Prulife UK Iloilo

When it comes to deciding between insurance and investments, many people wonder which should come first. Today, I want to address this crucial question and provide you with a practical guide.

👉🏼 Protect Your Income: Start by prioritizing income protection. This means having the right insurance coverage to safeguard your income source. Remember, without a steady income, your ability to save and invest is at risk. So, ensure you have adequate insurance to protect against unexpected events that could impact your income.

👉🏼 Build a Growth Fund: Instead of an emergency fund, focus on building a growth fund. This fund acts as a financial resource to rebuild dreams and explore new opportunities. It provides liquidity that can be used to try new ideas and strategies, allowing you to grow in life.

👉🏼 Start Investing Wisely: Once you have protected your income and established a growth fund, you can focus on investing. Consider your financial goals, risk tolerance, and time horizon when choosing investment options. Diversify your portfolio to reduce risk and maximize potential returns.

👉🏼 Create Multiple Streams of Income: As you progress on your financial journey, aim to develop multiple sources of income. This can include side businesses, rental properties, or investments in dividend-paying stocks. Having multiple streams of income provides stability and increases your financial resilience.

👉🏼 Continuously Review and Adjust: Regularly review your insurance coverage, investment portfolio, and financial goals. As your circumstances change, make necessary adjustments to ensure your financial plan remains aligned with your objectives.

By following these practical steps, you can effectively manage both insurance and investments in a strategic manner. Remember, protecting your income is the foundation for financial stability, and investments should complement your overall financial plan. With a growth fund in place, you'll have the liquidity to explore new opportunities and rebuild your dreams.

Supporting your family financially not only means making sure there’s food on the table and the bills get paid, but also means ensuring your loved ones will have time to mourn and recover from shock if something ever happens to you…
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Find a chance to speak to a financial advisor so you and your family can be well protected today. 👨👩👧👦

To all dads, father figures, and mentors - today is your special day! Have an amazing one! ❤

Why should every family consider estate planning? Here are five reasons:

1. Safeguarding Accumulated Wealth: Estate planning establishes a legal framework to protect the assets you've tirelessly worked to accumulate.

2. Strategizing the Future of Assets: It facilitates careful and strategic planning for the future management and utilization of your assets.

3. Fulfilling Your Wishes: Estate planning ensures that your specific intentions regarding the distribution and management of your assets are clearly understood and implemented.

4. Minimizing Transfer Losses: A well-crafted estate plan can minimize losses that can occur during the transfer of assets, such as taxes, legal fees, and other related expenses.

5. Preventing Conflicts and Disputes: A thoroughly planned estate significantly reduces the potential for family conflicts and legal disputes over asset distribution upon your passing.

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If you're a financial advisor reading this, I encourage you to delve deeper into the field of estate planning. This area, often overlooked, can tremendously enhance the value of the service you offer to your clients.

Additionally, estate planning can open doors to meaningful conversations about your clients' values, priorities, and family dynamics, deepening your client-advisor relationship. As you navigate these essential discussions, you'll gain trust and establish a lasting rapport that can span generations.

𝗜𝗧'𝗦 𝗢𝗙𝗙𝗜𝗖𝗜𝗔𝗟! ‼️

The official ranking for Top Insurance Companies in the coutnry in 2023 in terms of New Business Annual Premium Equivalent (NBAPE) 🔥

Thank you once again to all our clients for the trust and confidence in us and in our company! 🥰 Rest assured, we will remain committed with our service and loyal to you! 😊

Congratulations and well done to all the hardworking and dedicated Financial Advisors, Leaders, Staff, Employees and Management in the insurance industry!

Let us all work together and aim to keep on insuring more Filipino families! 👍🏻😁 At the end of the day, it's not just about the rankings but more of how we serve our clients. ❤🙏🏻

To God be the glory! ☝🏻

𝙒𝙝𝙖𝙩 𝙞𝙨 𝙉𝘽𝘼𝙋𝙀? - ‘It is an international standard that the Commission adopted to more accurately measure the life insurance industry's sales performance.’ - Commissioner Dennis Funa

Read full article here ⬇️
https://www.insurance.gov.ph/wp-content/uploads/2024/03/NBAPE-Life-Insurance-Companies-EQRSFS-Q4-2023.pdf?fbclid=IwAR3IHJYj83zVdae3e6uJFsoa30aPfusnbfGFmB5gpuyfcIzlEHZDm7fbfps

💪Let this be your first win this 2024!

Usap tayo to plan your 2024!✨

Happy New Year!

For career, love, family or self, keep manifesting! 🥰

Join my community: https://m.me/j/Abbo2uXXlpcQTkIJ/

"Running out of time but not out of creativity! 🕒✨ Explore our last-minute DIY gift ideas that turn ordinary into extraordinary. Give the gift of a personal touch this holiday season! 🎁🌟 "

"Wrap up the Savings, Unwrap the Joy! 🎁✨ This holiday season, let's celebrate with budget-savvy tips that add sparkle, not stress. Your guide to a festive and financially fabulous time! 💳🌟 "

Another feat worth celebrating!

Our PRUExcellence and for you, our employees, customers, agency force, and distribution partners have stood out in the industry.

We will continue our winning mindset and create ripples of change as the trusted partner of more Filipino families in protecting their future!

Read to know more here:
https://lnkd.in/gAvH6h7V

Tip: Adjusting your payment frequency is easy-peasy through our digital channels PRUAccess & PRUServices on Pulse.

Download Pulse app  http://bit.ly/Get-Pulse
Visit PRUAccess  https://pruaccess.prulifeuk.com.ph

🎉 Celebrating Ms. KR's second Insuravest milestone! 🌟 Congratulations on securing your son's educational future with Insuravest. As a valued friend, Gala-mate, and devoted Insuravest Believer, your commitment to financial well-being truly shines. Here's to building a brighter tomorrow together! 🚀💙

Always be a little kinder than necessary.💕

Happy World Kindness Day! How are you spreading PRU Love today? ♥

25 DAYS BEFORE CHRISTMAS‼️😍
Are you looking for a Perfect Gift for Christmas to your loved ones 😊
Ilang araw na lang PASKO na‼️🎄 Ready nba ang regalo mo sa mga inaanak mo at sa mga mahal mo sa buhay? Ano kaya pwede mong iregalo sa mga inaanak mo higit sa lahat sa pamilya mo at sarili mo??
😊 May I suggest a gift na pwede mong iregalo na kung saan pasok sa budget mo at hindi lang yun makakapagligtas ka pa ng buhay at makakamtan mo paang iyong kinabukasan😉
If you want this gift for your loved ones ngayong Pasko, Ngayon palang simulan na natin makamit ang Pangarap na yan😊 Feel free to message me for more details. Halika pag usapan natin yan😉