Micaela Jane P. Fernando - Sun Life Financial Advisor

Congratulations ate Faye! Never for once doubted your ability to pass the insurance licensure exam, kayang kaya and I know you are in for something big, something brighter! ☀️

Let’s do this! Welcome to Sun Life 💛

Join my team, be a Financial Advisor 😊

Uy, sweldo day na! Sabi ni SunSon, don't let your pay slip! 🫢

Sun Life offers product solutions that will help you make your income work harder for you! ☺️

Protect and power up your sweldo today!
Call or text me and I can help 💛

‼️Friend, baka makatulong din sayo‼️
One of my prospects say this to me “Mica, may insurance naman ako sa current company ko eh.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?

❌What if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na friend? 🤔

✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

Want to know how much protection you need? Send me a message and I will help you compute the right coverage for you ☺️. 📩



Choose to be Protected and Financially Prepared 💛

THE 𝗦𝗨𝗡 𝗟𝗘𝗚𝗔𝗖𝗬 PLAN.

This is a limited pay, whole life insurance plan with regular income equal to 2.15% or 2.25% every year of the total premiums paid plus with 125% guaranteed insurance for life. 🙂

Until age 100. 💛

Para siyang single pay na plan pero installment.

Example meron kang 1M. Pero gusto mo bayaran ng installment. You can choose to pay 1-time, 2yrs or 5yrs to pay. Tapos meron kang regular income na 2.15% every year begining a year after mo mabayaran in full yun premium and it will be a lifetime regular income na for life until umabot ka ng 100 years old.

Paano pag di ako umabot ng 100 years?

Pag di ka umabot 100 years old, ibibigay sa family mo yun 125% of total premiums paid plus any accumulated divideds and endowment. 😊

Exciting ba? 😁

Send me a message now 😊
I’m just HERE…

Your Partner For Life,
Micaela Jane P. Fernando

Proudly wearing our superhero cape in our Branch General Assembly 🦸‍♀️👩

As financial advisors, we are all heroes by many filipino families as we help them in achieving financial freedom and stability.

Thank You Lord for this advocacy. We are Sun Life!

Kung may life insurance ka with critical illness coverage, Inililipat mo ang risk ng pagbabayad ng malaking medical bill sa life insurance company mo. Sila ang bahala sayo.

If you failed to get one, savings at ari-arian mo naman ang tutunawin mo. 😊

Talk to your financial advisor today 📲☎️

Im just here, Your partner for life
Micaela Jane Ponce- Fernando
☎️ 09055410335
📧[email protected]

If you want to create a generational wealth, start by getting your life insured 😊

Promise-delivered : Fulfilling Critical Illness Claims

Today, I am proud to share story of promise fulfillment as we celebrate my clients successful critical illness claims. Here at Sun Life Philippines, we value our promise of claims as we understand the importance of safeguarding our clients against life's uncertainties, and we're honored to be part of our clients' journeys towards recovery and financial stability.

My 36 year old client was diagnosed with Acute Heart Attack (Acute Myocardial Infarction) few weeks ago and upon contacting me he was somewhat unaware at first of his benefits due to his current circumstances (He was at the Hospital that time). Upon reviewing, thanks to his dedication and love for his family that he committed to have a 2 MILLION PESOS (CIB) critical illness benefits on his insurance that he is continuously paying for more than 3 years now (Date Issued : June 2020).

The total payments he made was 133K pesos as of the moment. And Sun Life, as being true to its promise, the claim funds of TWO MILLION PESOS (Tax-free) is now credited to my client’s bank account. He can now focus on his treatment without the burden of financial worries of paying the hospital bills he acquired in his hospitalization few weeks back. He still has 1M Pesos life insurance benefits after this claim.

These story is a testament to the power of preparation and the importance of having a safety net in times of need. At Sun Life Philippines, we're committed to providing peace of mind and financial security to our clients, ensuring that assistance is our promise.

To all my clients who have successfully geared towards financial stability and readiness, you made a right choice. It is indeed better to have insurance even if you do not need it yet, instead of not having it in case you badly need it.

To all working employees out there, now is the best time to get life insurance with critical illness benefits.



