IMG Cabanatuan City, Nueva Ecija Financial Center

Isa sa mga dahilan kung bakit minsan mabagal ang usad mo sa buhay kasi yung circle mo— baka hindi healthy na sa'yo.

Baka tuwing may gusto ka maabot— lahat sila, kontra sa'yo. O kaya limited ang vision sa buhay.

You have to be intentional if you want to grow. You have to meet more successful people than you. Richer. More skilled. Have more experience.

Check your circle— mga growth mindset ba o sama sama kayong naghihilaan pababa?

When you have the right guidance sa financial aspect, maiiwasan mong gumawa ng mga wrong move o maling desisyon when it comes to money.

Financial Education is the key! 🥰

Congratulations Team Cabanatuan for bringing your family and friends today at sa mga nagtake action. 😍🙏

Yung mga bayarin natin Walang katapusan yan pero Yung lakas Ng katawan natin may hangganan!

Nabasa ko nung bata ako, "The water we save today will save our needs tomorrow."

Naisip ko, ganito din sa ating kinikita.

"The money we SAVE TODAY will SAVE our needs tomorrow."
Mas maagang magsimula, mas maganda.

Kung 30 tayo ngayon, may 30 years tayong makapaghanda for retirement.

Kung 40 ka na, 20 years na lang.

Kung ika'y 50 na, 10 years na lang 60 ka na.

Kaya habang may panahon pa, kumikita at malakas pa tayo, magsimula tayong mag-Ipon at mag-Invest.

Learn more here: 194383ph.imgcorp.com

Why get a longterm healthcare when you already have HMO in your company?

● You can't bring your company's HMO when you resign
● No more coverage when you're 65 and above
● No life insurance to cover your family
● Your Company's HMO can't be transferred to your beneficiary

Then why it's best to integrate longterm healthcare with your company's HMO

👉 You can maximize the health fund side of your longterm healthcare by using your company's hmo when hospitalized - short term
👉 When you retire you have fund for your medical needs
👉 Life Insurance

It's best to start early while working. We can't work all our lives. Save for your LONGTERM HEALTHCARE.

Congratulations IMG!
Will we hit 30m Filipinos by 2027?

Creating wealth for Filipino families!
No family left behind!

🙏🥰

May the year lead to a good ending. ❤️🙏❤️

We are not in the business of convincing people rather we are in the business of educating people.

You don't convince children on the benefits of saving, rather you educate them.

Same with adults, we don't need to convince them on the benefits of having more emergency funds/money versus having less/no emergency savings/money.

We just have to educated everyone on how to have savings for a specific future need or necessity like saving for old age (retirement plan), saving for medical bills (healthcare plan), saving for kids schooling (education plan) and securing family inheritance/legacy (life insurance).

The responsible people will grasp the concepts, execute an action plan because they understand the importance of financial education.

Financial education is the key.

Financial education is not selling so "no convincing skill" needed.

The IMG Community educates, mentors, coach and guide people on making better financial decisions.

We can do better. 🙏😌

In IMG, we don't promise immediate wealth. We don't show cheques and cars to hype people. What we have are realistic concepts, platforms, and system that are proven to work.

Here are a few tips to help you get started.

1. Increase your cashflow. Make as much money as you can, while you can. Have multiple sources of income.

2. Spend less. Reduce expenses. Remember, it's not how much you earn that counts, its how much you keep. Set aside 20% of your income to save and invest.

3. Zero out bad debts. Interests on debts are like leaks that drain your finances.

4. Understand how money works. Read books on money. Attend seminars on money. Seek mentors. Learn how to make money and how money can work for you.

5. Define your financial goals. Write them down. Read your goals everyday. Set strategies on how to make your goals work.

6. Have proper protection. While you are still building your wealth, get insurance to give you and your family peace of mind.

7. Build up your wealth so we can give more. ✨

Want to be part of our growing community?

Register and click here:
https://194383ph.imgcorp.com/linkbio

10 LESSONS ON FINANCES: 💯

1. Kung below P20,000 ang sahod mo dito ngayon sa Pilipinas, kakapusin at kakapusin tayo. Add income or aim for higher compensation. Kaya natin 'yan.

2. Bumuo ng EMERGENCY FUND - amount na pwedeng sumalo sa expenses mo ng 6 months kung sakaling mawalan ka ng income.

3. Follow this MONEY FORMULA:

Income - Savings = Expenses

Unahing itabi ang ipon kahit gaano kaliit. This way, you can build the proper habit and mindset.

