Sunlife Gracie

my advocacy as a financial advisor gets deeper in every lives secured !

Thank you for the trust !

Youre partner for life 😍😍

𝗧𝗵𝗲 𝗿𝗲𝗮𝗹𝗶𝘁𝘆......
𝟭. 𝗛𝗮𝗯𝗮𝗻𝗴 𝗯𝘂𝘀𝘆 𝘀𝗮 𝗽𝗮𝗴 𝗵𝗮𝗵𝗮𝗻𝗮𝗽 𝗯𝘂𝗵𝗮𝘆, 𝗸𝗮𝗶𝗹𝗮𝗻𝗴𝗮𝗻 𝗺𝗮𝗴𝗹𝗮𝗮𝗻 𝗽𝗮𝗿𝗮 𝘀𝗮 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗮𝗿𝗲 𝗳𝘂𝗻𝗱, 𝗱𝗮𝗵𝗶𝗹 𝗸𝗮𝗽𝗮𝗴 𝗸𝗮𝘁𝗮𝘄𝗮𝗻 𝗻𝗮 𝗮𝗻𝗴 𝘀𝘂𝗺𝘂𝗸𝗼, 𝘂𝘂𝗯𝘂𝘀𝗶𝗻 𝗮𝗻𝗴 𝗹𝗮𝗵𝗮𝘁 𝗻𝗴 𝗻𝗮𝗽𝘂𝗻𝗱𝗮𝗿 𝗺𝗼 𝗽𝗮𝗿𝗮 𝗶𝗽𝗮𝗴𝗮𝗺𝗼𝘁.
𝟮. 𝗞𝘂𝗻𝗴 𝗺𝗮𝗿𝗮𝗺𝗶 𝗸𝗮 𝗻𝗴 𝗽𝗲𝗿𝗮 𝗻𝗴𝗮𝘆𝗼𝗻, 𝗺𝗮𝗴 𝗵𝗲𝗮𝗹𝘁𝗵 𝗰𝗮𝗿𝗲 𝗳𝘂𝗻𝗱 𝗸𝗮 𝗻𝗮 𝗽𝗮𝗿𝗮 𝗵𝗶𝗻𝗱𝗶 𝗺𝗮𝗯𝗮𝗯𝗮𝘄𝗮𝘀𝗮𝗻 𝗸𝘂𝗻𝗴 𝗮𝗻𝗼 𝗺𝗮𝗻 𝗮𝗻𝗴 𝗺𝗲𝗿𝗼𝗻 𝗸𝗮.
𝟯. 𝗞𝘂𝗻𝗴 𝗯𝗿𝗲𝗮𝗱 𝘄𝗶𝗻𝗻𝗲𝗿 𝗮𝘁 𝗶𝗻𝗮𝗮𝘀𝗮𝗵𝗮𝗻 𝗻𝗴 𝗽𝗮𝗺𝗶𝗹𝘆𝗮, 𝗺𝗮𝗴 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗸𝗮 𝗻𝗮 𝗽𝗮𝗿𝗮 𝗺𝗮𝘆 𝗺𝗮𝗺𝗮𝗻𝗮𝗵𝗶𝗻 𝗮𝗻𝗴 𝗺𝗴𝗮 𝗮𝗻𝗮𝗸 𝗸𝘂𝗻𝗴 𝘁𝗮𝘁𝗮𝘄𝗮𝗴𝗶𝗻 𝗸𝗮 𝗻𝗮 𝗻𝗶 𝗚𝗼𝗱 𝗽𝗮𝗿𝗮 𝗺𝗮𝗴𝗽𝗮𝗵𝗶𝗻𝗴𝗮.
𝗔𝗻𝗴 𝗸𝗮𝗺𝗮𝘁𝗮𝘆𝗮𝗻 𝗮𝘆 𝗽𝗮𝗿𝗮𝗻𝗴 𝗺𝗮𝗴𝗻𝗮𝗻𝗮𝗸𝗮𝘄 𝗻𝗮- 𝗗𝘂𝗺𝗮𝗱𝗮𝘁𝗶𝗻𝗴 𝗻𝗮 𝗵𝗶𝗻𝗱𝗶 𝗶𝗻𝗮𝗮𝘀𝗮𝗵𝗮𝗻.
𝟰. 𝗞𝘂𝗻𝗴 𝗴𝘂𝘀𝘁𝗼 𝗺𝗼𝗻𝗴 𝗺𝗮𝘀 𝗺𝗮𝘀𝗮𝘆𝗮 𝗮𝗻𝗴 𝗽𝗮𝗴 𝗿𝗲𝘁𝗶𝗿𝗲 𝗺𝗼, 𝗺𝗮𝗴 𝗶𝗻𝘃𝗲𝘀𝘁 𝗸𝗮 𝗻𝗮. 𝗔𝗹𝗮𝗹𝗮𝗵𝗮𝗻𝗶𝗻 𝗺𝗼, 𝗸𝘂𝗻𝗴 𝗴𝗮𝗮𝗻𝗼 𝗺𝗮𝗻 𝗸𝗮𝗹𝗮𝗸𝗶 𝗮𝗻𝗴 𝗸𝗶𝗻𝗶𝗸𝗶𝘁𝗮 𝗺𝗼 𝗻𝗴𝗮𝘆𝗼𝗻,
𝗞𝗮𝗽𝗮𝗴 𝘀𝘂𝗺𝗮𝗽𝗶𝘁 𝗮𝗻𝗴 𝘁𝗮𝗸𝗶𝗽 𝘀𝗶𝗹𝗶𝗺 𝗻𝗴 𝗯𝘂𝗵𝗮𝘆 𝗮𝘆 𝗵𝗶𝗻𝗱𝗶 𝗺𝗼 𝗻𝗮 𝗺𝗮𝗸𝗮𝗸𝗮𝗺𝘁𝗮𝗻 𝗮𝗻𝗴 𝗵𝗮𝗹𝗮𝗴𝗮𝗻𝗴 𝗶𝘆𝗮𝗻.

