Practical Ilongga

I am giving free financial planning for everyone. Just message me for more info.

20/02/2024

"๐—•๐—ฒ ๐—ต๐—ผ๐—บ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ด๐—ผ๐—ผ๐—ฑ - ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐˜†๐—ผ๐˜‚ ๐—บ๐—ฎ๐˜† ๐—ฏ๐—ฒ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐˜„๐—ผ๐—ฟ๐—น๐—ฑ."

โœ…What are the goals you are working hard for?

โœ…How do you imagine your retirement years?

From education and health, you need good financial plans in place. Whether traveling the world and pursuing your passion, you need enough funds to make it happen.

Let Sun Life be a part of your journey towards a secure and prosperous future.

๐™Ž๐™š๐™ฉ ๐™–๐™ฃ ๐™–๐™ฅ๐™ฅ๐™ค๐™ž๐™ฃ๐™ฉ๐™ข๐™š๐™ฃ๐™ฉ ๐™ฌ๐™ž๐™ฉ๐™ ๐™ข๐™š ๐™จ๐™ค ๐™ฌ๐™š ๐™˜๐™–๐™ฃ ๐™๐™š๐™ก๐™ฅ ๐™ข๐™–๐™ ๐™š ๐™ฎ๐™ค๐™ช๐™ง ๐™๐™–๐™ง๐™™ ๐™ฌ๐™ค๐™ง๐™  ๐™˜๐™ค๐™ช๐™ฃ๐™ฉ ๐™ฌ๐™ž๐™ฉ๐™ ๐™Ž๐™๐™ž๐™ฃ๐™š ๐™‹๐™ž๐™ฃ๐™ค๐™ฎ'๐™จ ๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™›๐™ค๐™ง ๐™Š๐™๐™’'๐™จ.

15/02/2024

ANO BA ANG INFLATION?

(Gusto kitang matulungan kahit sa simpleng post na eto sana may maambag ako sayo, kaya para eto sa gustong matuto at magpatulong.)

Ang inflation ay silent killer or tahimik na pumapatay sa kakayanan ng pera natin na bumili or tinatawag na purchasing power. ๐Ÿ”ฅ

โŒAng 100,000 mo ang purchasing power nalang nya ay 80,000 goodbye na sa 20,000.

โŒAng isang libo (1,000) mo ang purchasing power nalang nya ay 800 pesos.

โœ… Para lumaban ang pera mo, kelangan ang kinikita din nya ay 7-8%

๐Ÿฅฒ Kaso Ang starting na interest sa bank savings mo ay nasa 0.0625% (Haha daming zero zero 625)

Meaning ang 100,000 ay kikita ng 62.50 pesos in one year
Less 20% withholding tax so ang net ay 50 pesos. Ilang piraso na lang na sibuyas yang 50 pesos! ๐Ÿ˜… ๐Ÿ˜‚

Paano na? ๐Ÿ˜ญ๐Ÿ˜ญ๐Ÿ˜ญ๐Ÿ˜ญ
Anong mga pwedeng solusyon? ๐Ÿ”ฅ

1. Kahit mababa ang interest mo sa banko, mag iwan ka pa din ng 6-12 months EMERGENCY fund savings. Please lang unahin mo yan. ๐Ÿ˜‚ Haha may please talaga.

2. Kumayod ka ng EXTRA you need to earn more now. Lalo kung hindi kataasan ang sweldo mo. 80% ng Pinoy hindi kataasan ang sweldo, kaya ang labanan na ngayon, hindi na lang DIPLOMA kuni SIPAG DISKARTE din. Find ways!

3. If you have extra money, mag saliksik, Oo IKAW - hanapin MO ang mga safe na instrument na nag oofer ng 4% pataas na rate para may LABAN kahit paano ang pera mo.

4. If gusto mo talaga tapatan ang 7-8% or MORE ang INFLATION mag aral ka sa mga EXPERT about investment. Mag bayad ka ng mga seminar fee.

5. Kapag natuto kana at nagbago buhay mo, PLEASE PAY IT FORWARD ha magturo ka din sa iba para mabawasan na ang nahihirapan sa pera na kababayan mo.