4. Kung hindi pa AFFORD - huwag bilhin. Minsan, tayo rin yung naglalagay sa sarili natin sa mahirap na sitwasyon dahil impulsive shopper tayo. Use 14-day rule.

5. Hindi porke naka-SALE, eh bibilhin mo na. Lalo na kung di mo naman talaga kailangan. Lilipas din 'yang emotion na yan.

6. Zero debts = Peace of Mind. Iwas na lang kung hindi kayang i-manage ang utang. Maraming anxious dahil sa utang kaya hindi makapagtrabaho ng maayos.

7. BUDGET - you cannot improve something you don't measure. Alamin mo ang total income mo at total na lumalabas sa expenses mo.

8. Must learn to live BELOW OUR MEANS. Don't go broke trying to look rich. Okay lang na hindi laging bago ang gamit, sapatos at mga damit. Basta ok lang yan.

9. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money to live comfortably. So, SAVE and INVEST properly.

10. Life and health insurance are not expensive, death and illness are. Be financially protected.

You can change your life and financial status with proper mindset and disciplined actions. Let's use the remaining 6 months to have financial growth!

Ccto ✨

People Who Always Move Forward Financially in Life Share These 10 Simple Habits

1. Live Below Your Means

2. Set Clear Financial Goals

3. Pay Yourself First

4. Create and Stick to a Budget

5. Minimize High-Interest Debt

6. Continuously Educate Yourself About Personal Finance

7. Automate Your Finances

8. Review and Update Financial Plans Regularly

9. Seek Additional Income Sources

10. Practice Mindful Spending

Conclusion

Adopting these ten habits can significantly impact your financial trajectory. They form the foundation of a healthy financial life and enable consistent progress towards your goals.

Start by implementing one or two of these habits and gradually incorporate the others into your routine. With time and consistency, you’ll find yourself moving steadily forward in your financial journey, joining the ranks of those who seem always to be making economic progress.

The path to financial success is a marathon, not a sprint, and these habits will serve as your training regimen for the long run ahead.

Steve Burns

(Complete Article from www. newtraderu. com/2024/08/28/people-who-always-move-forward-financially-in-life-share-these-10-simple-habits/)

Passive income is not for those who doesn’t want to work hard. It is for those who understand that you CANNOT work forever.

Don't just set goals, set deadlines. Without deadlines, dreams are just wishes.

STOP MAKING EXCUSES ‼️

1. Marami sa mga Minimum Wage earner ay gumagastos sa mga bagay na hindi naman talaga nila kailangan.

2. Kasi karamihan sa mga tao mahilig mag-aksaya ng oras sa mga bagay na pwede namang 'di gawin.

3. Kasi part ng Financial Literacy ang baguhin ang mindset mo from Poverty mindset to Rich mindset at matutunan paano magkakaroon ng Extra Income on your spare time.

4. Kasi part ng Financial Literacy ang matutunan paano mkakaahon sa utang kahit pa maliit ang sahod.

5. Kasi part ng Financial Literacy ang matutunan paano mkakaiwas sa bisyo sa pamamagitan ng magandang community.

At madami pang ibang dahilan. Kaya kahit maliit ang kita may pag-asa sa IMG.

Dahil kung problema mo ang pera noon, tapos hanggang ngayon pinoproblema mo pa din ang pera, sure yan sa future problema mo pa rin ito.

At di lang yaman ang minamana ha, pati kahirapan. Kaya kung wala kang gagawin, mamanahin yan ng iyong mga anak. Kaya dapat talaga aralin mo kung paano. 'Di ba?

Enjoy the confidence that comes with comprehensive care! 💙

Get yourself now Long-term and Short-term Care from Kaiser International Healthgroup. We make sure that may Kasama kang tumanda na secure and healthy! 🧓✨

Learn more about us through our website:
https://www.kaiserhealthgroup.com/

Maraming tao, professionals, negosyante, educated, may pera, but no time to travel.

Maraming tao, may enough time to travel, pero walang pera or kulang ang funds to travel.

Maraming tao, may income, may time, pero kulang sa direction, motivation and purpose of life.

In IMG, we have a great professional business, we have a great mission, we help people become Financially educated, and we have great income opportunity, and we are able to travel worldwide for FREE with family and friends.

