Life Goals with SO ARA

The purpose of purchasing life insurance is to provide financial security for your family. A well-thought-out policy can benefit your children's future.

We Filipinos are careful and resourceful with our money. This makes investing a reasonable alternative for accumulating and growing wealth for our financial goals.

Sun Life has made financial investments simple and accessible, with the right mix of funds for every investment. We have investment options to help you grow your financial funds, whether you are on a tight budget or searching to optimize your earning potential.

Get insured now!
Start to Invest and Save to have a better life ahead of you!💛

Shara Joy "ARA" So
Licensed Financial Advisor

Dinner with Tita Melissa and Tito Ferdie Juatco! 😍
🦞🐟🦀🍤❤️🫰

Ang FUND VALUE ay hindi kinita galing sa investment. Ang fund value sa VUL ay ang portion ng premium that is invested. Kay fund value din kinakaltas ang pambayad for the monthly charges.

VUL is primarily a life insurance plan where a portion of your money is invested kaya the better statement is LIFE INSURANCE WITH INVESTMENT COMPONENT.

Other people choose buy term and invest the difference but since they are not billed or reminded about their investment, others fail to continuously add to the investment part.
..with VUL, you are billed for your plans.

The same is true for traditional plans with cash values and endowment. The savings component makes it possible for you to have additional funds you can rely on in the future.

I am only here to present options because there is no one size that fits all when it comes to strategies.

Just know the wealth of options available for you.

If you think that buy-term -invest-the-difference is the strategy for you, do it!

P.S. Traditional life insurance and VUL plans are not savings and investment plans.

Some traditional plans are life insurance with a savings component (cash value).

Other traditional plans have a savings component (cash value) and guaranteed payouts (endowment).

On the other hand, VUL is a life insurance plan with an investment component (fund value).

Ctto-Tati Castro

This is the best time
para gulatin ang
Financial Advisor na sineen mo for years,
mag pa-insure ka na 😌

“ WALANG SAYANG “

𝗠𝗮𝗯𝘂𝗵𝗮𝘆 𝗻𝗴 𝗺𝗮𝘁𝗮𝗴𝗮𝗹, 𝗺𝗮𝘆 𝗽𝗲𝗿𝗮 𝗽𝗮𝗿𝗮 𝘀𝗮 𝘀𝗮𝗿𝗶𝗹𝗶. 𝗠𝗮𝘄𝗮𝗹𝗮 𝗻𝗴 𝗺𝗮𝗮𝗴𝗮, 𝗺𝗮𝘆 𝗽𝗲𝗿𝗮 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗽𝗮𝗺𝗶𝗹𝘆𝗮.

𝗗𝗼 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝘁𝗼𝗱𝗮𝘆 𝘁𝗵𝗮𝘁 𝘆𝗼𝘂𝗿 𝗳𝘂𝘁𝘂𝗿𝗲 𝘀𝗲𝗹𝗳 𝘄𝗶𝗹𝗹 𝘁𝗵𝗮𝗻𝗸 𝘆𝗼𝘂 𝗳𝗼𝗿. 💛

Went to a Sun Life client service center to pay for my client’s initial premium
(initial payment as required for the completion of an application).

Saw different faces with various concerns. There was a client who came to pay for her annual premium, another client who was inquiring on how to revive her lapsed policy, and an elderly couple asking about how they can apply for an insurance with dividends.

But what caught my attention the most is the other old client who also went to the office to claim a death benefit.
He politely told the guard na “𝗦𝗶𝗿, 𝗯𝗲𝗻𝗲𝗳𝗶𝗰𝗶𝗮𝗿𝘆 𝗮𝗸𝗼 𝗻𝘂𝗻𝗴 𝗱𝗲𝗮𝘁𝗵 𝗰𝗹𝗮𝗶𝗺..” and then he was instructed to line up.

I really felt sad and happy at the same time. Sad because of the lost life but also happy because that person who just died didn’t die for nothing.
May iniwan sya para sa pamilya nya.

