Brighter & Wiser PH

We advocate financial literacy to every Filipino family. The first and oldest in the Philippines!

Sun Life Financial offers a diverse range of insurance, wealth & asset management solutions to help every Filipino in their journey towards a brighter life.

Photos from Brighter & Wiser PH's post 31/08/2024

Silip lang kami, kasi BER months na bukas baka pa insure kana๐Ÿ˜‚

Photos from Brighter & Wiser PH's post 27/08/2024

SUNLIFE BOOTH DAY 1/4โ˜€๏ธ

Hello friends, if you're around Rizal visit our Sunlife booth here at University of Rizal System Binangonan.๐Ÿซฐ๐Ÿ’›

Looking for a Job? Pwede dito kahit Part-Time! Tara, apply ka na. Looking for Insurance and Investment? Tara, assist ka namin we conduct FREE FINANCIAL PLANNING CONSULTATION.

For Free quotation we offer:

โœ…๏ธEducational Plan
โœ…๏ธRetirement Plan
โœ…๏ธInvestment Plan
โœ…๏ธSavings Plan
โœ…๏ธIncome Protection
โœ…๏ธInsurance, Health & Accident

Nandito kami until 4:30pm August 30,2024.
See you!!!๐Ÿฅฐ

16/08/2024

๐’๐”๐ ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐Ÿ๐ŸŽ๐Ÿ’›๐Ÿ’›๐Ÿ’›

โœ”๏ธ Ang SUN Smarter Life Elite 10 ay insurance with guaranteed endowment at guaranteed cash value.

โœ”๏ธ Sa SUN Smarter Life Elite 10, may life insurance coverage ka na until age 100, meron ka pang guaranteed endowment until age 100 din!

๐Œ๐š๐ ๐ค๐š๐ง๐จ ๐š๐ง๐  ๐ ๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ ๐ž๐ง๐๐จ๐ฐ๐ฆ๐ž๐ง๐ญ?

From the 6th policy year, makakareceive ka na ng 40,000 pesos until age 100 (every other year payout)

Note: guaranteed endowment in this sample proposal is different from yours since the basis will be your age, health status, face amount, and budget

๐Œ๐š๐ ๐ค๐š๐ง๐จ ๐š๐ง๐  ๐ ๐ฎ๐š๐ซ๐š๐ง๐ญ๐ž๐ž๐ ๐œ๐š๐ฌ๐ก ๐ฏ๐š๐ฅ๐ฎ๐ž?

From the 3rd year of the policy, meron ka nang 100,000 na pwede mo i-withdraw o hayaan muna sa SunLife para patuloy na kumikita ng dividends ang pera mo.

๐๐š๐ค๐ข๐ญ ๐ฆ๐š๐ ๐š๐ง๐๐š ๐š๐ง๐  ๐’๐”๐ ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐Ÿ๐ŸŽ?

Para ka lang may apartment na pinaparentahan pero dito GUARANTEED ang endowment at cash value mo. Ang mas maganda pa dito, 10 years to pay lang ang SUN Smarter Life Elite 10! No extra or hidden charges

๐๐š๐ซ๐š ๐ค๐š๐ง๐ข๐ง๐จ ๐š๐ง๐  ๐’๐”๐ ๐’๐ฆ๐š๐ซ๐ญ๐ž๐ซ ๐‹๐ข๐Ÿ๐ž ๐„๐ฅ๐ข๐ญ๐ž ๐Ÿ๐ŸŽ?

โœ”๏ธ Pwede sa baby kasi the best time to prepare for their future is now

โœ”๏ธ Pwede sa toddlers at kids kasi magagamit ito for education fund

โœ”๏ธ Pwede sa young adults para sa kanilang life milestones

โœ”๏ธ Pwede sa adults para paghandaan ang retirement years

Kung naghahanap ka pa rin ng investment na di ka malulugi, SUN Smarter Life Elite 10 ang kailangan mo.