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Message us to know more📲☺️

Hi besties! Mention nyo na mga friend nyo na hindi pa insured ☺️

𝘿𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙎𝙪𝙣 𝙇𝙞𝙛𝙚 𝙥𝙡𝙖𝙣𝙨 𝙛𝙤𝙧 𝙙𝙞𝙛𝙛𝙚𝙧𝙚𝙣𝙩 𝙂𝙤𝙖𝙡𝙨 𝙖𝙣𝙙 𝘽𝙪𝙙𝙜𝙚𝙩
☑️ Life Insurance for your loved ones
☑️ Hospitalization Benefits
☑️ Pension
☑️ Retirement fund
☑️ Education fund
☑️ Investment fund
___
Plans are custom-made to fit your specific situation ♥️ '

Send a message for more details 👩🏻‍💻
Micaela Jane P. Fernando
Field Manager- Financial Advisor
[email protected]

Plan your future Now with Sun Life ☀️

Looking for the perfect Health Insurance? We got you! 💛

Sun Fit and Well is a comprehensive program for individuals who wish to maintain their health, from preventative measures to recovery.

Interested? Direct message to know more.

I’m just HERE…

Your Partner For Life,
Micaela Jane P. Fernando

🎉 𝘽𝙐𝘿𝙂𝙀𝙏-𝙁𝙍𝙄𝙀𝙉𝘿𝙇𝙔 𝙋𝙇𝘼𝙉 🎉

LIFE PROTECTION WITH 5-IN-1 BENEFIT ‼️

Covers million of pesos for SAD events like Sickness, Accident and Death. It has also a Fund value which accumulate cash thru investment, that you can use as emergency fund, educational fund or retirement fund! 😯🤯

Sample below:
2500/month (21yrs old, Female, Non smoker)

1 million Life insurance coverage & Critical Illness benefit
with Projected Fund Value of 5.2Million at the age 60

Note ⚠️
Premium differs depending on age, health risk, lifestyle..
The younger & healthier, The cheaper 👍

Protect, Save & Invest NOW ✔️

"Your future is created by what you do today, not tomorrow." -Robert Kiyosaki

Get a free quotation now 📩

Here’s to the women who dare to dream, who break barriers, and who lead with grace and grit! Happy International Women’s Day.

— May we feel celebrated in all ways possible 🤍

Yung mga malalakas na negosyo ngayon at magagaling
na businessman— nagsimula lang din yan sa maliit.
Pero kaya sila umasenso nang husto eh— sinantabi nila
ang hiya, limiting belief mo ‘yan sa sarili mo. Hindi mapapakain ng “hiya” ang pamilya mo.
Hindi ‘yan makakabili ng dream house o car mo. Hindi mo mapapaaral sa college ang anak mo kung lagi mo nalang iisipin na “nakakahiya magbenta.”
Selling is an amazing skill.
Kung nagbebenta ka ng service or product na
makakatulong sa tao— bakit ka nagtatago at nahihiya?

(c) Ma'am Krizzia Malicdem

Sample Illustration for Sun Smarter Life ELITE ⬇️
Mr. Juan is 30 years old, a non-smoker.
He is a seaman earning P250,000 monthly.
He wants to get life insurance so that whatever happens, his family will continue living a comfortable life.
He does not want a VUL plan as actual fund value here isn't guaranteed since it depends on the economy.
He prefers guaranteed benefits.
He acquires a Sun Smarter Life ELITE Peso10 policy
with P1 Million face amount
at an annual premium of P190,110 for 10 years.
Guaranteed Benefits for Mr. Juan:
- At age 36, at the end of his 6th policy year, he will receive a guaranteed payout of P80,000 (8% of P1 Million) and every two years thereafter FOR LIFE--yes as long as he lives!
- At age 31, he'll start earning cash dividends which is withdrawable anytime or he can leave with Sun Life to grow
- At age 32, the policy starts to build guaranteed cash value which he can loan in case of emergency at a competitive interest rate
- Starting age 30, in case of death, Mr. Juan's family will receive P2 Million (200% of the P1 Million face amount) plus any unwithdrawn dividends and endowment.
~
Want a sample quote for this elite plan from Sun Life?
Message me today!

Hindi habang buhay ang pagiging OFW, mabuting pinaghahandaan agad ang pagbabalik Pinas para hindi mag-back to zero.
Save, invest, and most importantly get insured! ✨

Always remember that you are not behind in life. Follow your own timeline and enjoy the journey.

Let Sun Life be your Partner for Life in every step of the way towards a brighter life. ☀

𝗠𝗢𝗠𝗘𝗡𝗧𝗢𝗨𝗦 💛

Secured today, prepared for tomorrow: Embrace the power of insurance 💛

Have a bright day ahead!