Aron Paul Sibal: Licensed Sun Life Financial Advisor

5 REASONS WHY YOU NEED LIFE INSURANCE

1. Income Protection

This is one of the most important reason WHY you need life insurance. Just imagine what would happen if you sunddenly lost your job due times of uncertainties like this pandemic? Losing your source of income? Your family will be burdened if all this happens. Who will pay for your monthly bills? How can you provide the needs of your kids/siblings for their education? Who will provide your FAMILY 👨‍👩‍👧‍👦 daily needs? You will be financially burden if you will be the one to take over those responsibility. Life insurance can help you supplement some of these needs and will help you replace the income you were bringing in.

2.Pay off Debts

Debts? Debts? 🤦‍♂️😰🤯💰 There are different kinds of debt, it can be your loans such as money, car, or mortgage etc. Some of us have this liabilities some of us don't but one thing is for sure all of us don't want to leave our loved ones behind with tons of debts. Guess what having life insurance can also help your loved ones to cover up this debts 😉. All we want is for our loved ones to live comfortably.

3. Saving for you and your Family's Future

Who doesn't want a dream house? 🏡 A dream car? 🚘 Travelling with your loved ones? ✈ having your own business? 📈💰 education for your kids? 📚 early retirement? 🙋‍♂️ When you have life insurance your not just securing your future but your family's future ❤👨‍👩‍👧‍👦.

4. Affordable way to protect yourself and your loved ones.

Life insurance does'nt always have to be expensive. Always look for life insurance policies that are actually what you need that are easy to work into your budget 😉. It's is not all about financial protection but also protection against S.A.D sickness, accident, death is what really is important. We never know when this uncertainties will happen that's why we need life insurance.

5. Peace of Mind

Having a life insurance will bring you a peace of mind 😊 a life free from worry. Worrying for your finances, debts, future goals, and protection for your love ones 🥰. You can rest assured that you will bring a good future for yourself and your family and rest assured that even uncertainties will arise you know that your family future are secured and they will live comfortable.

➡️Aron Paul Sibal: Your Advisor for Life
📧[email protected]
📱09054028571

THINK ABOUT THESE...

1. The normal price of an umbrella is P250. You feel it’s not worth it.

-When it’s raining, one umbrella is P500, you immediately queue for it.

2. The normal price for one box of mask is P200. You feel it’s not worth it.

-When corona virus breakout, one box of mask cost P2,000, you immediately queue for it.

3. The premium for insurance is P36,000 yearly. You feel you don’t need it.

-When you are critically ill, medical expense is P2M. You immediately sell all you have for it.

4. The medical expense is P2M, when one gets critically sick. You don’t have insurance coverage, you pay P2M for it.

- When diagnosed, medical bill will cost P2M. You only pay P36,000 premium and your insurance plan will pay for it.

5. I spend 30minutes to share the critical illness funding. You only take 5minutes to reject it.

- When your doctor inform you that you are sick, YOU IMMEDIATELY USE 10-30 YEARS WORTH OF SAVINGS FOR YOUR MEDICATION.

Sometimes, you will never know the true value of a thing until it becomes a necessity.

What if you realize its value before it becomes too late? Pls don't hesitate to message and secure your brighter future. 🥰

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Together we grow 😊❤

There's nothing bad on living the moment, but isn't it better to save and invest to have more moments to live?

Take this crisis as example na ang buhay ay hindi puro about "living" lang. Ika nga, "Hope for the best, prepare for the worst."

credits:

Do something TODAY that your FUTURE self will thank you for ❤🤗

Another secured life 🤗 Welcome to the Brighter Life ❤😊

Your advisor for life,
👨‍💻 Aron Paul F. Sibal
Licensed Financial Advisor

✋🏼 When is the 𝐁𝐄𝐒𝐓 𝐓𝐈𝐌𝐄 to buy Life Insurance?

The recent situation has made many people realize the importance of being covered and having insurance. However, there are still some people who are skeptical about insurance. Yes… I get it.

Ask yourself, do you want to provide peace of mind for people around you when something unexpected happens? If yes, then you should continue reading this.

You see, nobody likes to discuss death… nobody likes to discuss illness… nobody likes to discuss what happens if an accident occurs and you’re unable to work…

But! We are seeing incidences like this happening everyday around us and we probably try to convince ourselves saying “𝗧𝗵𝗶𝘀 𝘄𝗶𝗹𝗹 𝗻𝗼𝘁 𝗵𝗮𝗽𝗽𝗲𝗻 𝘁𝗼 𝗺𝗲!”