𝗧𝗵𝗲 𝗳𝗮𝗺𝗶𝗹𝘆 𝗰𝗮𝗻 𝘀𝘁𝗶𝗹𝗹 𝗹𝗶𝘃𝗲 𝗰𝗼𝗺𝗳𝗼𝗿𝘁𝗮𝗯𝗹𝘆 𝗲𝘃𝗲𝗻 𝗶𝗳 𝘄𝗮𝗹𝗮 𝗻𝗮 𝘀𝘆𝗮 𝘀𝗮 𝗽𝗶𝗰𝘁𝘂𝗿𝗲.

This makes me appreciate my role even more, how noble our jobs are as financial advisors, and how beneficial it is for someone to prepare a secured future for his family.

(C)

Client: ang dami pa kasi naming bayarin.

Me: Oh I understand po ☺️ huwag kang mag alala ramdam na ramdam ko rin po yan. Pero diba po di naman natatapos yung mga bayarin natin?

Nadadagdagan pa nga po sa totoo lang habang natanda tayo.

Pero ang pinagkaiba po kapag may Life Insurance ka, may peace of mind ka na whatever happen sayo, yung mga bayarin na sinasabi mo, ay di na masyado poproblemahin ng pamilyang maiiwan mo.

Kapag kumuha ka ng Life Insurance ngayon, di ko naman sinasabi na mababawasan ang bills mo, may bills ka pa rin pero insured ka.

Pili ka client, dun sa maraming bills na insured o sa marami lang bills?

Client: Anu ba kailangan dyan, nasan na ba yung forms na pipirmahan?!?

Start na natin insurance plan mo now?!
Send me a message for free financial planning😉

I'm giving away FREE Quotations for those interested and wants to know more about its Benefits, we offer the following.

👍1.LIFE INSURANCE WITH HEALTH PROTECTION

👍2.EDUCATION FUNDS

👍3.RETIREMENT

👍4.GUARANTEED CASH RETURN 80K EVERY 2 YEARS TILL AGE 100.(best for kids)

👍5.INSURANCE WITH INVESTMENT

If you want to know more just type YES.
ill get back to you the soonest. ☀️

Actually may point nmn, pero baka makatulong din sa'yo to 😊

One of my prospects say this to me “𝗺𝗮𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗻𝗮𝗺𝗮𝗻 𝗮𝗸𝗼 𝘀𝗮 𝗰𝘂𝗿𝗿𝗲𝗻𝘁 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗸𝗼 𝗲𝗵.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌𝘄𝗵𝗮𝘁 𝗶𝗳, 𝘀𝗶 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲 𝗯𝗲𝗰𝗼𝗺𝗲𝘀 𝗰𝗿𝗶𝘁𝗶𝗰𝗮𝗹𝗹𝘆 𝗶𝗹𝗹 𝗮𝗻𝗱 𝗲𝘅𝗰𝗲𝗲𝗱𝗲𝗱 𝗵𝗶𝘀 𝗵𝗺𝗼 𝗹𝗶𝗺𝗶𝘁? 𝘄𝗶𝗹𝗹 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗰𝗼𝘃𝗲𝗿 𝘁𝗵𝗲𝗶𝗿 𝗲𝗻𝘁𝗶𝗿𝗲 𝗵𝗼𝘀𝗽𝗶𝘁𝗮𝗹 𝗯𝗶𝗹𝗹𝘀?

❌𝘄𝗵𝗮𝘁 𝗶𝗳, 𝗮𝗻 𝗶𝗹𝗹𝗻𝗲𝘀𝘀 𝗼𝗿 𝗮𝗻 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗽𝗿𝗲𝘃𝗲𝗻𝘁𝘀 𝘁𝗵𝗲 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲 𝗳𝗿𝗼𝗺 𝗳𝘂𝗹𝗳𝗶𝗹𝗹𝗶𝗻𝗴 𝗵𝗶𝘀 𝘄𝗼𝗿𝗸? 𝘄𝗶𝗹𝗹 𝘁𝗵𝗲𝘆 𝘀𝘁𝗶𝗹𝗹 𝗯𝗲 𝗮𝗯𝗹𝗲 𝘁𝗼 𝗸𝗲𝗲𝗽 𝗵𝗶𝘀 𝗷𝗼𝗯?

