this insurance plan that protects you for 10 years. Sa halagang Php1,000, mase-secure mo na ang future ng loved ones mo and you can ensure that they can still fulfill the dreams you planned together.
βMONEY BACK FEATURE
With this feature, you will get a portion of your money based on the total premiums paid after 10 years.
*The illustration in the photo is based on a 25 year old, male, non-smoker, healthy.
Sa mga lumipas na buwan, may mga clients(now my partners for life) ako na nag apply ng insurance 35 yrs old, 50+ yrs old...
Not very young no? PERO.....It's never too late sabi nga. Yun nga lang nahirapan kami sa application due to age, health issues and all. Pero buti na lang, approved pa rin dahil din sa prayers at cooperation ng mga clients ko in passing all additional requirements.
Honestly, hindi lahat ma-aapprove. May mga decline applications primarily because of age and/or health issues (etc). Kaya nga habang BATA ka pa, at HEALTHY---- GET INSURED NA.
"It's NEVER TOO EARLY"!
So ano pang hinihintay mo? Talk to a trusted financial advisor now! βοΈπ
Yours truly,
Shairyl Guzman
Licensed Financial Advisor, SLOCPI
Let us do this now! Just comment here and we will get in touch with you.
TREAT YOURSELF
Madalas akala natin pag sinabing mag save at invest for your future eh ibig sabihin ay hindi na natin i-eenjoy ang buhay.
That's wrong mga ka-KuwalTalino!
Don't sacrifice your present for the sake of your future.
Balancing and moderation is the key.
Allocate your budget properly so you still live within your means and still be able to save for your future.
If yoy still don't know how to do this, book a one-on-one financial planning with us FOR FREE!
LIMITED SLOT ONLY.
Send us a message now!
Note: Huwag araw arawin ang Milktea... unhealthy yon! Haha Sayang workout ππ
Ask us how! π
Send us a message here or email us at [email protected]
You certainly have a picture of what a Brighter Life looks like for you. Financial Planning is a crucial step to help you get there.
When it comes to Financial Planning, you Sun Life Financial Advisor can help you develop a customized plan and recommend the appropriate product solutions that can give you Money for Life.
Contact us!
Send a message here, or email at [email protected]
I am excited to see a glimpse of your Brighter Life!
Your first step is this, Ka-KuwalTalino. Contact us so that we can help you with your budgeting. π
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Angeles City
2009
Angeles City
I'm your financial agent dedicated to provide personalized solutions tailored to your needs and goals
Pampanga
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We are a proud Sun Life Advisor who can help you in your journey towards financial freedom. However,
Sta. Rosa Street
Angeles City, 2009
Your personal financial advisors with knowledge and expertise to construct personalized financial plans that aims to achieve your financial goals.
Angeles Drive
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I am a MOM, a proud Sun Life policy holder and Sun Life Advisor whose willing to help you start your journey towards financial freedom. The views, post and opinions expressed here ...
Angeles City, 2000
I am a licensed financial advisor of Sun Life Philippines. Your Partner for Life π
Angeles City, 2009
Living the mission of educating and guiding individuals and families to have a future-secured lifeβοΈ
Angeles City
Income preservation, Health protection, Educational Planning and Retirement funding.
McArthur Highway Cor. P. De Guzman Street
Angeles City
We educate people to change lives, help achieve financial independence and live a healthier lives.
Angeles City
Helping individuals to understand how to manage thier financial goals.
Angeles City, 2009
Do wants your savings grow? Let me teach you how. Just send me a message!