BrightMom

BrightMom

I am a MOM, a proud Sun Life policy holder and Sun Life Advisor whose willing to help you start your journey towards financial freedom. Proverbs 16:3

The views, post and opinions expressed here only reflect my own personal views and opinions.

22/02/2024

๐Ž๐ง๐ž ๐ฌ๐ญ๐ž๐ฉ ๐œ๐ฅ๐จ๐ฌ๐ž๐ซ ๐ญ๐จ ๐š ๐๐ซ๐ข๐ ๐ก๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐Ÿ’›

Wais Mama & Papa!๐Ÿ’ช๐Ÿผ preparing ahead for their future. Looking forward to your next step. ๐Ÿ˜Š

Take your first step TODAY! โ˜บ๏ธ

10/01/2024

Congratulations and Welcome to a Brighter Life, Rivera Family! ๐Ÿ’›โค๏ธ

Thank you for choosing Sun Life Philippines as your lifetime partner and for trusting me to be your Financial Advisor.

VUL - Variable Universal Life Insurance

Their Policy covers:
โœ… Life Insurance ( Death Benefit )
โœ… Accidental Death Benefit
โœ… Dismemberment ( body parts )
โœ… Disablement
โœ… Total Disability Benefit
โœ… Critical Illness Benefit
โœ… Hospital Income Benefit
โœ… Investment ( Bond and Index Fund )

For free financial consultation, pm is the key๐Ÿ’›

:

01/12/2023

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐จ๐Ÿ ๐ญ๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐‚๐ก๐ซ๐ข๐ฌ๐ญ๐ฆ๐š๐ฌ ๐ ๐ข๐Ÿ๐ญ? ๐ŸŽ

Insurance with an Investment plan is the perfect gift for yourself and for your loved ones!

๐…๐จ๐ซ ๐จ๐ง๐ฅ๐ฒ ๐๐ก๐ฉ ๐Ÿ‘,๐ŸŽ๐ŸŽ๐ŸŽ/๐ฆ๐จ๐ง๐ญ๐ก ๐ฒ๐จ๐ฎ'๐ฅ๐ฅ ๐ก๐š๐ฏ๐ž ๐ญ๐ก๐ž ๐Ÿ๐จ๐ฅ๐ฅ๐จ๐ฐ๐ข๐ง๐  ๐›๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ:

๐ŸŽ„Life Insurance Benefit
๐ŸŽ„Disability Benefit
๐ŸŽ„Accident Benefit
๐ŸŽ„Critical Illness Benefit
๐ŸŽ„Hospitalization Benefit
๐ŸŽ„Stocks/Index Investment

Plus a trusted financial advisor! ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ
Feel free to message me ๐Ÿ’Œ

01/11/2023

๐Ÿ“ ๐’๐ฆ๐š๐ซ๐ญ ๐–๐š๐ฒ๐ฌ ๐ญ๐จ ๐’๐ฉ๐ž๐ง๐ ๐˜๐จ๐ฎ๐ซ ๐Ÿ๐Ÿ‘๐ญ๐ก-๐Œ๐จ๐ง๐ญ๐ก ๐๐š๐ฒ ๐Ÿ’ก๐Ÿ’ฐ

1. ๐™‹๐™–๐™ฎ ๐™ฎ๐™ค๐™ช๐™ง ๐™™๐™š๐™—๐™ฉ๐™จ ๐™–๐™ฃ๐™™ ๐™—๐™ž๐™ก๐™ก๐™จ.
-One of the nicest presents you can offer yourself this Christmas season is peace of mind. You're giving yourself the chance to enjoy a happy and cheerful Christmas by paying off your debts and bills.

2. ๐™Ž๐™ฉ๐™–๐™ง๐™ฉ ๐™ค๐™ง ๐™—๐™ค๐™ค๐™จ๐™ฉ ๐™ช๐™ฅ ๐™ฎ๐™ค๐™ช๐™ง ๐™จ๐™–๐™ซ๐™ž๐™ฃ๐™œ๐™จ.
-Saving the 13th month's pay in the bank may not be everyone's first option, but the wisest way to spend it is not to spend it at all. Put it in your savings account instead, where you'll be able to utilize it for future expenses.