Its my priviledge to be invited to one of the most prestigious dinner 🥰🥰

Sabi nga nila, the right partner makes everything brighter. 🫶🏻☀️

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As your , let’s work together to ensure that your legacy will be passed on to the next generations.

Go to https://sunlife.co/sun-legacy to learn more.

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𝗧𝗼 𝗮𝗹𝗹 𝗺𝘆 𝗳𝗮𝗰𝗲𝗯𝗼𝗼𝗸 𝗳𝗿𝗶𝗲𝗻𝗱𝘀, 𝗴𝗶𝘃𝗲 𝗺𝗲 𝗮 𝗺𝗼𝗺𝗲𝗻𝘁 𝘁𝗼 𝗲𝘅𝗽𝗹𝗮𝗶𝗻...

𝗬𝗲𝘀, 𝗻𝗮𝗴 𝗮𝗮𝗹𝗼𝗸 𝗮𝗸𝗼 𝗻𝗴 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲.
𝗬𝗲𝘀, 𝗻𝗮𝗻𝗴𝘂𝗻𝗴𝘂𝗹𝗶𝘁 𝗮𝗸𝗼.
𝗣𝗲𝗿𝗼 𝘁𝗵𝗶𝘀 𝗸𝗶𝗻𝗱 𝗼𝗳 𝗖𝗛𝗔𝗧 𝗶𝘀 𝗺𝘆 𝗳𝘂𝗲𝗹.

As a Financial Advisor..

😭 I don't want you end up selling everything you have invested because you work hard for that;

😔 I don't want you begging from other people when you can't handle the expenses for a sickness you never see coming;

😢 I don't want you blaming yourself for being a burden to your family during uncertain events you are not prepared for.

So at least give me a chance to make you understand your needs and priorities, and how we can create a plan that supports them.

Please do not wait to make late decisions and actions.

Listen to our call. Listen to our plea. Please get an insurance. Protect yourself. Protect your family. Protect your assets. MESSAGE ME FOR MORE DETAILS.

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Let me help you invest your hard earned money

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R E T I R E M E N T

1. One day you will retire. You won't be going to work. You won’t have office power any more. No influence or at best, a reduced influence. Your cash flow will also reduce! Check retirement date on your payslip.

2. Always go for your 30days annual leave. Whatever you do during your leave, is what you will be doing when you retire. If all you do is to sleep or watch TV, then that’s what you are likely do do in your retirement. Remember the book of Proverbs. A little sleep and a little slumber, so shall your poverty multiply.
Watching Big Brother will not save you heartache in retirement. Learn a trade or a skill during your leave. It will come handy. Spend your after-office hours learning something. Don’t spend it sleeping, Gossiping, watching TV!! Same goes for your weekend. Make them productive. You will thank yourself for spending your time productively.

3. Invest for your retirement... your children are not retirement investment. Don’t bank on your children’s support or the support of friends or relations. That’s a BIG risk. It may not happen. Be ready to take care of yourself!! Everyone has his own responsibilities. They won’t be able to help you that much. You will also lose your dignity and respect if you adopt a life of begging.