02/08/2024

C O N G R A T U L A T I O N S C L I E N T! ๐Ÿ˜

Glory to God for bringing me to this career where I am able to help my fellow filipinos to get insured and have financial security. tyL๐Ÿ™๐Ÿป

Thank you clients for trusting me to be your financial advisor.
Kudos for taking actions on your financial goals.๐Ÿ‘

Photos from Brighter & Wiser PH's post 30/07/2024

๐™†๐˜ผ๐™Ž๐™†๐˜ผ๐™Ž๐˜ผ๐™‰ ๐˜ฝ๐™๐˜ฟ๐˜ฟ๐™„๐™€๐™Ž ๐˜พ๐˜พ ๐˜ฟ๐™„๐™Ž๐™†๐˜ผ๐™๐™๐™€ ๐™Ž๐™๐™Š๐™๐™”!๐Ÿ’›

Go and maximize your cc for your life insurance and protection๐Ÿฅฐ

Pwedeng pwede for initial payment and succeeding premium payments hanggang matapos ka sa plan.๐Ÿ’›

19/07/2024

Congratulations client!๐Ÿ‘๐ŸŽŠ

Yung client na iniisip ang pamilyang maiwan nya higit sa sarili nya indeed a Life Insurance believer, iba na yung insured at secured hindi ka kakaba kaba sa future mo.๐Ÿ’›

Thank you for the trust welcome to a Brighter Lifeโ˜€๏ธ

16/07/2024

Never discourage your friends and family from getting insurance. Unless you have 2M in cash to cover their hospital bills โ˜บ๏ธ

08/07/2024

Happy Birthday Ana Peรฑamante Tirados ๐ŸŽ‰

Wishing you joy, love, and all your favorite things on your special day. Enjoy!

Photos from Brighter & Wiser PH's post 07/07/2024

When you are grateful of what you have, you will always rewarded with more. ๐Ÿƒโ˜๏ธ

01/07/2024

This July, we will be launching a new promo that aims to make client contact information update more rewarding.

To make this more exciting, valid Sun Life clients who will update their contact information through the Client Portal or the Mobile App will get a chance to win as much as Php 10K worth of Pluxee credits or 2 Lower Box Tickets to watch a Global Pop Superstar in the Manila leg of her World Tour this November 14! ๐Ÿคฉ๐ŸŽค

More details here: https://sunlife.co/2024CCIUPromoMechanics

23/06/2024

Dear God,
We humbly come to You to lift our beloved nation, the Philippines, into Your loving and merciful hands. We ask for forgiveness for the sins in our landโ€”sins of idolatry, greed, lust, and for simply not loving and caring for our nation enough. We pray for peace and protection for all the families. Bless our government leaders with wisdom. Bless the doctors, teachers, businessmen, and all those who work hard to provide for their families. We pray, Lord, that every family will come to know Godโ€™s transforming love. In Jesusโ€™ name, Amen.

19/06/2024

Take note๐Ÿ–Š๏ธโœ…

19/06/2024

Take the opportunity to start a brighter future for yourself and your loved ones! โ˜€

As your Partner for Life, we are here to support you in your life goals. Connect to a Sun Life Advisor today at sunlife.co/talktoadvisor to know more.

31/05/2024

Walang taong naghirap dahil kumuha ng insurance.

Pero marami ang nahirapan sa finances dahil hindi sila nakapag-prepare bago dumating ang life uncertainties - tulad ng death at sickness.

Ngayong payday - I hope na magawa mo na yung goal mo na maging insured at makapagsimulang mag-invest. Bigyan mo ng oras para maintindihan ang benefits.

Bigyan mo ng oras ang sarili mo na magkaroon ng peace of mind.

23/05/2024

Wag mo hayaang ikaw lang ang insured and has growing money for Investment. Deserve din yan ng buong pamilyaโค๏ธ.

Congrats to all my clients na buong family sinikap mainsured simula panganay na anak hanggang bunso.๐Ÿ”ฅ

and so invite your family to get โค๏ธ

Pm now๐Ÿ“ฉ

11/05/2024

๐™‚๐™Š๐™Š๐˜ฟ ๐˜ฟ๐™€๐˜ฝ๐™โœ”๏ธ AND ๐˜ฝ๐˜ผ๐˜ฟ ๐˜ฟ๐™€๐˜ฝ๐™ โŒ๏ธ

Debt that helps put you in a better position may be considered "good debt." Borrowing to invest in a small business, education, or real estate is generally considered โ€œgood debt,โ€ because you are investing the money you borrow in an asset that will improve your overall financial picture.

a bad debt is a type of expense that occurs after repayment by a customer (when credit has been extended) is no longer considered to be collectable.

5 Ways to Rediscover Your Life After Motherhood 11/05/2024

Happy mother's day!๐ŸŒท

5 Ways to Rediscover Your Life After Motherhood Searching for ways to get more out of life beyond being a mother? Here are proven activities to enrich your daily living.