Now, if you are in any of these categories, TODAY is the 𝐁𝐄𝐒𝐓 𝐃𝐀𝐘 to get life insurance:

✅ 𝐘𝐨𝐮 𝐇𝐚𝐯𝐞 𝐃𝐞𝐩𝐞𝐧𝐝𝐚𝐧𝐭𝐬.

One of the most important advantages of life insurance is the money that it creates, and that money can make a world of difference in supporting a family when you are gone especially if you are the breadwinner.

✅ 𝐘𝐨𝐮 𝐀𝐫𝐞 𝐘𝐨𝐮𝐧𝐠 & 𝐇𝐞𝐚𝐥𝐭𝐡𝐲.

It’s CHEAPER to buy a policy when you’re young and healthy. Depending on the type of life insurance you buy, a policy can also be a forced savings vehicle. You're also not likely to be single forever: Buy a policy now and you can build on your existing coverage once you're married, instead of starting from scratch when you're older.

✅ 𝐖𝐡𝐞𝐧 𝐘𝐨𝐮 𝐀𝐫𝐞 𝐎𝐋𝐃𝐄𝐑 & 𝐒𝐭𝐢𝐥𝐥 𝐇𝐚𝐯𝐞 𝐂𝐨𝐦𝐦𝐢𝐭𝐦𝐞𝐧𝐭𝐬.

Yes, I know this sounds contradicting from the previous point but don’t be discouraged to buy life insurance when you feel you are not young and healthy. With age comes the increased likelihood of death, so it is imperative that you have adequate coverage that will help ensure that your affairs will be in order after your death. With life insurance, you will be able to achieve that.

I have seen too many people wait until they are in better financial shape or when something bad happens, only to realize it’s TOO LATE. Hence the best time to buy life insurance in right now.

=== 𝐖𝐡𝐚𝐭 𝐬𝐡𝐨𝐮𝐥𝐝 𝐘𝐎𝐔 𝐝𝐨 𝐧𝐞𝐱𝐭? ===

☕ To sum it up, make sure you’re fully covered. If your advisor ever approaches you this time and asks you for a phone call, don’t reject them first. Spend a few minutes listening to what they have to offer.

☕ Take the initiative to text your advisor and check with them if you are fully covered or if you have the products mentioned above. If no, find time to find out more about them.

😉 Every professional advisor in the financial planning industry will know that it is important to get their clients covered during this period of time. That is why they are 𝐛𝐞𝐢𝐧𝐠 𝐫𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐥𝐞 𝐚𝐧𝐝 𝐜𝐡𝐞𝐜𝐤𝐢𝐧𝐠 𝐢𝐟 𝐲𝐨𝐮’𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 and be financially ready!

😉 𝐑𝐞𝐦𝐞𝐦𝐛𝐞𝐫, 𝐭𝐡𝐞 𝐛𝐞𝐬𝐭 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐛𝐮𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 WAS 𝐲𝐞𝐬𝐭𝐞𝐫𝐝𝐚𝐲 because you never know what will happen today! Insurance only get more expensive as you age so get yourself covered as early as possible.

😉 𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐭𝐫𝐲 𝐭𝐨 𝐟𝐢𝐠𝐮𝐫𝐞 𝐨𝐮𝐭 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 - Ask your advisor to send you a copy of the “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐁𝐨𝐨𝐤”. Read it to find out more about insurance yourself.

Remember, insurance serves to give you and your loved ones peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time!

Start investing with VUL at P1500, P2000, P2500, P3000 per Month. May INSURANCE ka na may INVESTMENT ka pa sa stock market!

Sun Life Investment Equity last 10yrs - 131% or average of 10.31% return
Savings Bank - .025 lang

VUL= Insurance + Investment

DEATH BENEFITS:
Life insurance cash benefit na makukuha ng beneficiaries - GUARANTEED insured ka until 88yrs old
Accidental death benefit - additional cash if death is because of accident

LIVING BENEFITS:
Lumpsum Critical illness cash benefit
Total disability benefit waiver of premium
Hospital benefit daily cash benefit

And INVESTMENT for your future goal:
Retirement plan, Educational plan, business, dream house, travel, etc.

The higher the plan the higher the coverage and benefits. 🙂
The younger the cheaper and higher investment returns ;)

Let's talk for more info 😎

Your advisor for life,
👨‍💻 Aron Paul F. Sibal
Licensed Financial Advisor

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Good news everyJuan!