If umabot ka pa sa dulo ng message ko,
Tandaan, KAPWA KO MAHAL KO.
Mahal kita, kaya nagtuturo ako. ๐Ÿฅฐ

Kapag di mo pa din gets ang inflation, titigan mo ang BIKINI na sinampay ko. ๐Ÿ˜… Peace!

Photos from Practical Ilongga's post 06/02/2024

Last Oct. 2022, my client availed Sun Wealth Prime 7 and he's now enjoying his annual pay out๐Ÿ’›

The applicant was his brother-in-law and we just declared my client as a third party owner since he works in another country. This coming October 2024 is the 2nd year pay out of his investment๐Ÿ˜๐Ÿ˜

This is a limited offer of Sun Life. If you're interested, you may message me now!

02/02/2024

Not just a policy but a necessity; nor just a piece of paper but financial security.

This could be your childโ€™s education fund, your future savings and retirement, your way to start your dream business or shield from a critical illness.

Donโ€™t confuse the cost of insurance with the value it can bring to you โ˜€๏ธ It's never too late to have one.

&WealthierLives

Photos from Chinkee Tan's post 25/01/2024
25/01/2024

๐—”๐—ป๐—ด ๐—ฃ๐—”๐— ๐—”๐—ก๐—” ๐—ฃ๐—Ÿ๐—”๐—ก ๐—ฝ๐—ฎ๐—ฟ๐—ฎ ๐˜€๐—ฎ ๐—ถ๐˜†๐—ผ๐—ป๐—ด ๐—ฎ๐—ป๐—ฎ๐—ธ๐Ÿ’›

๐Ÿ‘‰SUN SMARTER LIFE ELITE PESO PLAN

โœ…Magbibigay si Sun Life ng 8% GUARANTEED Cash Benefit at the end of the 6th year of the policy, and every 2 years thereafter lifetime!
โœ… Double ang face amount upon death of the insured
โœ… Meron kang dividends (not guaranteed)
โœ… Great for kids educational fund
โœ… Depende sa laki ng face amount ang laki ng 8% cash benefit na makukuha, the higher the face amount, the higher the cash benefits
โœ… Okay siya sa taong may hesitations sa VUL,
โœ… Perfect para sa mga taong sigurista
โœ… May paying period na 5 years, 10 years or whole life

For example:
Face Amount: 1,000,000
Guaranteed Cash Benefit: 80,000

Message me to know more.๐Ÿ™‚

17/01/2024

Join our Career Preview this Jan. 20, 2024 and know the PERKS of being a Sun Life Financial Advisor!

Limited Slots Only! PM me now to reserve your slot. See you there!

09/01/2024

๐—œ๐—ก๐—ฉ๐—˜๐—ฆ๐—ง ๐—œ๐—ก ๐—ฌ๐—ข๐—จ๐—ฅ ๐—ž๐—œ๐——'๐—ฆ ๐—˜๐——๐—จ๐—–๐—”๐—ง๐—œ๐—ข๐—ก๐—”๐—Ÿ ๐—™๐—จ๐—ก๐—— ๐—ช๐—œ๐—ง๐—› ๐—ฆ๐—จ๐—ก ๐—ฆ๐— ๐—”๐—ฅ๐—ง๐—˜๐—ฅ ๐—Ÿ๐—œ๐—™๐—˜ ๐—˜๐—Ÿ๐—œ๐—ง๐—˜ ๐—ฃ๐—˜๐—ฆ๐—ข ๐—ฃ๐—Ÿ๐—”๐—ก๐—ฆ!

Sun Smarter Life Elite is a ๐™‡๐™ž๐™›๐™š ๐™„๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š & ๐™Ž๐™–๐™ซ๐™ž๐™ฃ๐™œ๐™จ ๐™‹๐™ก๐™–๐™ฃ of Sun Life that is a great option for educational funds.