3. ๐˜ฝ๐™ช๐™ž๐™ก๐™™ ๐™ช๐™ฅ ๐™ฎ๐™ค๐™ช๐™ง ๐™š๐™ข๐™š๐™ง๐™œ๐™š๐™ฃ๐™˜๐™ฎ ๐™›๐™ช๐™ฃ๐™™
-When it comes to unexpected expenses, relying just on your income isn't enough. Everyone should have an emergency fund to cover unexpected expenditures, and you may start or add to yours with your 13th-month salary.

4. ๐™‚๐™š๐™ฉ ๐™‡๐™ž๐™›๐™š ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š
-Getting life insurance has absolutely no drawbacks and a lot of benefits. It's a safety net for you and your loved ones. Purchase life insurance to help you plan for the future. There are many different forms of insurance, so you may choose one that best fits you and we can help you with that.

5. ๐™„๐™ฃ๐™ซ๐™š๐™จ๐™ฉ ๐™›๐™ค๐™ง ๐˜ฝ๐™ž๐™œ๐™œ๐™š๐™ง ๐™‚๐™ค๐™–๐™ก๐™จ
-Use your 13th-month pay to invest wisely in mutual funds, unit investment trust funds (UITFs), stocks, real estate, and other options. Investing is an excellent strategy to increase the value of your money. Just make sure to conduct your homework and talk to friends or family members who have experience with the topic before purchasing.

6. ๐™๐™š๐™ฌ๐™–๐™ง๐™™ ๐™ฎ๐™ค๐™ช๐™ง๐™จ๐™š๐™ก๐™› ๐™–๐™ฃ๐™™ ๐™š๐™ฃ๐™Ÿ๐™ค๐™ฎ
-It's not always simply about saving money. It's also about rewarding oneself for putting in over a year's worth of effort. You may reward yourself by getting a massage, going to the spa, or purchasing something you've wanted for a long time. We may also treat our loved ones by purchasing Christmas presents and other items.

30/10/2023

While you are doubting, others are already taking their first step in securing their future โœจ๐Ÿ’ฏ

Take advantage of your:
โœ… Good health
โœ… Income to grow
โœ… Time
โœ… Energy while young

You have been working so hardโ€ฆ
Make your money work for you! ๐Ÿ˜‰โœจ
โ€”โ€”โ€”

Another WAIS COUPLE securing not just their future, but for their SuperMOM as well!! Congratulations Wais Couple and SuperMom ๐Ÿฅณ Thank you for the trust.

Photos from BrightMom's post 17/10/2023

Secured a Family of 4 today!โ˜€๏ธ

Kakaibang fulfillment at happiness talaga maging Financial Advisor. Aside from earning Iโ€™m also learning and helping people through this work. After ko makausap ang napaka WAIS DAD & WAIS MOM, they decided to purchase an individual policy for the members of the family, including their two kids. Agad-agad!

Whether youโ€™re thinking about your family, home, career, health or retirement โ€“ or any combination of these โ€“ weโ€™ve got advice, products and services to help you live a brighter, more financially secure and healthier life.

It's best to start early!
Let me help you create the BEST plan.๐Ÿ“ฉ

13/10/2023

๐‡๐ž๐š๐ฅ๐ญ๐ก ๐ข๐ฌ ๐–๐ž๐š๐ฅ๐ญ๐ก.

Be ๐…๐ˆ๐“ and ๐–๐„๐‹๐‹ with Sun Life's health plan with complete wellness product ๐’๐”๐ ๐…๐ˆ๐“ ๐€๐๐ƒ ๐–๐„๐‹๐‹ ๐€๐๐ฏ๐š๐ง๐ญ๐š๐ ๐ž ๐Ÿ’›with a guaranteed limited payment period of 10,15 or 20 years.

