Smart Money Moves

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 𝒏𝒐𝒕 𝒆𝒏𝒐𝒖𝒈𝒉 𝒕𝒐 𝒉𝒂𝒗𝒆 𝒐𝒏𝒆 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒑𝒐𝒍𝒊𝒄𝒚?

Aside from being a financial wealth planner. I am also conducting FREE policy review to ensure you have adequate coverage as your life changes 🙂

If you’re a policy holder and want to check your existing plan, just message me and I'll help you 🤗🧡

Madalas, unang naiisip ng mga tao about insurance ay magagamit lang pag namatay sila.

Insurance is more than death coverages, it has living benefits that you and your loved ones can take advantage of.

Message me to learn more about how insurance can help you. 🤗

𝐋𝐢𝐦𝐢𝐭𝐞𝐝 𝐭𝐢𝐦𝐞 𝐨𝐟𝐟𝐞𝐫 𝐟𝐫𝐨𝐦 𝐉𝐮𝐧𝐞 𝟕 𝐭𝐨 𝟐𝟏 𝐨𝐧𝐥𝐲 ‼️

𝐈𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐢𝐧𝐠 𝐅𝐖𝐃 𝐆𝐨𝐥𝐝𝐞𝐧 𝟕, 𝐚𝐧 𝐞𝐱𝐜𝐥𝐮𝐬𝐢𝐯𝐞 𝐥𝐢𝐦𝐢𝐭𝐞𝐝 𝐨𝐟𝐟𝐞𝐫 𝐢𝐧𝐯𝐞𝐬𝐭𝐦𝐞𝐧𝐭-𝐥𝐢𝐧𝐤𝐞𝐝 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐥𝐚𝐧 𝐭𝐡𝐚𝐭 𝐨𝐟𝐟𝐞𝐫𝐬:

✅ 4% annual returns for 7 years
✅ 100% return of premiums at the end of the 7th year
✅ Beneficiaries receive 125% on the single paid premium or 105% of the account value, whichever is higher if the insured passes away.

Maximize your money's earning potential. Starts at PhP500,000 for a one-time payment plan.

Message me for more information.

June na! Time to hit the mid-year reset button on your finances— review, reevaluate, and reignite your financial goals.

Here’s how:

✔️ Budget refresh

Review and update your budget for the new
season. Trim unnecessary expenses, reallocate funds to align with current priorities, and set new financial goals to keep you motivated.

✔️ Declutter debt

List all your debts with their interest % and set a repayment plan. Choose between the snowball or
avalanche method

✔️ Review Subscriptions and Services

Evaluate your subscription services and recurring
expenses. Cancel subscriptions that you no longer use or need

✔️ Set up or increase your emergency fund

Start your emergency fund with at least 3-6months worth of monthly expenses and save it in a high yield savings account. In case you already have one, increase it.

Let's make the rest of the year your best financial chapter yet! Message mo ko, help kita 😊

70 pesos per day na CRITICAL ILLNESS PLAN ba ang hanap mo?
Tara usap tayo!

Hi friends! Baka naghahanap kayo ng side hustle or may kilala kayo na gusto ng part-time? Comment or PM lang 😊

EARN MORE and create YOUR BEST LIFESTYLE! 🧡

Work: Insurance Agent

Qualification: Graduate of any 4 year college or 2 year College undergrad with 2 years work experience

Benefits:
- Commission income and bonuses
- Free iPad (terms and conditions apply)
- Local and international travels
- Free trainings 😍
- Work from home/ flexitime

More benefits are waiting for you!

Looking for part-time? Message me 😊

Baka may family member kayo or ikaw mismo na na-decline/postpone ang life insurance application due to pre-existing medical conditions, we can try here sa FWD Life Philippines 🧡
Best thing is we can try ipa-underwrite (pre-approve) without paying.

Message me!

Hey fellow young professionals! 🤗

It's easy to overlook insurance in our 20s and 30s, but it's a crucial investment in our future. Whether it's life or disability insurance, having coverage provides peace of mind and financial security.

Don't wait until it's too late – protect yourself and your loved ones today!

Hi Friends! Baka may kilala kayo na looking ng extra income and part-time job 😍.

Send your CV to my email address 🤗

Hi Friends! Baka may kilala kayo na looking ng extra income and part-time job 😍

I have 5 slots for our FREE Career Orientation on April 20, at Dusit Thani Makati, 1PM!

💻 Work-From-Home set-up.
💰 Earn 20k to 60k monthly part-time income
📳 Free iPad gadget
✅ FRESH GRADS, “GRAD-WAITING” STUDENTS, and Career Shifters are ALL welcome. 👋🏼

Qualifications:
✔️ Any Bachelor's Degree Professionals or
✔️ 2 Years College Level/Graduate with at least 2 years working experienced.
FREE SNACKS!
FREE REGISTRATION!
FREE ORIENTATION!
Tara, register na kita 🫶🏼

I’m inviting everyone who are interested to start a part-time career! 🤗 Details in poster. Send me a direct message for registration 💌

Qualifications:
✅ Atleast 4 years course graduate
✅ No work experience required
✅ Willing to learn and train

Perks:
✅ Weekly Commission
✅ Monthly Bonuses
✅ Free Ipad
✅ Free Travels (local and internantional)

FWD Group was named as the “Most Innovative Insurer in Asia” by IDC Asia/Pacific Financial Insights Innovation Awards 2023.

Innovation doesn't stop, and so do we. Fulfilling our vision of 'changing the way people feel about insurance' is no easy task, but in FWD, we continuously explore ways to grow and innovate to ensure we offer nothing but the best for our customers.