❌𝘄𝗵𝗮𝘁 𝗶𝗳, 𝗮𝗻 𝗲𝗺𝗽𝗹𝗼𝘆𝗲𝗲 𝗿𝗲𝘀𝗶𝗴𝗻𝘀 𝗼𝗿 𝗴𝗼𝘁 𝗹𝗮𝗶𝗱 𝗼𝗳𝗳? 𝗮𝗿𝗲 𝘁𝗵𝗲𝘆 𝘀𝘁𝗶𝗹𝗹 𝗾𝘂𝗮𝗹𝗶𝗳𝗶𝗲𝗱 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀?

❌𝘄𝗵𝗮𝘁 𝗶𝗳, 𝘁𝗵𝗲 𝗰𝗼𝗺𝗽𝗮𝗻𝘆 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝗱 𝗯𝗲𝗻𝗲𝗳𝗶𝘁 𝗶𝘀 𝗺𝗶𝗻𝗶𝗺𝗮𝗹 𝗰𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗼𝗻𝗹𝘆? 𝘄𝗶𝗹𝗹 𝗶𝘁 𝗯𝗲 𝗲𝗻𝗼𝘂𝗴𝗵 𝘁𝗼 𝗰𝗼𝘃𝗲𝗿 𝘁𝗵𝗲 𝗻𝗲𝗲𝗱𝘀 𝗮𝗻𝗱 𝘀𝗲𝗰𝘂𝗿𝗲 𝘁𝗵𝗲𝗶𝗿 𝗳𝗮𝗺𝗶𝗹𝘆’𝘀 𝗳𝘂𝘁𝘂𝗿𝗲?

So paano na, bes? 🤔

✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙗𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 𝙖𝙣𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙋𝙧𝙚𝙥𝙖𝙧𝙚𝙙!

Naalala mo nung kumuha ka ng first car mo na 15K monthly, yung cellphone plan mo na 3,000 per month, yung refrigerator mo na kinuha na 4,000 monthly, yung tv mo at washing machine na 5000 monthly.

Ang mindset mo, kakayanin mo. Kaya natapos at kinakaya mo. ❤️
Kaya alam ko na kaya mo din kumuha ng life insurance and investment na P2,000.00 a month para sa pamilya mo. Para lahat ng pinundar mo hindi maibenta pag nagkasakit o biglang may nawala sa pamilya.

Sometimes it's not about the right amount, it's about the right mindset. 🗝️ 😊

The Saddest part of being a Financial Advisor 💔
Ung Feeling na wala kana magawa maski sa taong malapit sayo.
This is the reason why i always followup,iseen man ng madaming beses.

Our Purpose is not to sell,
But to protect you in all Life Uncertainties might life throw to us.

We change lives and we do deliver peace of mind.

ctto Reg

😅😂🤣

As a Sun Life Philippines Financial Advisor, my mission is to help my clients achieve lifetime financial security and live healthier lives. I do this by creating custom-fit financial plans based on their future goals and current financial capacity.

I gain my clients’ confidence by making sure I excel in the industry and be their trusted . Ikaw, may partner ka na ba in achieving your goals?
Let me help you secure a brighter future.
Message me for your life insurance and investment.

To all my dearest client once again,
Thank you for trusting Sun Life Canada Philippines and yours truly as Financial Advisor.

Ara So
[email protected]
Sun Life Financial Advisor

" To God be the Glory "

☀️Affordable ang life, health, educational plan insurance kapag maaga mo pa ito pinaghandaan. 💛

☀️Hindi kailangan ng malaking halaga para mag start. Importante yung magsimula ayon sa budget mo.

📱Ask me how to get affordable insurance based sa age, needs and budget mo. PM me now para matulungan kita maintindihan ang life, health and educational plan insurance. ☀️☀️☀️

Hi Paps and Mums! 🤗☀️

Yung mga wala pang life insurance, or baka gusto mag add ng Life Insurance with investment, Health, Educational, Retirement etc. Baka ma consider nyo proposal ni SUNLIFE. ☀️

Nsa 1,500 -2k lng monthly depende sa age, at smoking habits nyo. 😊
Pwede ko kayo gawan ng sample computation and free discussion. 😊

Kung sila na afford nila, malamang ikaw din afford mo kuhanan insurance sarili at pamilya mo db?! 😊

