Sherie Leen Surla

𝙇𝙤𝙤𝙠𝙞𝙣𝙜 𝙛𝙤𝙧 𝙜𝙧𝙤𝙬𝙩𝙝 𝙖𝙣𝙙 𝙨𝙩𝙧𝙚𝙖𝙢 𝙤𝙛 𝙞𝙣𝙘𝙤𝙢𝙚?

Invest in the Sun Life Prosperity
World Income Fund and potentially receive up to 5.5% annual payouts, credited to your bank account monthly!

Invest for capital growth over the long term and enjoy rewards of monthly payouts in the short term.

Based on the Fund's net annual payout range target of 4.5-5.5%.

Yung friend mo na ieencourage ka kumuha ng life insurance, mag-ipon at mag-invest, I bet she’s a friend for keeps! 💎

Thank you client for referring me to your friends and for trusting the no. 1 insurance company, Sun Life! ☺️☀️

IT’S OFFICIAL! 🏆

Sun Life is OVERALL #1 in New Business, Total Premiums & Net Income for the year 2022 ❤️‍🔥

Congrats clients!!! You’re in good hands!!! Bonus pa pag ako advisor mo! 🤣💛✨

Congratulations to other insurance companies as well



Source: Insurance Commission

“𝙃𝙤𝙬 𝙄 𝙘𝙖𝙣 𝙜𝙞𝙫𝙚 𝙢𝙤𝙧𝙚 𝙫𝙖𝙡𝙪𝙚 𝙩𝙤 𝙢𝙮 𝙘𝙡𝙞𝙚𝙣𝙩𝙨?” the question I always ask myself.

So last year, I decided to take licensing exams that would allow me to offer pure investments.

I believe getting this license would help me guide them in achieving their life goals through proper investing.

Insurance is bought in health.
Don’t wait until it’s too late. ⏰

Welcome the Year of the Rabbit with financial planning and organization – for FREE! 😊

Download the Sun Life Financial Organizer at https://sunlife.co/financial-organizer to plan your luck this 2023. ✨

A recipe for financial freedom. 🍜

Yesterday’s team meeting ✨ Ready to bounce back this 2023! 💪🏻

Did you know? A life insurance policy can be assigned as a collateral when you are applying for a personal loan.

No worries though - you can still cancel the policy assignment once you are able.

Curious on how this works? Talk to your financial advisor.

Si ex-fiancée parin ba ang makakakuha ng 1M insurance benefit?

Based sa insurance code

Section 53. The insurance proceeds shall be applied exclusively to the proper interest of the person in whose name or for whose benefit it is made unless otherwise specified in the policy.

So ang pagkakaintindi ko dito is kung sino lang ang nakasulat na beneficiary, exclusive lang sa kanya ang benefits. Hindi pinalitan ang beneficiary kaya sa ex parin mapupunta.

Pero may nagsasabi na "wala naman ng insurable interest eh bakit sa ex parin mapupunta?"

Balik tayo sa insurance code ulit.

Section 19. An interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime; and interest in the LIFE or health of a person insured must exist when the insurance takes effect, but NEED NOT exist thereafter or when the loss occurs.

Sa Life insurance, hindi kailangang existing parin ang insurable interest upon claims. Sa umpisa lang needed and during application.

"Eh may anak na ang insured eh. Dapat sa anak mapunta ang benefits,"

Unless ma-disqualify ang mga designated beneficiaries at wala ng ibang listed beneficiaries, saka pa lang magiging part ng estate ang insurance proceeds na mamanahin ng heirs.

Section 12. The interest of a beneficiary in a life insurance policy shall be forfeited when the beneficiary is the principal, accomplice, or accessory in willfully bringing about the death of the insured. In such a case, the share forfeited shall pass on to the other beneficiaries, unless otherwise disqualified. In the absence of other beneficiaries, the proceeds shall be paid in accordance with the policy contract. If the policy contract is silent, the proceeds shall be paid to the estate of the insured.

BAWAL DIN BA NA BENEFICIARY PARIN ANG EX FIANCEE?

Punta naman tayo sa Civil Code

ARTICLE 2012. Any person who is forbidden from receiving any donation under article 739 cannot be named beneficiary of a life insurance policy by the person who cannot make any donation to him, according to said article.

ARTICLE 739. The following donations shall be void:

(1) Those made between persons who were guilty of adultery or concubinage at the time of the donation;

(2) Those made between persons found guilty of the same criminal offense, in consideration thereof;

(3) Those made to a public officer or his wife, descendants and ascendants, by reason of his office.

So may na violate ba na law? Para sakin wala. Hindi naman siya guilty ng adultery. Hindi naman niya pinapatay yung insured. So si ex-fiancée ang may karapatan sa insurance proceeds.

Choice niya kung anong gusto niyang gawin sa pera.