4. Start a hobby early in your working days to take you along when you retire. Rearing chicken, farming or own a shop. Acquire marketable skills (not useless paper certificates), etc.

5. Where shall you retire. Build yourself a home. Don't retire and start to rent a house or refuse to vacate government house. You will be at the mercy of your landlord at a time when your cash flow is not only reduced but unpredictable!!

6. Who shall be your dependants. By the time you retire, your children should be above 18, and self reliant.

7. Don't retire and stay in a big city unless you can TRULY afford it. You can't continue living in a big city after 60 with limited financial resources. The language and the hustle will be hard for you. Where possible, Relocate to a less expensive town where your reduced take home (pension) can go further.

8. Have property which can be rented or converted into cash. Have shares that pay good dividends. Plant cash trees. Rear goats, cultivate vegetables etc. these activities will not only give you income but will also keep you healthy.

9. Live a simple life. If you never built a house at your rural home, dont use your retirement package to build. It is unwise unless you plan to live there on a permanent basis or you are super rich and therefore can afford the luxury. The choice is yours.

Note that many of retirees die early because of the following:

1. They are Not mentally prepared to retire.
2. Lack of finances
3. They Lapse into Depression
4. They develop Hypertension/ Diabetes because of worries, anxiety and uncertainty and financial pressures.

YOUR DESK AT YOUR WORK PLACE IS NOT PERMANENT. PLAN FOR YOUR RETIREMENT.

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So if the sahod is weak how to make it strong 😁😁

Bring more sahod so that bills will become weak beacuse you have more sahod 😅🤣

🥰🥰🥰🥰

Thank you to all my clients !!thank you for trusting me to become your financial advisor !

Perks of being a sunlife advisor 🥰🥰🥰
Thank you so much

2022 Summer Campaign
Affluent Altapreneur Achiever🍾🎉🍾

Thank you SM Alvin Gladys Cuapiaco Malicsi for
There is in Sun Life!



.HelenaAugusta

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Let go of the doubts and focus on the brighter future that awaits you. We believe in you. Believe in you. 💛

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TO AVOID EMBARRASSMENT AND UNNECESSARY PRESSURE IN LIFE

1. Put your kids in schools you can afford because expensive schools don’t guarantee good results. Just ensure they attend a good affordable school.

2. Rent apartments you can pay for
conveniently. Don’t live in a house you struggle to pay for yearly. If your 3 or 4month salary or biz profit can’t pay for your accommodation, that accommodation is probably not for your level.

3. A man whose wife is pregnant has good 9months to prepare, same as the pregnant woman in question. They should even plan for the worse and only seek help when it is extremely necessary.

4. Some problems in our lives don’t just pop up, if you don’t own a home, we knew we would pay rent…So it's not an emergency. We know life happens and that is why savings are encouraged no matter how little try to save something.

5. Let’s plan our lives and live within our means. Save more and spend less and Invest wisely. Never invest in something that will make you rich overnight. No seed grows to a tree overnight and provides fruits, not even tomatoes.

6. Some women buy food for their children every morning before going
to school or even for the whole family, do you know it’s cheaper to cook at home?

7. Some people don’t earn much but have DSTV at home, so go for GOTV and upgrade when your income upgrades. It’s still the same CNN anyway! Besides, most people pay for cable subscriptions because they don’t have light or time to watch. Pay for the package you can afford.

8. Eat healthy meals and protect your family from mosquitoes to avoid going to the hospital always. Sleeping under a mosquito-treated net saves you the cost of treatment for malaria. Especially if you live in mosquito prone environment.

9. Take advantage of food and fruits in season, it's cheaper and you can be creative to create amazing meals. Every fruit in each season is meant to help your body fight sickness or health challenges in that season.

10. Don’t copy your neighbour’s lifestyle, she earns well and her husband is a ‘big man.

11. Don’t follow trends, wear clean well- ironed clothes and keep your hair neat. You would still look good.

12. Keep your circle small, keep only friends that have senses!

13. Above all things, have the fear of God, have integrity, don’t be lazy and be prayerful.

14. Planning is the key, if you fail to plan, you plan to FAIL.

15. Don’t do more than your budget this year, there is no award given to the best family that wore expensive cloth for the year.

16. Don’t compete with
anyone… The purpose of shoes and clothes is to cover our nakedness and make us smart and good. Be wise

Lastly be wise get insured 😊😊
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Rise above limitations, work towards your goals, and achieve a brighter life! ☀️

We all have anxieties when it comes to our kids future !! Let me help you plan for it !

Let me help you