Just pm me for sample computation and discussion. 😊
💌 Ara So - SunLife PH
💌 Ara So - SunLife

Hi Paps and Mums! 🤗☀️

Yung mga wala pang life insurance, or baka gusto mag add ng Life Insurance with investment, Health, Educational, Retirement etc. Baka ma consider nyo proposal ni SUNLIFE. ☀️

Nsa 1,500 -2k lng monthly depende sa age, at smoking habits nyo. 😊
Pwede ko kayo gawan ng sample computation and free discussion. 😊

Kung sila na afford nila, malamang ikaw din afford mo kuhanan insurance sarili at pamilya mo db?! 😊

Just pm me for sample computation and discussion. 😊
💌 Ara So - SunLife PH
💌 Ara So - SunLife

Life Insurance for New Parents – Important or Not?

Life insurance is a topic that many people don’t want to think about, but it’s important for your family. In the event of an accident or illness, life insurance can provide financial security and peace of mind for you and your family.

Why You Need Life Insurance as a Parent
When you become a parent, your whole world changes. You are now responsible for another human being, and you want to do everything in your power to protect them and make sure they have a bright future. One of the things you can do to help protect your child is to get life insurance.

What Happens if One or Both Parents Die?
If something happens to one or both of the parents, the child will need financial support. A life insurance policy can provide that security and peace of mind for the parents and the child.

Life insurance is an invaluable benefit for any parent looking out for their child’s future well-being, especially if they are planning to leave money or property behind outside of a will or trust arrangement in order to protect against creditors later down the line. It is also often purchased by parents who want their children to be able to afford college tuition without incurring debt but do not receive financial help from their parents (or grandparents) for educational expenses.

Life insurance can be a great way to make sure your children are cared for in the future, and it may be easier than you think to get what you need at an affordable price. With that in mind, it’s important to get started now instead of waiting until something happens.

If you would like more information about life insurance or other types of policy coverage, you may send me a message.

Introducing one of the most preferred Sun Life plans na may GUARANTEED CASH PAYOUT,

SUN SMART ELITE PESO 10!

Ito ay 10 years payment whole life insurance na merong 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗖𝗮𝘀𝗵 𝗩𝗮𝗹𝘂𝗲 and merong 𝗚𝘂𝗮𝗿𝗮𝗻𝘁𝗲𝗲𝗱 𝗔𝗻𝘁𝗶𝗰𝗶𝗽𝗮𝘁𝗲𝗱 𝗘𝗻𝗱𝗼𝘄𝗺𝗲𝗻𝘁 𝗕𝗲𝗻𝗲𝗳𝗶𝘁.

Nagbibigay si Sun Life ng 𝟴% 𝗚𝗨𝗔𝗥𝗔𝗡𝗧𝗘𝗘𝗗 𝗖𝗔𝗦𝗛 𝗕𝗲𝗻𝗲𝗳𝗶𝘁 at the end of 6𝘁𝗵 𝘆𝗲𝗮𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗽𝗼𝗹𝗶𝗰𝘆, 𝗮𝗻𝗱 𝗲𝘃𝗲𝗿𝘆 𝟮 𝘆𝗲𝗮𝗿𝘀 𝗮𝗳𝘁𝗲𝗿𝘄𝗮𝗿𝗱𝘀, 𝘂𝗻𝘁𝗶𝗹 𝗮𝗴𝗲 𝟭𝟬𝟬. Di ba ang ganda, di ka pa tapos mag bayad may pension ka na until you reach age 100!

𝗞𝗮𝗵𝗶𝘁 𝘀𝗮𝗮𝗻 𝗽𝘄𝗲𝗱𝗲 𝗺𝗼𝗻𝗴 𝗴𝗮𝗺𝗶𝘁𝗶𝗻 𝗮𝗻𝗴 𝗽𝗲𝗿𝗮:
🏠 𝗯𝘂𝘆𝗶𝗻𝗴 𝗵𝗼𝘂𝘀𝗲 𝗮𝗻𝗱 𝗹𝗼𝘁
✈️ 𝘁𝗿𝗮𝘃𝗲𝗹 𝗴𝗼𝗮𝗹𝘀
👩‍🎓 𝗸𝗶𝗱'𝘀 𝗲𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻
👴 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗮𝗻𝗱 𝗺𝗼𝗿𝗲!