Read more about our innovations at ms.spr.ly/FWDPH-112223

Certainly! Here are some tips for investing and saving money tailored to the Gen Z and Millennial generations:

✅️ Start Early
✅️ Budgeting
✅️ Emergency Fund
✅️ Learn About Investing
✅️ Side Hustles
✅️ Stay Patient

Remember that financial situations can vary, so it's essential to adapt these tips to your personal circumstances and financial goals. Regularly review and adjust your financial plan as needed.

Did you know…❓

that one of our VUL Products namely FWD Manifest has the following unique BONUS FEATURES:

A. Start-up Bonus 💰
During the 1st year of the policy, a start-up bonus will be invested into a separate account which at the end of the 5th and 10th policy vesting years will be credited to the main account value.

Start-up bonus schedule is:
Band 1 (SA2M): *30%
*as % of 1st year modal premium paid

Payout schedule:
End of Y5: 5-pay(50%) or 10-pay(25%)
End of Y10: 5-pay(50%) or 10-pay(75%)

B. Premium Extension Bonus 🤑
An additional 2% of the basic premium will be added to the account value if premiums are paid continuously beyond the pay period

For 5-Pay: Bonus will be added starting from 6th to 10th year
For 10-Pay: Bonus will be added starting from 11th to 20th year

C. Guaranteed Milestone Increase 👶
Get more protection as your protection needs change. A one time additional 20% in sum assured with no medical requirement, upon reaching a milestone such as:
1. Wedding
2. New Baby/Adoption
3. New Property
4. University Graduation of Insured
5. Policy’s 10th year Anniversary
6. Retirement

D. Investment Protector Bonus 🪙
An additional 100% of the loyalty bonus will be added to the investment to help fight market downturns.

This will double the Loyalty Bonus if in the last business day of the calendar year preceding the bonus payout, the PSEI price is lower than its price as of the first business day 5 years

Type nman alin/ano sa apat na unique “Bonus” features ka napa WOW👌😁

Visit FWD The One at shop.fwd.com.ph/agency/agent/10016858 to learn more.

𝐄𝐝𝐮𝐜𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐏𝐥𝐚𝐧!!! 📣📣
5 years program only 😱😍
Secure the BEST future of your kids! Prepare for their College Fund 🎓✅

Message me mga mamshie and daddy for customize proposal 💌🤗

Sa mga naghahanap ng part-time job jan para magkaroon ng extra-income. Baka makatulong ito sa inyo 🤗 Qualifications below:
✅ Graduate of any 4-years course no work-experience required; or
✅ Atleast finished 2-years in College with atleast 2-years work experience

If pasok ka sa hinahanap namin, message mo ako for registration sa career preview 🤗

Many are still not prioritizing the value of financial planning thinking they are still young.

But failing to prepare is planning to fail

It would be too late and it would cost you double when you plan of these things near retirement.

Furthermore, illness and accident could strike at any age

Failproof your life by opening an insurance plan with us.

Wherein you are insured and money for retirement is secured. 😊

𝐖𝐞 𝐚𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐞𝐚𝐥𝐭𝐡 𝐏𝐥𝐚𝐧𝐧𝐞𝐫𝐬!

Are you ready to join our dynamic team? We're thrilled to announce that we have openings for both part-time and full-time positions. If you're looking to be part of a fantastic work environment and make a difference, this is your chance!

🔸️Flexible hours to suit your schedule.
🔸️Gain valuable experience and skills.
🔸️Dive deep into your career with us.
🔸️Comprehensive benefits and growth opportunities.
🔸️Be a key player in our success story.

Join us in making a positive impact. Drop a message or click the link below.

APPLY HERE >>> https://docs.google.com/forms/d/e/1FAIpQLSdlRzOsiP9lqKFauKp505bZTL353pXOE1JH8HdwXVnyBPK5dA/viewform?usp=pp_url

Life Insurance Isn't Just for the Future - It's for NOW!

Hey, Millennials and Gen Z! We get it – you're living life to the fullest, pursuing your dreams, and building your future. But have you thought about protecting your loved ones and your financial legacy? Life insurance can be your safety net.

🔸️Secure your family's future.
🔸️Protect your dreams and ambitions.
🔸️Lock in lower rates while you're young.

Let's chat about how life insurance can be a smart move for your generation. Get in touch today!

Trust the process, trust yourself!

Sometimes, the journey might seem uncertain, but your inner strength and determination will guide you to your goals. Believe in your abilities, keep pushing forward, and success will follow.

🌞 Good morning, everyone! 😄 Starting the day with a positive mindset can set the tone for your financial goals. 💰 Let's embrace the day with optimism and make conscious choices to save and invest for a brighter future.

𝐖𝐞 𝐚𝐫𝐞 𝐥𝐨𝐨𝐤𝐢𝐧𝐠 𝐟𝐨𝐫 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐖𝐞𝐚𝐥𝐭𝐡 𝐏𝐥𝐚𝐧𝐧𝐞𝐫𝐬!

Join us and enjoy the following the following perks:

🔸️You can earn from 30k - 200k++ depending on the time you allot for this job (Write your own paycheck)
🔸️Flexible work schedule, WFH (Part-timers are welcome)
🔸️Local and International Travels All expense paid
🔸️Monthly Performance Bonus, Rewards and Recognition
🔸️Career growth opportunities. Be promoted at your own pace.
🔸️HMO and Retirement benefits
🔸️Plus FREE IPAD!!!

================

Qualifications:
🔸️21-50 years old
🔸️College Graduate
🔸️If not, completed at-least 2nd year College with at-least 2 years work experience.
🔸️Background in finance and sales is an advantage but not required.
🔸️Willing to learn and attend trainings online.

APPLY HERE >>> https://docs.google.com/forms/d/e/1FAIpQLSdlRzOsiP9lqKFauKp505bZTL353pXOE1JH8HdwXVnyBPK5dA/viewform?usp=pp_url