Quotation and Discussion are absolutely for ๐…๐‘๐„๐„! ๐Ÿคฉ

05/10/2023

๐’๐ฆ๐š๐ฅ๐ฅ ๐ฐ๐ข๐ง๐ฌ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐œ๐ž๐ฅ๐ž๐›๐ซ๐š๐ญ๐ž๐ โœจ
My September to Remember Achievements โญ๏ธ
โœ… AAT Qualifier โœ… 4 Lives Secured โœ… Top 1 in Lives - Unit levelโœ… Top 1 in AC - Unit LevelThank you, Lord! Thank you dear clients for the trust, and thank you UM Avilyn Agustin for your non-ending help and support. ๐Ÿ’›

05/10/2023

๐’๐ฆ๐š๐ฅ๐ฅ ๐ฐ๐ข๐ง๐ฌ ๐ฌ๐ก๐จ๐ฎ๐ฅ๐ ๐›๐ž ๐œ๐ž๐ฅ๐ž๐›๐ซ๐š๐ญ๐ž๐ โœจ
My September to Remember Achievements โญ๏ธ

โœ… AAT Qualifier
โœ… 4 Lives Secured
โœ… Top 1 in Lives - Unit Level
โœ… Top 1 in AC - Unit Level

Thank you, Lord! Thank you dear clients for the trust, and thank you UM Avilyn Agustin for your non-ending help and support. ๐Ÿ’›

03/10/2023

Customize your own VUL Bundle!

Letโ€™s create a personalized VUL bundle that suits your needs, budget, and life goals.

Message us today for a free consultation and take the first step towards a financially protected future.

Lydia S. Roque
Licensed Financial Advisor

18/09/2023

Every insurance plan offers unique features and benefits, making it crucial to seek professional advice from a Licensed Financial Advisor before selecting a policy.

Iโ€™m here to help! Feel free to reach out for a free one-on-one consultation. Message me now!

๐‹๐ฒ๐๐ข๐š ๐‘๐จ๐ช๐ฎ๐ž
Licensed Financial Advisor

30/08/2023

Before you say hello to September, nag Financial Review ka na ba? BER-months is waving.

Letโ€™s GO! โ˜บ๏ธ

09/08/2023

You insure things like your car, house and other belongings. Why not your LIFE?

02/08/2023

I care for you, Kaya AUGUST 2 kitang ma-Insured. Sabay sabay natin putulin ang Sandwich Generation beshy!

01/08/2023

You may not know the ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐—ฐ๐—ฒ of ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ right now. But one thing is ๐Ÿ’ฏ sure, di ka talo sa insurance. Magagamit at magagamit mo sya. It is just a matter of WHEN. Because we all don't know when these SAD events will happen...

S โžก๏ธ Sickness
A โžก๏ธ Accident
D โžก๏ธ Disability / Death

NOTHING HAPPENS? You can still use it! For your child's education fund... to put up a business, travel abroad or buy your dream car! Win-win pa rin di ba?

๐Ÿ’ก๐™„๐™ฉ ๐™ž๐™จ ๐™–๐™ก๐™ฌ๐™–๐™ฎ๐™จ ๐™—๐™š๐™จ๐™ฉ ๐™ฉ๐™ค ๐™—๐™š ๐™ค๐™ฃ๐™š ๐™จ๐™ฉ๐™š๐™ฅ ๐™–๐™๐™š๐™–๐™™ ๐™ค๐™› ๐™ฉ๐™๐™š ๐™œ๐™–๐™ข๐™š.

Talk to your trusted financial advisor today!

Lydia Roque
Licensed Financial Advisor

12/07/2023

๐’๐ฎ๐ง ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐„๐ฅ๐ข๐ญ๐ž ๐๐ž๐ฌ๐จ ๐Ÿ๐ŸŽ

Who is this plan for?
โœ… Someone na may natutulog na pera sa bank or Time Deposit
โœ… Parents or Grand Parentsna gustong mag bigay ng Pamana sa mga anak at apo.