Message me to know more about this plan 🥰

𝐒𝐮𝐧 𝐒𝐦𝐚𝐫𝐭𝐞𝐫 𝐋𝐢𝐟𝐞 𝐄𝐥𝐢𝐭𝐞 𝐏𝐞𝐬𝐨 𝟏𝟎 is a life insurance and savings plan from Sun Life that can be a great option for educational funds.

Here are some of the reasons why:

𝐆𝐮𝐚𝐫𝐚𝐧𝐭𝐞𝐞𝐝 𝐜𝐚𝐬𝐡 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬: Starting on the 6th year of your policy, you will receive guaranteed cash benefits every 2 years until you reach age 100.

𝐅𝐥𝐞𝐱𝐢𝐛𝐥𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭 𝐭𝐞𝐫𝐦𝐬: You can choose to pay your premiums for 10 years or 5 years.

𝐓𝐚𝐱 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬: The premiums you pay for Sun Smarter Life Elite Peso 10 are tax-deductible, which can save you money on your taxes.

In addition to these benefits, Sun Smarter Life Elite Peso 10 also offers the following features that make it a good option for educational funds:

𝐃𝐨𝐮𝐛𝐥𝐞 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞: In the event of your death, your beneficiaries will receive twice the face amount of your policy. This means that they will be financially protected even if you pass away prematurely.

𝐃𝐢𝐯𝐢𝐝𝐞𝐧𝐝𝐬: You may also receive dividends from your policy, which can be used to increase your cash value or purchase additional coverage.

𝐋𝐨𝐚𝐧 𝐩𝐫𝐢𝐯𝐢𝐥𝐞𝐠𝐞𝐬: You may also borrow money from your policy, up to a certain limit. This can be a helpful source of funds in case of an emergency.

If you are looking for a safe and secure way to save for your child's education, then Sun Smarter Life Elite Peso 10 is a good option to consider.

𝑺𝒆𝒏𝒅 𝒎𝒆 𝒂 𝒎𝒆𝒔𝒔𝒂𝒈𝒆 𝒕𝒐𝒅𝒂𝒚 𝒕𝒐 𝒍𝒆𝒂𝒓𝒏 𝒎𝒐𝒓𝒆. 💌

Breadwinner ka, parent ka, ikaw ang nagpo-provide sa pamilya mo— then you definitely need a Life Insurance.
The main purpose of Life Insurance is to answer these kind of worries:
- Paano anak ko kapag nawala ako? Anong kakainin nila?
- Paano kaya asawa ko kapag nawala ako, wala pa naman
siyang work.
- Paano kaya magka-college si bunso, ako lang kumikita sa amin?
- Paano kaya parents ko? Matanda na sila kapag nawala ako di na nila kaya kumita ng pera.

Kung ikaw ay breadwinner, saludo ako sa’yo. Magpahinga ka kung kailangan. Pero ‘wag na ‘wag ka susuko. Pay yourself first! ❤️

I am happy to assist you!
📩 Ara So - Licensed Financial Advisor

3 FACTS about Life Insurance

✅Mas mahal Ang Life insurance habang tumatanda ka

✅Hindi lahat ng tao insurable

✅Pinaka maganda pagkuha ng life insurance ay habang Hindi mo ito kailangan. Dahil baka pag kailangan mo na Hindi na pwede

🔆SOLD🔆
Thanks for trusting, Till next transac! 💛

🔆SOLD🔆
Thanks for trusting, Till next transac! 💛

Makakatanggap ka ng mataas na eléctric bill ngayon búwan.
Claim it!

Invest while young and healthy. 💛

Meron ka na bang pamana para sa anak mo?
Pamanang hindi mapapalitan ng kahit na ano pa man with life insurance siguradong protektado ang future ng iyong anak. ☀️💛

Having a Son in your life is one of life's most precious gifts and is a blessing. May my Son always know how proud I am of him 💙🙌

Looking For:

Client na WILLING magpainsure. Kapagod magprospecting. HAHAHAHA 🤣

SOLD ✨