08/05/2024

M O N E Y F O R THE NEXT GENERATION

If you will ask me what is the best investment plan for your child? ๐Ÿ‘ถ๐Ÿป

โ˜€๏ธโ˜€๏ธโ˜€๏ธ Itโ€™s SUN SMARTER LIFE ELITE โ˜€๏ธโ˜€๏ธโ˜€๏ธ

GUARANTEED INCOME/PENSION FOR LIFEโ—๏ธโ—๏ธโ—๏ธ

Ano ang Sun Smarter Life Elite Peso 5/10?
Ito ay 5/10 year payment whole life insurance na merong GUARANTEED Cash Value and merong Guaranteed Anticipated Endowment Benefit.

Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.

Ano daw?
Magbibigay si Sunlife ng guaranteed 8% ng face amount on the 6th year of the policy at every other year after that hanggang tumanda ka until age 100. Diba ang ganda, may pension ka until you reach age 100.

Hindi mo na kailangan hintayin ang retirement mo, you can get a guaranteed income every other year.

Ano ang PROS ng Sun Smarter Life Elite 5/10:

โœ… Double ang face amount upon death of the insured
โœ… Meron syang GUARANTEED 8% na endowment benefit
โœ… Meron kang dividend (not guaranteed, projected 3%)
โœ… Great for child's educational fund from 0 to 10 years old
โœ… Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100.
โœ… Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
โœ… Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
โœ… Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila. Ang investment dito ay GUARANTEED at hindi nakadepende sa galaw ng stock market.
โœ… Perfect para sa mga taong sigurista
โœ… May paying period na 5 years or 10 years
โœ… Merong Accidental Death at Total Disability Benefit

Eh anu-ano naman ang CONS nito:

โ–ช๏ธ Pwede sya sa mga taong merong budget na 6K or more per month para sa plan nila
โ–ช๏ธ Hindi ka naghahawak ng shares ng top companies sa pilipinas (shareholder)
โ–ช๏ธ Hindi ka naka-invest sa stocks, money market, bonds, etc.

๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚
For example if you have
1,000,000 face amount..
8% is 80,000

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends until 100 years old ๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚
Just do the math ๐Ÿ˜Š

Eh paano kung 2,000,000 face amount
8% is 160,000 + dividend on the 6th year, 2 years thereafter until age 100 ๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚

*** The lowest face amount allowed is Php 200,000
*** Pwede mo ipunin ang pera and leave it to accumulate
*** Kahit saan pwede mong gamitin ang pera (House & Lot, Travel Goals, Kidsโ€™ Education, Retirement, etc.) Itโ€™s YOUR money ๐Ÿ™‚ Hindi siya limited sa education lang.
*** You can use the money as pension

Want to know what type of insurance plan that works for you? Send us a direct message, planuhin natin ang financial goals nyo.

Your advisor for life,
Ana Peรฑamante Tirados

Follow for more: Brighter&WiserPh

07/05/2024

How to be debt free

02/05/2024

Na build mo naba ang iyong EMERGENCY FUND?
Comment down belowโฌ‡๏ธ

29/04/2024

Hindi ba common sa Pilipinas ang maiwan ng PAMANA?

28/04/2024

You Deserve the Best Health Care.
Mahal magkasakit nowadays do it while you're still insurable.

Best way para makatipid?
Get Health and Medical Insurance.

Get a Free Quote now๐Ÿ“ฒ ๐Ÿค—
Your Health Matters to me.
Hindi ka titipirin sa Alaga ni Sunlife๐Ÿ˜‰

28/04/2024

This might be the job you are looking for.
We are Financial Advisors Fulltime or Part time!๐Ÿ’›

Send me dm for more details.๐Ÿ“ง

Follow my Tiktok:
https://www.tiktok.com//video/7362791879785647366?_t=8ltj2Adg8TA&_r=1

28/04/2024

Abundance from God๐Ÿค

26/04/2024

๐™Ž๐™๐™‰ ๐™ˆ๐™–๐™ญ๐™ž๐™‡๐™ž๐™ฃ๐™  ๐™‹๐™ง๐™ž๐™ข๐™š offers life insurance coverage and flexible investment to meet your risk appetite with manageable premiums.

Get your Life Insurance Policy today!

Send me a message for more details and quotation.๐Ÿ“ง

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Click here to claim your Sponsored Listing.

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Na build mo naba ang iyong EMERGENCY FUND?Comment down belowโฌ‡๏ธ#financialanadvisor #lifeinsurancematters #emergencyfund #...
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Makati
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