Sobrang sulit ng plan na to especially para sa mga bata, imagine yung guaranteed payouts magagamit nila hanggang pagtanda nila at ang Insurance benefits naman mapapakinabangan pa ng mga magiging beneficiaries nila in the future โค๏ธ

Send a message if you want a sample quotation for this plan, Itโ€™s for FREE! Take advantage of it. ๐Ÿคธโ€โ™‚๏ธโ˜บ๏ธ



ยฉ๏ธ To the rightful owner of the video

11/07/2023

A plan that will give you a guaranteed payouts. Sun Smarter Life Elite Peso 10.

Send a message for your free quotation ๐Ÿ’›



ยฉ๏ธ To the rightful owner of the video

10/07/2023

Looking for the BEST LIFE INSURANCE PLAN for your kids or for yourself?

No need to wait for your pension/ retirement to enjoy the benefits of Elite, you just need to pay for 10 years and thatโ€™s for lifetime cash guaranteed starting at the end of the 6th year and every 2 years thereafter plus yearly dividends!
*Not to mention the other benefits and the covered insurance. ๐Ÿ˜‰

21/06/2023

Discover WHY LIFE INSURANCE is important especially if you are a BREADWINNER. ๐Ÿ’›



ยฉ๏ธ To the rightful owner of the video

14/06/2023

Hindi ka ba sigurado kung ano dapat ang kunin? HMO ba or Health Insurance?

Believe it or not, parehas mo silang kailangan. Ang HMO, magagamit mo sa mga regular visits sa hospital na kadalasan provided by the company. Ang health insurance naman ay magagmit mo sa mga hindi kanaisnais na pangyayari (ex. Heart Attack, Stroke, Cancer, and etc.).

Kaya kung may pagkakataon kang magkaroon ng pareho, kumuha ka na! Habang bata at malakas ka pa. Huwag nating hayaang magsisi tayo sa huli โ˜บ๏ธ

02/06/2023

๐Ž๐ง๐ž ๐ฌ๐ญ๐ž๐ฉ ๐œ๐ฅ๐จ๐ฌ๐ž๐ซ ๐ญ๐จ ๐š ๐๐ซ๐ข๐ ๐ก๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐Ÿ’›

Thank you for sharing me your time, Wais Mom! In between work pero push na push pa rin. Knowledge is power talaga! Iโ€™m rooting for you! ๐Ÿ’ช๐Ÿผ Looking forward to your next step. ๐Ÿ˜Š

Take your first step TODAY! โ˜บ๏ธ

02/06/2023

๐Ÿ”ฅ๐‡๐ž๐ซ๐ž ๐š๐ซ๐ž ๐ฆ๐ฒ ๐Ÿ• ๐‚๐จ๐ฆ๐ฉ๐ž๐ฅ๐ฅ๐ข๐ง๐  ๐‘๐ž๐š๐ฌ๐จ๐ง๐ฌ ๐ฐ๐ก๐ฒ ๐’๐ฎ๐ง ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐๐ž๐ฌ๐จ ๐Ÿ๐ŸŽ ๐ข๐ฌ ๐จ๐ง๐ž ๐จ๐Ÿ ๐ฆ๐ฒ ๐Ÿ๐š๐ฏ๐จ๐ซ๐ข๐ญ๐ž ๐’๐ฎ๐ง๐‹๐ข๐Ÿ๐ž ๐๐ซ๐จ๐๐ฎ๐œ๐ญ๐ฌ:

๐Ÿ. ๐‚๐‘๐ˆ๐’๐ˆ๐’ ๐๐‘๐Ž๐Ž๐… ๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž ๐†๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ ๐‚๐š๐ฌ๐ก ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ
โ–ช๏ธMakakatanggap ka ng pera hanggang 100yrs old regardless kung anong sitwasyon ng ekonomiya

๐Ÿ. ๐„๐š๐ซ๐ง ๐ƒ๐ˆ๐•๐ˆ๐ƒ๐„๐๐ƒ๐’ ๐˜๐ž๐š๐ซ๐ฅ๐ฒ
โ–ช๏ธMakakatanggap ka ng pera kapag nagdeklara ang kumpanya na merong dibidendo