- Coach Marian Traya

Previous job & income:
-Production worker/high school graduate
-₱ x, # # # per month

present career & income:
-CEO Marketing Director/Entrepreneur
-₱ # # #, # # # (min) per month

Heads up, international IMG campaigners!

We're bringing up Kaiser Product Training all the way from the Philippines to Asia, the Middle East, and Europe this coming August 30 to September 1. We are delighted to spread awareness about how it can help you establish your very own solid financial foundation because healthcare is more important than ever.

Join us for this valuable training, and register now by scanning the QR code!

Ang IMG po ay Membership Benefits,
Kapag nagpamember ka, sa Membership Fee na (₱6000) Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.

✅ IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:

✅ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may ₱1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “Paano nga ba makapag-umpisa?” Now wala ng problema! Pwede mo itong dagdagan minimum ₱20 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

✅ Manila Bankers Life 100K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos para sa kanila diba?

✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision.

✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50,000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

✔️24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.

✨Sulit ang membership fee (one time payment ) dahil lifetime na tayong member sa IMG and sa sobrang daming benefits for you and your family. I will be your Financial Coach that will guide you all the way.

𝙎𝙖 𝙆𝘼𝙄𝙎𝙀𝙍, 𝟕 𝙮𝙚𝙖𝙧𝙨 𝙠𝙖 𝙇𝙖𝙣𝙜 𝙢𝙖𝙜-𝙞𝙞𝙥𝙤𝙣. 𝙈𝙖𝙗𝙪𝙝𝙖𝙮 𝙠𝙖 𝙢𝙖𝙣 𝙝𝙖𝙣𝙜𝙜𝙖𝙣𝙜 𝟏𝟎𝟎 𝙮𝙚𝙖𝙧𝙨 𝙤𝙡𝙙 𝙢𝙖𝙮 𝙝𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙠𝙖 𝙥𝙖 𝙧𝙞𝙣.

3in1 = 𝐇𝐞𝐚𝐥𝐭𝐡𝐂𝐚𝐫𝐞 + 𝐈𝐧𝐜𝐨𝐦𝐞 𝐑𝐞𝐩𝐥𝐚𝐜𝐞𝐦𝐞𝐧𝐭 + 𝐈𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭. kumpleto na.

𝗔𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲𝘀 𝗻𝗴 𝗞𝗔𝗜𝗦𝗘𝗥:

📌𝐕𝐄𝐑𝐘 𝐀𝐅𝐅𝐎𝐑𝐃𝐀𝐁𝐋𝐄:7 years mo lng babayaran. sa iba 10 to 20 years. kung may 5 years man masyadong mahal, wala pang healthcare yun.

📌𝐇𝐈𝐍𝐃𝐈 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐀𝐍𝐆 𝐏𝐀𝐆-𝐀𝐃𝐌𝐈𝐓 𝐌𝐎 𝐒𝐀 𝐎𝐒𝐏𝐈𝐓𝐀𝐋: magagamit mo ito dahil may kaiser ka at active ang plan, provided at least 1-yr ka ng nag-iipon thru kaiser.

📌𝐁𝐀𝐒𝐈𝐂 𝐌𝐄𝐃𝐈𝐂𝐀𝐋 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒: free annual physical examination, free dental cleaning, etc.

📌𝐅𝐈𝐗𝐄𝐃 𝐀𝐍𝐆 𝐀𝐌𝐎𝐔𝐍𝐓: kung ano ang inumpisahan mo, fixed na sya for 7-yrs hindi mag babago kahit nagkaka-edad ka.

📌𝐌𝐀𝐘𝐑𝐎𝐎𝐍 𝐅𝐀𝐌𝐈𝐋𝐘 𝐀𝐒𝐒𝐈𝐒𝐓𝐀𝐍𝐂𝐄: maaari mong ipagamit sa immediate family mong nagkasakit. hindi mo kailangan mangutang nang pandeposit sa hospital bill. *subject for kaiser approval*

📌𝐓𝐑𝐀𝐍𝐒𝐅𝐄𝐑𝐀𝐁𝐋𝐄: maari itong ma-transfer upon death, hindi magiging mabigat financially sa family ang pag-kawala mo. at pagdating ng maturity makakakuha ang iyong beneficiary ng malaking pera galing sa investment mo.
maganda diba?

Message us to learn more 🥰