๐˜๐˜Œ๐˜™๐˜Œ ๐˜ˆ๐˜™๐˜Œ ๐˜š๐˜–๐˜”๐˜Œ ๐˜–๐˜ ๐˜›๐˜๐˜Œ ๐˜™๐˜Œ๐˜ˆ๐˜š๐˜–๐˜•๐˜š ๐˜ž๐˜๐˜ :

๐Ÿ“Œ๐†๐”๐€๐‘๐€๐๐“๐„๐„๐ƒ ๐‚๐€๐’๐‡ ๐๐„๐๐„๐…๐ˆ๐“๐’: Starting at the end of the 6th year of the policy, you will receive guaranteed cash benefits that is 8% of the face amount and every 2 years thereafter lifetime

๐Ÿ“Œ๐ƒ๐Ž๐”๐๐‹๐„ ๐‹๐ˆ๐…๐„ ๐ˆ๐๐’๐”๐‘๐€๐๐‚๐„ ๐‚๐Ž๐•๐„๐‘๐€๐†๐„:
Beneficiaries will receive twice of the face amount of the policy.

๐Ÿ“Œ๐…๐‹๐„๐—๐ˆ๐๐‹๐„ ๐’๐€๐•๐ˆ๐๐† ๐˜๐„๐€๐‘๐’: You can choose to save for 5 years or 10 years

๐Ÿ“Œ๐ƒ๐ˆ๐•๐ˆ๐ƒ๐„๐๐ƒ๐’: You may also receive dividends from your policy which can be used to increase your cash value, purchase additional coverage or can be withdrawn anytime

๐Ÿ“Œ๐‹๐Ž๐€๐ ๐๐‘๐ˆ๐•๐ˆ๐‹๐„๐†๐„๐’: You can have a policy loan up to a certain limit based from your cash value, a helpful source of funds in case of emergency.

๐Ÿ“Œ๐€๐ƒ๐ƒ๐ˆ๐“๐ˆ๐Ž๐๐€๐‹ ๐๐„๐๐„๐…๐ˆ๐“๐’: You may customize the plan, you can add/delete additional protection

If you want to give your kids the safe and secure educational fund, then Sun Smarter Life Elite Peso Plan ๐™Ž๐™๐™‰ ๐™Ž๐™ˆ๐˜ผ๐™๐™๐™€๐™ ๐™‡๐™„๐™๐™€ ๐™€๐™‡๐™„๐™๐™€ ๐™‹๐™€๐™Ž๐™Š ๐™‹๐™‡๐˜ผ๐™‰ is a good option to consider.

๐’๐ž๐ง๐ ๐ฆ๐ž ๐š ๐ฆ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐ง๐จ๐ฐ ๐ญ๐จ ๐ฅ๐ž๐š๐ซ๐ง ๐ฆ๐จ๐ซ๐ž ๐Ÿ’Œ
๐ˆ'๐ฅ๐ฅ ๐›๐ž ๐ ๐ฅ๐š๐ ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ!

๐—ฅ๐—ฒ๐—ป๐—ฐ๐—ฒ๐—น ๐—•๐—ฒ๐—ป๐—ท๐—ฎ๐—บ๐—ถ๐—ป
๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐”๐ง๐ข๐ญ ๐Œ๐š๐ง๐š๐ ๐ž๐ซ
๐ซ๐ž๐ง๐œ๐ž๐ฅ.๐ .๐›๐ž๐ง๐ฃ๐š๐ฆ๐ข๐ง@๐ฌ๐ฎ๐ง๐ฅ๐ข๐Ÿ๐ž.๐œ๐จ๐ฆ.๐ฉ๐ก

08/01/2024

Kailan ang best time para kumuha ng life insurance? ๐Ÿค”

If hanggang ngayon wala ka pa ring life insurance? Read this!

I have 2 answers..

Answer #1:
The moment that you get your 1st salary or income. The very purpose of life insurance is to protect the money making machine. The moment na kumita ka na dapat protected ka. Life insurance protects your income.

Now, if you're already making an income, and hindi ka pa rin insured.

Answer # 2:
The best time to get is today.
not next year, not next month, not next week, and not even tomorrow.