๐Ÿ‘. ๐Œ๐ฎ๐ฅ๐ญ๐ข ๐†๐ž๐ง๐ž๐ซ๐š๐ญ๐ข๐จ๐ง๐š๐ฅ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ๐ฌ
โ–ช๏ธHanggang sa apo mo ay makakaranas ng benipisyo

๐Ÿ’. ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž ๐‘๐ž๐š๐๐ฒ ๐‚๐ซ๐ž๐๐ข๐ญ
โ–ช๏ธPwede ka umutang sa panahon na kaylangan mo ng pera sa maliit na interest na siguradong aprubado

๐Ÿ“. ๐…๐ฎ๐ญ๐ฎ๐ซ๐ž ๐Œ๐‘๐ˆ ๐…๐จ๐ซ ๐‡๐จ๐ฎ๐ฌ๐ข๐ง๐  ๐‹๐จ๐š๐ง
โ–ช๏ธPwede mo gamitin kung maglo-loan ka ng bahay

๐Ÿ”. ๐Œ๐ฎ๐ฅ๐ญ๐ข-๐๐ฎ๐ฉ๐จ๐ฌ๐ž ๐…๐ฎ๐ง๐
โ–ช๏ธPwde mo ipang regalo, gamiting wedding fund, kung bibili ka ng kotse, kung mag tatayo ka ng business, kung bibili ka ng property at iba pa

๐Ÿ•. ๐‹๐„๐†๐€๐‚๐˜ ๐†๐ข๐Ÿ๐ญ ๐…๐จ๐ซ ๐€ ๐‹๐ข๐Ÿ๐ž๐ญ๐ข๐ฆ๐ž
โ–ช๏ธHindi makakalimutan ng pamilya mo ang pangalan mo at nagawa mo para sa kanila ๐Ÿ’›

Nagustuhan Mo Ba? Message me directly for more queries.

๐ฟ๐‘ฆ๐‘‘๐‘–๐‘Ž ๐‘…๐‘œ๐‘ž๐‘ข๐‘’
๐˜“๐˜ช๐˜ค๐˜ฆ๐˜ฏ๐˜ด๐˜ฆ๐˜ฅ ๐˜š๐˜ถ๐˜ฏ ๐˜“๐˜ช๐˜ง๐˜ฆ ๐˜๐˜ช๐˜ฏ๐˜ข๐˜ฏ๐˜ค๐˜ช๐˜ข๐˜ญ ๐˜ˆ๐˜ฅ๐˜ท๐˜ช๐˜ด๐˜ฐ๐˜ณ

23/05/2023

ษชแด›แด แด€ษดษข แด˜สŸแด€ษด แดแด ษดแด€ แดแด€ษขส™ษชส™ษชษขแด€ส ษดษข ษขแดœแด€ส€แด€ษดแด›แด‡แด‡แด… แด˜แด€สแดแดœแด›๊œฑ ๊œฐแดส€แด‡แด แด‡ส€! ๐Ÿ’›

๐’๐”๐ ๐’๐Œ๐€๐‘๐“๐„๐‘ ๐‹๐ˆ๐…๐„ ๐„๐‹๐ˆ๐“๐„ ๐๐„๐’๐Ž ๐Ÿ๐ŸŽ ๐Ÿ”†

๐˜”๐˜ข๐˜จ๐˜ฃ๐˜ช๐˜ฃ๐˜ช๐˜จ๐˜ข๐˜บ ๐˜ด๐˜ช ๐˜š๐˜ถ๐˜ฏ ๐˜“๐˜ช๐˜ง๐˜ฆ ๐˜ฏ๐˜จ ๐Ÿด% ๐˜Ž๐˜œ๐˜ˆ๐˜™๐˜ˆ๐˜•๐˜›๐˜Œ๐˜Œ๐˜‹ ๐˜Š๐˜ข๐˜ด๐˜ฉ ๐˜‰๐˜ฆ๐˜ฏ๐˜ฆ๐˜ง๐˜ช๐˜ต ๐˜ฐ๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐Ÿฒ๐˜ต๐˜ฉ ๐˜บ๐˜ฆ๐˜ข๐˜ณ ๐˜ฐ๐˜ง ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฑ๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜บ, ๐˜ข๐˜ฏ๐˜ฅ ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ๐˜บ ๐˜ข๐˜ง๐˜ต๐˜ฆ๐˜ณ ๐Ÿฎ ๐˜บ๐˜ฆ๐˜ข๐˜ณ๐˜ด ๐˜ถ๐˜ฏ๐˜ต๐˜ช๐˜ญ ๐˜ข๐˜จ๐˜ฆ ๐Ÿญ๐Ÿฌ๐Ÿฌ โ€ผ๏ธ