Sa mga may insurance plans, make sure that your beneficiaries are the ones you want to leave money to. Kung nag bago na ang gusto niyo, palitan na.

Sa mga wala pang insurance, pwede kayo sakin kumuha. 😍

Credits to: Ron Magsalin

You need both! Need help in setting up your insurance and HMO needs? DM Me! 😊

Both life insurance and health maintenance organization (HMO) health insurance would benefit you in case of hospitalization and critical illness diagnosis.

GUARANTEED Payout for the next 7 years! ☀️ Officially launched today!

Sun Smarter Life Elite as token for loyal employees! ☀️💛

Para sa NATATANGING EMPLEYADO na nagbigay ng MARAMING TAON na serbisyo, DEDIKASYON at MALASAKIT sa aming company.

Sila yun isa sa mga FACTORS kung bakit kami umabot ng 18 taon.

As our token of gratitude, we are giving each Service Awardee a
• Certificate of Recognition
• Cash gift worth P20,000
• SUN SMARTER LIFE ELITE plan

which includes the following benefits:

• 600,000 Life Insurance coverage
• 300,000 Accidental Death Benefits
• Lifetime Guaranteed Cash Benefits.
- Receive guaranteed 24,000 cash benefits starting at the end of 6 years and every other year UNTIL AGE 100.
(This will help you supplement your kids education, an important milestone or your retirement years.

• Living Benefits - your policy earns dividends

eto Ang REGALONG PANGHABAMBUHAY 💚

Mam at sir, marami pong salamat sa pagmamahal, malasakit at supporta.

Kasama po namin kayo sa PAG-UNLAD NG THE BEANERY 💚

32 MILLION worth of coverage! When Life Insurance is expressed as . 💛💛💛

Thank you, Vince and Toni Fowler for choosing Sun Life! 🔆

'32 MILLION WORTH OF LIFE INSURANCE'

Vince Flores a.k.a 'Tito Vince' surprised Ms. Toni Fowler with 32 Million Worth of Life Insurance as a gift on her birthday celebration.

His whole statement was, "Ang regalo ko sayo mameh is Life Insurance at ang beneficiary nun ay si Tyronia. Dahil walang kahit anong bagay ang makakatumbas para sa future ng mag-ina ko. Para kapag dumating yung panahon na mawala man tayo sa mundong ito meron si babeh na mapupunta sa kanya."

via YT | Mommy Toni Fowler

Another walking green flag for the women out there! A partner who values the future. 💖

What are your thoughts about this, Ka-Investa?

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For more adulting and finance contents, join us here: https://www.facebook.com/groups/investapayaman

Invest in self-care with Sun Fit and Well ☀️ Promise, It’s Worth it!

Message me to learn more! 💛

YOU NEED A BUDGET!

The most solid advice I can give to anyone seeking for it is to start a budget. Are you looking to buy a house? You need a budget. Are you wanting to buy a new mobile phone? You will need a budget. Do you want to grow your investment portfolio? You need a budget! Do you want to own a car? You need a budget. You need a holiday/ vacation? You need a budget. You need to celebrate birthdays, Valentines, Christmases, New Years’? Of course, you need a budget! You need relationship advice? You definitely need a budget!

See? It all starts with your budget and it will all work out if you consistently stick to your budget.

What are the benefits when you stick to your budget?

1) Budgeting reduces your worry in your home and in your life— legit, peace of mind is achieved.
2) Budgeting reduces friction in your marriage.
3) Budgeting liberates you and gives you the freedom to buy things without feeling guilty.
4) Budgeting helps you to afford things that give more value to your life.
5) Budgeting helps you to be more disciplined in all other areas of your life.
6) Budgeting is an act of doing something great for the family which gives greater value; hence, teaching your kids what it is like to live on a budget and learn from your good example- that budgeting is an amazing and magical thing and it is essential to achieve a happy home.

Your Money Mindset

Scenario. Just imagine.

A loved one got ill, now in the hospital, about to get the different lab test & medication.
The bills are piling up by the day. 💸

Advice: Don't get overwhelmed by the situation. Don't let the worries sink in.

Learn to step back for a while and ask yourself - "if this happens to me, will my family be emotionally and financially prepared for the cost?"

In life, we hope for the best and we should prepare for the worst.☝

Learn how to protect yourself and invest the right way.

✅ Stop waiting
✅ Make the most of the moment
✅ Hope for the best
✅ Work harder

Glad to be part of Coco Chanel Sales Team’s Champions League for the month of February! ☀️

Thank you to my existing and new clients! This recognition is for you 🤗 💛

“Winning means you’re willing to go longer, work harder, and give more than anyone else.”

Congratulations to Coco Chanel Sales Team’s Champions League for the month of February! ☀️☀️☀️

'The Dreamers path' is the fastest path to becoming a millionaire, according to a money expert

Want to know your fortune this year? Get your angpao now and let's make it come true! 😉

Happy Chinese New Year! 😊