Today is the best time to get insured!
why? Because tomorrow is never guaranteed.

Sickness, accident, death can happen anytime.

Hindi natin control kung anong mangyayari today, and the day there after.

Habang wala kang insurance, everyday is a risk.
Kaya get your life insurance today!

13/12/2023

Did you know that Life Insurance policies aside from death benefits,

โœ…can be used to fund your child's education
โœ…can help you plan for your retirement
โœ…can be an effective tool for estate planning
โœ…offer additional benefits such like hospitalization benefit, critical illness coverage,
disability benefits, etc
โœ…can help you pay off your outstanding debts
โœ…can help you leave a legacy for your loved ones
โœ…can help you start a business
โœ…can provide PEACE OF MIND, knowing your loved ones will be taken care of financially if we're gone.

Get the coverage you need today๐Ÿ’›

04/12/2023

End this year with the best gift for yourself and your family. Ngayong pasko, eto ang pinkamagandang kwento mo.๐ŸŽ„โ˜€๏ธ

28/11/2023

Bago magPasko, mas mainam na I regalo sa sarili ang financial security through Guaranteed Payouts. Eto ang pinakamagandang regalo para sa self mo. Kung nagbabalak ka mag umpisa, wag mo ng patagalin pa.โ˜€๏ธ

23/11/2023

Sa bawat policy ng partner mo, ikaw ay nandyan as beneficiary for sure. Ung future nya, future mo din. Kaya never stop your partner in getting one ok?๐Ÿ˜‰ Tara lets start it na.โ˜€๏ธ๐Ÿซฐ๐Ÿป

Photos from Practical Ilongga's post 16/11/2023

๐€๐ซ๐ž ๐ฒ๐จ๐ฎ ๐ญ๐ข๐ซ๐ž๐ ๐จ๐Ÿ ๐ฒ๐จ๐ฎ๐ซ ๐๐š๐ฒ ๐ญ๐จ ๐๐š๐ฒ ๐ฃ๐จ๐›?
๐‹๐จ๐จ๐ค๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐š๐ง๐จ๐ญ๐ก๐ž๐ซ ๐จ๐ฉ๐ฉ๐จ๐ซ๐ญ๐ฎ๐ง๐ข๐ญ๐ฒ?
๐’๐ž๐š๐ซ๐œ๐ก๐ข๐ง๐  ๐Ÿ๐จ๐ซ ๐ฆ๐จ๐ซ๐ž ๐ฆ๐ž๐š๐ง๐ข๐ง๐  ๐ข๐ง ๐ฒ๐จ๐ฎ๐ซ ๐œ๐š๐ซ๐ž๐ž๐ซ?

๐˜พ๐™ค๐™ข๐™š & ๐™‚๐™ง๐™ค๐™ฌ ๐™ฌ๐™ž๐™ฉ๐™ ๐™ช๐™จ!!

๐Œ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐ฎ๐ฌ ๐š๐ง๐ฒ๐ญ๐ข๐ฆ๐ž ๐š๐ง๐ ๐ž๐ฑ๐ฉ๐ž๐ซ๐ข๐ž๐ง๐œ๐ž ๐ญ๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ฌ๐ข๐๐ž ๐ก๐ฎ๐ฌ๐ญ๐ฅ๐ž ๐ž๐ฏ๐ž๐ซ๐Ÿ’›

๐Ÿ‘‰๐™’๐™€ ๐˜ผ๐˜พ๐˜พ๐™€๐™‹๐™ ๐™‹๐˜ผ๐™๐™ ๐™๐™„๐™ˆ๐™€๐™

13/11/2023

๐๐š๐ญ ๐ฐ๐š๐ฅ๐š ๐ค๐š๐ฉ๐š๐ง๐  ๐‡๐ž๐š๐ฅ๐ญ๐ก ๐๐ฅ๐š๐ง?

Let's normalize and prioritize our health especially during tough times na sobrang expensive na ang lahat even the cause of Healthcare. Here you can start your Health Plan at a low amount with coverage until age 100.

Meet up? Let me help you out. Tara!