Photos from BrightMom's post 10/05/2023

๐Œ๐Ž๐“๐‡๐„๐‘โ€™๐’ ๐ƒ๐€๐˜ ๐‚๐Ž๐Œ๐ˆ๐๐†!! ๐Ÿค—

Your mom deserves a gift that would last for life ๐Ÿ’›
For as low as 30 pesos a day. Sheโ€™ll have Life Insurance coverage and Critical illness benefit.

Disclaimer:
Price varies depending on age, gender, and smoking habits.

Have a FREE consultation and quotation ๐Ÿ“ฉ

10/05/2023

Life is always brighter with SunLife ๐Ÿ’›

01/05/2023

To all the workers out there, thank you for your endless efforts! ๐Ÿ’›

24/04/2023

๐‘พ๐’‰๐’š ๐’Š๐’” ๐’Š๐’• โ€œ๐’๐’๐’• ๐’๐’Œ๐’‚๐’šโ€ ๐’•๐’ ๐‘ซ๐‘ฌ๐‘ณ๐‘จ๐’€ ๐’š๐’๐’–๐’“ ๐’Š๐’๐’”๐’–๐’“๐’‚๐’๐’„๐’†?

1. ๐‘ฐ๐’• ๐’ˆ๐’†๐’•๐’” ๐’Ž๐’๐’“๐’† ๐’†๐’™๐’‘๐’†๐’๐’”๐’Š๐’—๐’†.
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
๐˜—๐˜ข๐˜ณ๐˜ข๐˜ฏ๐˜จ ๐˜ด๐˜ข ๐˜ฌ๐˜ฐ๐˜ต๐˜ด๐˜ฆ ๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ฅ๐˜ช๐˜ฏ, ๐˜ฌ๐˜ข๐˜ฑ๐˜ข๐˜จ ๐˜ฎ๐˜ข๐˜ด ๐˜ญ๐˜ถ๐˜ฎ๐˜ข ๐˜ฏ๐˜ข ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ค๐˜ข๐˜ณ, ๐˜ฎ๐˜ข๐˜ด ๐˜ฎ๐˜ข๐˜ญ๐˜ช๐˜ช๐˜ต ๐˜ฏ๐˜ข ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ฃ๐˜ฆ๐˜ฏ๐˜ฆ๐˜ง๐˜ช๐˜ต๐˜ด ๐˜ฏ๐˜ข ๐˜ฑ๐˜ฆ๐˜ฅ๐˜ฆ ๐˜ฎ๐˜ฐ ๐˜ฎ๐˜ข๐˜ฌ๐˜ถ๐˜ฉ๐˜ข ๐˜ด๐˜ข ๐˜ค๐˜ข๐˜ณ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฎ๐˜ฐ. ๐˜š๐˜ฐ ๐˜ฌ๐˜ถ๐˜ฏ๐˜จ ๐˜จ๐˜ถ๐˜ด๐˜ต๐˜ฐ ๐˜ฎ๐˜ฐ ๐˜ฎ๐˜ข๐˜ฌ๐˜ข๐˜ต๐˜ช๐˜ฑ๐˜ช๐˜ฅ, ๐˜จ๐˜ฆ๐˜ต ๐˜ช๐˜ต ๐˜ข๐˜ด ๐˜ฆ๐˜ข๐˜ณ๐˜ญ๐˜บ ๐˜ข๐˜ด ๐˜ฏ๐˜ฐ๐˜ธ.