𝘠𝘰𝘶 𝘤𝘢𝘯 𝘴𝘵𝘪𝘭𝘭 𝘢𝘷𝘢𝘪𝘭 𝘰𝘧 Sun Life Insurance Solutions
𝘢𝘯𝘺𝘵𝘪𝘮𝘦, 𝘢𝘯𝘺𝘸𝘩𝘦𝘳𝘦 𝘢𝘴 𝘭𝘰𝘯𝘨 𝘢𝘴 𝘯𝘢𝘴𝘢 𝘗𝘪𝘯𝘢𝘴 𝘬𝘢💕

𝘛𝘩𝘪𝘴 𝘌𝘊𝘘, 𝘸𝘦 𝘢𝘳𝘦 𝘵𝘳𝘢𝘯𝘴𝘧𝘰𝘳𝘮𝘪𝘯𝘨 𝘤𝘭𝘪𝘦𝘯𝘵 𝘦𝘹𝘱𝘦𝘳𝘪𝘦𝘯𝘤𝘦 & 𝘦𝘯𝘨𝘢𝘨𝘦𝘮𝘦𝘯𝘵𝘴 𝘖𝘯𝘭𝘪𝘯𝘦, 𝘩𝘦𝘭𝘱𝘪𝘯𝘨 𝘺𝘰𝘶 𝘴𝘵𝘢𝘺 𝘱𝘳𝘰𝘵𝘦𝘤𝘵𝘦𝘥 𝘧𝘳𝘰𝘮 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘳𝘪𝘴𝘬𝘴, 𝘦𝘴𝘱𝘦𝘤𝘪𝘢𝘭𝘭𝘺 𝘪𝘯 𝘵𝘩𝘦𝘴𝘦 𝘵𝘪𝘮𝘦𝘴 𝘰𝘧 𝘶𝘯𝘤𝘦𝘳𝘵𝘢𝘪𝘯𝘵𝘺.

𝘉𝘰𝘰𝘬 𝘺𝘰𝘶𝘳 𝘖𝘯𝘭𝘪𝘯𝘦 𝘢𝘱𝘱𝘰𝘪𝘯𝘵𝘮𝘦𝘯𝘵 𝘕𝘖𝘞, 𝘤𝘰𝘯𝘯𝘦𝘤𝘵 𝘷𝘪𝘢 Zoom, Skype, Microsoft Teams 𝘢𝘯𝘥 𝘰𝘳 𝘷𝘪𝘢 private messaging.

See the brighter side of Life, Ask Me How❤️

➡️Aron Paul Sibal: Your Advisor for Life
📧[email protected]
📱09054028571

Saving 60/day Story:

Eto si Arnold, Pump Attendant sa isang gas station, MINIMUM WAGE EARNER may insurance at investment fund sa SUNLIFE.

Kinaya ni Arnold, Tularan si Arnold! 😊

Para hindi na mabahala sa buhay ang pamilya mo, be insured start ka na ngayon.

For as low as P60/day you can get both INSURANCE plus INVESTMENT.

For free quotation PM ME the following:
👉🏽 age
👉🏽 gender
👉🏽 smoker?
👉🏽 budget to want to save

Let's talk what plan suits you and your family.

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PRICE IS WHAT YOU PAY.
VALUE IS WHAT YOU GET.

-WARREN BUFFET

You've got to tell your money what to do or it will leave.

Do something today that your future self will thank you for. ❤

Turn your can't into can and dreams into plan. 💡❤

ANG IPHONE MAY 6 NA, ANG EMERGENCY FUND MO KAYA, GOOD FOR 6 MONTHS NA DIN? 🤔

The Goal isn't more money. The goal is financial freedom.

-malelate pero magpapatuloy 😅😁

Real wealth is about freedom.

-James Clear

Let me help you do your Budgeting 👍💡

Become knowledgable in managing your finances? PM is the key 😊💡

Save, save, spend! Not spend, spend spend, save! Choose to be wise 💡💰

The Future depends on what you do Today 😁👌☀️

Proud to be an ABClosing Graduate 😊😊😊 all thanks to coach Ron and coach Jeff 😁 who said learning can't be fun ?!!!

Your spending reflects your soul.

Your spending reflects your how determined are you for you goal

Your spending reflects your love to your family

Your spending reflects what you do with the time you used working

Your spending reflects it all

It is important to know your goals because it will guide you to your destination but what's more important is knowing why you want to achieve your goal.