Photos from Practical Ilongga's post 21/10/2023

๐†๐”๐€๐‘๐€๐๐“๐„๐„๐ƒ ๐‹๐ˆ๐…๐„๐“๐ˆ๐Œ๐„ ๐˜๐„๐€๐‘๐‹๐˜ ๐๐€๐˜๐Ž๐”๐“!

โ˜€๏ธ ๐’๐”๐ ๐‹๐„๐†๐€๐‚๐˜ โ˜€๏ธ

Sun Life's newest product that is perfect for someone na naghahanap ng immediate liquidity, wealth accummulation and preservation of funds!
If you love Sun Smarter Life Elite, then you will love this product even more.

โœ… Choose from one time payment, 2 years or 5 years lang

โœ… Life insurance coverage of 125% of your total original premiums paid, from day 1 of coverage until age 100 (total death benefit)

โœ… Yearly pay-outs equivalent to 2.15% or 2.25% of your premium beginning a year after the end of premium payment up until age 100.

โœ… With endowments, dividends and living benefits pa! Panalong panalo ang buong family!

Message me for more info ๐Ÿ“ฉ

Photos from Practical Ilongga's post 21/10/2023

Calling all Business Owners, OFWs and those who are planning to retire early. Sun Legacy would be your best asset as it gives you GUARANTEED YEARLY PAYOUTS, just pay it 2 or 5 years then youll receive yearly a sure money till age 100. See sample below. Tara!

04/10/2023

Gusto mo ba maka receive ng early pension kahit sa barko? Invest now and receive guaranteed benefits for a lifetime!

Wanna more the details? Kindly send me a message๐Ÿ’Œ๐Ÿ’Œ

12/09/2023

The moment you sign and pay your premium on your Policy Application, a lot of dreams and future aspirations can be achieved. The only hard part is the first, but rest assured it will worth it in the future. So do not delay your application. Time matters. Start right away.

24/08/2023

BAKIT MALUNGKOT ANG BESHY KO?๐Ÿคธโ€โ™€๏ธ๐Ÿ˜ฅ๐Ÿคธ,

KASI NAUBOS ANG SAVINGS KO?!๐Ÿ˜ญ๐Ÿคธ๐Ÿคธโ€โ™‚๏ธ

Remember that your greatest asset is YOU โ€“ your health and ability to earn a living for you and your loved ones. ๐—ฌ๐—ผ๐˜‚ ๐˜€๐—ต๐—ผ๐˜‚๐—น๐—ฑ ๐˜๐—ต๐—ฒ๐—ฟ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฝ๐—ฟ๐—ผ๐˜๐—ฒ๐—ฐ๐˜ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ด๐—ฟ๐—ฒ๐—ฎ๐˜๐—ฒ๐˜€๐˜ ๐—ฎ๐˜€๐˜€๐—ฒ๐˜ ๐˜„๐—ถ๐˜๐—ต ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ. ๐Ÿ’›

Stay fit and healthy. And most importantly, GET FINANCIALLY PROTECTED. Know your options.

Message me so we can SAVE your SAVINGS against unwanted emergenciesโ˜€๏ธ

23/08/2023

What is the true purpose of wealth? ๐Ÿง

Wealth is said to be important in order to secure the future of your loved onesโ€”but how we acquire our riches and what we do with it speak a lot about our character. ๐Ÿ’›

Creating wealth needs passion, dedication, and the right attitude!

READ MORE โžก https://sunlife.co/true-purpose-of-wealth

17/08/2023

๐— ๐—ฎ๐—ธ๐—ฒ ๐—ฆ๐˜‚๐—ป ๐—Ÿ๐—ถ๐—ณ๐—ฒ ๐—ฎ๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฃ๐—ฎ๐—ฟ๐˜ - ๐—ง๐—ถ๐—บ๐—ฒ ๐—•๐˜‚๐˜€๐—ถ๐—ป๐—ฒ๐˜€๐˜€
Mejo kapos or tama lang ang sweldo mo buwan2x? Tara, and be a part - time Sun Life Advisor! Know more how to make Sun Life as your Business this August 26, 2023 at Park Inn by Radisson at SM City Iloilo.