2. ๐’€๐’๐’– ๐’˜๐’Š๐’๐’ ๐’‰๐’‚๐’—๐’† ๐’‚ ๐’๐’†๐’”๐’”๐’†๐’“ ๐’„๐’‰๐’‚๐’๐’„๐’† ๐’๐’‡ ๐’‚๐’‘๐’‘๐’“๐’๐’—๐’‚๐’.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
So as we age, nagdedeteriorate din yung health natin. Kaya most likely kapag mas matatanda na, nagrerequire na ng medical examinations and all.
๐˜ž๐˜ฆ ๐˜ข๐˜ณ๐˜ฆ ๐˜ฃ๐˜ถ๐˜บ๐˜ช๐˜ฏ๐˜จ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ฉ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ, ๐˜ฏ๐˜ฐ๐˜ต ๐˜ธ๐˜ช๐˜ต๐˜ฉ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ. ๐˜’๐˜ข๐˜ฉ๐˜ช๐˜ต ๐˜จ๐˜ข๐˜ข๐˜ฏ๐˜ฐ ๐˜ฑ๐˜ข ๐˜ฌ๐˜ข๐˜ญ๐˜ข๐˜ฌ๐˜ช ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ฌ๐˜ข๐˜บ๐˜ข ๐˜ฎ๐˜ฐ ๐˜ช๐˜ฃ๐˜ช๐˜จ๐˜ข๐˜บ ๐˜ฑ๐˜ข๐˜ณ๐˜ข ๐˜ญ๐˜ข๐˜ฏ๐˜จ ๐˜ฎ๐˜ข๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ ๐˜ฌ๐˜ข, ๐˜ช๐˜ง ๐˜ฉ๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฌ๐˜ข ๐˜ฏ๐˜ข ๐˜ฉ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ๐˜บ, ๐˜ฉ๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฏ๐˜ข ๐˜ต๐˜ข๐˜ญ๐˜ข๐˜จ๐˜ข ๐˜ฑ๐˜ฐ๐˜ด๐˜ด๐˜ช๐˜ฃ๐˜ญ๐˜ฆ ๐˜ฎ๐˜ข๐˜ฌ๐˜ข๐˜ฌ๐˜ถ๐˜ฉ๐˜ข ๐˜ฑ๐˜ข.

3. ๐‘พ๐’† ๐’Ž๐’Š๐’ˆ๐’‰๐’• ๐’๐’†๐’—๐’†๐’“ ๐’ˆ๐’†๐’• ๐’‚ ๐’„๐’‰๐’‚๐’๐’„๐’†.
Life is unpredictable. Everyday, madaming pede mangyari โ€” accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.
Hopefully, kapag dumating man ito, ready tayo - financially.
๐˜—๐˜ข๐˜ณ๐˜ข๐˜ฏ๐˜จ ๐˜ง๐˜ช๐˜ณ๐˜ฆ ๐˜ฆ๐˜น๐˜ต๐˜ช๐˜ฏ๐˜จ๐˜ถ๐˜ช๐˜ด๐˜ฉ๐˜ฆ๐˜ณ ๐˜ญ๐˜ข๐˜ฏ๐˜จ. ๐˜•๐˜ข๐˜จ๐˜ญ๐˜ข๐˜ญ๐˜ข๐˜จ๐˜ข๐˜บ ๐˜ต๐˜ข๐˜บ๐˜ฐ ๐˜ฏ๐˜ฆ๐˜ต๐˜ฐ ๐˜ด๐˜ข ๐˜ฉ๐˜ฐ๐˜ถ๐˜ด๐˜ฆ ๐˜ฑ๐˜ข๐˜ณ๐˜ข ๐˜ช๐˜ง ๐˜ฆ๐˜ท๐˜ฆ๐˜ณ ๐˜ฎ๐˜ข๐˜จ๐˜ฌ๐˜ข๐˜ด๐˜ถ๐˜ฏ๐˜ฐ๐˜จ, ๐˜ฎ๐˜ฆ๐˜ณ๐˜ฐ๐˜ฏ ๐˜ต๐˜ข๐˜บ๐˜ฐ ๐˜ฎ๐˜ข๐˜จ๐˜ข๐˜จ๐˜ข๐˜ฎ๐˜ช๐˜ต. ๐˜๐˜ช๐˜ฏ๐˜ฅ๐˜ช ๐˜ฏ๐˜ข๐˜ฎ๐˜ข๐˜ฏ ๐˜ต๐˜ข๐˜บ๐˜ฐ ๐˜ฃ๐˜ช๐˜ฃ๐˜ช๐˜ญ๐˜ช ๐˜ฏ๐˜จ ๐˜ง๐˜ช๐˜ณ๐˜ฆ ๐˜ฆ๐˜น๐˜ต๐˜ช๐˜ฏ๐˜จ๐˜ถ๐˜ช๐˜ด๐˜ฉ๐˜ฆ๐˜ณ ๐˜ฉ๐˜ข๐˜ฃ๐˜ข๐˜ฏ๐˜จ ๐˜ฏ๐˜ข๐˜ด๐˜ถ๐˜ด๐˜ถ๐˜ฏ๐˜ฐ๐˜จ ๐˜ฏ๐˜ข ๐˜บ๐˜ถ๐˜ฏ๐˜จ ๐˜ฃ๐˜ข๐˜ฉ๐˜ข๐˜บ ๐˜ฅ๐˜ช๐˜ฃ๐˜ข?
I hope this 2023 makapagstart at mainsure na kita! ๐Ÿค—