Limited slots only. Message me for reservation

12/08/2023

๐Œ๐š๐ก๐ข๐ซ๐š๐ฉ ๐ฆ๐š๐ ๐ข๐ง๐  ๐’๐ž๐š๐ฆ๐š๐ง. ๐†๐ฎ๐ฌ๐ญ๐จ ๐ฆ๐จ ๐ง๐  ๐ž๐š๐ซ๐ฅ๐ฒ ๐ซ๐ž๐ญ๐ข๐ซ๐ž๐ฆ๐ž๐ง๐ญ?
Kung bibigyan ka ng policy mo after 6yrs ng 300k and every 2yrs, lifetime gusto mo ba? Kung bibigyan k ng policy mo ng yearly cash value ok ba sayo? And kung bibigyan ka ng policy mo ng yearly dividends mas ok ba? Ung tatlo na yan, nandito. Tara kabaro!

05/08/2023

Are you self-driven? Love to sell and wanted more growth in career pero Part-time lang? Earn as much as 30-50k per month or more with a lot of incentives of being a Professional Sun Life Advisor. Message me directly to know the steps.๐ŸŒž

05/08/2023

As parents, we really want our best for our children. Why not secure their future by having an investment that could serve as their educational fund?

As Low as 50 Pesos Per day, you can start saving for their education. Message me now for more detailed info.

03/08/2023

๐—ฆ๐˜‚๐—ฐ๐—ฐ๐—ฒ๐˜€๐˜€ ๐—ถ๐˜€๐—ป'๐˜ ๐—ฎ๐—น๐˜„๐—ฎ๐˜†๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—ด๐—ฟ๐—ฒ๐—ฎ๐˜๐—ป๐—ฒ๐˜€๐˜€. ๐—œ๐˜'๐˜€ ๐—ฎ๐—ฏ๐—ผ๐˜‚๐˜ ๐—–๐—ข๐—ก๐—ฆ๐—œ๐—ฆ๐—ง๐—˜๐—ก๐—–๐—ฌ!

Congratulations ๐™Š๐™๐™Š๐™๐™Š ๐™ˆ๐™๐™‰๐™๐™Š๐™€ ๐™๐™‰๐™„๐™๐ŸŽ‰๐ŸŽ‰ for being the Top 2 Unit in the whole Visayas in terms of Monthly Participation Rate(MPR) Last July 2023.

This recognition is not about me, it is all your significant contribution for the success of our team. Thank you from the bottom of my lovely heart๐Ÿ’›๐Ÿ’› Proud UM here๐Ÿ˜€

To God Be The Glory!

27/07/2023

Life insurance is more than just death benefits.
It has living benefits as well.

20/07/2023

๐Š๐ฎ๐ฅ๐š๐ง๐  ๐š๐ง๐  ๐’๐š๐ฅ๐š๐ซ๐ฒ ๐š๐ง๐ ๐ง๐ž๐ž๐ ๐ฆ๐จ๐ซ๐ž ๐ข๐ง๐œ๐จ๐ฆ๐ž ๐ข๐ง ๐š ๐ฉ๐ซ๐จ๐Ÿ๐ž๐ฌ๐ฌ๐ข๐จ๐ง๐š๐ฅ ๐ฐ๐š๐ฒ ๐ง๐š ๐๐š๐ซ๐ญ-๐ญ๐ข๐ฆ๐ž ๐ฅ๐š๐ง๐ ?
Get the Insurance Commission Licensure Examination this August 19, 2023 and be a Licensed Financial Advisor. To know more, attend our Business Orientation Program (BoP) on July 29, 2023, Saturday. Change your mind, change your habits, change your life.

17/07/2023

Gusto mo may Life Policy ka with Investment in different Top Companies in the Philippines? Good to know we have Maxilink Prime!

Message me to know more, for only 65php per day! ๐Ÿ”ฅ๐Ÿ˜๐Ÿ’›

Want your business to be the top-listed Accountant in Iloilo City?
Click here to claim your Sponsored Listing.

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