23/04/2023

๐‘บ๐’–๐’ ๐‘ญ๐’Š๐’• ๐’‚๐’๐’… ๐‘พ๐’†๐’๐’ ๐‘จ๐’…๐’—๐’‚๐’๐’•๐’‚๐’ˆ๐’† 10

This is the most comprehensive health insurance of Sun Life. A complete wellness product from prevention, diagnosis, treatment and rehabilitation.

๐‘ฉ๐’†๐’๐’†๐’‡๐’Š๐’•๐’”:

โœ” ๐’๐ฉ๐ž๐œ๐ข๐š๐ฅ ๐€๐œ๐œ๐ž๐ฌ๐ฌ ๐ญ๐จ ๐–๐ž๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ
Once you avail Sun Fit and Well life insurance, you are automatically a GoWell Gold member.

โœ” ๐‚๐จ๐ฆ๐ฉ๐ซ๐ž๐ก๐ž๐ง๐ฌ๐ข๐ฏ๐ž ๐‚๐ซ๐ข๐ญ๐ข๐œ๐š๐ฅ ๐ˆ๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ
It provides coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses.

โœ” ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ณ๐š๐ญ๐ข๐จ๐ง ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ
In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days youโ€™ve been confined.

โœ” ๐‡๐จ๐ฆ๐ž ๐‘๐ž๐œ๐จ๐ฏ๐ž๐ซ๐ฒ ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ
This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days youโ€™ve been confined.
Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

โœ” ๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐‚๐จ๐ฏ๐ž๐ซ๐š๐ ๐ž
It also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan.

โœ” ๐†๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ ๐‚๐š๐ฌ๐ก ๐๐ž๐ง๐ž๐Ÿ๐ข๐ญ
For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.
Aside from that,

โœ” ๐‹๐ข๐ฆ๐ข๐ญ๐ž๐ ๐๐š๐ฒ๐ข๐ง๐  ๐๐ž๐ซ๐ข๐จ๐
You have the option to pay for it in:
โ—พ 10 years
โ—พ 15 years
โ—พ 20 years
Take note, these are guaranteed paying periods. Sun life will never require you to pay beyond those years.

๐‘ฎ๐’†๐’• ๐’Š๐’๐’”๐’–๐’“๐’†๐’…. ๐‘ฎ๐’†๐’• ๐‘ท๐’“๐’๐’•๐’†๐’„๐’•๐’†๐’….

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Lydia Roque

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